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Side-by-side financial comparison of KINGSTONE COMPANIES, INC. (KINS) and Latham Group, Inc. (SWIM). Click either name above to swap in a different company.
Latham Group, Inc. is the larger business by last-quarter revenue ($100.0M vs $56.4M, roughly 1.8× KINGSTONE COMPANIES, INC.). KINGSTONE COMPANIES, INC. runs the higher net margin — 26.2% vs -7.0%, a 33.2% gap on every dollar of revenue. On growth, KINGSTONE COMPANIES, INC. posted the faster year-over-year revenue change (34.0% vs 14.5%). KINGSTONE COMPANIES, INC. produced more free cash flow last quarter ($73.1M vs $14.1M). Over the past eight quarters, KINGSTONE COMPANIES, INC.'s revenue compounded faster (25.6% CAGR vs -4.9%).
Kingstone Companies, Inc., headquartered in Kingston, New York, provides property and casualty insurance products through its subsidiary, Kingstone Insurance Company. It places contracts with the third-party licensed premium finance company through its subsidiary Payments, Inc., a NYS licensed Insurance Premium Finance Company. Kingstone Insurance Company was ranked #1 of the 81 insurers rated by the Professional Insurance Agents Association in its 2010 Company Performance Survey. The company...
Latham & Watkins LLP is an American multinational law firm. Founded in 1934 in Los Angeles, California, it is known for its litigation, corporate, and regulatory law practices.
KINS vs SWIM — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $56.4M | $100.0M |
| Net Profit | $14.8M | $-7.0M |
| Gross Margin | — | 28.0% |
| Operating Margin | 32.7% | -10.7% |
| Net Margin | 26.2% | -7.0% |
| Revenue YoY | 34.0% | 14.5% |
| Net Profit YoY | 171.4% | 76.0% |
| EPS (diluted) | $1.09 | $-0.06 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $56.4M | $100.0M | ||
| Q3 25 | $55.7M | $161.9M | ||
| Q2 25 | $52.3M | $172.6M | ||
| Q1 25 | $50.5M | $111.4M | ||
| Q4 24 | $42.1M | $87.3M | ||
| Q3 24 | $40.8M | $150.5M | ||
| Q2 24 | $36.5M | $160.1M | ||
| Q1 24 | $35.8M | $110.6M |
| Q4 25 | $14.8M | $-7.0M | ||
| Q3 25 | $10.9M | $8.1M | ||
| Q2 25 | $11.3M | $16.0M | ||
| Q1 25 | $3.9M | $-6.0M | ||
| Q4 24 | $5.4M | $-29.2M | ||
| Q3 24 | $7.0M | $5.9M | ||
| Q2 24 | $4.5M | $13.3M | ||
| Q1 24 | $1.4M | $-7.9M |
| Q4 25 | — | 28.0% | ||
| Q3 25 | — | 35.4% | ||
| Q2 25 | — | 37.1% | ||
| Q1 25 | — | 29.5% | ||
| Q4 24 | — | 24.6% | ||
| Q3 24 | — | 32.4% | ||
| Q2 24 | — | 33.1% | ||
| Q1 24 | — | 27.7% |
| Q4 25 | 32.7% | -10.7% | ||
| Q3 25 | 24.6% | 13.3% | ||
| Q2 25 | 27.1% | 14.3% | ||
| Q1 25 | 9.3% | -4.4% | ||
| Q4 24 | 15.9% | -14.9% | ||
| Q3 24 | 22.3% | 8.9% | ||
| Q2 24 | 15.7% | 12.5% | ||
| Q1 24 | 5.0% | -1.9% |
| Q4 25 | 26.2% | -7.0% | ||
| Q3 25 | 19.5% | 5.0% | ||
| Q2 25 | 21.5% | 9.3% | ||
| Q1 25 | 7.7% | -5.4% | ||
| Q4 24 | 12.9% | -33.4% | ||
| Q3 24 | 17.1% | 3.9% | ||
| Q2 24 | 12.4% | 8.3% | ||
| Q1 24 | 4.0% | -7.1% |
| Q4 25 | $1.09 | $-0.06 | ||
| Q3 25 | $0.74 | $0.07 | ||
| Q2 25 | $0.78 | $0.13 | ||
| Q1 25 | $0.27 | $-0.05 | ||
