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Side-by-side financial comparison of KINGSTONE COMPANIES, INC. (KINS) and RCI HOSPITALITY HOLDINGS, INC. (RICK). Click either name above to swap in a different company.

RCI HOSPITALITY HOLDINGS, INC. is the larger business by last-quarter revenue ($70.9M vs $56.4M, roughly 1.3× KINGSTONE COMPANIES, INC.). KINGSTONE COMPANIES, INC. runs the higher net margin — 26.2% vs -7.8%, a 33.9% gap on every dollar of revenue. On growth, KINGSTONE COMPANIES, INC. posted the faster year-over-year revenue change (34.0% vs -3.1%). KINGSTONE COMPANIES, INC. produced more free cash flow last quarter ($73.1M vs $11.5M). Over the past eight quarters, KINGSTONE COMPANIES, INC.'s revenue compounded faster (25.6% CAGR vs -2.0%).

Kingstone Companies, Inc., headquartered in Kingston, New York, provides property and casualty insurance products through its subsidiary, Kingstone Insurance Company. It places contracts with the third-party licensed premium finance company through its subsidiary Payments, Inc., a NYS licensed Insurance Premium Finance Company. Kingstone Insurance Company was ranked #1 of the 81 insurers rated by the Professional Insurance Agents Association in its 2010 Company Performance Survey. The company...

RCI Hospitality Holdings, Inc., through its subsidiaries, operates strip clubs, nightclubs, sports bars/restaurants, and a media and convention company that serves the adult club industry. RCI went public with an IPO in 1995 is listed on The NASDAQ Global Market under the symbol RICK.

KINS vs RICK — Head-to-Head

Bigger by revenue
RICK
RICK
1.3× larger
RICK
$70.9M
$56.4M
KINS
Growing faster (revenue YoY)
KINS
KINS
+37.2% gap
KINS
34.0%
-3.1%
RICK
Higher net margin
KINS
KINS
33.9% more per $
KINS
26.2%
-7.8%
RICK
More free cash flow
KINS
KINS
$61.6M more FCF
KINS
$73.1M
$11.5M
RICK
Faster 2-yr revenue CAGR
KINS
KINS
Annualised
KINS
25.6%
-2.0%
RICK

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
KINS
KINS
RICK
RICK
Revenue
$56.4M
$70.9M
Net Profit
$14.8M
$-5.5M
Gross Margin
Operating Margin
32.7%
-0.7%
Net Margin
26.2%
-7.8%
Revenue YoY
34.0%
-3.1%
Net Profit YoY
171.4%
-2354.9%
EPS (diluted)
$1.09
$-0.60

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
KINS
KINS
RICK
RICK
Q4 25
$56.4M
Q3 25
$55.7M
$70.9M
Q2 25
$52.3M
$71.1M
Q1 25
$50.5M
$65.9M
Q4 24
$42.1M
$71.5M
Q3 24
$40.8M
$73.2M
Q2 24
$36.5M
$76.2M
Q1 24
$35.8M
$72.3M
Net Profit
KINS
KINS
RICK
RICK
Q4 25
$14.8M
Q3 25
$10.9M
$-5.5M
Q2 25
$11.3M
$4.1M
Q1 25
$3.9M
$3.2M
Q4 24
$5.4M
$9.0M
Q3 24
$7.0M
$244.0K
Q2 24
$4.5M
$-5.2M
Q1 24
$1.4M
$774.0K
Operating Margin
KINS
KINS
RICK
RICK
Q4 25
32.7%
Q3 25
24.6%
-0.7%
Q2 25
27.1%
12.2%
Q1 25
9.3%
12.4%
Q4 24
15.9%
19.5%
Q3 24
22.3%
4.8%
Q2 24
15.7%
-3.3%
Q1 24
5.0%
6.4%
Net Margin
KINS
KINS
RICK
RICK
Q4 25
26.2%
Q3 25
19.5%
-7.8%
Q2 25
21.5%
5.7%
Q1 25
7.7%
4.9%
Q4 24
12.9%
12.6%
Q3 24
17.1%
0.3%
Q2 24
12.4%
-6.9%
Q1 24
4.0%
1.1%
EPS (diluted)
KINS
KINS
RICK
RICK
Q4 25
$1.09
Q3 25
$0.74
$-0.60
Q2 25
$0.78
$0.46
Q1 25
$0.27
$0.36
Q4 24
$0.44
$1.01
Q3 24
$0.55
$0.04
Q2 24
$0.37
$-0.56
Q1 24
$0.12
$0.08

