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Side-by-side financial comparison of IT TECH PACKAGING, INC. (ITP) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.
Ponce Financial Group, Inc. is the larger business by last-quarter revenue ($31.4M vs $25.6M, roughly 1.2× IT TECH PACKAGING, INC.). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs -5.7%, a 41.9% gap on every dollar of revenue. On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs 2.1%). Ponce Financial Group, Inc. produced more free cash flow last quarter ($54.6M vs $1.5M). Over the past eight quarters, Ponce Financial Group, Inc.'s revenue compounded faster (23.7% CAGR vs 10.5%).
IT TECH PACKAGING, INC. is a paper manufacturing enterprise primarily operating in China. It produces and distributes a diverse portfolio of paper products including corrugated packaging paper, boxboard, and printing-use cultural paper, serving sectors such as consumer goods packaging, logistics, and commercial printing across its core market.
Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.
ITP vs PDLB — Head-to-Head
Income Statement — Q3 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $25.6M | $31.4M |
| Net Profit | $-1.4M | $10.1M |
| Gross Margin | 7.9% | — |
| Operating Margin | -3.9% | 43.6% |
| Net Margin | -5.7% | 36.3% |
| Revenue YoY | 2.1% | 37.6% |
| Net Profit YoY | 26.6% | 245.6% |
| EPS (diluted) | $-0.11 | $0.43 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $31.4M | ||
| Q3 25 | $25.6M | $26.7M | ||
| Q2 25 | $24.8M | $26.5M | ||
| Q1 25 | $10.9M | $24.6M | ||
| Q4 24 | $17.6M | $22.8M | ||
| Q3 24 | $25.1M | $20.2M | ||
| Q2 24 | $26.2M | $20.2M | ||
| Q1 24 | $6.9M | $20.5M |
| Q4 25 | — | $10.1M | ||
| Q3 25 | $-1.4M | $6.5M | ||
| Q2 25 | $-2.0M | $6.1M | ||
| Q1 25 | $-3.5M | $6.0M | ||
| Q4 24 | $-4.0M | $2.9M | ||
| Q3 24 | $-2.0M | $2.4M | ||
| Q2 24 | $-77.7K | $3.2M | ||
| Q1 24 | $-3.7M | $2.4M |
| Q4 25 | — | — | ||
| Q3 25 | 7.9% | — | ||
| Q2 25 | 5.1% | — | ||
| Q1 25 | 0.8% | — | ||
| Q4 24 | 6.3% | — | ||
| Q3 24 | 7.6% | — | ||
| Q2 24 | 12.4% | — | ||
| Q1 24 | 5.8% | — |
| Q4 25 | — | 43.6% | ||
| Q3 25 | -3.9% | 32.8% | ||
| Q2 25 | -7.1% | 30.2% | ||
| Q1 25 | -31.0% | 32.5% | ||
| Q4 24 | -21.5% | 19.6% | ||
| Q3 24 | -5.8% | 15.2% | ||
| Q2 24 | 2.1% | 21.8% | ||
| Q1 24 | -51.0% | 18.3% |
| Q4 25 | — | 36.3% | ||
| Q3 25 | -5.7% | 24.3% | ||
| Q2 25 | -7.9% | 23.0% | ||
| Q1 25 | -32.2% | 24.2% | ||
| Q4 24 | -22.9% | 14.1% | ||
| Q3 24 | -7.9% | 12.1% | ||
| Q2 24 | -0.3% | 15.8% | ||
| Q1 24 | -54.6% | 11.8% |
| Q4 25 | — | $0.43 | ||
| Q3 25 | $-0.11 | $0.27 | ||
| Q2 25 | $-0.16 | $0.25 | ||
| Q1 25 | $-0.35 | $0.25 | ||
| Q4 24 | $-0.40 | $0.11 | ||
| Q3 24 | $-0.20 | $0.10 | ||
| Q2 24 | $-0.01 | $0.14 | ||
| Q1 24 | $-0.37 | $0.11 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $126.2M |
