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Side-by-side financial comparison of InvenTrust Properties Corp. (IVT) and Repay Holdings Corp (RPAY). Click either name above to swap in a different company.
Repay Holdings Corp is the larger business by last-quarter revenue ($78.6M vs $77.4M, roughly 1.0× InvenTrust Properties Corp.). InvenTrust Properties Corp. runs the higher net margin — 3.4% vs -178.3%, a 181.7% gap on every dollar of revenue. On growth, InvenTrust Properties Corp. posted the faster year-over-year revenue change (8.6% vs 0.4%). InvenTrust Properties Corp. produced more free cash flow last quarter ($110.9M vs $23.2M). Over the past eight quarters, InvenTrust Properties Corp.'s revenue compounded faster (7.6% CAGR vs -1.3%).
InvenTrust Properties Corp. is a real estate investment trust that invests in shopping malls. As of December 31, 2024, the company owned interests in 68 properties comprising 11.0 million square feet.
Repay Holdings Corp is a leading payment technology provider delivering integrated end-to-end payment processing solutions for businesses across North America. Its offerings include credit/debit card processing, ACH transfer services, POS system integrations and digital payment tools, serving retail, healthcare, automotive and e-commerce segments to help clients streamline transaction workflows and boost operational efficiency.
IVT vs RPAY — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $77.4M | $78.6M |
| Net Profit | $2.7M | $-140.1M |
| Gross Margin | — | 74.2% |
| Operating Margin | -11.0% | -182.2% |
| Net Margin | 3.4% | -178.3% |
| Revenue YoY | 8.6% | 0.4% |
| Net Profit YoY | -72.8% | -3304.1% |
| EPS (diluted) | $0.02 | $-1.68 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $77.4M | $78.6M | ||
| Q3 25 | $74.5M | $77.7M | ||
| Q2 25 | $73.6M | $75.6M | ||
| Q1 25 | $73.8M | $77.3M | ||
| Q4 24 | $71.2M | $78.3M | ||
| Q3 24 | $68.5M | $79.1M | ||
| Q2 24 | $67.4M | $74.9M | ||
| Q1 24 | $66.8M | $80.7M |
| Q4 25 | $2.7M | $-140.1M | ||
| Q3 25 | $6.0M | $-6.4M | ||
| Q2 25 | $95.9M | $-102.3M | ||
| Q1 25 | $6.8M | $-7.9M | ||
| Q4 24 | $9.8M | $-4.1M | ||
| Q3 24 | $-539.0K | $3.2M | ||
| Q2 24 | $1.5M | $-4.1M | ||
| Q1 24 | $2.9M | $-5.2M |
| Q4 25 | — | 74.2% | ||
| Q3 25 | — | 74.4% | ||
| Q2 25 | — | 75.7% | ||
| Q1 25 | — | 75.9% | ||
| Q4 24 | — | 76.3% | ||
| Q3 24 | — | 77.8% | ||
| Q2 24 | — | 78.2% | ||
| Q1 24 | — | 76.2% |
| Q4 25 | -11.0% | -182.2% | ||
| Q3 25 | -9.8% | -3.9% | ||
| Q2 25 | — | -138.7% | ||
| Q1 25 | -10.5% | -4.7% | ||
| Q4 24 | -3.6% | -1.5% | ||
| Q3 24 | -18.7% | -0.9% | ||
| Q2 24 | -13.6% | -4.6% | ||
| Q1 24 | -13.1% | -3.1% |
| Q4 25 | 3.4% | -178.3% | ||
| Q3 25 | 8.1% | -8.3% | ||
| Q2 25 | 130.4% | -135.2% | ||
| Q1 25 | 9.2% | -10.3% | ||
| Q4 24 | 13.8% | -5.3% | ||
| Q3 24 | -0.8% | 4.1% | ||
| Q2 24 | 2.2% | -5.4% | ||
| Q1 24 | 4.3% | -6.5% |
| Q4 25 | $0.02 | $-1.68 | ||
| Q3 25 | $0.08 | $-0.08 | ||
| Q2 25 | $1.23 | $-1.15 | ||
| Q1 25 | $0.09 | $-0.09 | ||
| Q4 24 | $0.14 | $-0.04 | ||
| Q3 24 | $-0.01 | $0.03 | ||
| Q2 24 | $0.02 | $-0.04 | ||
| Q1 24 | $0.04 | $-0.06 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $115.7M |
