vs

Side-by-side financial comparison of James River Group Holdings, Inc. (JRVR) and Sprout Social, Inc. (SPT). Click either name above to swap in a different company.

James River Group Holdings, Inc. is the larger business by last-quarter revenue ($167.7M vs $120.9M, roughly 1.4× Sprout Social, Inc.). On growth, James River Group Holdings, Inc. posted the faster year-over-year revenue change (32.4% vs 12.9%). Sprout Social, Inc. produced more free cash flow last quarter ($9.9M vs $-23.6M). Over the past eight quarters, Sprout Social, Inc.'s revenue compounded faster (11.8% CAGR vs -8.7%).

James River Corporation was an American pulp and paper company based in Richmond, Virginia, once the largest paper manufacturer in the world.

Sprout Social, Inc. is a technology company that runs a social media management platform. A public company headquartered in Chicago, it was founded in 2010 by Justyn Howard, Aaron Rankin, Gil Lara, and Peter Soung.

JRVR vs SPT — Head-to-Head

Bigger by revenue
JRVR
JRVR
1.4× larger
JRVR
$167.7M
$120.9M
SPT
Growing faster (revenue YoY)
JRVR
JRVR
+19.5% gap
JRVR
32.4%
12.9%
SPT
More free cash flow
SPT
SPT
$33.5M more FCF
SPT
$9.9M
$-23.6M
JRVR
Faster 2-yr revenue CAGR
SPT
SPT
Annualised
SPT
11.8%
-8.7%
JRVR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
JRVR
JRVR
SPT
SPT
Revenue
$167.7M
$120.9M
Net Profit
$32.1M
Gross Margin
77.6%
Operating Margin
14.6%
-9.0%
Net Margin
19.1%
Revenue YoY
32.4%
12.9%
Net Profit YoY
149.5%
EPS (diluted)
$0.59
$-0.18

