vs
Side-by-side financial comparison of PRA GROUP INC (PRAA) and SunOpta Inc. (STKL). Click either name above to swap in a different company.
PRA GROUP INC is the larger business by last-quarter revenue ($333.4M vs $205.4M, roughly 1.6× SunOpta Inc.). PRA GROUP INC runs the higher net margin — 17.0% vs 0.4%, a 16.6% gap on every dollar of revenue. On growth, SunOpta Inc. posted the faster year-over-year revenue change (16.6% vs 13.7%). SunOpta Inc. produced more free cash flow last quarter ($12.1M vs $-90.4M). Over the past eight quarters, PRA GROUP INC's revenue compounded faster (14.2% CAGR vs 7.4%).
PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia. The company buys delinquent consumer debt from credit card issuers and other financial institutions at a discount and pursues collection of the full debt owed. Founded in 1996, PRA Group employs more than 3200 people in 18 countries.
SunOpta, Inc. is a multi-national food and mineral company headquartered in Eden Prairie, Minnesota and founded in 1973 in Canada.
PRAA vs STKL — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $333.4M | $205.4M |
| Net Profit | $56.5M | $816.0K |
| Gross Margin | — | 12.4% |
| Operating Margin | 37.7% | 3.3% |
| Net Margin | 17.0% | 0.4% |
| Revenue YoY | 13.7% | 16.6% |
| Net Profit YoY | 206.3% | 113.1% |
| EPS (diluted) | $1.47 | $0.01 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $333.4M | — | ||
| Q3 25 | $311.1M | $205.4M | ||
| Q2 25 | $287.7M | $191.5M | ||
| Q1 25 | $269.6M | $201.6M | ||
| Q4 24 | $293.2M | $193.9M | ||
| Q3 24 | $281.5M | $175.9M | ||
| Q2 24 | $284.2M | $169.5M | ||
| Q1 24 | $255.6M | $184.4M |
| Q4 25 | $56.5M | — | ||
| Q3 25 | $-407.7M | $816.0K | ||
| Q2 25 | $42.4M | $4.4M | ||
| Q1 25 | $3.7M | $4.8M | ||
| Q4 24 | $18.5M | $-8.7M | ||
| Q3 24 | $27.2M | $-6.2M | ||
| Q2 24 | $21.5M | $-5.3M | ||
| Q1 24 | $3.5M | $2.9M |
| Q4 25 | — | — | ||
| Q3 25 | — | 12.4% | ||
| Q2 25 | — | 14.8% | ||
| Q1 25 | — | 15.0% | ||
| Q4 24 | — | 10.9% | ||
| Q3 24 | — | 13.0% | ||
| Q2 24 | — | 12.5% | ||
| Q1 24 | — | 16.8% |
| Q4 25 | 37.7% | — | ||
| Q3 25 | -101.4% | 3.3% | ||
| Q2 25 | 29.6% | 5.5% | ||
| Q1 25 | 27.7% | 5.2% | ||
| Q4 24 | 32.1% | 1.4% | ||
| Q3 24 | 32.0% | 0.5% | ||
| Q2 24 | 31.4% | 1.2% | ||
| Q1 24 | 26.0% | 5.5% |
| Q4 25 | 17.0% | — | ||
| Q3 25 | -131.0% | 0.4% | ||
| Q2 25 | 14.7% | 2.3% | ||
| Q1 25 | 1.4% | 2.4% | ||
| Q4 24 | 6.3% | -4.5% | ||
| Q3 24 | 9.6% | -3.5% | ||
| Q2 24 | 7.6% | -3.1% | ||
| Q1 24 | 1.4% | 1.6% |
| Q4 25 | $1.47 | — | ||
| Q3 25 | $-10.43 | $0.01 | ||
| Q2 25 | $1.08 | $0.03 | ||
| Q1 25 | $0.09 | $0.04 | ||
| Q4 24 | $0.47 | $-0.08 | ||
| Q3 24 | $0.69 | $-0.05 | ||
| Q2 24 | $0.54 | $-0.04 | ||
| Q1 24 | $0.09 | $0.02 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $104.4M | $2.2M |
| Total DebtLower is stronger | — | $250.8M |
| Stockholders' EquityBook value | $979.9M | $162.8M |
| Total Assets | $5.1B | $694.1M |
