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Side-by-side financial comparison of KINGSTONE COMPANIES, INC. (KINS) and RE/MAX Holdings, Inc. (RMAX). Click either name above to swap in a different company.
RE/MAX Holdings, Inc. is the larger business by last-quarter revenue ($71.1M vs $56.4M, roughly 1.3× KINGSTONE COMPANIES, INC.). KINGSTONE COMPANIES, INC. runs the higher net margin — 26.2% vs 2.0%, a 24.1% gap on every dollar of revenue. On growth, KINGSTONE COMPANIES, INC. posted the faster year-over-year revenue change (34.0% vs -1.8%). KINGSTONE COMPANIES, INC. produced more free cash flow last quarter ($73.1M vs $33.5M). Over the past eight quarters, KINGSTONE COMPANIES, INC.'s revenue compounded faster (25.6% CAGR vs -4.7%).
Kingstone Companies, Inc., headquartered in Kingston, New York, provides property and casualty insurance products through its subsidiary, Kingstone Insurance Company. It places contracts with the third-party licensed premium finance company through its subsidiary Payments, Inc., a NYS licensed Insurance Premium Finance Company. Kingstone Insurance Company was ranked #1 of the 81 insurers rated by the Professional Insurance Agents Association in its 2010 Company Performance Survey. The company...
RE/MAX is an international real estate franchise operating in over 100 countries and territories that, in 2015, had over 100,000 agents in 6,800 offices.
KINS vs RMAX — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $56.4M | $71.1M |
| Net Profit | $14.8M | $1.4M |
| Gross Margin | — | — |
| Operating Margin | 32.7% | 13.1% |
| Net Margin | 26.2% | 2.0% |
| Revenue YoY | 34.0% | -1.8% |
| Net Profit YoY | 171.4% | -75.2% |
| EPS (diluted) | $1.09 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $56.4M | $71.1M | ||
| Q3 25 | $55.7M | $73.2M | ||
| Q2 25 | $52.3M | $72.8M | ||
| Q1 25 | $50.5M | $74.5M | ||
| Q4 24 | $42.1M | $72.5M | ||
| Q3 24 | $40.8M | $78.5M | ||
| Q2 24 | $36.5M | $78.5M | ||
| Q1 24 | $35.8M | $78.3M |
| Q4 25 | $14.8M | $1.4M | ||
| Q3 25 | $10.9M | $4.0M | ||
| Q2 25 | $11.3M | $4.7M | ||
| Q1 25 | $3.9M | $-2.0M | ||
| Q4 24 | $5.4M | $5.8M | ||
| Q3 24 | $7.0M | $966.0K | ||
| Q2 24 | $4.5M | $3.7M | ||
| Q1 24 | $1.4M | $-3.4M |
| Q4 25 | 32.7% | 13.1% | ||
| Q3 25 | 24.6% | 25.0% | ||
| Q2 25 | 27.1% | 19.3% | ||
| Q1 25 | 9.3% | 7.2% | ||
| Q4 24 | 15.9% | 5.9% | ||
| Q3 24 | 22.3% | 19.4% | ||
| Q2 24 | 15.7% | 20.6% | ||
| Q1 24 | 5.0% | 5.8% |
| Q4 25 | 26.2% | 2.0% | ||
| Q3 25 | 19.5% | 5.4% | ||
| Q2 25 | 21.5% | 6.4% | ||
| Q1 25 | 7.7% | -2.6% | ||
| Q4 24 | 12.9% | 8.0% | ||
| Q3 24 | 17.1% | 1.2% | ||
| Q2 24 | 12.4% | 4.7% | ||
| Q1 24 | 4.0% | -4.3% |
| Q4 25 | $1.09 | — | ||
| Q3 25 | $0.74 | — | ||
| Q2 25 | $0.78 | — | ||
| Q1 25 | $0.27 | — | ||
| Q4 24 | $0.44 | — | ||
| Q3 24 | $0.55 | — | ||
| Q2 24 | $0.37 | — | ||
| Q1 24 | $0.12 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $118.7M |
| Total DebtLower is stronger | $4.4M | $432.2M |
| Stockholders' EquityBook value | $122.7M | $452.4M |
