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Side-by-side financial comparison of John Marshall Bancorp, Inc. (JMSB) and Legacy Education Inc. (LGCY). Click either name above to swap in a different company.
Legacy Education Inc. is the larger business by last-quarter revenue ($19.2M vs $16.8M, roughly 1.1× John Marshall Bancorp, Inc.). John Marshall Bancorp, Inc. runs the higher net margin — 36.3% vs 10.6%, a 25.7% gap on every dollar of revenue.
John Marshall Bancorp, Inc. is a U.S.-based bank holding company that operates through its wholly owned subsidiary John Marshall Bank. It provides a full suite of commercial and consumer banking products including deposit accounts, commercial loans, residential mortgages, and personal financial services, primarily serving retail customers and small-to-mid-sized businesses across the U.S. Mid-Atlantic region.
Legacy Education Inc. is a professional educational service provider focused on financial literacy, real estate investment, entrepreneurship, and personal wealth management training programs. It mainly serves individual learners across North America, Europe and select Asia-Pacific markets, offering both in-person workshops and online digital courses to help users build practical financial and business skills.
JMSB vs LGCY — Head-to-Head
Income Statement — Q1 FY2026 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $16.8M | $19.2M |
| Net Profit | $6.1M | $2.0M |
| Gross Margin | — | — |
| Operating Margin | — | 13.3% |
| Net Margin | 36.3% | 10.6% |
| Revenue YoY | — | 40.7% |
| Net Profit YoY | 26.8% | 46.0% |
| EPS (diluted) | $0.43 | $0.15 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $16.8M | — | ||
| Q4 25 | $16.4M | $19.2M | ||
| Q3 25 | $16.3M | $19.4M | ||
| Q2 25 | $15.4M | $18.0M | ||
| Q1 25 | $14.6M | $18.6M | ||
| Q4 24 | $14.3M | $13.6M | ||
| Q3 24 | $13.8M | $14.0M | ||
| Q2 24 | $12.6M | — |
| Q1 26 | $6.1M | — | ||
| Q4 25 | $5.9M | $2.0M | ||
| Q3 25 | $5.4M | $2.2M | ||
| Q2 25 | $5.1M | $1.2M | ||
| Q1 25 | $4.8M | $2.8M | ||
| Q4 24 | $4.8M | $1.4M | ||
| Q3 24 | $4.2M | $2.1M | ||
| Q2 24 | $3.9M | — |
| Q1 26 | — | — | ||
| Q4 25 | 47.4% | 13.3% | ||
| Q3 25 | 42.2% | 13.9% | ||
| Q2 25 | 42.7% | 11.1% | ||
| Q1 25 | 42.4% | 19.7% | ||
| Q4 24 | 42.5% | 12.2% | ||
| Q3 24 | 38.8% | 19.1% | ||
| Q2 24 | 39.7% | — |
| Q1 26 | 36.3% | — | ||
| Q4 25 | 36.2% | 10.6% | ||
| Q3 25 | 33.2% | 11.3% | ||
| Q2 25 | 33.1% | 6.8% | ||
| Q1 25 | 32.9% | 15.2% | ||
| Q4 24 | 33.3% | 10.3% | ||
| Q3 24 | 30.7% | 14.9% | ||
| Q2 24 | 30.9% | — |
| Q1 26 | $0.43 | — | ||
| Q4 25 | $0.41 | $0.15 | ||
| Q3 25 | $0.38 | $0.16 | ||
| Q2 25 | $0.36 | $0.07 | ||
| Q1 25 | $0.34 | $0.21 | ||
| Q4 24 | $0.33 | $0.10 | ||
| Q3 24 | $0.30 | $0.21 | ||
| Q2 24 | $0.27 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $150.2M | $21.1M |
| Total DebtLower is stronger | — | $660.3K |
