vs
Side-by-side financial comparison of KEMPER Corp (KMPR) and SCANSOURCE, INC. (SCSC). Click either name above to swap in a different company.
KEMPER Corp is the larger business by last-quarter revenue ($1.1B vs $766.5M, roughly 1.5× SCANSOURCE, INC.). SCANSOURCE, INC. runs the higher net margin — 2.2% vs -0.7%, a 2.9% gap on every dollar of revenue. On growth, SCANSOURCE, INC. posted the faster year-over-year revenue change (2.5% vs -4.7%). KEMPER Corp produced more free cash flow last quarter ($166.2M vs $28.9M). Over the past eight quarters, SCANSOURCE, INC.'s revenue compounded faster (0.9% CAGR vs -0.5%).
Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.
ScanSource, Inc. is a leading global specialty technology distributor offering a broad portfolio of solutions including point-of-sale systems, barcode scanning tools, cybersecurity products, cloud services and communication solutions. It primarily serves value-added resellers, managed service providers and enterprise clients across North America, Latin America and Europe, covering retail, healthcare, industrial and public sector core segments.
KMPR vs SCSC — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $1.1B | $766.5M |
| Net Profit | $-8.0M | $16.5M |
| Gross Margin | — | 13.4% |
| Operating Margin | — | 2.3% |
| Net Margin | -0.7% | 2.2% |
| Revenue YoY | -4.7% | 2.5% |
| Net Profit YoY | -108.2% | -3.3% |
| EPS (diluted) | $-0.03 | $0.75 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.1B | $766.5M | ||
| Q3 25 | $1.2B | $739.6M | ||
| Q2 25 | $1.2B | $812.9M | ||
| Q1 25 | $1.2B | $704.8M | ||
| Q4 24 | $1.2B | $747.5M | ||
| Q3 24 | $1.2B | $775.6M | ||
| Q2 24 | $1.1B | $746.1M | ||
| Q1 24 | $1.1B | $752.6M |
| Q4 25 | $-8.0M | $16.5M | ||
| Q3 25 | $-21.0M | $19.9M | ||
| Q2 25 | $72.6M | $20.1M | ||
| Q1 25 | $99.7M | $17.4M | ||
| Q4 24 | $97.4M | $17.1M | ||
| Q3 24 | $73.7M | $17.0M | ||
| Q2 24 | $75.4M | $16.1M | ||
| Q1 24 | $71.3M | $12.8M |
| Q4 25 | — | 13.4% | ||
| Q3 25 | — | 14.5% | ||
| Q2 25 | — | 12.9% | ||
| Q1 25 | — | 14.2% | ||
| Q4 24 | — | 13.6% | ||
| Q3 24 | — | 13.1% | ||
| Q2 24 | — | 13.0% | ||
| Q1 24 | — | 12.6% |
| Q4 25 | — | 2.3% | ||
| Q3 25 | — | 3.5% | ||
| Q2 25 | — | 3.3% | ||
| Q1 25 | — | 3.2% | ||
| Q4 24 | — | 2.5% | ||
| Q3 24 | 11.2% | 2.3% | ||
| Q2 24 | 10.1% | 2.9% | ||
| Q1 24 | 7.6% | 2.3% |
| Q4 25 | -0.7% | 2.2% | ||
| Q3 25 | -1.7% | 2.7% | ||
| Q2 25 | 5.9% | 2.5% | ||
| Q1 25 | 8.4% | 2.5% | ||
| Q4 24 | 8.2% | 2.3% | ||
| Q3 24 | 6.3% | 2.2% | ||
| Q2 24 | 6.7% | 2.2% | ||
| Q1 24 | 6.2% | 1.7% |
| Q4 25 | $-0.03 | $0.75 | ||
| Q3 25 | $-0.34 | $0.89 | ||
| Q2 25 | $1.12 | $0.87 | ||
| Q1 25 | $1.54 | $0.74 | ||
| Q4 24 | $1.51 | $0.70 | ||
| Q3 24 | $1.14 | $0.69 | ||
| Q2 24 | $1.16 | $0.66 | ||
| Q1 24 | $1.10 | $0.50 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $83.5M |
| Total DebtLower is stronger | $943.5M | — |
