vs
Side-by-side financial comparison of KEMPER Corp (KMPR) and Construction Partners, Inc. (ROAD). Click either name above to swap in a different company.
KEMPER Corp is the larger business by last-quarter revenue ($1.1B vs $809.5M, roughly 1.4× Construction Partners, Inc.). Construction Partners, Inc. runs the higher net margin — 2.1% vs -0.7%, a 2.8% gap on every dollar of revenue. On growth, Construction Partners, Inc. posted the faster year-over-year revenue change (44.1% vs -4.7%). KEMPER Corp produced more free cash flow last quarter ($166.2M vs $47.1M). Over the past eight quarters, Construction Partners, Inc.'s revenue compounded faster (47.6% CAGR vs -0.5%).
Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.
Alexander Construction Company was a Palm Springs, California, residential development company that built over 2,200 houses in the Coachella Valley of Riverside County, California, between 1955 and 1965.
KMPR vs ROAD — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $1.1B | $809.5M |
| Net Profit | $-8.0M | $17.2M |
| Gross Margin | — | 15.0% |
| Operating Margin | — | 6.2% |
| Net Margin | -0.7% | 2.1% |
| Revenue YoY | -4.7% | 44.1% |
| Net Profit YoY | -108.2% | 663.9% |
| EPS (diluted) | $-0.03 | $0.31 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.1B | $809.5M | ||
| Q3 25 | $1.2B | $899.8M | ||
| Q2 25 | $1.2B | $779.3M | ||
| Q1 25 | $1.2B | $571.6M | ||
| Q4 24 | $1.2B | $561.6M | ||
| Q3 24 | $1.2B | $538.2M | ||
| Q2 24 | $1.1B | $517.8M | ||
| Q1 24 | $1.1B | $371.4M |
| Q4 25 | $-8.0M | $17.2M | ||
| Q3 25 | $-21.0M | $56.6M | ||
| Q2 25 | $72.6M | $44.0M | ||
| Q1 25 | $99.7M | $4.2M | ||
| Q4 24 | $97.4M | $-3.1M | ||
| Q3 24 | $73.7M | $29.3M | ||
| Q2 24 | $75.4M | $30.9M | ||
| Q1 24 | $71.3M | $-1.1M |
| Q4 25 | — | 15.0% | ||
| Q3 25 | — | 17.7% | ||
| Q2 25 | — | 16.9% | ||
| Q1 25 | — | 12.5% | ||
| Q4 24 | — | 13.6% | ||
| Q3 24 | — | 15.6% | ||
| Q2 24 | — | 16.1% | ||
| Q1 24 | — | 10.4% |
| Q4 25 | — | 6.2% | ||
| Q3 25 | — | 11.2% | ||
| Q2 25 | — | 10.6% | ||
| Q1 25 | — | 4.8% | ||
| Q4 24 | — | 2.5% | ||
| Q3 24 | 11.2% | 8.5% | ||
| Q2 24 | 10.1% | 8.8% | ||
| Q1 24 | 7.6% | 0.8% |
| Q4 25 | -0.7% | 2.1% | ||
| Q3 25 | -1.7% | 6.3% | ||
| Q2 25 | 5.9% | 5.7% | ||
| Q1 25 | 8.4% | 0.7% | ||
| Q4 24 | 8.2% | -0.5% | ||
| Q3 24 | 6.3% | 5.4% | ||
| Q2 24 | 6.7% | 6.0% | ||
| Q1 24 | 6.2% | -0.3% |
| Q4 25 | $-0.03 | $0.31 | ||
| Q3 25 | $-0.34 | $1.03 | ||
| Q2 25 | $1.12 | $0.79 | ||
| Q1 25 | $1.54 | $0.08 | ||
| Q4 24 | $1.51 | $-0.06 | ||
| Q3 24 | $1.14 | $0.55 | ||
| Q2 24 | $1.16 | $0.59 | ||
| Q1 24 | $1.10 | $-0.02 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $104.1M |
| Total DebtLower is stronger | $943.5M | — |
| Stockholders' EquityBook value | $2.7B | $969.1M |
| Total Assets | $12.5B | $3.4B |
