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Side-by-side financial comparison of KEMPER Corp (KMPR) and Nextpower Inc. (NXT). Click either name above to swap in a different company.
KEMPER Corp is the larger business by last-quarter revenue ($1.1B vs $909.4M, roughly 1.2× Nextpower Inc.). Nextpower Inc. runs the higher net margin — 14.4% vs -0.7%, a 15.1% gap on every dollar of revenue. On growth, Nextpower Inc. posted the faster year-over-year revenue change (33.9% vs -4.7%). KEMPER Corp produced more free cash flow last quarter ($166.2M vs $118.5M). Over the past eight quarters, Nextpower Inc.'s revenue compounded faster (11.1% CAGR vs -0.5%).
Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.
Nextpower Inc. (NXT) is a global energy technology provider based in Fremont, California.
KMPR vs NXT — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $1.1B | $909.4M |
| Net Profit | $-8.0M | $131.2M |
| Gross Margin | — | 31.7% |
| Operating Margin | — | 19.4% |
| Net Margin | -0.7% | 14.4% |
| Revenue YoY | -4.7% | 33.9% |
| Net Profit YoY | -108.2% | 13.8% |
| EPS (diluted) | $-0.03 | $0.85 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.1B | $909.4M | ||
| Q3 25 | $1.2B | $905.3M | ||
| Q2 25 | $1.2B | $864.3M | ||
| Q1 25 | $1.2B | $924.3M | ||
| Q4 24 | $1.2B | $679.4M | ||
| Q3 24 | $1.2B | $635.6M | ||
| Q2 24 | $1.1B | $719.9M | ||
| Q1 24 | $1.1B | $736.5M |
| Q4 25 | $-8.0M | $131.2M | ||
| Q3 25 | $-21.0M | $146.9M | ||
| Q2 25 | $72.6M | $157.2M | ||
| Q1 25 | $99.7M | $156.8M | ||
| Q4 24 | $97.4M | $115.3M | ||
| Q3 24 | $73.7M | $115.4M | ||
| Q2 24 | $75.4M | $121.7M | ||
| Q1 24 | $71.3M | $205.2M |
| Q4 25 | — | 31.7% | ||
| Q3 25 | — | 32.4% | ||
| Q2 25 | — | 32.6% | ||
| Q1 25 | — | 33.1% | ||
| Q4 24 | — | 35.5% | ||
| Q3 24 | — | 35.4% | ||
| Q2 24 | — | 33.0% | ||
| Q1 24 | — | 46.2% |
| Q4 25 | — | 19.4% | ||
| Q3 25 | — | 20.0% | ||
| Q2 25 | — | 21.5% | ||
| Q1 25 | — | 21.1% | ||
| Q4 24 | — | 22.1% | ||
| Q3 24 | 11.2% | 21.0% | ||
| Q2 24 | 10.1% | 22.2% | ||
| Q1 24 | 7.6% | 36.8% |
| Q4 25 | -0.7% | 14.4% | ||
| Q3 25 | -1.7% | 16.2% | ||
| Q2 25 | 5.9% | 18.2% | ||
| Q1 25 | 8.4% | 17.0% | ||
| Q4 24 | 8.2% | 17.0% | ||
| Q3 24 | 6.3% | 18.2% | ||
| Q2 24 | 6.7% | 16.9% | ||
| Q1 24 | 6.2% | 27.9% |
| Q4 25 | $-0.03 | $0.85 | ||
| Q3 25 | $-0.34 | $0.97 | ||
| Q2 25 | $1.12 | $1.04 | ||
| Q1 25 | $1.54 | $1.05 | ||
| Q4 24 | $1.51 | $0.79 | ||
| Q3 24 | $1.14 | $0.79 | ||
| Q2 24 | $1.16 | $0.84 | ||
| Q1 24 | $1.10 | $1.52 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $952.6M |
| Total DebtLower is stronger | $943.5M | — |
| Stockholders' EquityBook value | $2.7B | $2.2B |
| Total Assets | $12.5B | $3.8B |
| Debt / EquityLower = less leverage | 0.35× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $952.6M | ||