| Q4 24 | $0.44 | $-0.24 | ||
| Q3 24 | $0.55 | $0.05 | ||
| Q2 24 | $0.37 | $0.11 | ||
| Q1 24 | $0.12 | $-0.07 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | $4.4M | $279.8M |
| Stockholders' EquityBook value | $122.7M | $405.9M |
| Total Assets | $453.4M | $823.2M |
| Debt / EquityLower = less leverage | 0.04× | 0.69× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $4.4M | $279.8M | ||
| Q3 25 | $4.8M | $281.1M | ||
| Q2 25 | $5.1M | $281.5M | ||
| Q1 25 | $5.4M | $306.9M | ||
| Q4 24 | $11.2M | $281.5M | ||
| Q3 24 | $17.3M | $282.8M | ||
| Q2 24 | $25.3M | $282.4M | ||
| Q1 24 | $25.3M | $282.8M |
| Q4 25 | $122.7M | $405.9M | ||
| Q3 25 | $107.7M | $408.4M | ||
| Q2 25 | $94.9M | $398.4M | ||
| Q1 25 | $82.2M | $381.1M | ||
| Q4 24 | $66.7M | $387.2M | ||
| Q3 24 | $59.7M | $416.6M | ||
| Q2 24 | $40.8M | $408.1M | ||
| Q1 24 | $35.7M | $391.8M |
| Q4 25 | $453.4M | $823.2M | ||
| Q3 25 | $428.6M | $844.4M | ||
| Q2 25 | $393.4M | $822.1M | ||
| Q1 25 | $385.4M | $824.6M | ||
| Q4 24 | $374.9M | $794.2M | ||
| Q3 24 | $347.0M | $853.4M | ||
| Q2 24 | $319.8M | $830.0M | ||
| Q1 24 | $318.3M | $808.6M |
| Q4 25 | 0.04× | 0.69× | ||
| Q3 25 | 0.04× | 0.69× | ||
| Q2 25 | 0.05× | 0.71× | ||
| Q1 25 | 0.07× | 0.81× | ||
| Q4 24 | 0.17× | 0.73× | ||
| Q3 24 | 0.29× | 0.68× | ||
| Q2 24 | 0.62× | 0.69× | ||
| Q1 24 | 0.71× | 0.72× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $75.9M | $23.3M |
| Free Cash FlowOCF − Capex | $73.1M | $14.1M |
| FCF MarginFCF / Revenue | 129.5% | 14.1% |
| Capex IntensityCapex / Revenue | 5.0% | 9.2% |
| Cash ConversionOCF / Net Profit | 5.14× | — |
| TTM Free Cash FlowTrailing 4 quarters | $124.0M | $38.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $75.9M | $23.3M | ||
| Q3 25 | $25.9M | $51.0M | ||
| Q2 25 | $9.3M | $36.0M | ||
| Q1 25 | $17.9M | $-46.9M | ||
| Q4 24 | $57.9M | $6.2M | ||
| Q3 24 | $21.7M | $37.2M | ||
| Q2 24 | $7.1M | $52.4M | ||
| Q1 24 | $6.1M | $-34.5M |
| Q4 25 | $73.1M | $14.1M | ||
| Q3 25 | $25.3M | $45.2M | ||
| Q2 25 | $8.7M | $29.1M | ||
| Q1 25 | $17.0M | $-50.3M | ||
| Q4 24 | $55.6M | $-98.0K | ||
| Q3 24 | $21.0M | $33.2M | ||
| Q2 24 | $6.6M | $47.9M | ||
| Q1 24 | $5.6M | $-39.9M |
| Q4 25 | 129.5% | 14.1% | ||
| Q3 25 | 45.4% | 27.9% | ||
| Q2 25 | 16.6% | 16.8% | ||
| Q1 25 | 33.7% | -45.2% | ||
| Q4 24 | 132.1% | -0.1% | ||
| Q3 24 | 51.6% | 22.1% | ||
| Q2 24 | 18.1% | 29.9% | ||
| Q1 24 | 15.5% | -36.0% |
| Q4 25 | 5.0% | 9.2% | ||
| Q3 25 | 1.2% | 3.6% | ||
| Q2 25 | 1.1% | 4.0% | ||
| Q1 25 | 1.7% | 3.1% | ||
| Q4 24 | 5.6% | 7.2% | ||
| Q3 24 | 1.7% | 2.7% | ||
| Q2 24 | 1.4% | 2.8% | ||
| Q1 24 | 1.5% | 4.8% |
| Q4 25 | 5.14× | — | ||
| Q3 25 | 2.38× | 6.29× | ||
| Q2 25 | 0.82× | 2.25× | ||
| Q1 25 | 4.60× | — | ||
| Q4 24 | 10.65× | — | ||
| Q3 24 | 3.12× | 6.32× | ||
| Q2 24 | 1.58× | 3.95× | ||
| Q1 24 | 4.27× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
KINS
Segment breakdown not available.
SWIM
| In Ground Swimming Pools | $50.2M | 50% |
| Covers | $37.0M | 37% |
| Liners | $12.7M | 13% |
