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Side-by-side financial comparison of LendingClub Corp (LC) and OPKO HEALTH, INC. (OPK). Click either name above to swap in a different company.
LendingClub Corp is the larger business by last-quarter revenue ($252.3M vs $148.5M, roughly 1.7× OPKO HEALTH, INC.). LendingClub Corp runs the higher net margin — 20.5% vs -21.1%, a 41.5% gap on every dollar of revenue. On growth, LendingClub Corp posted the faster year-over-year revenue change (15.9% vs -19.2%). Over the past eight quarters, LendingClub Corp's revenue compounded faster (16.1% CAGR vs -7.5%).
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
OPKO Health, Inc. is a medical test and medication company focused on diagnostics and pharmaceuticals. The company is a publicly traded company on NASDAQ and TASE under the symbol "OPK".
LC vs OPK — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $252.3M | $148.5M |
| Net Profit | $51.6M | $-31.3M |
| Gross Margin | — | 43.1% |
| Operating Margin | — | -25.8% |
| Net Margin | 20.5% | -21.1% |
| Revenue YoY | 15.9% | -19.2% |
| Net Profit YoY | 341.0% | -322.8% |
| EPS (diluted) | $0.44 | $-0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $252.3M | — | ||
| Q4 25 | $266.5M | $148.5M | ||
| Q3 25 | $266.2M | $151.7M | ||
| Q2 25 | $248.4M | $156.8M | ||
| Q1 25 | $217.7M | $150.0M | ||
| Q4 24 | $217.2M | $183.6M | ||
| Q3 24 | $201.9M | $173.6M | ||
| Q2 24 | $187.2M | $182.2M |
| Q1 26 | $51.6M | — | ||
| Q4 25 | — | $-31.3M | ||
| Q3 25 | $44.3M | $21.6M | ||
| Q2 25 | $38.2M | $-148.4M | ||
| Q1 25 | $11.7M | $-67.6M | ||
| Q4 24 | — | $14.0M | ||
| Q3 24 | $14.5M | $24.9M | ||
| Q2 24 | $14.9M | $-10.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | 43.1% | ||
| Q3 25 | — | 32.9% | ||
| Q2 25 | — | 31.5% | ||
| Q1 25 | — | 28.4% | ||
| Q4 24 | — | 46.1% | ||
| Q3 24 | — | 23.1% | ||
| Q2 24 | — | 28.4% |
| Q1 26 | — | — | ||
| Q4 25 | 18.8% | -25.8% | ||
| Q3 25 | 21.5% | 31.7% | ||
| Q2 25 | 21.7% | -38.3% | ||
| Q1 25 | 7.2% | -44.8% | ||
| Q4 24 | 5.1% | -18.0% | ||
| Q3 24 | 8.9% | 8.2% | ||
| Q2 24 | 10.4% | -33.9% |
| Q1 26 | 20.5% | — | ||
| Q4 25 | — | -21.1% | ||
| Q3 25 | 16.6% | 14.3% | ||
| Q2 25 | 15.4% | -94.7% | ||
| Q1 25 | 5.4% | -45.1% | ||
| Q4 24 | — | 7.6% | ||
| Q3 24 | 7.2% | 14.3% | ||
| Q2 24 | 8.0% | -5.7% |
| Q1 26 | $0.44 | — | ||
| Q4 25 | $0.36 | $-0.04 | ||
| Q3 25 | $0.37 | $0.03 | ||
| Q2 25 | $0.33 | $-0.19 | ||
| Q1 25 | $0.10 | $-0.10 | ||
| Q4 24 | $0.08 | $0.02 | ||
| Q3 24 | $0.13 | $0.03 | ||
| Q2 24 | $0.13 | $-0.01 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $364.4M |
| Total DebtLower is stronger | — | $344.0M |
| Stockholders' EquityBook value | $1.5B | $1.3B |
| Total Assets | $11.9B | $1.9B |
| Debt / EquityLower = less leverage | — | 0.27× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $364.4M | ||
