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Side-by-side financial comparison of KEMPER Corp (KMPR) and SOMNIGROUP INTERNATIONAL INC. (SGI). Click either name above to swap in a different company.
SOMNIGROUP INTERNATIONAL INC. is the larger business by last-quarter revenue ($1.9B vs $1.1B, roughly 1.7× KEMPER Corp). SOMNIGROUP INTERNATIONAL INC. runs the higher net margin — 7.5% vs -0.7%, a 8.2% gap on every dollar of revenue. On growth, SOMNIGROUP INTERNATIONAL INC. posted the faster year-over-year revenue change (54.7% vs -4.7%). KEMPER Corp produced more free cash flow last quarter ($166.2M vs $41.1M). Over the past eight quarters, SOMNIGROUP INTERNATIONAL INC.'s revenue compounded faster (25.3% CAGR vs -0.5%).
Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.
Somnigroup International Inc. is an American manufacturer of mattresses and bedding products.
KMPR vs SGI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.1B | $1.9B |
| Net Profit | $-8.0M | $140.8M |
| Gross Margin | — | 44.0% |
| Operating Margin | — | 13.2% |
| Net Margin | -0.7% | 7.5% |
| Revenue YoY | -4.7% | 54.7% |
| Net Profit YoY | -108.2% | 95.8% |
| EPS (diluted) | $-0.03 | $0.71 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.1B | $1.9B | ||
| Q3 25 | $1.2B | $2.1B | ||
| Q2 25 | $1.2B | $1.9B | ||
| Q1 25 | $1.2B | $1.6B | ||
| Q4 24 | $1.2B | $1.2B | ||
| Q3 24 | $1.2B | $1.3B | ||
| Q2 24 | $1.1B | $1.2B | ||
| Q1 24 | $1.1B | $1.2B |
| Q4 25 | $-8.0M | $140.8M | ||
| Q3 25 | $-21.0M | $177.4M | ||
| Q2 25 | $72.6M | $99.0M | ||
| Q1 25 | $99.7M | $-33.1M | ||
| Q4 24 | $97.4M | $71.9M | ||
| Q3 24 | $73.7M | $130.0M | ||
| Q2 24 | $75.4M | $106.1M | ||
| Q1 24 | $71.3M | $76.3M |
| Q4 25 | — | 44.0% | ||
| Q3 25 | — | 44.9% | ||
| Q2 25 | — | 44.0% | ||
| Q1 25 | — | 36.2% | ||
| Q4 24 | — | 43.3% | ||
| Q3 24 | — | 45.4% | ||
| Q2 24 | — | 44.9% | ||
| Q1 24 | — | 43.1% |
| Q4 25 | — | 13.2% | ||
| Q3 25 | — | 14.8% | ||
| Q2 25 | — | 9.6% | ||
| Q1 25 | — | 0.8% | ||
| Q4 24 | — | 10.6% | ||
| Q3 24 | 11.2% | 15.5% | ||
| Q2 24 | 10.1% | 14.0% | ||
| Q1 24 | 7.6% | 11.1% |
| Q4 25 | -0.7% | 7.5% | ||
| Q3 25 | -1.7% | 8.4% | ||
| Q2 25 | 5.9% | 5.3% | ||
| Q1 25 | 8.4% | -2.1% | ||
| Q4 24 | 8.2% | 6.0% | ||
| Q3 24 | 6.3% | 10.0% | ||
| Q2 24 | 6.7% | 8.6% | ||
| Q1 24 | 6.2% | 6.4% |
| Q4 25 | $-0.03 | $0.71 | ||
| Q3 25 | $-0.34 | $0.83 | ||
| Q2 25 | $1.12 | $0.47 | ||
| Q1 25 | $1.54 | $-0.17 | ||
| Q4 24 | $1.51 | $0.40 | ||
| Q3 24 | $1.14 | $0.73 | ||
| Q2 24 | $1.16 | $0.60 | ||
| Q1 24 | $1.10 | $0.43 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | $943.5M | $4.6B |
| Stockholders' EquityBook value | $2.7B | $3.1B |
| Total Assets | $12.5B | $11.6B |
| Debt / EquityLower = less leverage | 0.35× | 1.47× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | $371.2M | — | ||
| Q2 25 | $407.6M | — | ||
| Q1 25 | $545.3M | — | ||
