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Side-by-side financial comparison of IT TECH PACKAGING, INC. (ITP) and OptimumBank Holdings, Inc. (OPHC). Click either name above to swap in a different company.

IT TECH PACKAGING, INC. is the larger business by last-quarter revenue ($25.6M vs $13.6M, roughly 1.9× OptimumBank Holdings, Inc.). OptimumBank Holdings, Inc. runs the higher net margin — 35.7% vs -5.7%, a 41.3% gap on every dollar of revenue. On growth, OptimumBank Holdings, Inc. posted the faster year-over-year revenue change (32.0% vs 2.1%). OptimumBank Holdings, Inc. produced more free cash flow last quarter ($16.9M vs $1.5M). Over the past eight quarters, OptimumBank Holdings, Inc.'s revenue compounded faster (23.0% CAGR vs 10.5%).

IT TECH PACKAGING, INC. is a paper manufacturing enterprise primarily operating in China. It produces and distributes a diverse portfolio of paper products including corrugated packaging paper, boxboard, and printing-use cultural paper, serving sectors such as consumer goods packaging, logistics, and commercial printing across its core market.

OptimumBank Holdings, Inc. is a Florida-based bank holding company operating the local community bank OptimumBank. It offers retail and commercial banking products including deposit accounts, loans, mortgage services and wealth management, serving individual consumers and small-to-medium enterprises in southern Florida.

ITP vs OPHC — Head-to-Head

Bigger by revenue
ITP
ITP
1.9× larger
ITP
$25.6M
$13.6M
OPHC
Growing faster (revenue YoY)
OPHC
OPHC
+29.9% gap
OPHC
32.0%
2.1%
ITP
Higher net margin
OPHC
OPHC
41.3% more per $
OPHC
35.7%
-5.7%
ITP
More free cash flow
OPHC
OPHC
$15.4M more FCF
OPHC
$16.9M
$1.5M
ITP
Faster 2-yr revenue CAGR
OPHC
OPHC
Annualised
OPHC
23.0%
10.5%
ITP

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
ITP
ITP
OPHC
OPHC
Revenue
$25.6M
$13.6M
Net Profit
$-1.4M
$4.9M
Gross Margin
7.9%
Operating Margin
-3.9%
47.5%
Net Margin
-5.7%
35.7%
Revenue YoY
2.1%
32.0%
Net Profit YoY
26.6%
22.9%
EPS (diluted)
$-0.11
$-0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ITP
ITP
OPHC
OPHC
Q4 25
$13.6M
Q3 25
$25.6M
$13.0M
Q2 25
$24.8M
$12.1M
Q1 25
$10.9M
$10.7M
Q4 24
$17.6M
$10.3M
Q3 24
$25.1M
$10.1M
Q2 24
$26.2M
$9.9M
Q1 24
$6.9M
$9.0M
Net Profit
ITP
ITP
OPHC
OPHC
Q4 25
$4.9M
Q3 25
$-1.4M
$4.3M
Q2 25
$-2.0M
$3.6M
Q1 25
$-3.5M
$3.9M
Q4 24
$-4.0M
$3.9M
Q3 24
$-2.0M
$3.3M
Q2 24
$-77.7K
$3.5M
Q1 24
$-3.7M
$2.4M
Gross Margin
ITP
ITP
OPHC
OPHC
Q4 25
Q3 25
7.9%
Q2 25
5.1%
Q1 25
0.8%
Q4 24
6.3%
Q3 24
7.6%
Q2 24
12.4%
Q1 24
5.8%
Operating Margin
ITP
ITP
OPHC
OPHC
Q4 25
47.5%
Q3 25
-3.9%
43.5%
Q2 25
-7.1%
40.2%
Q1 25
-31.0%
48.8%
Q4 24
-21.5%
51.5%
Q3 24
-5.8%
44.0%
Q2 24
2.1%
46.9%
Q1 24
-51.0%
35.9%
Net Margin
ITP
ITP
OPHC
OPHC
Q4 25
35.7%
Q3 25
-5.7%
33.2%
Q2 25
-7.9%
29.8%
Q1 25
-32.2%
36.3%
Q4 24
-22.9%
38.3%
Q3 24
-7.9%
32.8%
Q2 24
-0.3%
35.2%
Q1 24
-54.6%
26.4%
EPS (diluted)
ITP
ITP
OPHC
OPHC
Q4 25
$-0.08
Q3 25
$-0.11
$0.18
Q2 25
$-0.16
$0.29
Q1 25
$-0.35
$0.32
Q4 24
$-0.40
$-0.17
Q3 24
$-0.20
$0.15
Q2 24
$-0.01
$0.34
Q1 24
$-0.37
$0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ITP
ITP
OPHC
OPHC
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$4.7M
Stockholders' EquityBook value
$152.0M
$121.9M
Total Assets
$175.7M
$1.1B
Debt / EquityLower = less leverage
0.03×

8-quarter trend — quarters aligned by calendar period.

