vs
Side-by-side financial comparison of J.Jill, Inc. (JILL) and Palomar Holdings, Inc. (PLMR). Click either name above to swap in a different company.
Palomar Holdings, Inc. is the larger business by last-quarter revenue ($253.4M vs $150.5M, roughly 1.7× J.Jill, Inc.). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs -0.5%). Palomar Holdings, Inc. produced more free cash flow last quarter ($409.0M vs $16.0M). Over the past eight quarters, Palomar Holdings, Inc.'s revenue compounded faster (46.2% CAGR vs 0.1%).
J.Jill is an American womenswear retailer founded in 1955 in Massachusetts. It has been a publicly traded company since 2017. J.Jill is headquartered in Quincy, Massachusetts.
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
JILL vs PLMR — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $150.5M | $253.4M |
| Net Profit | $9.2M | — |
| Gross Margin | 70.9% | — |
| Operating Margin | 9.9% | 28.7% |
| Net Margin | 6.1% | — |
| Revenue YoY | -0.5% | 62.7% |
| Net Profit YoY | -25.5% | — |
| EPS (diluted) | $0.60 | $2.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $150.5M | $253.4M | ||
| Q3 25 | $154.0M | $244.7M | ||
| Q2 25 | $153.6M | $203.3M | ||
| Q1 25 | $142.8M | $174.6M | ||
| Q4 24 | $151.3M | $155.8M | ||
| Q3 24 | $155.2M | $148.5M | ||
| Q2 24 | $161.5M | $131.1M | ||
| Q1 24 | $150.3M | $118.5M |
| Q4 25 | $9.2M | — | ||
| Q3 25 | $10.5M | $51.5M | ||
| Q2 25 | $11.7M | $46.5M | ||
| Q1 25 | $2.2M | $42.9M | ||
| Q4 24 | $12.3M | — | ||
| Q3 24 | $8.2M | $30.5M | ||
| Q2 24 | $16.7M | $25.7M | ||
| Q1 24 | $4.8M | $26.4M |
| Q4 25 | 70.9% | — | ||
| Q3 25 | 68.4% | — | ||
| Q2 25 | 71.8% | — | ||
| Q1 25 | 66.3% | — | ||
| Q4 24 | 71.4% | — | ||
| Q3 24 | 70.5% | — | ||
| Q2 24 | 72.9% | — | ||
| Q1 24 | 67.5% | — |
| Q4 25 | 9.9% | 28.7% | ||
| Q3 25 | 10.9% | 27.4% | ||
| Q2 25 | 12.4% | 29.5% | ||
| Q1 25 | 3.6% | 30.8% | ||
| Q4 24 | 12.7% | 28.9% | ||
| Q3 24 | 14.8% | 25.9% | ||
| Q2 24 | 17.6% | 25.5% | ||
| Q1 24 | 7.0% | 29.0% |
| Q4 25 | 6.1% | — | ||
| Q3 25 | 6.8% | 21.0% | ||
| Q2 25 | 7.6% | 22.9% | ||
| Q1 25 | 1.6% | 24.6% | ||
| Q4 24 | 8.2% | — | ||
| Q3 24 | 5.3% | 20.5% | ||
| Q2 24 | 10.3% | 19.6% | ||
| Q1 24 | 3.2% | 22.3% |
| Q4 25 | $0.60 | $2.05 | ||
| Q3 25 | $0.69 | $1.87 | ||
| Q2 25 | $0.76 | $1.68 | ||
| Q1 25 | $0.11 | $1.57 | ||
| Q4 24 | $0.80 | $1.29 | ||
| Q3 24 | $0.54 | $1.15 | ||
| Q2 24 | $1.16 | $1.00 | ||
| Q1 24 | $0.33 | $1.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $58.0M | $106.9M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $129.0M | $942.7M |
