vs

Side-by-side financial comparison of KINGSTONE COMPANIES, INC. (KINS) and Ranpak Holdings Corp. (PACK). Click either name above to swap in a different company.

Ranpak Holdings Corp. is the larger business by last-quarter revenue ($93.7M vs $56.4M, roughly 1.7× KINGSTONE COMPANIES, INC.). On growth, KINGSTONE COMPANIES, INC. posted the faster year-over-year revenue change (34.0% vs 2.3%). Over the past eight quarters, KINGSTONE COMPANIES, INC.'s revenue compounded faster (25.6% CAGR vs 13.7%).

Kingstone Companies, Inc., headquartered in Kingston, New York, provides property and casualty insurance products through its subsidiary, Kingstone Insurance Company. It places contracts with the third-party licensed premium finance company through its subsidiary Payments, Inc., a NYS licensed Insurance Premium Finance Company. Kingstone Insurance Company was ranked #1 of the 81 insurers rated by the Professional Insurance Agents Association in its 2010 Company Performance Survey. The company...

Ranpak Holdings Corp. manufactures machines and paper products used in protective paper-based packing for shipping goods and merchandise for e-commerce and industry, along with automation solutions. The company is based in Concord, Ohio, and has production facilities and offices in Reno, Nevada; Kansas City, Missouri; the Netherlands; Czech Republic; Shanghai and Singapore. The paper packaging material can be used for multiple applications like wrapping, cushioning, void fill and cold chain p...

KINS vs PACK — Head-to-Head

Bigger by revenue
PACK
PACK
1.7× larger
PACK
$93.7M
$56.4M
KINS
Growing faster (revenue YoY)
KINS
KINS
+31.7% gap
KINS
34.0%
2.3%
PACK
Faster 2-yr revenue CAGR
KINS
KINS
Annualised
KINS
25.6%
13.7%
PACK

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
KINS
KINS
PACK
PACK
Revenue
$56.4M
$93.7M
Net Profit
$14.8M
Gross Margin
39.0%
Operating Margin
32.7%
-1.0%
Net Margin
26.2%
Revenue YoY
34.0%
2.3%
Net Profit YoY
171.4%
EPS (diluted)
$1.09
$-0.11