| Total Assets | $453.4M | $582.5M |
| Debt / EquityLower = less leverage | 0.04× | 0.96× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $118.7M | ||
| Q3 25 | — | $107.5M | ||
| Q2 25 | — | $94.3M | ||
| Q1 25 | — | $89.1M | ||
| Q4 24 | — | $96.6M | ||
| Q3 24 | — | $83.8M | ||
| Q2 24 | — | $66.1M | ||
| Q1 24 | — | $82.1M |
| Q4 25 | $4.4M | $432.2M | ||
| Q3 25 | $4.8M | $433.3M | ||
| Q2 25 | $5.1M | $434.4M | ||
| Q1 25 | $5.4M | $435.3M | ||
| Q4 24 | $11.2M | $436.2M | ||
| Q3 24 | $17.3M | $437.2M | ||
| Q2 24 | $25.3M | $438.1M | ||
| Q1 24 | $25.3M | $439.0M |
| Q4 25 | $122.7M | $452.4M | ||
| Q3 25 | $107.7M | $448.1M | ||
| Q2 25 | $94.9M | $442.4M | ||
| Q1 25 | $82.2M | $433.5M | ||
| Q4 24 | $66.7M | $429.5M | ||
| Q3 24 | $59.7M | $423.1M | ||
| Q2 24 | $40.8M | $418.4M | ||
| Q1 24 | $35.7M | $412.0M |
| Q4 25 | $453.4M | $582.5M | ||
| Q3 25 | $428.6M | $582.2M | ||
| Q2 25 | $393.4M | $574.8M | ||
| Q1 25 | $385.4M | $571.4M | ||
| Q4 24 | $374.9M | $581.6M | ||
| Q3 24 | $347.0M | $578.6M | ||
| Q2 24 | $319.8M | $571.4M | ||
| Q1 24 | $318.3M | $566.7M |
| Q4 25 | 0.04× | 0.96× | ||
| Q3 25 | 0.04× | 0.97× | ||
| Q2 25 | 0.05× | 0.98× | ||
| Q1 25 | 0.07× | 1.00× | ||
| Q4 24 | 0.17× | 1.02× | ||
| Q3 24 | 0.29× | 1.03× | ||
| Q2 24 | 0.62× | 1.05× | ||
| Q1 24 | 0.71× | 1.07× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $75.9M | $40.9M |
| Free Cash FlowOCF − Capex | $73.1M | $33.5M |
| FCF MarginFCF / Revenue | 129.5% | 47.1% |
| Capex IntensityCapex / Revenue | 5.0% | 10.4% |
| Cash ConversionOCF / Net Profit | 5.14× | 28.39× |
| TTM Free Cash FlowTrailing 4 quarters | $124.0M | $56.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $75.9M | $40.9M | ||
| Q3 25 | $25.9M | $17.7M | ||
| Q2 25 | $9.3M | $4.6M | ||
| Q1 25 | $17.9M | $5.7M | ||
| Q4 24 | $57.9M | $59.7M | ||
| Q3 24 | $21.7M | $17.6M | ||
| Q2 24 | $7.1M | $15.9M | ||
| Q1 24 | $6.1M | $9.4M |
| Q4 25 | $73.1M | $33.5M | ||
| Q3 25 | $25.3M | $16.4M | ||
| Q2 25 | $8.7M | $2.9M | ||
| Q1 25 | $17.0M | $4.0M | ||
| Q4 24 | $55.6M | $53.0M | ||
| Q3 24 | $21.0M | $16.3M | ||
| Q2 24 | $6.6M | $14.0M | ||
| Q1 24 | $5.6M | $6.8M |
| Q4 25 | 129.5% | 47.1% | ||
| Q3 25 | 45.4% | 22.4% | ||
| Q2 25 | 16.6% | 4.0% | ||
| Q1 25 | 33.7% | 5.3% | ||
| Q4 24 | 132.1% | 73.2% | ||
| Q3 24 | 51.6% | 20.8% | ||
| Q2 24 | 18.1% | 17.8% | ||
| Q1 24 | 15.5% | 8.6% |
| Q4 25 | 5.0% | 10.4% | ||
| Q3 25 | 1.2% | 1.8% | ||
| Q2 25 | 1.1% | 2.2% | ||
| Q1 25 | 1.7% | 2.3% | ||
| Q4 24 | 5.6% | 9.1% | ||
| Q3 24 | 1.7% | 1.7% | ||
| Q2 24 | 1.4% | 2.4% | ||
| Q1 24 | 1.5% | 3.3% |
| Q4 25 | 5.14× | 28.39× | ||
| Q3 25 | 2.38× | 4.45× | ||
| Q2 25 | 0.82× | 0.97× | ||
| Q1 25 | 4.60× | — | ||
| Q4 24 | 10.65× | 10.28× | ||
| Q3 24 | 3.12× | 18.22× | ||
| Q2 24 | 1.58× | 4.29× | ||
| Q1 24 | 4.27× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
KINS
Segment breakdown not available.
RMAX
| Franchising Segment | $50.1M | 70% |
| Broker Fees | $13.9M | 20% |
| Annual Dues | $7.4M | 10% |