| Stockholders' EquityBook value | $2.7B | $910.9M |
| Total Assets | $12.5B | $1.7B |
| Debt / EquityLower = less leverage | 0.35× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $83.5M | ||
| Q3 25 | $371.2M | $124.9M | ||
| Q2 25 | $407.6M | $126.2M | ||
| Q1 25 | $545.3M | $146.3M | ||
| Q4 24 | $1.0B | $110.5M | ||
| Q3 24 | $696.9M | $145.0M | ||
| Q2 24 | $539.1M | $185.5M | ||
| Q1 24 | $520.7M | $159.1M |
| Q4 25 | $943.5M | — | ||
| Q3 25 | $943.1M | — | ||
| Q2 25 | $942.6M | — | ||
| Q1 25 | $942.1M | — | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $1.4B | — | ||
| Q2 24 | $1.4B | — | ||
| Q1 24 | $1.4B | — |
| Q4 25 | $2.7B | $910.9M | ||
| Q3 25 | $2.7B | $914.0M | ||
| Q2 25 | $370.0M | $906.4M | ||
| Q1 25 | $366.0M | $901.7M | ||
| Q4 24 | $2.8B | $900.7M | ||
| Q3 24 | $2.8B | $920.9M | ||
| Q2 24 | $358.0M | $924.3M | ||
| Q1 24 | $2.6B | $944.1M |
| Q4 25 | $12.5B | $1.7B | ||
| Q3 25 | $12.4B | $1.7B | ||
| Q2 25 | $12.6B | $1.8B | ||
| Q1 25 | $12.5B | $1.7B | ||
| Q4 24 | $12.6B | $1.7B | ||
| Q3 24 | $12.6B | $1.8B | ||
| Q2 24 | $12.6B | $1.8B | ||
| Q1 24 | $12.6B | $1.8B |
| Q4 25 | 0.35× | — | ||
| Q3 25 | 0.35× | — | ||
| Q2 25 | 2.55× | — | ||
| Q1 25 | 2.57× | — | ||
| Q4 24 | 0.50× | — | ||
| Q3 24 | 0.50× | — | ||
| Q2 24 | 3.88× | — | ||
| Q1 24 | 0.54× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $175.0M | $30.8M |
| Free Cash FlowOCF − Capex | $166.2M | $28.9M |
| FCF MarginFCF / Revenue | 14.7% | 3.8% |
| Capex IntensityCapex / Revenue | 0.8% | 0.3% |
| Cash ConversionOCF / Net Profit | — | 1.87× |
| TTM Free Cash FlowTrailing 4 quarters | $553.9M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $175.0M | $30.8M | ||
| Q3 25 | $139.9M | $23.2M | ||
| Q2 25 | $89.6M | — | ||
| Q1 25 | $180.0M | $66.1M | ||
| Q4 24 | $175.1M | $-6.2M | ||
| Q3 24 | $141.9M | $44.8M | ||
| Q2 24 | $22.9M | — | ||
| Q1 24 | $43.0M | $160.2M |
| Q4 25 | $166.2M | $28.9M | ||
| Q3 25 | $133.4M | $20.8M | ||
| Q2 25 | $82.0M | — | ||
| Q1 25 | $172.3M | $64.6M | ||
| Q4 24 | $165.4M | $-8.2M | ||
| Q3 24 | $131.4M | $42.5M | ||
| Q2 24 | $5.2M | — | ||
| Q1 24 | $27.7M | $157.7M |
| Q4 25 | 14.7% | 3.8% | ||
| Q3 25 | 10.8% | 2.8% | ||
| Q2 25 | 6.7% | — | ||
| Q1 25 | 14.4% | 9.2% | ||
| Q4 24 | 13.9% | -1.1% | ||
| Q3 24 | 11.1% | 5.5% | ||
| Q2 24 | 0.5% | — | ||
| Q1 24 | 2.4% | 21.0% |
| Q4 25 | 0.8% | 0.3% | ||
| Q3 25 | 0.5% | 0.3% | ||
| Q2 25 | 0.6% | 0.3% | ||
| Q1 25 | 0.6% | 0.2% | ||
| Q4 24 | 0.8% | 0.3% | ||
| Q3 24 | 0.9% | 0.3% | ||
| Q2 24 | 1.6% | 0.2% | ||
| Q1 24 | 1.3% | 0.3% |
| Q4 25 | — | 1.87× | ||
| Q3 25 | — | 1.17× | ||
| Q2 25 | 1.23× | — | ||
| Q1 25 | 1.81× | 3.79× | ||
| Q4 24 | 1.80× | -0.36× | ||
| Q3 24 | 1.93× | 2.64× | ||
| Q2 24 | 0.30× | — | ||
| Q1 24 | 0.60× | 12.51× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
SCSC
| Products And Services | $723.4M | 94% |
| Intelisys Advisory | $25.0M | 3% |
| Recurring Revenue | $18.2M | 2% |
