vs

Side-by-side financial comparison of SANFILIPPO JOHN B & SON INC (JBSS) and OFG BANCORP (OFG). Click either name above to swap in a different company.

SANFILIPPO JOHN B & SON INC is the larger business by last-quarter revenue ($314.8M vs $184.3M, roughly 1.7× OFG BANCORP). OFG BANCORP runs the higher net margin — 30.3% vs 5.7%, a 24.6% gap on every dollar of revenue. On growth, SANFILIPPO JOHN B & SON INC posted the faster year-over-year revenue change (4.6% vs 0.9%). OFG BANCORP produced more free cash flow last quarter ($199.3M vs $40.0M). Over the past eight quarters, SANFILIPPO JOHN B & SON INC's revenue compounded faster (7.6% CAGR vs 2.8%).

John B. Sanfilippo & Son Inc. (JBSS) is a leading US processor, marketer and distributor of high-quality tree nuts, peanuts, dried fruits, and value-added snack products. It serves retail, foodservice, and industrial ingredient customers primarily across North America, offering both branded and private label product lines.

OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....

JBSS vs OFG — Head-to-Head

Bigger by revenue
JBSS
JBSS
1.7× larger
JBSS
$314.8M
$184.3M
OFG
Growing faster (revenue YoY)
JBSS
JBSS
+3.7% gap
JBSS
4.6%
0.9%
OFG
Higher net margin
OFG
OFG
24.6% more per $
OFG
30.3%
5.7%
JBSS
More free cash flow
OFG
OFG
$159.3M more FCF
OFG
$199.3M
$40.0M
JBSS
Faster 2-yr revenue CAGR
JBSS
JBSS
Annualised
JBSS
7.6%
2.8%
OFG

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
JBSS
JBSS
OFG
OFG
Revenue
$314.8M
$184.3M
Net Profit
$18.0M
$55.9M
Gross Margin
18.8%
Operating Margin
8.3%
25.7%
Net Margin
5.7%
30.3%
Revenue YoY
4.6%
0.9%
Net Profit YoY
32.1%
11.0%
EPS (diluted)
$1.53
$1.27