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
KINS
KINS
PACK
PACK
Q4 25
$56.4M
$93.7M
Q3 25
$55.7M
$83.6M
Q2 25
$52.3M
$77.8M
Q1 25
$50.5M
$77.6M
Q4 24
$42.1M
$91.6M
Q3 24
$40.8M
$78.6M
Q2 24
$36.5M
$72.8M
Q1 24
$35.8M
$72.5M
Net Profit
KINS
KINS
PACK
PACK
Q4 25
$14.8M
Q3 25
$10.9M
$-10.4M
Q2 25
$11.3M
$-7.5M
Q1 25
$3.9M
$-10.9M
Q4 24
$5.4M
Q3 24
$7.0M
$-8.1M
Q2 24
$4.5M
$5.5M
Q1 24
$1.4M
$-8.1M
Gross Margin
KINS
KINS
PACK
PACK
Q4 25
39.0%
Q3 25
41.1%
Q2 25
37.1%
Q1 25
39.8%
Q4 24
45.2%
Q3 24
43.8%
Q2 24
43.5%
Q1 24
44.6%
Operating Margin
KINS
KINS
PACK
PACK
Q4 25
32.7%
-1.0%
Q3 25
24.6%
-6.8%
Q2 25
27.1%
-12.5%
Q1 25
9.3%
-10.3%
Q4 24
15.9%
1.5%
Q3 24
22.3%
-5.3%
Q2 24
15.7%
-7.1%
Q1 24
5.0%
-6.6%
Net Margin
KINS
KINS
PACK
PACK
Q4 25
26.2%
Q3 25
19.5%
-12.4%
Q2 25
21.5%
-9.6%
Q1 25
7.7%
-14.0%
Q4 24
12.9%
Q3 24
17.1%
-10.3%
Q2 24
12.4%
7.6%
Q1 24
4.0%
-11.2%
EPS (diluted)
KINS
KINS
PACK
PACK
Q4 25
$1.09
$-0.11
Q3 25
$0.74
$-0.12
Q2 25
$0.78
$-0.09
Q1 25
$0.27
$-0.13
Q4 24
$0.44
$-0.13
Q3 24
$0.55
$-0.10
Q2 24
$0.37
$0.07
Q1 24
$0.12
$-0.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
KINS
KINS
PACK
PACK
Cash + ST InvestmentsLiquidity on hand
$63.0M
Total DebtLower is stronger
$4.4M
$401.9M
Stockholders' EquityBook value
$122.7M
$534.9M
Total Assets
$453.4M
$1.1B
Debt / EquityLower = less leverage
0.04×
0.75×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
KINS
KINS
PACK
PACK
Q4 25
$63.0M
Q3 25
$49.9M
Q2 25
$49.2M
Q1 25
$65.5M
Q4 24
$76.1M
Q3 24
$69.5M
Q2 24
$65.1M
Q1 24
$55.1M
Total Debt
KINS
KINS
PACK
PACK
Q4 25
$4.4M
$401.9M
Q3 25
$4.8M
$403.1M
Q2 25
$5.1M
$403.1M
Q1 25
$5.4M
$405.2M
Q4 24
$11.2M
$406.4M
Q3 24
$17.3M
$403.2M
Q2 24
$25.3M
$396.1M
Q1 24
$25.3M
$396.7M
Stockholders' Equity
KINS
KINS
PACK
PACK
Q4 25
$122.7M
$534.9M
Q3 25
$107.7M
$537.8M
Q2 25
$94.9M
$539.0M
Q1 25
$82.2M
$544.1M
Q4 24
$66.7M
$548.1M
Q3 24
$59.7M
$564.3M
Q2 24
$40.8M
$566.2M
Q1 24
$35.7M
$560.0M
Total Assets
KINS
KINS
PACK
PACK
Q4 25
$453.4M
$1.1B
Q3 25
$428.6M
$1.1B
Q2 25
$393.4M
$1.1B
Q1 25
$385.4M
$1.1B
Q4 24
$374.9M
$1.1B
Q3 24
$347.0M
$1.1B
Q2 24
$319.8M
$1.1B
Q1 24
$318.3M
$1.1B
Debt / Equity
KINS
KINS
PACK
PACK
Q4 25
0.04×
0.75×
Q3 25
0.04×
0.75×
Q2 25
0.05×
0.75×
Q1 25
0.07×
0.74×
Q4 24
0.17×
0.74×
Q3 24
0.29×
0.71×
Q2 24
0.62×
0.70×
Q1 24
0.71×
0.71×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
KINS
KINS
PACK
PACK
Operating Cash FlowLast quarter
$75.9M
$19.5M
Free Cash FlowOCF − Capex
$73.1M
FCF MarginFCF / Revenue
129.5%
Capex IntensityCapex / Revenue
5.0%
Cash ConversionOCF / Net Profit
5.14×
TTM Free Cash FlowTrailing 4 quarters
$124.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
KINS
KINS
PACK
PACK
Q4 25
$75.9M
$19.5M
Q3 25
$25.9M
$8.5M
Q2 25
$9.3M
$-3.6M
Q1 25
$17.9M
$-1.3M
Q4 24
$57.9M
$6.5M
Q3 24
$21.7M
$10.1M
Q2 24
$7.1M
$19.6M
Q1 24
$6.1M
$5.2M
Free Cash Flow
KINS
KINS
PACK
PACK
Q4 25
$73.1M
Q3 25
$25.3M
Q2 25
$8.7M
Q1 25
$17.0M
Q4 24
$55.6M
Q3 24
$21.0M
Q2 24
$6.6M
Q1 24
$5.6M
FCF Margin
KINS
KINS
PACK
PACK
Q4 25
129.5%
Q3 25
45.4%
Q2 25
16.6%
Q1 25
33.7%
Q4 24
132.1%
Q3 24
51.6%
Q2 24
18.1%
Q1 24
15.5%
Capex Intensity
KINS
KINS
PACK
PACK
Q4 25
5.0%
Q3 25
1.2%
Q2 25
1.1%
Q1 25
1.7%
Q4 24
5.6%
Q3 24
1.7%
Q2 24
1.4%
Q1 24
1.5%
Cash Conversion
KINS
KINS
PACK
PACK
Q4 25
5.14×
Q3 25
2.38×
Q2 25
0.82×
Q1 25
4.60×
Q4 24
10.65×
Q3 24
3.12×
Q2 24
1.58×
3.56×
Q1 24
4.27×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

KINS
KINS

Segment breakdown not available.

PACK
PACK

Other$47.9M51%
Europe And Asia Segment$45.8M49%

Related Comparisons