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Side-by-side financial comparison of James River Group Holdings, Inc. (JRVR) and WYNDHAM HOTELS & RESORTS, INC. (WH). Click either name above to swap in a different company.
WYNDHAM HOTELS & RESORTS, INC. is the larger business by last-quarter revenue ($334.0M vs $167.7M, roughly 2.0× James River Group Holdings, Inc.). James River Group Holdings, Inc. runs the higher net margin — 19.1% vs -18.0%, a 37.1% gap on every dollar of revenue. On growth, James River Group Holdings, Inc. posted the faster year-over-year revenue change (32.4% vs -76.3%). WYNDHAM HOTELS & RESORTS, INC. produced more free cash flow last quarter ($168.0M vs $-23.6M). Over the past eight quarters, WYNDHAM HOTELS & RESORTS, INC.'s revenue compounded faster (-4.6% CAGR vs -8.7%).
James River Corporation was an American pulp and paper company based in Richmond, Virginia, once the largest paper manufacturer in the world.
Wyndham Hotels & Resorts, Inc., is an American hospitality company based in Parsippany, New Jersey, United States. It describes itself as the largest hotel franchisor in the world, with 9,100 locations.
JRVR vs WH — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $167.7M | $334.0M |
| Net Profit | $32.1M | $-60.0M |
| Gross Margin | — | — |
| Operating Margin | 14.6% | — |
| Net Margin | 19.1% | -18.0% |
| Revenue YoY | 32.4% | -76.3% |
| Net Profit YoY | 149.5% | -170.6% |
| EPS (diluted) | $0.59 | $-0.80 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $334.0M | ||
| Q4 25 | $167.7M | $334.0M | ||
| Q3 25 | $172.7M | $382.0M | ||
| Q2 25 | $174.8M | $397.0M | ||
| Q1 25 | $172.3M | $316.0M | ||
| Q4 24 | $126.7M | $336.0M | ||
| Q3 24 | $191.5M | $396.0M | ||
| Q2 24 | $188.3M | $367.0M |
| Q1 26 | — | $-60.0M | ||
| Q4 25 | $32.1M | $-60.0M | ||
| Q3 25 | $1.0M | $105.0M | ||
| Q2 25 | $4.8M | $87.0M | ||
| Q1 25 | $9.6M | $61.0M | ||
| Q4 24 | $-64.8M | $85.0M | ||
| Q3 24 | $-39.4M | $102.0M | ||
| Q2 24 | $7.6M | $86.0M |
| Q1 26 | — | — | ||
| Q4 25 | 14.6% | -11.4% | ||
| Q3 25 | 1.5% | 46.6% | ||
| Q2 25 | 4.2% | 37.8% | ||
| Q1 25 | 9.3% | 35.4% | ||
| Q4 24 | -57.0% | 38.4% | ||
| Q3 24 | -27.1% | 43.2% | ||
| Q2 24 | 10.7% | 39.5% |
| Q1 26 | — | -18.0% | ||
| Q4 25 | 19.1% | -18.0% | ||
| Q3 25 | 0.6% | 27.5% | ||
| Q2 25 | 2.7% | 21.9% | ||
| Q1 25 | 5.6% | 19.3% | ||
| Q4 24 | -51.1% | 25.3% | ||
| Q3 24 | -20.6% | 25.8% | ||
| Q2 24 | 4.0% | 23.4% |
| Q1 26 | — | $-0.80 | ||
| Q4 25 | $0.59 | $-0.77 | ||
| Q3 25 | $-0.02 | $1.36 | ||
| Q2 25 | $0.06 | $1.13 | ||
| Q1 25 | $0.16 | $0.78 | ||
| Q4 24 | $-2.44 | $1.06 | ||
| Q3 24 | $-1.10 | $1.29 | ||
| Q2 24 | $0.13 | $1.07 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $260.9M | $64.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $538.2M | $468.0M |
| Total Assets | $4.9B | $4.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $64.0M | ||