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
JBSS
JBSS
OFG
OFG
Q4 25
$314.8M
$184.3M
Q3 25
$298.7M
$186.2M
Q2 25
$269.1M
$182.4M
Q1 25
$260.9M
$178.6M
Q4 24
$301.1M
$182.7M
Q3 24
$276.2M
$174.7M
Q2 24
$269.6M
$179.8M
Q1 24
$271.9M
$174.4M
Net Profit
JBSS
JBSS
OFG
OFG
Q4 25
$18.0M
$55.9M
Q3 25
$18.7M
$51.8M
Q2 25
$13.5M
$51.8M
Q1 25
$20.2M
$45.6M
Q4 24
$13.6M
$50.3M
Q3 24
$11.7M
$47.0M
Q2 24
$10.0M
$51.1M
Q1 24
$13.5M
$49.7M
Gross Margin
JBSS
JBSS
OFG
OFG
Q4 25
18.8%
Q3 25
18.1%
Q2 25
18.1%
Q1 25
21.4%
Q4 24
17.4%
Q3 24
16.9%
Q2 24
18.5%
Q1 24
18.1%
Operating Margin
JBSS
JBSS
OFG
OFG
Q4 25
8.3%
25.7%
Q3 25
9.0%
33.0%
Q2 25
7.5%
36.1%
Q1 25
10.8%
33.3%
Q4 24
6.4%
28.9%
Q3 24
6.2%
35.4%
Q2 24
5.4%
39.6%
Q1 24
6.7%
38.9%
Net Margin
JBSS
JBSS
OFG
OFG
Q4 25
5.7%
30.3%
Q3 25
6.3%
27.8%
Q2 25
5.0%
28.4%
Q1 25
7.7%
25.5%
Q4 24
4.5%
27.6%
Q3 24
4.2%
26.9%
Q2 24
3.7%
28.4%
Q1 24
5.0%
28.5%
EPS (diluted)
JBSS
JBSS
OFG
OFG
Q4 25
$1.53
$1.27
Q3 25
$1.59
$1.16
Q2 25
$1.15
$1.15
Q1 25
$1.72
$1.00
Q4 24
$1.16
$1.10
Q3 24
$1.00
$1.00
Q2 24
$0.85
$1.08
Q1 24
$1.15
$1.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
JBSS
JBSS
OFG
OFG
Cash + ST InvestmentsLiquidity on hand
$2.4M
$1.0B
Total DebtLower is stronger
$28.8M
Stockholders' EquityBook value
$370.1M
$1.4B
Total Assets
$617.7M
$12.5B
Debt / EquityLower = less leverage
0.08×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
JBSS
JBSS
OFG
OFG
Q4 25
$2.4M
$1.0B
Q3 25
$714.0K
$740.3M
Q2 25
$585.0K
$851.8M
Q1 25
$1.3M
$710.6M
Q4 24
$336.0K
$591.1M
Q3 24
$442.0K
$680.6M
Q2 24
$484.0K
$740.4M
Q1 24
$377.0K
$754.4M
Total Debt
JBSS
JBSS
OFG
OFG
Q4 25
$28.8M
Q3 25
$29.8M
Q2 25
$14.6M
Q1 25
$5.8M
Q4 24
$6.0M
Q3 24
$6.2M
Q2 24
$6.4M
Q1 24
$6.6M
Stockholders' Equity
JBSS
JBSS
OFG
OFG
Q4 25
$370.1M
$1.4B
Q3 25
$362.8M
$1.4B
Q2 25
$360.7M
$1.3B
Q1 25
$346.6M
$1.3B
Q4 24
$325.6M
$1.3B
Q3 24
$310.8M
$1.3B
Q2 24
$322.6M
$1.2B
Q1 24
$321.8M
$1.2B
Total Assets
JBSS
JBSS
OFG
OFG
Q4 25
$617.7M
$12.5B
Q3 25
$598.7M
$12.2B
Q2 25
$597.6M
$12.2B
Q1 25
$590.0M
$11.7B
Q4 24
$545.3M
$11.5B
Q3 24
$519.4M
$11.5B
Q2 24
$515.6M
$11.3B
Q1 24
$491.9M
$11.2B
Debt / Equity
JBSS
JBSS
OFG
OFG
Q4 25
0.08×
Q3 25
0.08×
Q2 25
0.04×
Q1 25
0.02×
Q4 24
0.02×
Q3 24
0.02×
Q2 24
0.02×
Q1 24
0.02×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
JBSS
JBSS
OFG
OFG
Operating Cash FlowLast quarter
$62.5M
$217.7M
Free Cash FlowOCF − Capex
$40.0M
$199.3M
FCF MarginFCF / Revenue
12.7%
108.1%
Capex IntensityCapex / Revenue
7.1%
10.0%
Cash ConversionOCF / Net Profit
3.48×
3.90×
TTM Free Cash FlowTrailing 4 quarters
$32.8M
$345.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
JBSS
JBSS
OFG
OFG
Q4 25
$62.5M
$217.7M
Q3 25
$32.1M
$39.5M
Q2 25
$36.5M
$35.9M
Q1 25
$-25.9M
$83.1M
Q4 24
$11.0M
$252.5M
Q3 24
$8.9M
$58.1M
Q2 24
$35.2M
$95.1M
Q1 24
$5.3M
$61.0M
Free Cash Flow
JBSS
JBSS
OFG
OFG
Q4 25
$40.0M
$199.3M
Q3 25
$7.3M
$35.5M
Q2 25
$23.0M
$31.8M
Q1 25
$-37.6M
$78.7M
Q4 24
$-2.7M
$231.2M
Q3 24
$-3.0M
$51.8M
Q2 24
$24.4M
$90.4M
Q1 24
$-1.3M
$54.8M
FCF Margin
JBSS
JBSS
OFG
OFG
Q4 25
12.7%
108.1%
Q3 25
2.4%
19.1%
Q2 25
8.6%
17.4%
Q1 25
-14.4%
44.1%
Q4 24
-0.9%
126.5%
Q3 24
-1.1%
29.6%
Q2 24
9.0%
50.3%
Q1 24
-0.5%
31.4%
Capex Intensity
JBSS
JBSS
OFG
OFG
Q4 25
7.1%
10.0%
Q3 25
8.3%
2.1%
Q2 25
5.0%
2.3%
Q1 25
4.5%
2.4%
Q4 24
4.5%
11.7%
Q3 24
4.3%
3.6%
Q2 24
4.0%
2.6%
Q1 24
2.4%
3.5%
Cash Conversion
JBSS
JBSS
OFG
OFG
Q4 25
3.48×
3.90×
Q3 25
1.72×
0.76×
Q2 25
2.70×
0.69×
Q1 25
-1.29×
1.82×
Q4 24
0.81×
5.02×
Q3 24
0.77×
1.24×
Q2 24
3.52×
1.86×
Q1 24
0.39×
1.23×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

JBSS
JBSS

Sales Channel Directly To Consumer$263.2M84%
Sales Channel Commercial Ingredients$28.0M9%
Sales Channel Contract Packaging$23.6M8%

OFG
OFG

Segment breakdown not available.

Related Comparisons