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Side-by-side financial comparison of Kentucky First Federal Bancorp (KFFB) and XTI Aerospace, Inc. (XTIA). Click either name above to swap in a different company.

Kentucky First Federal Bancorp is the larger business by last-quarter revenue ($2.8M vs $2.5M, roughly 1.1× XTI Aerospace, Inc.). Kentucky First Federal Bancorp runs the higher net margin — 10.7% vs -541.3%, a 552.0% gap on every dollar of revenue. On growth, XTI Aerospace, Inc. posted the faster year-over-year revenue change (170.6% vs 28.3%). Kentucky First Federal Bancorp produced more free cash flow last quarter ($-367.0K vs $-8.4M).

Kentucky First Federal Bancorp is a U.S. regional bank holding company based in Kentucky. It offers retail and commercial banking services including deposits, mortgage loans, consumer lending and small business financing, serving local individual customers and small-to-medium enterprises across its Kentucky operating regions.

Nextant Aerospace is a United States–based company specializing in the remanufacturing of business jets. Founded in 2007, Nextant is the first company to introduce the concept of aircraft remanufacturing to the business jet market.

KFFB vs XTIA — Head-to-Head

Bigger by revenue
KFFB
KFFB
1.1× larger
KFFB
$2.8M
$2.5M
XTIA
Growing faster (revenue YoY)
XTIA
XTIA
+142.3% gap
XTIA
170.6%
28.3%
KFFB
Higher net margin
KFFB
KFFB
552.0% more per $
KFFB
10.7%
-541.3%
XTIA
More free cash flow
KFFB
KFFB
$8.0M more FCF
KFFB
$-367.0K
$-8.4M
XTIA

Income Statement — Q2 FY2026 vs Q3 FY2025

Metric
KFFB
KFFB
XTIA
XTIA
Revenue
$2.8M
$2.5M
Net Profit
$304.0K
$-13.4M
Gross Margin
43.4%
Operating Margin
14.1%
-596.2%
Net Margin
10.7%
-541.3%
Revenue YoY
28.3%
170.6%
Net Profit YoY
2238.5%
-203.2%
EPS (diluted)
$0.04
$-0.61

