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Side-by-side financial comparison of John Marshall Bancorp, Inc. (JMSB) and Avidity Biosciences, Inc. (RNA). Click either name above to swap in a different company.

John Marshall Bancorp, Inc. is the larger business by last-quarter revenue ($16.8M vs $12.5M, roughly 1.3× Avidity Biosciences, Inc.). John Marshall Bancorp, Inc. runs the higher net margin — 36.3% vs -1398.3%, a 1434.7% gap on every dollar of revenue. Over the past eight quarters, Avidity Biosciences, Inc.'s revenue compounded faster (138.5% CAGR vs 15.3%).

John Marshall Bancorp, Inc. is a U.S.-based bank holding company that operates through its wholly owned subsidiary John Marshall Bank. It provides a full suite of commercial and consumer banking products including deposit accounts, commercial loans, residential mortgages, and personal financial services, primarily serving retail customers and small-to-mid-sized businesses across the U.S. Mid-Atlantic region.

Eli Lilly and Company, doing business as Lilly, is an American multinational pharmaceutical company headquartered in Indianapolis, Indiana, with offices in 18 countries. Its products are sold in approximately 125 countries. The company was founded in 1876 by Eli Lilly, a pharmaceutical chemist and Union army veteran during the American Civil War for whom the company was later named.

JMSB vs RNA — Head-to-Head

Bigger by revenue
JMSB
JMSB
1.3× larger
JMSB
$16.8M
$12.5M
RNA
Higher net margin
JMSB
JMSB
1434.7% more per $
JMSB
36.3%
-1398.3%
RNA
Faster 2-yr revenue CAGR
RNA
RNA
Annualised
RNA
138.5%
15.3%
JMSB

Income Statement — Q1 FY2026 vs Q3 FY2025

Metric
JMSB
JMSB
RNA
RNA
Revenue
$16.8M
$12.5M
Net Profit
$6.1M
$-174.4M
Gross Margin
Operating Margin
-1513.5%
Net Margin
36.3%
-1398.3%
Revenue YoY
434.0%
Net Profit YoY
26.8%
-117.0%
EPS (diluted)
$0.43
$-1.27

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
JMSB
JMSB
RNA
RNA
Q1 26
$16.8M
Q4 25
$16.4M
Q3 25
$16.3M
$12.5M
Q2 25
$15.4M
$3.8M
Q1 25
$14.6M
$1.6M
Q4 24
$14.3M
$3.0M
Q3 24
$13.8M
$2.3M
Q2 24
$12.6M
$2.0M
Net Profit
JMSB
JMSB
RNA
RNA
Q1 26
$6.1M
Q4 25
$5.9M
Q3 25
$5.4M
$-174.4M
Q2 25
$5.1M
$-157.3M
Q1 25
$4.8M
$-115.8M
Q4 24
$4.8M
$-102.3M
Q3 24
$4.2M
$-80.4M
Q2 24
$3.9M
$-70.8M
Operating Margin
JMSB
JMSB
RNA
RNA
Q1 26
Q4 25
47.4%
Q3 25
42.2%
-1513.5%
Q2 25
42.7%
-4448.7%
Q1 25
42.4%
-8360.9%
Q4 24
42.5%
-4069.6%
Q3 24
38.8%
-4200.9%
Q2 24
39.7%
-4040.4%
Net Margin
JMSB
JMSB
RNA
RNA
Q1 26
36.3%
Q4 25
36.2%
Q3 25
33.2%
-1398.3%
Q2 25
33.1%
-4089.3%
Q1 25
32.9%
-7360.0%
Q4 24
33.3%
-3439.5%
Q3 24
30.7%
-3441.7%
Q2 24
30.9%
-3461.8%
EPS (diluted)
JMSB
JMSB
RNA
RNA
Q1 26
$0.43
Q4 25
$0.41
Q3 25
$0.38
$-1.27
Q2 25
$0.36
$-1.21
Q1 25
$0.34
$-0.90
Q4 24
$0.33
$-0.80
Q3 24
$0.30
$-0.65
Q2 24
$0.27
$-0.65

