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Side-by-side financial comparison of LendingClub Corp (LC) and Life360, Inc. (LIF). Click either name above to swap in a different company.
LendingClub Corp is the larger business by last-quarter revenue ($252.3M vs $146.0M, roughly 1.7× Life360, Inc.). Life360, Inc. runs the higher net margin — 88.8% vs 20.5%, a 68.4% gap on every dollar of revenue. On growth, Life360, Inc. posted the faster year-over-year revenue change (26.4% vs 15.9%). Over the past eight quarters, Life360, Inc.'s revenue compounded faster (36.6% CAGR vs 16.1%).
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
Life360, Inc. develops family-focused safety and connectivity platforms. Core offerings include real-time location sharing, emergency alerts, driving behavior analysis tools and identity theft protection. It serves consumer markets across North America, Europe and Asia-Pacific, with most revenue from tiered premium subscription plans.
LC vs LIF — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $252.3M | $146.0M |
| Net Profit | $51.6M | $129.7M |
| Gross Margin | — | 75.1% |
| Operating Margin | — | 6.1% |
| Net Margin | 20.5% | 88.8% |
| Revenue YoY | 15.9% | 26.4% |
| Net Profit YoY | 341.0% | 1425.9% |
| EPS (diluted) | $0.44 | $1.53 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $252.3M | — | ||
| Q4 25 | $266.5M | $146.0M | ||
| Q3 25 | $266.2M | $124.5M | ||
| Q2 25 | $248.4M | $115.4M | ||
| Q1 25 | $217.7M | $103.6M | ||
| Q4 24 | $217.2M | $115.5M | ||
| Q3 24 | $201.9M | $92.9M | ||
| Q2 24 | $187.2M | $84.9M |
| Q1 26 | $51.6M | — | ||
| Q4 25 | — | $129.7M | ||
| Q3 25 | $44.3M | $9.8M | ||
| Q2 25 | $38.2M | $7.0M | ||
| Q1 25 | $11.7M | $4.4M | ||
| Q4 24 | — | $8.5M | ||
| Q3 24 | $14.5M | $7.7M | ||
| Q2 24 | $14.9M | $-11.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 75.1% | ||
| Q3 25 | — | 78.0% | ||
| Q2 25 | — | 78.4% | ||
| Q1 25 | — | 80.6% | ||
| Q4 24 | — | 74.0% | ||
| Q3 24 | — | 75.4% | ||
| Q2 24 | — | 75.0% |
| Q1 26 | — | — | ||
| Q4 25 | 18.8% | 6.1% | ||
| Q3 25 | 21.5% | 4.6% | ||
| Q2 25 | 21.7% | 1.7% | ||
| Q1 25 | 7.2% | 2.1% | ||
| Q4 24 | 5.1% | 4.9% | ||
| Q3 24 | 8.9% | -5.3% | ||
| Q2 24 | 10.4% | -2.8% |
| Q1 26 | 20.5% | — | ||
| Q4 25 | — | 88.8% | ||
| Q3 25 | 16.6% | 7.9% | ||
| Q2 25 | 15.4% | 6.1% | ||
| Q1 25 | 5.4% | 4.2% | ||
| Q4 24 | — | 7.4% | ||
| Q3 24 | 7.2% | 8.3% | ||
| Q2 24 | 8.0% | -12.9% |
| Q1 26 | $0.44 | — | ||
| Q4 25 | $0.36 | $1.53 | ||
| Q3 25 | $0.37 | $0.11 | ||
| Q2 25 | $0.33 | $0.08 | ||
| Q1 25 | $0.10 | $0.05 | ||
| Q4 24 | $0.08 | $0.14 | ||
| Q3 24 | $0.13 | $0.09 | ||
| Q2 24 | $0.13 | $-0.15 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $494.3M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.5B | $548.2M |
| Total Assets | $11.9B | $959.7M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $494.3M | ||
| Q3 25 | — | $455.7M | ||
| Q2 25 | — | $432.7M | ||
| Q1 25 | — | $168.9M | ||
| Q4 24 | — | $159.2M | ||
| Q3 24 | — | $159.0M | ||
| Q2 24 | — | $160.8M |
| Q1 26 | — | — | ||
| Q4 25 | $0 | — | ||
| Q3 25 | $0 | — | ||
| Q2 25 | $0 | — | ||
| Q1 25 | $0 | — | ||
| Q4 24 | $0 | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $1.5B | — | ||
| Q4 25 | $1.5B | $548.2M | ||
| Q3 25 | $1.5B | $391.4M | ||
| Q2 25 | $1.4B | $366.7M | ||
| Q1 25 | $1.4B | $376.3M | ||
| Q4 24 | $1.3B | $358.5M | ||
| Q3 24 | $1.3B | $339.7M | ||
| Q2 24 | $1.3B | $326.7M |
| Q1 26 | $11.9B | — | ||
| Q4 25 | $11.6B | $959.7M | ||
| Q3 25 | $11.1B | $787.5M | ||
| Q2 25 | $10.8B | $753.6M | ||
| Q1 25 | $10.5B | $455.4M | ||
| Q4 24 | $10.6B | $441.6M | ||
| Q3 24 | $11.0B | $427.4M | ||
| Q2 24 | $9.6B | $405.9M |
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $36.8M |
| Free Cash FlowOCF − Capex | — | $36.6M |
| FCF MarginFCF / Revenue | — | 25.1% |
| Capex IntensityCapex / Revenue | — | 0.2% |
| Cash ConversionOCF / Net Profit | — | 0.28× |
| TTM Free Cash FlowTrailing 4 quarters | — | $86.8M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-2.7B | $36.8M | ||
| Q3 25 | $-770.8M | $26.4M | ||
| Q2 25 | $-713.1M | $13.3M | ||
| Q1 25 | $-339.3M | $12.1M | ||
| Q4 24 | $-2.6B | $12.3M | ||
| Q3 24 | $-669.8M | $6.3M | ||
| Q2 24 | $-932.5M | $3.3M |
| Q1 26 | — | — | ||
| Q4 25 | $-2.9B | $36.6M | ||
| Q3 25 | $-791.8M | $25.6M | ||
| Q2 25 | $-803.8M | $12.7M | ||
| Q1 25 | $-352.3M | $11.9M | ||
| Q4 24 | $-2.7B | $11.2M | ||
| Q3 24 | $-682.3M | $6.3M | ||
| Q2 24 | $-945.3M | $3.2M |
| Q1 26 | — | — | ||
| Q4 25 | -1076.0% | 25.1% | ||
| Q3 25 | -297.4% | 20.6% | ||
| Q2 25 | -323.5% | 11.0% | ||
| Q1 25 | -161.8% | 11.5% | ||
| Q4 24 | -1237.8% | 9.7% | ||
| Q3 24 | -338.0% | 6.8% | ||
| Q2 24 | -504.9% | 3.8% |
| Q1 26 | — | — | ||
| Q4 25 | 52.7% | 0.2% | ||
| Q3 25 | 7.9% | 0.6% | ||
| Q2 25 | 36.5% | 0.6% | ||
| Q1 25 | 6.0% | 0.1% | ||
| Q4 24 | 25.0% | 1.0% | ||
| Q3 24 | 6.2% | 0.0% | ||
| Q2 24 | 6.9% | 0.1% |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.28× | ||
| Q3 25 | -17.41× | 2.70× | ||
| Q2 25 | -18.68× | 1.90× | ||
| Q1 25 | -29.07× | 2.75× | ||
| Q4 24 | — | 1.45× | ||
| Q3 24 | -46.33× | 0.83× | ||
| Q2 24 | -62.57× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