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
KFFB
KFFB
XTIA
XTIA
Q4 25
$2.8M
Q3 25
$2.7M
$2.5M
Q2 25
$2.4M
$600.0K
Q1 25
$2.2M
$484.0K
Q4 24
$2.2M
$1.0M
Q3 24
$2.0M
$918.0K
Q2 24
$2.0M
$1.0M
Q1 24
$1.8M
Net Profit
KFFB
KFFB
XTIA
XTIA
Q4 25
$304.0K
Q3 25
$344.0K
$-13.4M
Q2 25
$176.0K
$-20.9M
Q1 25
$7.0K
$-12.9M
Q4 24
$13.0K
Q3 24
$-15.0K
$-4.4M
Q2 24
$-1.1M
$-14.7M
Q1 24
$-107.0K
Gross Margin
KFFB
KFFB
XTIA
XTIA
Q4 25
Q3 25
43.4%
Q2 25
80.5%
Q1 25
69.2%
Q4 24
54.7%
Q3 24
56.6%
Q2 24
64.2%
Q1 24
Operating Margin
KFFB
KFFB
XTIA
XTIA
Q4 25
14.1%
Q3 25
17.0%
-596.2%
Q2 25
10.3%
-1855.0%
Q1 25
0.7%
-2149.2%
Q4 24
0.3%
Q3 24
-1.0%
-459.3%
Q2 24
-58.7%
-1350.8%
Q1 24
-7.9%
Net Margin
KFFB
KFFB
XTIA
XTIA
Q4 25
10.7%
Q3 25
12.9%
-541.3%
Q2 25
7.6%
-3476.3%
Q1 25
0.3%
-2659.5%
Q4 24
0.6%
Q3 24
-0.7%
-483.1%
Q2 24
-56.7%
-1426.8%
Q1 24
-5.8%
EPS (diluted)
KFFB
KFFB
XTIA
XTIA
Q4 25
$0.04
Q3 25
$0.04
$-0.61
Q2 25
$0.02
$-2.93
Q1 25
$0.00
$-3.80
Q4 24
$0.00
Q3 24
$0.00
$-33.40
Q2 24
$-0.13
$-261.99
Q1 24
$-0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
KFFB
KFFB
XTIA
XTIA
Cash + ST InvestmentsLiquidity on hand
$19.7M
$32.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$49.1M
$10.5M
Total Assets
$375.3M
$47.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
KFFB
KFFB
XTIA
XTIA
Q4 25
$19.7M
Q3 25
$14.6M
$32.2M
Q2 25
$19.5M
$20.0M
Q1 25
$27.8M
$8.0M
Q4 24
$21.0M
$4.0M
Q3 24
$17.3M
$511.0K
Q2 24
$18.3M
$5.8M
Q1 24
$15.4M
Total Debt
KFFB
KFFB
XTIA
XTIA
Q4 25
Q3 25
Q2 25
$65.0K
Q1 25
$65.0K
Q4 24
$65.0K
Q3 24
Q2 24
Q1 24
Stockholders' Equity
KFFB
KFFB
XTIA
XTIA
Q4 25
$49.1M
Q3 25
$48.8M
$10.5M
Q2 25
$48.4M
$12.4M
Q1 25
$48.2M
$13.9M
Q4 24
$48.1M
$6.6M
Q3 24
$48.2M
$6.9M
Q2 24
$48.0M
$10.6M
Q1 24
$49.0M
Total Assets
KFFB
KFFB
XTIA
XTIA
Q4 25
$375.3M
Q3 25
$366.5M
$47.9M
Q2 25
$371.2M
$35.4M
Q1 25
$380.7M
$27.1M
Q4 24
$374.2M
$24.3M
Q3 24
$375.6M
$29.3M
Q2 24
$375.0M
$34.0M
Q1 24
$369.1M
Debt / Equity
KFFB
KFFB
XTIA
XTIA
Q4 25
Q3 25
Q2 25
0.01×
Q1 25
0.00×
Q4 24
0.01×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
KFFB
KFFB
XTIA
XTIA
Operating Cash FlowLast quarter
$-303.0K
$-8.4M
Free Cash FlowOCF − Capex
$-367.0K
$-8.4M
FCF MarginFCF / Revenue
-12.9%
-338.0%
Capex IntensityCapex / Revenue
2.3%
0.9%
Cash ConversionOCF / Net Profit
-1.00×
TTM Free Cash FlowTrailing 4 quarters
$-377.0K
$-52.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
KFFB
KFFB
XTIA
XTIA
Q4 25
$-303.0K
Q3 25
$450.0K
$-8.4M
Q2 25
$-86.0K
$-6.7M
Q1 25
$-155.0K
$-15.2M
Q4 24
$1.4M
$-22.3M
Q3 24
$-1.4M
$-6.1M
Q2 24
$-1.5M
$-5.6M
Q1 24
$-176.0K
Free Cash Flow
KFFB
KFFB
XTIA
XTIA
Q4 25
$-367.0K
Q3 25
$445.0K
$-8.4M
Q2 25
$-235.0K
$-6.8M
Q1 25
$-220.0K
$-15.3M
Q4 24
$1.4M
$-22.4M
Q3 24
$-1.4M
$-6.2M
Q2 24
$-1.5M
$-5.7M
Q1 24
$-191.0K
FCF Margin
KFFB
KFFB
XTIA
XTIA
Q4 25
-12.9%
Q3 25
16.7%
-338.0%
Q2 25
-9.7%
-1133.2%
Q1 25
-9.9%
-3158.5%
Q4 24
61.8%
-2166.0%
Q3 24
-70.2%
-670.0%
Q2 24
-77.7%
-548.0%
Q1 24
-10.4%
Capex Intensity
KFFB
KFFB
XTIA
XTIA
Q4 25
2.3%
Q3 25
0.2%
0.9%
Q2 25
6.2%
9.7%
Q1 25
2.9%
9.3%
Q4 24
3.7%
6.6%
Q3 24
0.1%
3.9%
Q2 24
3.4%
1.1%
Q1 24
0.8%
Cash Conversion
KFFB
KFFB
XTIA
XTIA
Q4 25
-1.00×
Q3 25
1.31×
Q2 25
-0.49×
Q1 25
-22.14×
Q4 24
111.31×
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

KFFB
KFFB

Segment breakdown not available.

XTIA
XTIA

Short Term Contract With Customer$2.1M85%
Other$374.0K15%

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