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Side-by-side financial comparison of KINGSTONE COMPANIES, INC. (KINS) and Vitesse Energy, Inc. (VTS). Click either name above to swap in a different company.

Vitesse Energy, Inc. is the larger business by last-quarter revenue ($58.6M vs $56.4M, roughly 1.0× KINGSTONE COMPANIES, INC.). KINGSTONE COMPANIES, INC. runs the higher net margin — 26.2% vs -1.3%, a 27.4% gap on every dollar of revenue. On growth, KINGSTONE COMPANIES, INC. posted the faster year-over-year revenue change (34.0% vs 4.8%). Over the past eight quarters, KINGSTONE COMPANIES, INC.'s revenue compounded faster (25.6% CAGR vs -2.1%).

Kingstone Companies, Inc., headquartered in Kingston, New York, provides property and casualty insurance products through its subsidiary, Kingstone Insurance Company. It places contracts with the third-party licensed premium finance company through its subsidiary Payments, Inc., a NYS licensed Insurance Premium Finance Company. Kingstone Insurance Company was ranked #1 of the 81 insurers rated by the Professional Insurance Agents Association in its 2010 Company Performance Survey. The company...

Vitesse Energy, Inc. is a U.S.-headquartered independent energy company focused on exploration, development, and production of oil and natural gas assets. It operates primarily in high-potential onshore basins including North Dakota's Williston Basin, serving domestic and global upstream energy market demand.

