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Side-by-side financial comparison of SANFILIPPO JOHN B & SON INC (JBSS) and PRA GROUP INC (PRAA). Click either name above to swap in a different company.

PRA GROUP INC is the larger business by last-quarter revenue ($333.4M vs $314.8M, roughly 1.1× SANFILIPPO JOHN B & SON INC). PRA GROUP INC runs the higher net margin — 17.0% vs 5.7%, a 11.3% gap on every dollar of revenue. On growth, PRA GROUP INC posted the faster year-over-year revenue change (13.7% vs 4.6%). SANFILIPPO JOHN B & SON INC produced more free cash flow last quarter ($40.0M vs $-90.4M). Over the past eight quarters, PRA GROUP INC's revenue compounded faster (14.2% CAGR vs 7.6%).

John B. Sanfilippo & Son Inc. (JBSS) is a leading US processor, marketer and distributor of high-quality tree nuts, peanuts, dried fruits, and value-added snack products. It serves retail, foodservice, and industrial ingredient customers primarily across North America, offering both branded and private label product lines.

PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia. The company buys delinquent consumer debt from credit card issuers and other financial institutions at a discount and pursues collection of the full debt owed. Founded in 1996, PRA Group employs more than 3200 people in 18 countries.

JBSS vs PRAA — Head-to-Head

Bigger by revenue
PRAA
PRAA
1.1× larger
PRAA
$333.4M
$314.8M
JBSS
Growing faster (revenue YoY)
PRAA
PRAA
+9.1% gap
PRAA
13.7%
4.6%
JBSS
Higher net margin
PRAA
PRAA
11.3% more per $
PRAA
17.0%
5.7%
JBSS
More free cash flow
JBSS
JBSS
$130.4M more FCF
JBSS
$40.0M
$-90.4M
PRAA
Faster 2-yr revenue CAGR
PRAA
PRAA
Annualised
PRAA
14.2%
7.6%
JBSS

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
JBSS
JBSS
PRAA
PRAA
Revenue
$314.8M
$333.4M
Net Profit
$18.0M
$56.5M
Gross Margin
18.8%
Operating Margin
8.3%
37.7%
Net Margin
5.7%
17.0%
Revenue YoY
4.6%
13.7%
Net Profit YoY
32.1%
206.3%
EPS (diluted)
$1.53
$1.47

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
JBSS
JBSS
PRAA
PRAA
Q4 25
$314.8M
$333.4M
Q3 25
$298.7M
$311.1M
Q2 25
$269.1M
$287.7M
Q1 25
$260.9M
$269.6M
Q4 24
$301.1M
$293.2M
Q3 24
$276.2M
$281.5M
Q2 24
$269.6M
$284.2M
Q1 24
$271.9M
$255.6M
Net Profit
JBSS
JBSS
PRAA
PRAA
Q4 25
$18.0M
$56.5M
Q3 25
$18.7M
$-407.7M
Q2 25
$13.5M
$42.4M
Q1 25
$20.2M
$3.7M
Q4 24
$13.6M
$18.5M
Q3 24
$11.7M
$27.2M
Q2 24
$10.0M
$21.5M
Q1 24
$13.5M
$3.5M
Gross Margin
JBSS
JBSS
PRAA
PRAA
Q4 25
18.8%
Q3 25
18.1%
Q2 25
18.1%
Q1 25
21.4%
Q4 24
17.4%
Q3 24
16.9%
Q2 24
18.5%
Q1 24
18.1%
Operating Margin
JBSS
JBSS
PRAA
PRAA
Q4 25
8.3%
37.7%
Q3 25
9.0%
-101.4%
Q2 25
7.5%
29.6%
Q1 25
10.8%
27.7%
Q4 24
6.4%
32.1%
Q3 24
6.2%
32.0%
Q2 24
5.4%
31.4%
Q1 24
6.7%
26.0%
Net Margin
JBSS
JBSS
PRAA
PRAA
Q4 25
5.7%
17.0%
Q3 25
6.3%
-131.0%
Q2 25
5.0%
14.7%
Q1 25
7.7%
1.4%
Q4 24
4.5%
6.3%
Q3 24
4.2%
9.6%
Q2 24
3.7%
7.6%
Q1 24
5.0%
1.4%
EPS (diluted)
JBSS
JBSS
PRAA
PRAA
Q4 25
$1.53
$1.47
Q3 25
$1.59
$-10.43
Q2 25
$1.15
$1.08
Q1 25
$1.72
$0.09
Q4 24
$1.16
$0.47
Q3 24
$1.00
$0.69
Q2 24
$0.85
$0.54
Q1 24
$1.15
$0.09