| Debt / EquityLower = less leverage | — | 1.54× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $104.4M | — | ||
| Q3 25 | $107.5M | $2.2M | ||
| Q2 25 | $131.6M | $2.2M | ||
| Q1 25 | $128.7M | $2.3M | ||
| Q4 24 | $105.9M | $1.6M | ||
| Q3 24 | $141.1M | $2.9M | ||
| Q2 24 | $118.9M | $3.2M | ||
| Q1 24 | $108.1M | $1.5M |
| Q4 25 | — | — | ||
| Q3 25 | — | $250.8M | ||
| Q2 25 | — | $263.3M | ||
| Q1 25 | — | $260.6M | ||
| Q4 24 | — | $265.2M | ||
| Q3 24 | — | $289.9M | ||
| Q2 24 | — | $303.1M | ||
| Q1 24 | — | $258.8M |
| Q4 25 | $979.9M | — | ||
| Q3 25 | $928.5M | $162.8M | ||
| Q2 25 | $1.3B | $159.8M | ||
| Q1 25 | $1.2B | $154.8M | ||
| Q4 24 | $1.1B | $148.6M | ||
| Q3 24 | $1.2B | $155.0M | ||
| Q2 24 | $1.1B | $158.8M | ||
| Q1 24 | $1.1B | $163.6M |
| Q4 25 | $5.1B | — | ||
| Q3 25 | $5.0B | $694.1M | ||
| Q2 25 | $5.4B | $704.9M | ||
| Q1 25 | $5.1B | $690.7M | ||
| Q4 24 | $4.9B | $668.5M | ||
| Q3 24 | $4.9B | $699.3M | ||
| Q2 24 | $4.7B | $704.7M | ||
| Q1 24 | $4.5B | $671.8M |
| Q4 25 | — | — | ||
| Q3 25 | — | 1.54× | ||
| Q2 25 | — | 1.65× | ||
| Q1 25 | — | 1.68× | ||
| Q4 24 | — | 1.78× | ||
| Q3 24 | — | 1.87× | ||
| Q2 24 | — | 1.91× | ||
| Q1 24 | — | 1.58× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-85.5M | $16.3M |
| Free Cash FlowOCF − Capex | $-90.4M | $12.1M |
| FCF MarginFCF / Revenue | -27.1% | 5.9% |
| Capex IntensityCapex / Revenue | 1.4% | 2.1% |
| Cash ConversionOCF / Net Profit | -1.51× | 20.03× |
| TTM Free Cash FlowTrailing 4 quarters | $-169.4M | $36.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-85.5M | — | ||
| Q3 25 | $-10.1M | $16.3M | ||
| Q2 25 | $-12.9M | $-4.5M | ||
| Q1 25 | $-52.6M | $22.3M | ||
| Q4 24 | $-94.6M | $33.1M | ||
| Q3 24 | $-35.0M | $17.2M | ||
| Q2 24 | $-29.5M | $-5.6M | ||
| Q1 24 | $-73.0M | $5.3M |
| Q4 25 | $-90.4M | — | ||
| Q3 25 | $-11.3M | $12.1M | ||
| Q2 25 | $-14.2M | $-9.2M | ||
| Q1 25 | $-53.5M | $9.5M | ||
| Q4 24 | $-98.6M | $24.0M | ||
| Q3 24 | $-36.1M | $11.7M | ||
| Q2 24 | $-30.8M | $-15.3M | ||
| Q1 24 | $-73.5M | $-2.3M |
| Q4 25 | -27.1% | — | ||
| Q3 25 | -3.6% | 5.9% | ||
| Q2 25 | -4.9% | -4.8% | ||
| Q1 25 | -19.8% | 4.7% | ||
| Q4 24 | -33.6% | 12.4% | ||
| Q3 24 | -12.8% | 6.6% | ||
| Q2 24 | -10.8% | -9.0% | ||
| Q1 24 | -28.8% | -1.2% |
| Q4 25 | 1.4% | — | ||
| Q3 25 | 0.4% | 2.1% | ||
| Q2 25 | 0.4% | 2.5% | ||
| Q1 25 | 0.3% | 6.3% | ||
| Q4 24 | 1.4% | 4.7% | ||
| Q3 24 | 0.4% | 3.2% | ||
| Q2 24 | 0.5% | 5.7% | ||
| Q1 24 | 0.2% | 4.1% |
| Q4 25 | -1.51× | — | ||
| Q3 25 | — | 20.03× | ||
| Q2 25 | -0.30× | -1.03× | ||
| Q1 25 | -14.37× | 4.63× | ||
| Q4 24 | -5.13× | — | ||
| Q3 24 | -1.29× | — | ||
| Q2 24 | -1.37× | — | ||
| Q1 24 | -21.01× | 1.83× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PRAA
| GB | $170.1M | 51% |
| Other | $163.3M | 49% |
STKL
| Beverages And Broths | $161.4M | 79% |
| Fruit Snacks | $40.9M | 20% |
| Ingredients | $3.1M | 2% |