| Debt / EquityLower = less leverage | 0.35× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $104.1M | ||
| Q3 25 | $371.2M | $156.1M | ||
| Q2 25 | $407.6M | $114.3M | ||
| Q1 25 | $545.3M | $101.9M | ||
| Q4 24 | $1.0B | $132.5M | ||
| Q3 24 | $696.9M | $74.7M | ||
| Q2 24 | $539.1M | $56.3M | ||
| Q1 24 | $520.7M | $48.0M |
| Q4 25 | $943.5M | — | ||
| Q3 25 | $943.1M | $1.6B | ||
| Q2 25 | $942.6M | — | ||
| Q1 25 | $942.1M | — | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $1.4B | $515.0M | ||
| Q2 24 | $1.4B | — | ||
| Q1 24 | $1.4B | — |
| Q4 25 | $2.7B | $969.1M | ||
| Q3 25 | $2.7B | $912.0M | ||
| Q2 25 | $370.0M | $853.3M | ||
| Q1 25 | $366.0M | $807.9M | ||
| Q4 24 | $2.8B | $811.1M | ||
| Q3 24 | $2.8B | $573.7M | ||
| Q2 24 | $358.0M | $552.9M | ||
| Q1 24 | $2.6B | $525.0M |
| Q4 25 | $12.5B | $3.4B | ||
| Q3 25 | $12.4B | $3.2B | ||
| Q2 25 | $12.6B | $2.9B | ||
| Q1 25 | $12.5B | $2.8B | ||
| Q4 24 | $12.6B | $2.6B | ||
| Q3 24 | $12.6B | $1.5B | ||
| Q2 24 | $12.6B | $1.4B | ||
| Q1 24 | $12.6B | $1.3B |
| Q4 25 | 0.35× | — | ||
| Q3 25 | 0.35× | 1.78× | ||
| Q2 25 | 2.55× | — | ||
| Q1 25 | 2.57× | — | ||
| Q4 24 | 0.50× | — | ||
| Q3 24 | 0.50× | 0.90× | ||
| Q2 24 | 3.88× | — | ||
| Q1 24 | 0.54× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $175.0M | $82.6M |
| Free Cash FlowOCF − Capex | $166.2M | $47.1M |
| FCF MarginFCF / Revenue | 14.7% | 5.8% |
| Capex IntensityCapex / Revenue | 0.8% | 4.4% |
| Cash ConversionOCF / Net Profit | — | 4.80× |
| TTM Free Cash FlowTrailing 4 quarters | $553.9M | $186.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $175.0M | $82.6M | ||
| Q3 25 | $139.9M | $112.0M | ||
| Q2 25 | $89.6M | $83.0M | ||
| Q1 25 | $180.0M | $55.6M | ||
| Q4 24 | $175.1M | $40.7M | ||
| Q3 24 | $141.9M | $95.9M | ||
| Q2 24 | $22.9M | $34.6M | ||
| Q1 24 | $43.0M | $18.2M |
| Q4 25 | $166.2M | $47.1M | ||
| Q3 25 | $133.4M | $78.9M | ||
| Q2 25 | $82.0M | $46.4M | ||
| Q1 25 | $172.3M | $14.2M | ||
| Q4 24 | $165.4M | $13.8M | ||
| Q3 24 | $131.4M | $78.4M | ||
| Q2 24 | $5.2M | $19.7M | ||
| Q1 24 | $27.7M | $-10.6M |
| Q4 25 | 14.7% | 5.8% | ||
| Q3 25 | 10.8% | 8.8% | ||
| Q2 25 | 6.7% | 5.9% | ||
| Q1 25 | 14.4% | 2.5% | ||
| Q4 24 | 13.9% | 2.5% | ||
| Q3 24 | 11.1% | 14.6% | ||
| Q2 24 | 0.5% | 3.8% | ||
| Q1 24 | 2.4% | -2.8% |
| Q4 25 | 0.8% | 4.4% | ||
| Q3 25 | 0.5% | 3.7% | ||
| Q2 25 | 0.6% | 4.7% | ||
| Q1 25 | 0.6% | 7.2% | ||
| Q4 24 | 0.8% | 4.8% | ||
| Q3 24 | 0.9% | 3.3% | ||
| Q2 24 | 1.6% | 2.9% | ||
| Q1 24 | 1.3% | 7.7% |
| Q4 25 | — | 4.80× | ||
| Q3 25 | — | 1.98× | ||
| Q2 25 | 1.23× | 1.88× | ||
| Q1 25 | 1.81× | 13.20× | ||
| Q4 24 | 1.80× | — | ||
| Q3 24 | 1.93× | 3.27× | ||
| Q2 24 | 0.30× | 1.12× | ||
| Q1 24 | 0.60× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
ROAD
Segment breakdown not available.