| Stockholders' EquityBook value | $268.1M | $46.1M |
| Total Assets | $2.4B | $73.1M |
| Debt / EquityLower = less leverage | — | 0.01× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $150.2M | — | ||
| Q4 25 | $130.0M | $21.1M | ||
| Q3 25 | $163.6M | $20.6M | ||
| Q2 25 | $116.9M | $20.3M | ||
| Q1 25 | $169.1M | $17.3M | ||
| Q4 24 | $122.5M | $16.9M | ||
| Q3 24 | $177.2M | $21.5M | ||
| Q2 24 | $182.6M | — |
| Q1 26 | — | — | ||
| Q4 25 | $80.9M | $660.3K | ||
| Q3 25 | $80.9M | $776.9K | ||
| Q2 25 | $80.8M | $1.4M | ||
| Q1 25 | $80.8M | $1.0M | ||
| Q4 24 | $80.8M | $1.1M | ||
| Q3 24 | $80.8M | $758.2K | ||
| Q2 24 | $24.7M | — |
| Q1 26 | $268.1M | — | ||
| Q4 25 | $265.6M | $46.1M | ||
| Q3 25 | $259.7M | $43.7M | ||
| Q2 25 | $253.7M | $41.0M | ||
| Q1 25 | $253.0M | $39.3M | ||
| Q4 24 | $246.6M | $36.4M | ||
| Q3 24 | $243.1M | $32.6M | ||
| Q2 24 | $235.3M | — |
| Q1 26 | $2.4B | — | ||
| Q4 25 | $2.3B | $73.1M | ||
| Q3 25 | $2.3B | $72.1M | ||
| Q2 25 | $2.3B | $69.2M | ||
| Q1 25 | $2.3B | $67.1M | ||
| Q4 24 | $2.2B | $62.1M | ||
| Q3 24 | $2.3B | $50.6M | ||
| Q2 24 | $2.3B | — |
| Q1 26 | — | — | ||
| Q4 25 | 0.30× | 0.01× | ||
| Q3 25 | 0.31× | 0.02× | ||
| Q2 25 | 0.32× | 0.03× | ||
| Q1 25 | 0.32× | 0.03× | ||
| Q4 24 | 0.33× | 0.03× | ||
| Q3 24 | 0.33× | 0.02× | ||
| Q2 24 | 0.11× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $1.1M |
| Free Cash FlowOCF − Capex | — | $512.7K |
| FCF MarginFCF / Revenue | — | 2.7% |
| Capex IntensityCapex / Revenue | — | 2.8% |
| Cash ConversionOCF / Net Profit | — | 0.52× |
| TTM Free Cash FlowTrailing 4 quarters | — | $4.8M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $22.6M | $1.1M | ||
| Q3 25 | $1.2M | $1.1M | ||
| Q2 25 | $7.5M | $3.0M | ||
| Q1 25 | $7.0M | $918.7K | ||
| Q4 24 | $17.3M | $659.0K | ||
| Q3 24 | $1.4M | $3.2M | ||
| Q2 24 | $10.2M | — |
| Q1 26 | — | — | ||
| Q4 25 | $22.0M | $512.7K | ||
| Q3 25 | $1.2M | $809.7K | ||
| Q2 25 | $7.4M | $2.9M | ||
| Q1 25 | $6.6M | $596.6K | ||
| Q4 24 | $16.8M | $466.8K | ||
| Q3 24 | $1.3M | $2.9M | ||
| Q2 24 | $10.1M | — |
| Q1 26 | — | — | ||
| Q4 25 | 134.7% | 2.7% | ||
| Q3 25 | 7.3% | 4.2% | ||
| Q2 25 | 47.8% | 16.2% | ||
| Q1 25 | 45.3% | 3.2% | ||
| Q4 24 | 116.9% | 3.4% | ||
| Q3 24 | 9.5% | 21.1% | ||
| Q2 24 | 80.1% | — |
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | 2.8% | ||
| Q3 25 | 0.2% | 1.3% | ||
| Q2 25 | 1.0% | 0.5% | ||
| Q1 25 | 2.3% | 1.7% | ||
| Q4 24 | 3.4% | 1.4% | ||
| Q3 24 | 0.8% | 1.7% | ||
| Q2 24 | 0.4% | — |
| Q1 26 | — | — | ||
| Q4 25 | 3.82× | 0.52× | ||
| Q3 25 | 0.23× | 0.48× | ||
| Q2 25 | 1.48× | 2.45× | ||
| Q1 25 | 1.45× | 0.33× | ||
| Q4 24 | 3.61× | 0.47× | ||
| Q3 24 | 0.33× | 1.52× | ||
| Q2 24 | 2.60× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
JMSB
| Net Interest Income | $16.5M | 98% |
| Noninterest Income | $284.0K | 2% |
LGCY
Segment breakdown not available.