| Total DebtLower is stronger | $825.9M | $280.1M |
| Stockholders' EquityBook value | $1.8B | $484.4M |
| Total Assets | $2.8B | $1.2B |
| Debt / EquityLower = less leverage | 0.46× | 0.58× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $115.7M | ||
| Q3 25 | — | $95.7M | ||
| Q2 25 | — | $162.6M | ||
| Q1 25 | — | $165.5M | ||
| Q4 24 | — | $189.5M | ||
| Q3 24 | — | $168.7M | ||
| Q2 24 | — | $147.1M | ||
| Q1 24 | — | $128.3M |
| Q4 25 | $825.9M | $280.1M | ||
| Q3 25 | $764.6M | $279.5M | ||
| Q2 25 | $746.3M | $279.0M | ||
| Q1 25 | $740.7M | $497.6M | ||
| Q4 24 | $740.4M | $496.8M | ||
| Q3 24 | $740.1M | $496.2M | ||
| Q2 24 | $812.2M | $435.6M | ||
| Q1 24 | $827.5M | $434.9M |
| Q4 25 | $1.8B | $484.4M | ||
| Q3 25 | $1.8B | $616.9M | ||
| Q2 25 | $1.8B | $633.7M | ||
| Q1 25 | $1.7B | $755.7M | ||
| Q4 24 | $1.8B | $761.3M | ||
| Q3 24 | $1.8B | $754.7M | ||
| Q2 24 | $1.5B | $815.4M | ||
| Q1 24 | $1.5B | $813.8M |
| Q4 25 | $2.8B | $1.2B | ||
| Q3 25 | $2.7B | $1.3B | ||
| Q2 25 | $2.7B | $1.4B | ||
| Q1 25 | $2.6B | $1.5B | ||
| Q4 24 | $2.6B | $1.6B | ||
| Q3 24 | $2.6B | $1.6B | ||
| Q2 24 | $2.5B | $1.5B | ||
| Q1 24 | $2.5B | $1.5B |
| Q4 25 | 0.46× | 0.58× | ||
| Q3 25 | 0.42× | 0.45× | ||
| Q2 25 | 0.41× | 0.44× | ||
| Q1 25 | 0.42× | 0.66× | ||
| Q4 24 | 0.42× | 0.65× | ||
| Q3 24 | 0.42× | 0.66× | ||
| Q2 24 | 0.53× | 0.53× | ||
| Q1 24 | 0.53× | 0.53× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $155.4M | $23.3M |
| Free Cash FlowOCF − Capex | $110.9M | $23.2M |
| FCF MarginFCF / Revenue | 143.3% | 29.6% |
| Capex IntensityCapex / Revenue | 57.5% | 0.1% |
| Cash ConversionOCF / Net Profit | 58.41× | — |
| TTM Free Cash FlowTrailing 4 quarters | $193.1M | $90.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $155.4M | $23.3M | ||
| Q3 25 | $43.8M | $32.2M | ||
| Q2 25 | $48.7M | $33.1M | ||
| Q1 25 | $20.2M | $2.5M | ||
| Q4 24 | $136.9M | $34.3M | ||
| Q3 24 | $38.4M | $60.1M | ||
| Q2 24 | $46.7M | $31.0M | ||
| Q1 24 | $14.8M | $24.8M |
| Q4 25 | $110.9M | $23.2M | ||
| Q3 25 | $31.4M | $32.1M | ||
| Q2 25 | $38.0M | $33.0M | ||
| Q1 25 | $12.8M | $2.4M | ||
| Q4 24 | $100.8M | $34.0M | ||
| Q3 24 | $29.3M | $59.8M | ||
| Q2 24 | $37.2M | $30.5M | ||
| Q1 24 | $7.7M | $24.7M |
| Q4 25 | 143.3% | 29.6% | ||
| Q3 25 | 42.2% | 41.3% | ||
| Q2 25 | 51.6% | 43.6% | ||
| Q1 25 | 17.4% | 3.0% | ||
| Q4 24 | 141.5% | 43.5% | ||
| Q3 24 | 42.8% | 75.6% | ||
| Q2 24 | 55.2% | 40.7% | ||
| Q1 24 | 11.5% | 30.6% |
| Q4 25 | 57.5% | 0.1% | ||
| Q3 25 | 16.7% | 0.2% | ||
| Q2 25 | 14.6% | 0.1% | ||
| Q1 25 | 10.0% | 0.2% | ||
| Q4 24 | 50.7% | 0.3% | ||
| Q3 24 | 13.3% | 0.3% | ||
| Q2 24 | 14.0% | 0.6% | ||
| Q1 24 | 10.6% | 0.1% |
| Q4 25 | 58.41× | — | ||
| Q3 25 | 7.27× | — | ||
| Q2 25 | 0.51× | — | ||
| Q1 25 | 2.97× | — | ||
| Q4 24 | 13.97× | — | ||
| Q3 24 | — | 18.52× | ||
| Q2 24 | 31.15× | — | ||
| Q1 24 | 5.10× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
IVT
Segment breakdown not available.
RPAY
| Sales Channel Directly To Consumer | $69.4M | 88% |
| Other | $6.8M | 9% |
| Sales Channel Through Intermediary | $2.3M | 3% |