| Q3 25 | $371.2M | $845.3M | ||
| Q2 25 | $407.6M | $743.4M | ||
| Q1 25 | $545.3M | $766.1M | ||
| Q4 24 | $1.0B | $693.5M | ||
| Q3 24 | $696.9M | $561.9M | ||
| Q2 24 | $539.1M | $471.9M | ||
| Q1 24 | $520.7M | $474.1M |
| Q4 25 | $943.5M | — | ||
| Q3 25 | $943.1M | — | ||
| Q2 25 | $942.6M | — | ||
| Q1 25 | $942.1M | — | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $1.4B | — | ||
| Q2 24 | $1.4B | — | ||
| Q1 24 | $1.4B | — |
| Q4 25 | $2.7B | $2.2B | ||
| Q3 25 | $2.7B | $2.0B | ||
| Q2 25 | $370.0M | $1.8B | ||
| Q1 25 | $366.0M | $1.6B | ||
| Q4 24 | $2.8B | $1.4B | ||
| Q3 24 | $2.8B | $1.3B | ||
| Q2 24 | $358.0M | $1.1B | ||
| Q1 24 | $2.6B | $961.0M |
| Q4 25 | $12.5B | $3.8B | ||
| Q3 25 | $12.4B | $3.7B | ||
| Q2 25 | $12.6B | $3.4B | ||
| Q1 25 | $12.5B | $3.2B | ||
| Q4 24 | $12.6B | $3.0B | ||
| Q3 24 | $12.6B | $2.8B | ||
| Q2 24 | $12.6B | $2.6B | ||
| Q1 24 | $12.6B | $2.5B |
| Q4 25 | 0.35× | — | ||
| Q3 25 | 0.35× | — | ||
| Q2 25 | 2.55× | — | ||
| Q1 25 | 2.57× | — | ||
| Q4 24 | 0.50× | — | ||
| Q3 24 | 0.50× | — | ||
| Q2 24 | 3.88× | — | ||
| Q1 24 | 0.54× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $175.0M | $123.3M |
| Free Cash FlowOCF − Capex | $166.2M | $118.5M |
| FCF MarginFCF / Revenue | 14.7% | 13.0% |
| Capex IntensityCapex / Revenue | 0.8% | 0.5% |
| Cash ConversionOCF / Net Profit | — | 0.94× |
| TTM Free Cash FlowTrailing 4 quarters | $553.9M | $587.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $175.0M | $123.3M | ||
| Q3 25 | $139.9M | $186.9M | ||
| Q2 25 | $89.6M | $81.3M | ||
| Q1 25 | $180.0M | $237.3M | ||
| Q4 24 | $175.1M | $143.8M | ||
| Q3 24 | $141.9M | $153.8M | ||
| Q2 24 | $22.9M | $120.8M | ||
| Q1 24 | $43.0M | $111.5M |
| Q4 25 | $166.2M | $118.5M | ||
| Q3 25 | $133.4M | $171.4M | ||
| Q2 25 | $82.0M | $70.1M | ||
| Q1 25 | $172.3M | $227.2M | ||
| Q4 24 | $165.4M | $134.9M | ||
| Q3 24 | $131.4M | $141.8M | ||
| Q2 24 | $5.2M | $118.0M | ||
| Q1 24 | $27.7M | $109.2M |
| Q4 25 | 14.7% | 13.0% | ||
| Q3 25 | 10.8% | 18.9% | ||
| Q2 25 | 6.7% | 8.1% | ||
| Q1 25 | 14.4% | 24.6% | ||
| Q4 24 | 13.9% | 19.9% | ||
| Q3 24 | 11.1% | 22.3% | ||
| Q2 24 | 0.5% | 16.4% | ||
| Q1 24 | 2.4% | 14.8% |
| Q4 25 | 0.8% | 0.5% | ||
| Q3 25 | 0.5% | 1.7% | ||
| Q2 25 | 0.6% | 1.3% | ||
| Q1 25 | 0.6% | 1.1% | ||
| Q4 24 | 0.8% | 1.3% | ||
| Q3 24 | 0.9% | 1.9% | ||
| Q2 24 | 1.6% | 0.4% | ||
| Q1 24 | 1.3% | 0.3% |
| Q4 25 | — | 0.94× | ||
| Q3 25 | — | 1.27× | ||
| Q2 25 | 1.23× | 0.52× | ||
| Q1 25 | 1.81× | 1.51× | ||
| Q4 24 | 1.80× | 1.25× | ||
| Q3 24 | 1.93× | 1.33× | ||
| Q2 24 | 0.30× | 0.99× | ||
| Q1 24 | 0.60× | 0.54× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
NXT
| Transferred Over Time | $763.9M | 84% |
| Transferred At Point In Time | $145.4M | 16% |