| Total Assets | $458.0M | $3.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $58.0M | $106.9M | ||
| Q3 25 | $45.5M | $111.7M | ||
| Q2 25 | $31.2M | $81.3M | ||
| Q1 25 | $35.4M | $119.3M | ||
| Q4 24 | $38.8M | $80.4M | ||
| Q3 24 | $28.5M | $86.5M | ||
| Q2 24 | $77.1M | $47.8M | ||
| Q1 24 | $62.2M | $61.4M |
| Q4 25 | $129.0M | $942.7M | ||
| Q3 25 | $121.5M | $878.1M | ||
| Q2 25 | $112.0M | $847.2M | ||
| Q1 25 | $105.8M | $790.4M | ||
| Q4 24 | $103.3M | $729.0M | ||
| Q3 24 | $90.4M | $703.3M | ||
| Q2 24 | $53.1M | $532.6M | ||
| Q1 24 | $37.2M | $501.7M |
| Q4 25 | $458.0M | $3.1B | ||
| Q3 25 | $436.5M | $2.9B | ||
| Q2 25 | $432.9M | $2.8B | ||
| Q1 25 | $417.7M | $2.4B | ||
| Q4 24 | $418.3M | $2.3B | ||
| Q3 24 | $390.8M | $2.3B | ||
| Q2 24 | $443.9M | $2.0B | ||
| Q1 24 | $428.2M | $1.9B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $19.1M | $409.1M |
| Free Cash FlowOCF − Capex | $16.0M | $409.0M |
| FCF MarginFCF / Revenue | 10.6% | 161.4% |
| Capex IntensityCapex / Revenue | 2.0% | 0.1% |
| Cash ConversionOCF / Net Profit | 2.07× | — |
| TTM Free Cash FlowTrailing 4 quarters | $37.6M | $700.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $19.1M | $409.1M | ||
| Q3 25 | $19.4M | $83.6M | ||
| Q2 25 | $5.3M | $120.9M | ||
| Q1 25 | $8.1M | $87.2M | ||
| Q4 24 | $19.1M | $261.2M | ||
| Q3 24 | $16.4M | $100.3M | ||
| Q2 24 | $21.5M | $55.1M | ||
| Q1 24 | $6.6M | $33.1M |
| Q4 25 | $16.0M | $409.0M | ||
| Q3 25 | $17.1M | $83.6M | ||
| Q2 25 | $3.1M | $120.8M | ||
| Q1 25 | $1.4M | $87.1M | ||
| Q4 24 | $14.6M | $260.9M | ||
| Q3 24 | $15.0M | $100.1M | ||
| Q2 24 | $19.8M | — | ||
| Q1 24 | $1.8M | — |
| Q4 25 | 10.6% | 161.4% | ||
| Q3 25 | 11.1% | 34.2% | ||
| Q2 25 | 2.0% | 59.4% | ||
| Q1 25 | 1.0% | 49.9% | ||
| Q4 24 | 9.7% | 167.5% | ||
| Q3 24 | 9.6% | 67.4% | ||
| Q2 24 | 12.2% | — | ||
| Q1 24 | 1.2% | — |
| Q4 25 | 2.0% | 0.1% | ||
| Q3 25 | 1.5% | 0.0% | ||
| Q2 25 | 1.5% | 0.0% | ||
| Q1 25 | 4.7% | 0.0% | ||
| Q4 24 | 2.9% | 0.2% | ||
| Q3 24 | 0.9% | 0.1% | ||
| Q2 24 | 1.1% | 0.0% | ||
| Q1 24 | 3.2% | 0.0% |
| Q4 25 | 2.07× | — | ||
| Q3 25 | 1.84× | 1.63× | ||
| Q2 25 | 0.46× | 2.60× | ||
| Q1 25 | 3.60× | 2.03× | ||
| Q4 24 | 1.54× | — | ||
| Q3 24 | 2.00× | 3.29× | ||
| Q2 24 | 1.29× | 2.14× | ||
| Q1 24 | 1.39× | 1.26× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
JILL
| Sales Channel Through Intermediary | $80.1M | 53% |
| Sales Channel Directly To Consumer | $70.5M | 47% |
PLMR
Segment breakdown not available.