| Q4 25 | $260.9M | $64.0M | ||
| Q3 25 | $238.8M | $70.0M | ||
| Q2 25 | $220.0M | $50.0M | ||
| Q1 25 | $279.4M | $48.0M | ||
| Q4 24 | $362.3M | $103.0M | ||
| Q3 24 | $359.8M | $72.0M | ||
| Q2 24 | $672.5M | $70.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | $2.5B | ||
| Q3 25 | — | $2.6B | ||
| Q2 25 | — | $2.5B | ||
| Q1 25 | — | $2.5B | ||
| Q4 24 | — | $2.4B | ||
| Q3 24 | — | $2.4B | ||
| Q2 24 | — | $2.4B |
| Q1 26 | — | $468.0M | ||
| Q4 25 | $538.2M | $468.0M | ||
| Q3 25 | $503.6M | $583.0M | ||
| Q2 25 | $492.6M | $570.0M | ||
| Q1 25 | $484.5M | $579.0M | ||
| Q4 24 | $460.9M | $650.0M | ||
| Q3 24 | $530.3M | $583.0M | ||
| Q2 24 | $541.8M | $623.0M |
| Q1 26 | — | $4.2B | ||
| Q4 25 | $4.9B | $4.2B | ||
| Q3 25 | $5.0B | $4.3B | ||
| Q2 25 | $5.0B | $4.3B | ||
| Q1 25 | $4.9B | $4.2B | ||
| Q4 24 | $5.0B | $4.2B | ||
| Q3 24 | $5.0B | $4.2B | ||
| Q2 24 | $4.7B | $4.2B |
| Q1 26 | — | — | ||
| Q4 25 | — | 5.37× | ||
| Q3 25 | — | 4.43× | ||
| Q2 25 | — | 4.44× | ||
| Q1 25 | — | 4.29× | ||
| Q4 24 | — | 3.72× | ||
| Q3 24 | — | 4.19× | ||
| Q2 24 | — | 3.83× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-18.8M | $367.0M |
| Free Cash FlowOCF − Capex | $-23.6M | $168.0M |
| FCF MarginFCF / Revenue | -14.1% | 50.3% |
| Capex IntensityCapex / Revenue | 2.9% | — |
| Cash ConversionOCF / Net Profit | -0.59× | — |
| TTM Free Cash FlowTrailing 4 quarters | $-17.9M | $437.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $367.0M | ||
| Q4 25 | $-18.8M | $152.0M | ||
| Q3 25 | $34.3M | $86.0M | ||
| Q2 25 | $25.2M | $70.0M | ||
| Q1 25 | $-51.5M | $59.0M | ||
| Q4 24 | $-247.1M | $134.0M | ||
| Q3 24 | $-269.9M | $79.0M | ||
| Q2 24 | $-8.7M | $1.0M |
| Q1 26 | — | $168.0M | ||
| Q4 25 | $-23.6M | $136.0M | ||
| Q3 25 | $33.7M | $75.0M | ||
| Q2 25 | $24.7M | $58.0M | ||
| Q1 25 | $-52.7M | $52.0M | ||
| Q4 24 | $-252.0M | $109.0M | ||
| Q3 24 | $-270.8M | $71.0M | ||
| Q2 24 | $-9.3M | $-6.0M |
| Q1 26 | — | 50.3% | ||
| Q4 25 | -14.1% | 40.7% | ||
| Q3 25 | 19.5% | 19.6% | ||
| Q2 25 | 14.1% | 14.6% | ||
| Q1 25 | -30.6% | 16.5% | ||
| Q4 24 | -198.9% | 32.4% | ||
| Q3 24 | -141.4% | 17.9% | ||
| Q2 24 | -4.9% | -1.6% |
| Q1 26 | — | — | ||
| Q4 25 | 2.9% | 4.8% | ||
| Q3 25 | 0.4% | 2.9% | ||
| Q2 25 | 0.3% | 3.0% | ||
| Q1 25 | 0.7% | 2.2% | ||
| Q4 24 | 3.9% | 7.4% | ||
| Q3 24 | 0.4% | 2.0% | ||
| Q2 24 | 0.3% | 1.9% |
| Q1 26 | — | — | ||
| Q4 25 | -0.59× | — | ||
| Q3 25 | 33.61× | 0.82× | ||
| Q2 25 | 5.29× | 0.80× | ||
| Q1 25 | -5.38× | 0.97× | ||
| Q4 24 | — | 1.58× | ||
| Q3 24 | — | 0.77× | ||
| Q2 24 | -1.14× | 0.01× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
JRVR
| Excess And Surplus Lines | $156.7M | 93% |
| Specialty Admitted Insurance | $10.9M | 7% |
WH
| Fee-related and other revenues | $334.0M | 100% |
| Management and other fees | $2.0M | 1% |