Total Debt
ITP
ITP
OPHC
OPHC
Q4 25
Q3 25
$4.7M
Q2 25
$4.7M
Q1 25
$4.7M
Q4 24
$4.7M
Q3 24
$8.9M
Q2 24
$11.3M
Q1 24
$11.4M
Stockholders' Equity
ITP
ITP
OPHC
OPHC
Q4 25
$121.9M
Q3 25
$152.0M
$116.9M
Q2 25
$152.3M
$111.3M
Q1 25
$152.8M
$108.0M
Q4 24
$156.1M
$103.2M
Q3 24
$164.3M
$92.7M
Q2 24
$163.5M
$87.0M
Q1 24
$164.3M
$83.0M
Total Assets
ITP
ITP
OPHC
OPHC
Q4 25
$1.1B
Q3 25
$175.7M
$1.1B
Q2 25
$175.2M
$999.1M
Q1 25
$175.2M
$977.5M
Q4 24
$177.5M
$932.9M
Q3 24
$190.0M
$945.2M
Q2 24
$191.4M
$899.8M
Q1 24
$177.5M
$940.6M
Debt / Equity
ITP
ITP
OPHC
OPHC
Q4 25
Q3 25
0.03×
Q2 25
0.03×
Q1 25
0.03×
Q4 24
0.03×
Q3 24
0.05×
Q2 24
0.07×
Q1 24
0.07×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ITP
ITP
OPHC
OPHC
Operating Cash FlowLast quarter
$1.5M
$17.8M
Free Cash FlowOCF − Capex
$1.5M
$16.9M
FCF MarginFCF / Revenue
5.9%
124.6%
Capex IntensityCapex / Revenue
0.0%
6.6%
Cash ConversionOCF / Net Profit
3.68×
TTM Free Cash FlowTrailing 4 quarters
$3.8M
$27.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ITP
ITP
OPHC
OPHC
Q4 25
$17.8M
Q3 25
$1.5M
$1.9M
Q2 25
$1.4M
$6.2M
Q1 25
$-2.5M
$3.1M
Q4 24
$3.5M
$15.6M
Q3 24
$1.5M
$4.0M
Q2 24
$721.9K
$3.1M
Q1 24
$624.4K
$2.5M
Free Cash Flow
ITP
ITP
OPHC
OPHC
Q4 25
$16.9M
Q3 25
$1.5M
$1.9M
Q2 25
$1.3M
$5.9M
Q1 25
$-2.5M
$2.9M
Q4 24
$3.5M
$14.6M
Q3 24
$1.2M
$3.9M
Q2 24
$668.3K
$2.7M
Q1 24
$615.4K
$2.3M
FCF Margin
ITP
ITP
OPHC
OPHC
Q4 25
124.6%
Q3 25
5.9%
14.7%
Q2 25
5.4%
48.5%
Q1 25
-22.8%
26.8%
Q4 24
19.6%
141.9%
Q3 24
4.9%
38.3%
Q2 24
2.5%
27.5%
Q1 24
9.0%
25.4%
Capex Intensity
ITP
ITP
OPHC
OPHC
Q4 25
6.6%
Q3 25
0.0%
0.0%
Q2 25
0.1%
2.5%
Q1 25
0.1%
2.7%
Q4 24
0.1%
9.6%
Q3 24
1.0%
1.5%
Q2 24
0.2%
3.6%
Q1 24
0.1%
2.9%
Cash Conversion
ITP
ITP
OPHC
OPHC
Q4 25
3.68×
Q3 25
0.44×
Q2 25
1.71×
Q1 25
0.81×
Q4 24
3.95×
Q3 24
1.21×
Q2 24
0.89×
Q1 24
1.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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