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
JBSS
JBSS
PRAA
PRAA
Cash + ST InvestmentsLiquidity on hand
$2.4M
$104.4M
Total DebtLower is stronger
$28.8M
Stockholders' EquityBook value
$370.1M
$979.9M
Total Assets
$617.7M
$5.1B
Debt / EquityLower = less leverage
0.08×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
JBSS
JBSS
PRAA
PRAA
Q4 25
$2.4M
$104.4M
Q3 25
$714.0K
$107.5M
Q2 25
$585.0K
$131.6M
Q1 25
$1.3M
$128.7M
Q4 24
$336.0K
$105.9M
Q3 24
$442.0K
$141.1M
Q2 24
$484.0K
$118.9M
Q1 24
$377.0K
$108.1M
Total Debt
JBSS
JBSS
PRAA
PRAA
Q4 25
$28.8M
Q3 25
$29.8M
Q2 25
$14.6M
Q1 25
$5.8M
Q4 24
$6.0M
Q3 24
$6.2M
Q2 24
$6.4M
Q1 24
$6.6M
Stockholders' Equity
JBSS
JBSS
PRAA
PRAA
Q4 25
$370.1M
$979.9M
Q3 25
$362.8M
$928.5M
Q2 25
$360.7M
$1.3B
Q1 25
$346.6M
$1.2B
Q4 24
$325.6M
$1.1B
Q3 24
$310.8M
$1.2B
Q2 24
$322.6M
$1.1B
Q1 24
$321.8M
$1.1B
Total Assets
JBSS
JBSS
PRAA
PRAA
Q4 25
$617.7M
$5.1B
Q3 25
$598.7M
$5.0B
Q2 25
$597.6M
$5.4B
Q1 25
$590.0M
$5.1B
Q4 24
$545.3M
$4.9B
Q3 24
$519.4M
$4.9B
Q2 24
$515.6M
$4.7B
Q1 24
$491.9M
$4.5B
Debt / Equity
JBSS
JBSS
PRAA
PRAA
Q4 25
0.08×
Q3 25
0.08×
Q2 25
0.04×
Q1 25
0.02×
Q4 24
0.02×
Q3 24
0.02×
Q2 24
0.02×
Q1 24
0.02×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
JBSS
JBSS
PRAA
PRAA
Operating Cash FlowLast quarter
$62.5M
$-85.5M
Free Cash FlowOCF − Capex
$40.0M
$-90.4M
FCF MarginFCF / Revenue
12.7%
-27.1%
Capex IntensityCapex / Revenue
7.1%
1.4%
Cash ConversionOCF / Net Profit
3.48×
-1.51×
TTM Free Cash FlowTrailing 4 quarters
$32.8M
$-169.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
JBSS
JBSS
PRAA
PRAA
Q4 25
$62.5M
$-85.5M
Q3 25
$32.1M
$-10.1M
Q2 25
$36.5M
$-12.9M
Q1 25
$-25.9M
$-52.6M
Q4 24
$11.0M
$-94.6M
Q3 24
$8.9M
$-35.0M
Q2 24
$35.2M
$-29.5M
Q1 24
$5.3M
$-73.0M
Free Cash Flow
JBSS
JBSS
PRAA
PRAA
Q4 25
$40.0M
$-90.4M
Q3 25
$7.3M
$-11.3M
Q2 25
$23.0M
$-14.2M
Q1 25
$-37.6M
$-53.5M
Q4 24
$-2.7M
$-98.6M
Q3 24
$-3.0M
$-36.1M
Q2 24
$24.4M
$-30.8M
Q1 24
$-1.3M
$-73.5M
FCF Margin
JBSS
JBSS
PRAA
PRAA
Q4 25
12.7%
-27.1%
Q3 25
2.4%
-3.6%
Q2 25
8.6%
-4.9%
Q1 25
-14.4%
-19.8%
Q4 24
-0.9%
-33.6%
Q3 24
-1.1%
-12.8%
Q2 24
9.0%
-10.8%
Q1 24
-0.5%
-28.8%
Capex Intensity
JBSS
JBSS
PRAA
PRAA
Q4 25
7.1%
1.4%
Q3 25
8.3%
0.4%
Q2 25
5.0%
0.4%
Q1 25
4.5%
0.3%
Q4 24
4.5%
1.4%
Q3 24
4.3%
0.4%
Q2 24
4.0%
0.5%
Q1 24
2.4%
0.2%
Cash Conversion
JBSS
JBSS
PRAA
PRAA
Q4 25
3.48×
-1.51×
Q3 25
1.72×
Q2 25
2.70×
-0.30×
Q1 25
-1.29×
-14.37×
Q4 24
0.81×
-5.13×
Q3 24
0.77×
-1.29×
Q2 24
3.52×
-1.37×
Q1 24
0.39×
-21.01×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

JBSS
JBSS

Sales Channel Directly To Consumer$263.2M84%
Sales Channel Commercial Ingredients$28.0M9%
Sales Channel Contract Packaging$23.6M8%

PRAA
PRAA

GB$170.1M51%
Other$163.3M49%

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