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Side-by-side financial comparison of LendingClub Corp (LC) and LiveRamp Holdings, Inc. (RAMP). Click either name above to swap in a different company.
LendingClub Corp is the larger business by last-quarter revenue ($252.3M vs $212.2M, roughly 1.2× LiveRamp Holdings, Inc.). LendingClub Corp runs the higher net margin — 20.5% vs 18.8%, a 1.7% gap on every dollar of revenue. On growth, LendingClub Corp posted the faster year-over-year revenue change (15.9% vs 8.6%). Over the past eight quarters, LendingClub Corp's revenue compounded faster (16.1% CAGR vs 11.1%).
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
LiveRamp Holdings, Inc., is an American SaaS company that offers a data connectivity platform whose services include data onboarding, the transfer of offline data online for marketing purposes.
LC vs RAMP — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $252.3M | $212.2M |
| Net Profit | $51.6M | $39.9M |
| Gross Margin | — | 71.9% |
| Operating Margin | — | 18.6% |
| Net Margin | 20.5% | 18.8% |
| Revenue YoY | 15.9% | 8.6% |
| Net Profit YoY | 341.0% | 255.7% |
| EPS (diluted) | $0.44 | $0.62 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $252.3M | — | ||
| Q4 25 | $266.5M | $212.2M | ||
| Q3 25 | $266.2M | $199.8M | ||
| Q2 25 | $248.4M | $194.8M | ||
| Q1 25 | $217.7M | $188.7M | ||
| Q4 24 | $217.2M | $195.4M | ||
| Q3 24 | $201.9M | $185.5M | ||
| Q2 24 | $187.2M | $176.0M |
| Q1 26 | $51.6M | — | ||
| Q4 25 | — | $39.9M | ||
| Q3 25 | $44.3M | $27.4M | ||
| Q2 25 | $38.2M | $7.7M | ||
| Q1 25 | $11.7M | $-6.3M | ||
| Q4 24 | — | $11.2M | ||
| Q3 24 | $14.5M | $1.7M | ||
| Q2 24 | $14.9M | $-7.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | 71.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.1% | ||
| Q1 25 | — | 69.3% | ||
| Q4 24 | — | 71.9% | ||
| Q3 24 | — | 72.4% | ||
| Q2 24 | — | 70.6% |
| Q1 26 | — | — | ||
| Q4 25 | 18.8% | 18.6% | ||
| Q3 25 | 21.5% | 10.7% | ||
| Q2 25 | 21.7% | 3.7% | ||
| Q1 25 | 7.2% | -6.1% | ||
| Q4 24 | 5.1% | 7.5% | ||
| Q3 24 | 8.9% | 4.0% | ||
| Q2 24 | 10.4% | -3.0% |
| Q1 26 | 20.5% | — | ||
| Q4 25 | — | 18.8% | ||
| Q3 25 | 16.6% | 13.7% | ||
| Q2 25 | 15.4% | 4.0% | ||
| Q1 25 | 5.4% | -3.3% | ||
| Q4 24 | — | 5.7% | ||
| Q3 24 | 7.2% | 0.9% | ||
| Q2 24 | 8.0% | -4.3% |
| Q1 26 | $0.44 | — | ||
| Q4 25 | $0.36 | $0.62 | ||
| Q3 25 | $0.37 | $0.42 | ||
| Q2 25 | $0.33 | $0.12 | ||
| Q1 25 | $0.10 | $-0.10 | ||
| Q4 24 | $0.08 | $0.17 | ||
| Q3 24 | $0.13 | $0.03 | ||
| Q2 24 | $0.13 | $-0.11 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $403.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.5B | $962.3M |
| Total Assets | $11.9B | $1.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $403.4M | ||
| Q3 25 | — | $376.9M | ||
| Q2 25 | — | $371.1M | ||
| Q1 25 | — | $420.8M | ||
| Q4 24 | — | $384.3M | ||
| Q3 24 | — | $348.4M | ||
| Q2 24 | — | $342.7M |
| Q1 26 | — | — | ||
| Q4 25 | $0 | — | ||
| Q3 25 | $0 | — | ||
| Q2 25 | $0 | — | ||
| Q1 25 | $0 | — | ||
| Q4 24 | $0 | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $1.5B | — | ||
| Q4 25 | $1.5B | $962.3M | ||
| Q3 25 | $1.5B | $943.8M | ||
| Q2 25 | $1.4B | $947.8M | ||
| Q1 25 | $1.4B | $948.9M | ||
| Q4 24 | $1.3B | $957.7M | ||
| Q3 24 | $1.3B | $932.1M | ||
| Q2 24 | $1.3B | $951.9M |
| Q1 26 | $11.9B | — | ||
| Q4 25 | $11.6B | $1.3B | ||
| Q3 25 | $11.1B | $1.2B | ||
| Q2 25 | $10.8B | $1.2B | ||
| Q1 25 | $10.5B | $1.3B | ||
| Q4 24 | $10.6B | $1.3B | ||
| Q3 24 | $11.0B | $1.2B | ||
| Q2 24 | $9.6B | $1.2B |
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