KINS vs VTS — Head-to-Head

Bigger by revenue
VTS
VTS
1.0× larger
VTS
$58.6M
$56.4M
KINS
Growing faster (revenue YoY)
KINS
KINS
+29.2% gap
KINS
34.0%
4.8%
VTS
Higher net margin
KINS
KINS
27.4% more per $
KINS
26.2%
-1.3%
VTS
Faster 2-yr revenue CAGR
KINS
KINS
Annualised
KINS
25.6%
-2.1%
VTS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
KINS
KINS
VTS
VTS
Revenue
$56.4M
$58.6M
Net Profit
$14.8M
$-739.0K
Gross Margin
Operating Margin
32.7%
-12.0%
Net Margin
26.2%
-1.3%
Revenue YoY
34.0%
4.8%
Net Profit YoY
171.4%
85.6%
EPS (diluted)
$1.09
$-0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
KINS
KINS
VTS
VTS
Q4 25
$56.4M
$58.6M
Q3 25
$55.7M
$67.4M
Q2 25
$52.3M
$81.8M
Q1 25
$50.5M
$66.2M
Q4 24
$42.1M
$55.9M
Q3 24
$40.8M
$58.3M
Q2 24
$36.5M
$66.6M
Q1 24
$35.8M
$61.2M
Net Profit
KINS
KINS
VTS
VTS
Q4 25
$14.8M
$-739.0K
Q3 25
$10.9M
$-1.3M
Q2 25
$11.3M
$24.7M
Q1 25
$3.9M
$2.7M
Q4 24
$5.4M
$-5.1M
Q3 24
$7.0M
$17.4M
Q2 24
$4.5M
$10.9M
Q1 24
$1.4M
$-2.2M
Operating Margin
KINS
KINS
VTS
VTS
Q4 25
32.7%
-12.0%
Q3 25
24.6%
0.2%
Q2 25
27.1%
22.8%
Q1 25
9.3%
8.1%
Q4 24
15.9%
3.7%
Q3 24
22.3%
15.4%
Q2 24
15.7%
25.2%
Q1 24
5.0%
21.4%
Net Margin
KINS
KINS
VTS
VTS
Q4 25
26.2%
-1.3%
Q3 25
19.5%
-1.9%
Q2 25
21.5%
30.2%
Q1 25
7.7%
4.0%
Q4 24
12.9%
-9.2%
Q3 24
17.1%
29.9%
Q2 24
12.4%
16.4%
Q1 24
4.0%
-3.6%
EPS (diluted)
KINS
KINS
VTS
VTS
Q4 25
$1.09
$-0.01
Q3 25
$0.74
$-0.03
Q2 25
$0.78
$0.60
Q1 25
$0.27
$0.08
Q4 24
$0.44
$-0.15
Q3 24
$0.55
$0.53
Q2 24
$0.37
$0.33
Q1 24
$0.12
$-0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
KINS
KINS
VTS
VTS
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$4.4M
Stockholders' EquityBook value
$122.7M
$629.3M
Total Assets
$453.4M
$893.4M
Debt / EquityLower = less leverage
0.04×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
KINS
KINS
VTS
VTS
Q4 25
Q3 25
Q2 25
Q1 25
$4.5M
Q4 24
$3.0M
Q3 24
Q2 24
Q1 24
Total Debt
KINS
KINS
VTS
VTS
Q4 25
$4.4M
Q3 25
$4.8M
Q2 25
$5.1M
Q1 25
$5.4M
Q4 24
$11.2M
Q3 24
$17.3M
Q2 24
$25.3M
Q1 24
$25.3M
Stockholders' Equity
KINS
KINS
VTS
VTS
Q4 25
$122.7M
$629.3M
Q3 25
$107.7M
$650.3M
Q2 25
$94.9M
$671.9M
Q1 25
$82.2M
$667.7M
Q4 24
$66.7M
$500.3M
Q3 24
$59.7M
$520.4M
Q2 24
$40.8M
$518.5M
Q1 24
$35.7M
$522.7M
Total Assets
KINS
KINS
VTS
VTS
Q4 25
$453.4M
$893.4M
Q3 25
$428.6M
$932.9M
Q2 25
$393.4M
$951.5M
Q1 25
$385.4M
$975.2M
Q4 24
$374.9M
$810.9M
Q3 24
$347.0M
$791.2M
Q2 24
$319.8M
$778.4M
Q1 24
$318.3M
$749.7M
Debt / Equity
KINS
KINS
VTS
VTS
Q4 25
0.04×
Q3 25
0.04×
Q2 25
0.05×
Q1 25
0.07×
Q4 24
0.17×
Q3 24
0.29×
Q2 24
0.62×
Q1 24
0.71×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
KINS
KINS
VTS
VTS
Operating Cash FlowLast quarter
$75.9M
$37.4M
Free Cash FlowOCF − Capex
$73.1M
FCF MarginFCF / Revenue
129.5%
Capex IntensityCapex / Revenue
5.0%
Cash ConversionOCF / Net Profit
5.14×
TTM Free Cash FlowTrailing 4 quarters
$124.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
KINS
KINS
VTS
VTS
Q4 25
$75.9M
$37.4M
Q3 25
$25.9M
$49.4M
Q2 25
$9.3M
$66.0M
Q1 25
$17.9M
$17.5M
Q4 24
$57.9M
$34.7M
Q3 24
$21.7M
$45.7M
Q2 24
$7.1M
$35.2M
Q1 24
$6.1M
$39.4M
Free Cash Flow
KINS
KINS
VTS
VTS
Q4 25
$73.1M
Q3 25
$25.3M
Q2 25
$8.7M
Q1 25
$17.0M
Q4 24
$55.6M
Q3 24
$21.0M
Q2 24
$6.6M
Q1 24
$5.6M
FCF Margin
KINS
KINS
VTS
VTS
Q4 25
129.5%
Q3 25
45.4%
Q2 25
16.6%
Q1 25
33.7%
Q4 24
132.1%
Q3 24
51.6%
Q2 24
18.1%
Q1 24
15.5%
Capex Intensity
KINS
KINS
VTS
VTS
Q4 25
5.0%
Q3 25
1.2%
Q2 25
1.1%
Q1 25
1.7%
Q4 24
5.6%
Q3 24
1.7%
Q2 24
1.4%
Q1 24
1.5%
Cash Conversion
KINS
KINS
VTS
VTS
Q4 25
5.14×
Q3 25
2.38×
Q2 25
0.82×
2.68×
Q1 25
4.60×
6.56×
Q4 24
10.65×
Q3 24
3.12×
2.62×
Q2 24
1.58×
3.22×
Q1 24
4.27×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

KINS
KINS

Segment breakdown not available.

VTS
VTS

Oil Reserves$54.5M93%
Natural Gas Reserves$4.2M7%

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