| Q4 24 | $1.0B | — | ||
| Q3 24 | $696.9M | — | ||
| Q2 24 | $539.1M | — | ||
| Q1 24 | $520.7M | — |
| Q4 25 | $943.5M | $4.6B | ||
| Q3 25 | $943.1M | $4.5B | ||
| Q2 25 | $942.6M | $4.8B | ||
| Q1 25 | $942.1M | $4.9B | ||
| Q4 24 | $1.4B | $3.7B | ||
| Q3 24 | $1.4B | $2.2B | ||
| Q2 24 | $1.4B | $2.4B | ||
| Q1 24 | $1.4B | $2.5B |
| Q4 25 | $2.7B | $3.1B | ||
| Q3 25 | $2.7B | $3.0B | ||
| Q2 25 | $370.0M | $2.8B | ||
| Q1 25 | $366.0M | $2.7B | ||
| Q4 24 | $2.8B | $559.0M | ||
| Q3 24 | $2.8B | $564.5M | ||
| Q2 24 | $358.0M | $411.8M | ||
| Q1 24 | $2.6B | $326.6M |
| Q4 25 | $12.5B | $11.6B | ||
| Q3 25 | $12.4B | $11.4B | ||
| Q2 25 | $12.6B | $11.4B | ||
| Q1 25 | $12.5B | $11.3B | ||
| Q4 24 | $12.6B | $6.0B | ||
| Q3 24 | $12.6B | $4.6B | ||
| Q2 24 | $12.6B | $4.6B | ||
| Q1 24 | $12.6B | $4.6B |
| Q4 25 | 0.35× | 1.47× | ||
| Q3 25 | 0.35× | 1.51× | ||
| Q2 25 | 2.55× | 1.69× | ||
| Q1 25 | 2.57× | 1.79× | ||
| Q4 24 | 0.50× | 6.69× | ||
| Q3 24 | 0.50× | 3.95× | ||
| Q2 24 | 3.88× | 5.92× | ||
| Q1 24 | 0.54× | 7.74× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $175.0M | $99.4M |
| Free Cash FlowOCF − Capex | $166.2M | $41.1M |
| FCF MarginFCF / Revenue | 14.7% | 2.2% |
| Capex IntensityCapex / Revenue | 0.8% | 3.1% |
| Cash ConversionOCF / Net Profit | — | 0.71× |
| TTM Free Cash FlowTrailing 4 quarters | $553.9M | $633.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $175.0M | $99.4M | ||
| Q3 25 | $139.9M | $408.2M | ||
| Q2 25 | $89.6M | $186.1M | ||
| Q1 25 | $180.0M | $106.4M | ||
| Q4 24 | $175.1M | $129.1M | ||
| Q3 24 | $141.9M | $256.6M | ||
| Q2 24 | $22.9M | $150.6M | ||
| Q1 24 | $43.0M | $130.2M |
| Q4 25 | $166.2M | $41.1M | ||
| Q3 25 | $133.4M | $360.3M | ||
| Q2 25 | $82.0M | $149.4M | ||
| Q1 25 | $172.3M | $82.4M | ||
| Q4 24 | $165.4M | $108.2M | ||
| Q3 24 | $131.4M | $240.2M | ||
| Q2 24 | $5.2M | $122.1M | ||
| Q1 24 | $27.7M | $98.7M |
| Q4 25 | 14.7% | 2.2% | ||
| Q3 25 | 10.8% | 17.0% | ||
| Q2 25 | 6.7% | 7.9% | ||
| Q1 25 | 14.4% | 5.1% | ||
| Q4 24 | 13.9% | 9.0% | ||
| Q3 24 | 11.1% | 18.5% | ||
| Q2 24 | 0.5% | 9.9% | ||
| Q1 24 | 2.4% | 8.3% |
| Q4 25 | 0.8% | 3.1% | ||
| Q3 25 | 0.5% | 2.3% | ||
| Q2 25 | 0.6% | 2.0% | ||
| Q1 25 | 0.6% | 1.5% | ||
| Q4 24 | 0.8% | 1.7% | ||
| Q3 24 | 0.9% | 1.3% | ||
| Q2 24 | 1.6% | 2.3% | ||
| Q1 24 | 1.3% | 2.6% |
| Q4 25 | — | 0.71× | ||
| Q3 25 | — | 2.30× | ||
| Q2 25 | 1.23× | 1.88× | ||
| Q1 25 | 1.81× | — | ||
| Q4 24 | 1.80× | 1.80× | ||
| Q3 24 | 1.93× | 1.97× | ||
| Q2 24 | 0.30× | 1.42× | ||
| Q1 24 | 0.60× | 1.71× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
KMPR
| Specialty Property Casualty Insurance Segment | $995.1M | 88% |
| Life Insurance Segment1 | $140.7M | 12% |
SGI
| Mattress Firm Segment | $892.1M | 48% |
| Tempur Sealy North America Segment | $620.5M | 33% |
| Tempur Sealy International Segment | $355.8M | 19% |