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
JRVR
JRVR
SPT
SPT
Q4 25
$167.7M
$120.9M
Q3 25
$172.7M
$115.6M
Q2 25
$174.8M
$111.8M
Q1 25
$172.3M
$109.3M
Q4 24
$126.7M
$107.1M
Q3 24
$191.5M
$102.6M
Q2 24
$188.3M
$99.4M
Q1 24
$201.1M
$96.8M
Net Profit
JRVR
JRVR
SPT
SPT
Q4 25
$32.1M
Q3 25
$1.0M
$-9.4M
Q2 25
$4.8M
$-12.0M
Q1 25
$9.6M
$-11.2M
Q4 24
$-64.8M
Q3 24
$-39.4M
$-17.1M
Q2 24
$7.6M
$-16.9M
Q1 24
$15.4M
$-13.6M
Gross Margin
JRVR
JRVR
SPT
SPT
Q4 25
77.6%
Q3 25
77.7%
Q2 25
77.7%
Q1 25
77.3%
Q4 24
78.1%
Q3 24
77.4%
Q2 24
77.5%
Q1 24
76.8%
Operating Margin
JRVR
JRVR
SPT
SPT
Q4 25
14.6%
-9.0%
Q3 25
1.5%
-7.9%
Q2 25
4.2%
-11.0%
Q1 25
9.3%
-10.2%
Q4 24
-57.0%
-12.8%
Q3 24
-27.1%
-16.4%
Q2 24
10.7%
-16.6%
Q1 24
16.4%
-13.7%
Net Margin
JRVR
JRVR
SPT
SPT
Q4 25
19.1%
Q3 25
0.6%
-8.1%
Q2 25
2.7%
-10.7%
Q1 25
5.6%
-10.3%
Q4 24
-51.1%
Q3 24
-20.6%
-16.6%
Q2 24
4.0%
-17.0%
Q1 24
7.7%
-14.0%
EPS (diluted)
JRVR
JRVR
SPT
SPT
Q4 25
$0.59
$-0.18
Q3 25
$-0.02
$-0.16
Q2 25
$0.06
$-0.21
Q1 25
$0.16
$-0.19
Q4 24
$-2.44
$-0.25
Q3 24
$-1.10
$-0.30
Q2 24
$0.13
$-0.30
Q1 24
$0.35
$-0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
JRVR
JRVR
SPT
SPT
Cash + ST InvestmentsLiquidity on hand
$260.9M
$95.3M
Total DebtLower is stronger
$40.0M
Stockholders' EquityBook value
$538.2M
$203.4M
Total Assets
$4.9B
$523.1M
Debt / EquityLower = less leverage
0.20×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
JRVR
JRVR
SPT
SPT
Q4 25
$260.9M
$95.3M
Q3 25
$238.8M
$90.6M
Q2 25
$220.0M
$101.5M
Q1 25
$279.4M
$100.9M
Q4 24
$362.3M
$86.4M
Q3 24
$359.8M
$82.9M
Q2 24
$672.5M
$80.9M
Q1 24
$305.5M
$69.2M
Total Debt
JRVR
JRVR
SPT
SPT
Q4 25
$40.0M
Q3 25
Q2 25
Q1 25
Q4 24
$25.0M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
JRVR
JRVR
SPT
SPT
Q4 25
$538.2M
$203.4M
Q3 25
$503.6M
$194.1M
Q2 25
$492.6M
$184.6M
Q1 25
$484.5M
$175.3M
Q4 24
$460.9M
$166.6M
Q3 24
$530.3M
$158.1M
Q2 24
$541.8M
$152.1M
Q1 24
$539.5M
$147.3M
Total Assets
JRVR
JRVR
SPT
SPT
Q4 25
$4.9B
$523.1M
Q3 25
$5.0B
$481.4M
Q2 25
$5.0B
$422.9M
Q1 25
$4.9B
$424.7M
Q4 24
$5.0B
$428.3M
Q3 24
$5.0B
$388.8M
Q2 24
$4.7B
$393.6M
Q1 24
$5.3B
$389.9M
Debt / Equity
JRVR
JRVR
SPT
SPT
Q4 25
0.20×
Q3 25
Q2 25
Q1 25
Q4 24
0.15×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
JRVR
JRVR
SPT
SPT
Operating Cash FlowLast quarter
$-18.8M
$10.9M
Free Cash FlowOCF − Capex
$-23.6M
$9.9M
FCF MarginFCF / Revenue
-14.1%
8.2%
Capex IntensityCapex / Revenue
2.9%
0.9%
Cash ConversionOCF / Net Profit
-0.59×
TTM Free Cash FlowTrailing 4 quarters
$-17.9M
$39.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
JRVR
JRVR
SPT
SPT
Q4 25
$-18.8M
$10.9M
Q3 25
$34.3M
$9.3M
Q2 25
$25.2M
$5.1M
Q1 25
$-51.5M
$18.1M
Q4 24
$-247.1M
$4.1M
Q3 24
$-269.9M
$9.0M
Q2 24
$-8.7M
$2.1M
Q1 24
$24.1M
$11.2M
Free Cash Flow
JRVR
JRVR
SPT
SPT
Q4 25
$-23.6M
$9.9M
Q3 25
$33.7M
$8.5M
Q2 25
$24.7M
$4.2M
Q1 25
$-52.7M
$16.7M
Q4 24
$-252.0M
$3.3M
Q3 24
$-270.8M
$8.5M
Q2 24
$-9.3M
$1.6M
Q1 24
$23.3M
$10.1M
FCF Margin
JRVR
JRVR
SPT
SPT
Q4 25
-14.1%
8.2%
Q3 25
19.5%
7.4%
Q2 25
14.1%
3.7%
Q1 25
-30.6%
15.3%
Q4 24
-198.9%
3.0%
Q3 24
-141.4%
8.3%
Q2 24
-4.9%
1.6%
Q1 24
11.6%
10.4%
Capex Intensity
JRVR
JRVR
SPT
SPT
Q4 25
2.9%
0.9%
Q3 25
0.4%
0.7%
Q2 25
0.3%
0.8%
Q1 25
0.7%
1.2%
Q4 24
3.9%
0.8%
Q3 24
0.4%
0.5%
Q2 24
0.3%
0.5%
Q1 24
0.4%
1.1%
Cash Conversion
JRVR
JRVR
SPT
SPT
Q4 25
-0.59×
Q3 25
33.61×
Q2 25
5.29×
Q1 25
-5.38×
Q4 24
Q3 24
Q2 24
-1.14×
Q1 24
1.56×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

JRVR
JRVR

Excess And Surplus Lines$156.7M93%
Specialty Admitted Insurance$10.9M7%

SPT
SPT

Segment breakdown not available.

Related Comparisons