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
JMSB
JMSB
RNA
RNA
Cash + ST InvestmentsLiquidity on hand
$150.2M
$350.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$268.1M
$1.9B
Total Assets
$2.4B
$2.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
JMSB
JMSB
RNA
RNA
Q1 26
$150.2M
Q4 25
$130.0M
Q3 25
$163.6M
$350.2M
Q2 25
$116.9M
$243.9M
Q1 25
$169.1M
$254.2M
Q4 24
$122.5M
$219.9M
Q3 24
$177.2M
$370.2M
Q2 24
$182.6M
$575.8M
Total Debt
JMSB
JMSB
RNA
RNA
Q1 26
Q4 25
$80.9M
Q3 25
$80.9M
Q2 25
$80.8M
Q1 25
$80.8M
Q4 24
$80.8M
Q3 24
$80.8M
Q2 24
$24.7M
Stockholders' Equity
JMSB
JMSB
RNA
RNA
Q1 26
$268.1M
Q4 25
$265.6M
Q3 25
$259.7M
$1.9B
Q2 25
$253.7M
$1.2B
Q1 25
$253.0M
$1.3B
Q4 24
$246.6M
$1.4B
Q3 24
$243.1M
$1.5B
Q2 24
$235.3M
$1.2B
Total Assets
JMSB
JMSB
RNA
RNA
Q1 26
$2.4B
Q4 25
$2.3B
Q3 25
$2.3B
$2.1B
Q2 25
$2.3B
$1.4B
Q1 25
$2.3B
$1.5B
Q4 24
$2.2B
$1.6B
Q3 24
$2.3B
$1.6B
Q2 24
$2.3B
$1.3B
Debt / Equity
JMSB
JMSB
RNA
RNA
Q1 26
Q4 25
0.30×
Q3 25
0.31×
Q2 25
0.32×
Q1 25
0.32×
Q4 24
0.33×
Q3 24
0.33×
Q2 24
0.11×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
JMSB
JMSB
RNA
RNA
Operating Cash FlowLast quarter
$-156.2M
Free Cash FlowOCF − Capex
$-156.9M
FCF MarginFCF / Revenue
-1257.6%
Capex IntensityCapex / Revenue
5.7%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-592.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
JMSB
JMSB
RNA
RNA
Q1 26
Q4 25
$22.6M
Q3 25
$1.2M
$-156.2M
Q2 25
$7.5M
$-199.7M
Q1 25
$7.0M
$-124.8M
Q4 24
$17.3M
$-99.9M
Q3 24
$1.4M
$-65.6M
Q2 24
$10.2M
$-65.0M
Free Cash Flow
JMSB
JMSB
RNA
RNA
Q1 26
Q4 25
$22.0M
Q3 25
$1.2M
$-156.9M
Q2 25
$7.4M
$-203.0M
Q1 25
$6.6M
$-128.6M
Q4 24
$16.8M
$-103.8M
Q3 24
$1.3M
$-67.3M
Q2 24
$10.1M
$-65.5M
FCF Margin
JMSB
JMSB
RNA
RNA
Q1 26
Q4 25
134.7%
Q3 25
7.3%
-1257.6%
Q2 25
47.8%
-5277.1%
Q1 25
45.3%
-8174.3%
Q4 24
116.9%
-3491.0%
Q3 24
9.5%
-2881.8%
Q2 24
80.1%
-3204.6%
Capex Intensity
JMSB
JMSB
RNA
RNA
Q1 26
Q4 25
3.4%
Q3 25
0.2%
5.7%
Q2 25
1.0%
86.9%
Q1 25
2.3%
238.6%
Q4 24
3.4%
131.7%
Q3 24
0.8%
72.9%
Q2 24
0.4%
26.0%
Cash Conversion
JMSB
JMSB
RNA
RNA
Q1 26
Q4 25
3.82×
Q3 25
0.23×
Q2 25
1.48×
Q1 25
1.45×
Q4 24
3.61×
Q3 24
0.33×
Q2 24
2.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

JMSB
JMSB

Net Interest Income$16.5M98%
Noninterest Income$284.0K2%

RNA
RNA

Segment breakdown not available.

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