| Total DebtLower is stronger | $4.7M | $596.1M |
| Stockholders' EquityBook value | $152.0M | $541.5M |
| Total Assets | $175.7M | $3.2B |
| Debt / EquityLower = less leverage | 0.03× | 1.10× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $126.2M | ||
| Q3 25 | — | $146.6M | ||
| Q2 25 | — | $126.6M | ||
| Q1 25 | — | $129.9M | ||
| Q4 24 | — | $139.8M | ||
| Q3 24 | — | $155.8M | ||
| Q2 24 | — | $103.2M | ||
| Q1 24 | — | $134.7M |
| Q4 25 | — | $596.1M | ||
| Q3 25 | $4.7M | $521.1M | ||
| Q2 25 | $4.7M | $536.1M | ||
| Q1 25 | $4.7M | $521.1M | ||
| Q4 24 | $4.7M | $596.1M | ||
| Q3 24 | $8.9M | $580.4M | ||
| Q2 24 | $11.3M | $680.4M | ||
| Q1 24 | $11.4M | $680.4M |
| Q4 25 | — | $541.5M | ||
| Q3 25 | $152.0M | $529.8M | ||
| Q2 25 | $152.3M | $521.1M | ||
| Q1 25 | $152.8M | $513.9M | ||
| Q4 24 | $156.1M | $505.5M | ||
| Q3 24 | $164.3M | $504.6M | ||
| Q2 24 | $163.5M | $497.7M | ||
| Q1 24 | $164.3M | $493.7M |
| Q4 25 | — | $3.2B | ||
| Q3 25 | $175.7M | $3.2B | ||
| Q2 25 | $175.2M | $3.2B | ||
| Q1 25 | $175.2M | $3.1B | ||
| Q4 24 | $177.5M | $3.0B | ||
| Q3 24 | $190.0M | $3.0B | ||
| Q2 24 | $191.4M | $2.8B | ||
| Q1 24 | $177.5M | $2.8B |
| Q4 25 | — | 1.10× | ||
| Q3 25 | 0.03× | 0.98× | ||
| Q2 25 | 0.03× | 1.03× | ||
| Q1 25 | 0.03× | 1.01× | ||
| Q4 24 | 0.03× | 1.18× | ||
| Q3 24 | 0.05× | 1.15× | ||
| Q2 24 | 0.07× | 1.37× | ||
| Q1 24 | 0.07× | 1.38× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $1.5M | $55.6M |
| Free Cash FlowOCF − Capex | $1.5M | $54.6M |
| FCF MarginFCF / Revenue | 5.9% | 173.9% |
| Capex IntensityCapex / Revenue | 0.0% | 3.1% |
| Cash ConversionOCF / Net Profit | — | 5.48× |
| TTM Free Cash FlowTrailing 4 quarters | $3.8M | $74.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $55.6M | ||
| Q3 25 | $1.5M | $1.4M | ||
| Q2 25 | $1.4M | $6.2M | ||
| Q1 25 | $-2.5M | $13.1M | ||
| Q4 24 | $3.5M | $7.2M | ||
| Q3 24 | $1.5M | $-14.6M | ||
| Q2 24 | $721.9K | $-2.6M | ||
| Q1 24 | $624.4K | $1.5M |
| Q4 25 | — | $54.6M | ||
| Q3 25 | $1.5M | $786.0K | ||
| Q2 25 | $1.3M | $5.9M | ||
| Q1 25 | $-2.5M | $12.9M | ||
| Q4 24 | $3.5M | $4.5M | ||
| Q3 24 | $1.2M | $-15.0M | ||
| Q2 24 | $668.3K | $-2.6M | ||
| Q1 24 | $615.4K | $-315.0K |
| Q4 25 | — | 173.9% | ||
| Q3 25 | 5.9% | 2.9% | ||
| Q2 25 | 5.4% | 22.4% | ||
| Q1 25 | -22.8% | 52.6% | ||
| Q4 24 | 19.6% | 19.7% | ||
| Q3 24 | 4.9% | -74.1% | ||
| Q2 24 | 2.5% | -13.0% | ||
| Q1 24 | 9.0% | -1.5% |
| Q4 25 | — | 3.1% | ||
| Q3 25 | 0.0% | 2.3% | ||
| Q2 25 | 0.1% | 1.0% | ||
| Q1 25 | 0.1% | 0.6% | ||
| Q4 24 | 0.1% | 11.9% | ||
| Q3 24 | 1.0% | 2.0% | ||
| Q2 24 | 0.2% | 0.3% | ||
| Q1 24 | 0.1% | 8.7% |
| Q4 25 | — | 5.48× | ||
| Q3 25 | — | 0.21× | ||
| Q2 25 | — | 1.01× | ||
| Q1 25 | — | 2.20× | ||
| Q4 24 | — | 2.46× | ||
| Q3 24 | — | -5.99× | ||
| Q2 24 | — | -0.80× | ||
| Q1 24 | — | 0.61× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
