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Side-by-side financial comparison of James River Group Holdings, Inc. (JRVR) and LEGALZOOM.COM, INC. (LZ). Click either name above to swap in a different company.

LEGALZOOM.COM, INC. is the larger business by last-quarter revenue ($206.8M vs $151.4M, roughly 1.4× James River Group Holdings, Inc.). On growth, LEGALZOOM.COM, INC. posted the faster year-over-year revenue change (12.9% vs -12.1%). Over the past eight quarters, LEGALZOOM.COM, INC.'s revenue compounded faster (8.0% CAGR vs -10.3%).

James River Corporation was an American pulp and paper company based in Richmond, Virginia, once the largest paper manufacturer in the world.

LegalZoom.com, Inc. is an American online legal technology and services company launched in 2001. It provides online legal services using an independent network of attorneys and the LegalZoom-owned law firm, LegalZoom Legal Services, as well as self-service technology and care specialists. Services include wills and living trusts, business compliance such as licenses and permits, copyright registrations, and trademark applications. The company also offers attorney referrals and registered age...

JRVR vs LZ — Head-to-Head

Bigger by revenue
LZ
LZ
1.4× larger
LZ
$206.8M
$151.4M
JRVR
Growing faster (revenue YoY)
LZ
LZ
+25.1% gap
LZ
12.9%
-12.1%
JRVR
Faster 2-yr revenue CAGR
LZ
LZ
Annualised
LZ
8.0%
-10.3%
JRVR