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
KINS
KINS
RICK
RICK
Cash + ST InvestmentsLiquidity on hand
$33.7M
Total DebtLower is stronger
$4.4M
$238.2M
Stockholders' EquityBook value
$122.7M
$261.1M
Total Assets
$453.4M
$596.9M
Debt / EquityLower = less leverage
0.04×
0.91×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
KINS
KINS
RICK
RICK
Q4 25
Q3 25
$33.7M
Q2 25
$29.3M
Q1 25
$32.7M
Q4 24
$34.7M
Q3 24
$32.4M
Q2 24
$34.9M
Q1 24
$20.0M
Total Debt
KINS
KINS
RICK
RICK
Q4 25
$4.4M
Q3 25
$4.8M
$238.2M
Q2 25
$5.1M
$243.8M
Q1 25
$5.4M
$244.1M
Q4 24
$11.2M
Q3 24
$17.3M
$241.1M
Q2 24
$25.3M
Q1 24
$25.3M
Stockholders' Equity
KINS
KINS
RICK
RICK
Q4 25
$122.7M
Q3 25
$107.7M
$261.1M
Q2 25
$94.9M
$269.5M
Q1 25
$82.2M
$268.8M
Q4 24
$66.7M
$269.0M
Q3 24
$59.7M
$263.4M
Q2 24
$40.8M
$271.2M
Q1 24
$35.7M
$285.8M
Total Assets
KINS
KINS
RICK
RICK
Q4 25
$453.4M
Q3 25
$428.6M
$596.9M
Q2 25
$393.4M
$597.4M
Q1 25
$385.4M
$589.8M
Q4 24
$374.9M
$586.2M
Q3 24
$347.0M
$584.4M
Q2 24
$319.8M
$601.0M
Q1 24
$318.3M
$609.9M
Debt / Equity
KINS
KINS
RICK
RICK
Q4 25
0.04×
Q3 25
0.04×
0.91×
Q2 25
0.05×
0.90×
Q1 25
0.07×
0.91×
Q4 24
0.17×
Q3 24
0.29×
0.92×
Q2 24
0.62×
Q1 24
0.71×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
KINS
KINS
RICK
RICK
Operating Cash FlowLast quarter
$75.9M
$13.7M
Free Cash FlowOCF − Capex
$73.1M
$11.5M
FCF MarginFCF / Revenue
129.5%
16.2%
Capex IntensityCapex / Revenue
5.0%
3.2%
Cash ConversionOCF / Net Profit
5.14×
TTM Free Cash FlowTrailing 4 quarters
$124.0M
$34.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
KINS
KINS
RICK
RICK
Q4 25
$75.9M
Q3 25
$25.9M
$13.7M
Q2 25
$9.3M
$13.8M
Q1 25
$17.9M
$8.5M
Q4 24
$57.9M
$13.3M
Q3 24
$21.7M
$15.7M
Q2 24
$7.1M
$15.8M
Q1 24
$6.1M
$10.8M
Free Cash Flow
KINS
KINS
RICK
RICK
Q4 25
$73.1M
Q3 25
$25.3M
$11.5M
Q2 25
$8.7M
$10.1M
Q1 25
$17.0M
$5.7M
Q4 24
$55.6M
$7.6M
Q3 24
$21.0M
$10.3M
Q2 24
$6.6M
$9.3M
Q1 24
$5.6M
$3.2M
FCF Margin
KINS
KINS
RICK
RICK
Q4 25
129.5%
Q3 25
45.4%
16.2%
Q2 25
16.6%
14.2%
Q1 25
33.7%
8.6%
Q4 24
132.1%
10.6%
Q3 24
51.6%
14.0%
Q2 24
18.1%
12.3%
Q1 24
15.5%
4.4%
Capex Intensity
KINS
KINS
RICK
RICK
Q4 25
5.0%
Q3 25
1.2%
3.2%
Q2 25
1.1%
5.2%
Q1 25
1.7%
4.3%
Q4 24
5.6%
8.0%
Q3 24
1.7%
7.3%
Q2 24
1.4%
8.4%
Q1 24
1.5%
10.6%
Cash Conversion
KINS
KINS
RICK
RICK
Q4 25
5.14×
Q3 25
2.38×
Q2 25
0.82×
3.40×
Q1 25
4.60×
2.65×
Q4 24
10.65×
1.48×
Q3 24
3.12×
64.14×
Q2 24
1.58×
Q1 24
4.27×
14.00×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

KINS
KINS

Segment breakdown not available.

RICK
RICK

Transferred At Point In Time$60.8M86%
Food And Merchandise$10.4M15%

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