| Q3 25 | — | $412.0M | ||
| Q2 25 | — | $267.3M | ||
| Q1 25 | — | $428.8M | ||
| Q4 24 | — | $426.6M | ||
| Q3 24 | — | $400.1M | ||
| Q2 24 | — | $40.6M |
| Q1 26 | — | — | ||
| Q4 25 | $0 | $344.0M | ||
| Q3 25 | $0 | $344.2M | ||
| Q2 25 | $0 | $343.3M | ||
| Q1 25 | $0 | $439.2M | ||
| Q4 24 | $0 | $437.2M | ||
| Q3 24 | — | $441.0M | ||
| Q2 24 | — | $201.9M |
| Q1 26 | $1.5B | — | ||
| Q4 25 | $1.5B | $1.3B | ||
| Q3 25 | $1.5B | $1.3B | ||
| Q2 25 | $1.4B | $1.3B | ||
| Q1 25 | $1.4B | $1.3B | ||
| Q4 24 | $1.3B | $1.4B | ||
| Q3 24 | $1.3B | $1.4B | ||
| Q2 24 | $1.3B | $1.4B |
| Q1 26 | $11.9B | — | ||
| Q4 25 | $11.6B | $1.9B | ||
| Q3 25 | $11.1B | $2.0B | ||
| Q2 25 | $10.8B | $2.0B | ||
| Q1 25 | $10.5B | $2.1B | ||
| Q4 24 | $10.6B | $2.2B | ||
| Q3 24 | $11.0B | $2.3B | ||
| Q2 24 | $9.6B | $2.0B |
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | 0.27× | ||
| Q3 25 | 0.00× | 0.26× | ||
| Q2 25 | 0.00× | 0.26× | ||
| Q1 25 | 0.00× | 0.33× | ||
| Q4 24 | 0.00× | 0.32× | ||
| Q3 24 | — | 0.31× | ||
| Q2 24 | — | 0.14× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-25.9M |
| Free Cash FlowOCF − Capex | — | $-28.6M |
| FCF MarginFCF / Revenue | — | -19.3% |
| Capex IntensityCapex / Revenue | — | 1.8% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-190.8M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-2.7B | $-25.9M | ||
| Q3 25 | $-770.8M | $-34.6M | ||
| Q2 25 | $-713.1M | $-83.4M | ||
| Q1 25 | $-339.3M | $-34.6M | ||
| Q4 24 | $-2.6B | $-44.4M | ||
| Q3 24 | $-669.8M | $-77.1M | ||
| Q2 24 | $-932.5M | $-26.4M |
| Q1 26 | — | — | ||
| Q4 25 | $-2.9B | $-28.6M | ||
| Q3 25 | $-791.8M | $-37.8M | ||
| Q2 25 | $-803.8M | $-86.7M | ||
| Q1 25 | $-352.3M | $-37.7M | ||
| Q4 24 | $-2.7B | $-49.8M | ||
| Q3 24 | $-682.3M | $-85.0M | ||
| Q2 24 | $-945.3M | $-33.7M |
| Q1 26 | — | — | ||
| Q4 25 | -1076.0% | -19.3% | ||
| Q3 25 | -297.4% | -24.9% | ||
| Q2 25 | -323.5% | -55.3% | ||
| Q1 25 | -161.8% | -25.2% | ||
| Q4 24 | -1237.8% | -27.1% | ||
| Q3 24 | -338.0% | -49.0% | ||
| Q2 24 | -504.9% | -18.5% |
| Q1 26 | — | — | ||
| Q4 25 | 52.7% | 1.8% | ||
| Q3 25 | 7.9% | 2.1% | ||
| Q2 25 | 36.5% | 2.1% | ||
| Q1 25 | 6.0% | 2.1% | ||
| Q4 24 | 25.0% | 2.9% | ||
| Q3 24 | 6.2% | 4.6% | ||
| Q2 24 | 6.9% | 4.0% |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | -17.41× | -1.60× | ||
| Q2 25 | -18.68× | — | ||
| Q1 25 | -29.07× | — | ||
| Q4 24 | — | -3.17× | ||
| Q3 24 | -46.33× | -3.10× | ||
| Q2 24 | -62.57× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LC
Segment breakdown not available.
OPK
| Services | $71.1M | 48% |
| Transfer Of Intellectual Property And Other | $33.7M | 23% |
| IE | $22.1M | 15% |
| Rayaldee | $8.8M | 6% |
| Barda Agreement | $6.8M | 5% |
| MX | $6.3M | 4% |