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
JRVR
JRVR
LZ
LZ
Revenue
$151.4M
$206.8M
Net Profit
$1.1M
Gross Margin
64.0%
Operating Margin
1.3%
Net Margin
0.5%
Revenue YoY
-12.1%
12.9%
Net Profit YoY
-78.5%
EPS (diluted)
$0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
JRVR
JRVR
LZ
LZ
Q1 26
$151.4M
$206.8M
Q4 25
$167.7M
$190.3M
Q3 25
$172.7M
$190.2M
Q2 25
$174.8M
$192.5M
Q1 25
$172.3M
$183.1M
Q4 24
$126.7M
$161.7M
Q3 24
$191.5M
$168.6M
Q2 24
$188.3M
$177.4M
Net Profit
JRVR
JRVR
LZ
LZ
Q1 26
$1.1M
Q4 25
$32.1M
$6.1M
Q3 25
$1.0M
$4.5M
Q2 25
$4.8M
$-266.0K
Q1 25
$9.6M
$5.1M
Q4 24
$-64.8M
$12.9M
Q3 24
$-39.4M
$11.1M
Q2 24
$7.6M
$1.3M
Gross Margin
JRVR
JRVR
LZ
LZ
Q1 26
64.0%
Q4 25
67.6%
Q3 25
67.3%
Q2 25
65.0%
Q1 25
63.7%
Q4 24
67.0%
Q3 24
67.5%
Q2 24
64.1%
Operating Margin
JRVR
JRVR
LZ
LZ
Q1 26
1.3%
Q4 25
14.6%
6.6%
Q3 25
1.5%
3.4%
Q2 25
4.2%
-1.6%
Q1 25
9.3%
4.9%
Q4 24
-57.0%
8.1%
Q3 24
-27.1%
9.6%
Q2 24
10.7%
0.6%
Net Margin
JRVR
JRVR
LZ
LZ
Q1 26
0.5%
Q4 25
19.1%
3.2%
Q3 25
0.6%
2.4%
Q2 25
2.7%
-0.1%
Q1 25
5.6%
2.8%
Q4 24
-51.1%
7.9%
Q3 24
-20.6%
6.6%
Q2 24
4.0%
0.7%
EPS (diluted)
JRVR
JRVR
LZ
LZ
Q1 26
$0.01
Q4 25
$0.59
$0.03
Q3 25
$-0.02
$0.02
Q2 25
$0.06
$0.00
Q1 25
$0.16
$0.03
Q4 24
$-2.44
$0.07
Q3 24
$-1.10
$0.06
Q2 24
$0.13
$0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
JRVR
JRVR
LZ
LZ
Cash + ST InvestmentsLiquidity on hand
$228.2M
$183.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$518.4M
$146.9M
Total Assets
$4.8B
$491.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
JRVR
JRVR
LZ
LZ
Q1 26
$228.2M
$183.2M
Q4 25
$260.9M
$203.1M
Q3 25
$238.8M
$237.2M
Q2 25
$220.0M
$217.0M
Q1 25
$279.4M
$210.0M
Q4 24
$362.3M
$142.1M
Q3 24
$359.8M
$112.5M
Q2 24
$672.5M
$118.8M
Stockholders' Equity
JRVR
JRVR
LZ
LZ
Q1 26
$518.4M
$146.9M
Q4 25
$538.2M
$171.9M
Q3 25
$503.6M
$201.9M
Q2 25
$492.6M
$194.1M
Q1 25
$484.5M
$187.2M
Q4 24
$460.9M
$93.3M
Q3 24
$530.3M
$60.1M
Q2 24
$541.8M
$60.8M
Total Assets
JRVR
JRVR
LZ
LZ
Q1 26
$4.8B
$491.9M
Q4 25
$4.9B
$511.5M
Q3 25
$5.0B
$551.1M
Q2 25
$5.0B
$543.0M
Q1 25
$4.9B
$532.7M
Q4 24
$5.0B
$373.9M
Q3 24
$5.0B
$348.8M
Q2 24
$4.7B
$359.5M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
JRVR
JRVR
LZ
LZ
Operating Cash FlowLast quarter
$47.3M
Free Cash FlowOCF − Capex
$41.0M
FCF MarginFCF / Revenue
19.8%
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
42.83×
TTM Free Cash FlowTrailing 4 quarters
$147.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
JRVR
JRVR
LZ
LZ
Q1 26
$47.3M
Q4 25
$-18.8M
$34.1M
Q3 25
$34.3M
$54.2M
Q2 25
$25.2M
$39.1M
Q1 25
$-51.5M
$50.7M
Q4 24
$-247.1M
$42.6M
Q3 24
$-269.9M
$31.6M
Q2 24
$-8.7M
$27.2M
Free Cash Flow
JRVR
JRVR
LZ
LZ
Q1 26
$41.0M
Q4 25
$-23.6M
$28.0M
Q3 25
$33.7M
$47.0M
Q2 25
$24.7M
$31.6M
Q1 25
$-52.7M
$41.3M
Q4 24
$-252.0M
$35.9M
Q3 24
$-270.8M
$22.0M
Q2 24
$-9.3M
$17.4M
FCF Margin
JRVR
JRVR
LZ
LZ
Q1 26
19.8%
Q4 25
-14.1%
14.7%
Q3 25
19.5%
24.7%
Q2 25
14.1%
16.4%
Q1 25
-30.6%
22.6%
Q4 24
-198.9%
22.2%
Q3 24
-141.4%
13.0%
Q2 24
-4.9%
9.8%
Capex Intensity
JRVR
JRVR
LZ
LZ
Q1 26
Q4 25
2.9%
3.2%
Q3 25
0.4%
3.8%
Q2 25
0.3%
3.9%
Q1 25
0.7%
5.1%
Q4 24
3.9%
4.1%
Q3 24
0.4%
5.7%
Q2 24
0.3%
5.6%
Cash Conversion
JRVR
JRVR
LZ
LZ
Q1 26
42.83×
Q4 25
-0.59×
5.63×
Q3 25
33.61×
12.03×
Q2 25
5.29×
Q1 25
-5.38×
9.89×
Q4 24
3.31×
Q3 24
2.86×
Q2 24
-1.14×
20.74×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

JRVR
JRVR

Segment breakdown not available.

LZ
LZ

Subscription$130.2M63%
Transaction$76.6M37%

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