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Side-by-side financial comparison of LendingClub Corp (LC) and Soho House & Co Inc. (SHCO). Click either name above to swap in a different company.
Soho House & Co Inc. is the larger business by last-quarter revenue ($370.8M vs $252.3M, roughly 1.5× LendingClub Corp). LendingClub Corp runs the higher net margin — 20.5% vs -5.0%, a 25.5% gap on every dollar of revenue. On growth, LendingClub Corp posted the faster year-over-year revenue change (15.9% vs 11.2%). Over the past eight quarters, LendingClub Corp's revenue compounded faster (16.1% CAGR vs 13.5%).
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
Soho House is an international private members’ club with a focus on the media, arts and fashion industries.
LC vs SHCO — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $252.3M | $370.8M |
| Net Profit | $51.6M | $-18.7M |
| Gross Margin | — | — |
| Operating Margin | — | -1.6% |
| Net Margin | 20.5% | -5.0% |
| Revenue YoY | 15.9% | 11.2% |
| Net Profit YoY | 341.0% | -10790.3% |
| EPS (diluted) | $0.44 | $-0.10 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $252.3M | — | ||
| Q4 25 | $266.5M | — | ||
| Q3 25 | $266.2M | $370.8M | ||
| Q2 25 | $248.4M | $329.8M | ||
| Q1 25 | $217.7M | $282.9M | ||
| Q4 24 | $217.2M | $305.6M | ||
| Q3 24 | $201.9M | $333.4M | ||
| Q2 24 | $187.2M | $302.9M |
| Q1 26 | $51.6M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $44.3M | $-18.7M | ||
| Q2 25 | $38.2M | $24.9M | ||
| Q1 25 | $11.7M | $8.2M | ||
| Q4 24 | — | $-91.7M | ||
| Q3 24 | $14.5M | $175.0K | ||
| Q2 24 | $14.9M | $-29.9M |
| Q1 26 | — | — | ||
| Q4 25 | 18.8% | — | ||
| Q3 25 | 21.5% | -1.6% | ||
| Q2 25 | 21.7% | 18.1% | ||
| Q1 25 | 7.2% | 12.3% | ||
| Q4 24 | 5.1% | -23.1% | ||
| Q3 24 | 8.9% | 11.4% | ||
| Q2 24 | 10.4% | -4.3% |
| Q1 26 | 20.5% | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 16.6% | -5.0% | ||
| Q2 25 | 15.4% | 7.5% | ||
| Q1 25 | 5.4% | 2.9% | ||
| Q4 24 | — | -30.0% | ||
| Q3 24 | 7.2% | 0.1% | ||
| Q2 24 | 8.0% | -9.9% |
| Q1 26 | $0.44 | — | ||
| Q4 25 | $0.36 | — | ||
| Q3 25 | $0.37 | $-0.10 | ||
| Q2 25 | $0.33 | $0.13 | ||
| Q1 25 | $0.10 | $0.04 | ||
| Q4 24 | $0.08 | $-0.48 | ||
| Q3 24 | $0.13 | $0.00 | ||
| Q2 24 | $0.13 | $-0.15 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $142.5M |
| Total DebtLower is stronger | — | $735.8M |
| Stockholders' EquityBook value | $1.5B | $-351.6M |
| Total Assets | $11.9B | $2.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $142.5M | ||
| Q2 25 | — | $150.3M | ||
| Q1 25 | — | $150.1M | ||
| Q4 24 | — | $152.7M | ||
| Q3 24 | — | $142.8M | ||
| Q2 24 | — | $148.5M |
| Q1 26 | — | — | ||
| Q4 25 | $0 | — | ||
| Q3 25 | $0 | $735.8M | ||
| Q2 25 | $0 | $729.8M | ||
| Q1 25 | $0 | $705.1M | ||
| Q4 24 | $0 | $691.5M | ||
| Q3 24 | — | $694.8M | ||
| Q2 24 | — | $682.1M |
| Q1 26 | $1.5B | — | ||
| Q4 25 | $1.5B | — | ||
| Q3 25 | $1.5B | $-351.6M | ||
| Q2 25 | $1.4B | $-348.6M | ||
| Q1 25 | $1.4B | $-340.1M | ||
| Q4 24 | $1.3B | $-335.1M | ||
| Q3 24 | $1.3B | $-279.4M | ||
| Q2 24 | $1.3B | $-231.7M |
| Q1 26 | $11.9B | — | ||
| Q4 25 | $11.6B | — | ||
| Q3 25 | $11.1B | $2.7B | ||
| Q2 25 | $10.8B | $2.6B | ||
| Q1 25 | $10.5B | $2.5B | ||
| Q4 24 | $10.6B | $2.4B | ||
| Q3 24 | $11.0B | $2.6B | ||
| Q2 24 | $9.6B | $2.6B |
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $34.9M |
| Free Cash FlowOCF − Capex | — | $3.5M |
| FCF MarginFCF / Revenue | — | 0.9% |
| Capex IntensityCapex / Revenue | — | 8.5% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $41.9M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-2.7B | — | ||
| Q3 25 | $-770.8M | $34.9M | ||
| Q2 25 | $-713.1M | $41.0M | ||
| Q1 25 | $-339.3M | $22.8M | ||
| Q4 24 | $-2.6B | $26.9M | ||
| Q3 24 | $-669.8M | $20.6M | ||
| Q2 24 | $-932.5M | $36.0M |
| Q1 26 | — | — | ||
| Q4 25 | $-2.9B | — | ||
| Q3 25 | $-791.8M | $3.5M | ||
| Q2 25 | $-803.8M | $12.4M | ||
| Q1 25 | $-352.3M | $7.5M | ||
| Q4 24 | $-2.7B | $18.5M | ||
| Q3 24 | $-682.3M | $10.3M | ||
| Q2 24 | $-945.3M | $10.2M |
| Q1 26 | — | — | ||
| Q4 25 | -1076.0% | — | ||
| Q3 25 | -297.4% | 0.9% | ||
| Q2 25 | -323.5% | 3.8% | ||
| Q1 25 | -161.8% | 2.7% | ||
| Q4 24 | -1237.8% | 6.1% | ||
| Q3 24 | -338.0% | 3.1% | ||
| Q2 24 | -504.9% | 3.4% |
| Q1 26 | — | — | ||
| Q4 25 | 52.7% | — | ||
| Q3 25 | 7.9% | 8.5% | ||
| Q2 25 | 36.5% | 8.7% | ||
| Q1 25 | 6.0% | 5.4% | ||
| Q4 24 | 25.0% | 2.7% | ||
| Q3 24 | 6.2% | 3.1% | ||
| Q2 24 | 6.9% | 8.5% |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | -17.41× | — | ||
| Q2 25 | -18.68× | 1.65× | ||
| Q1 25 | -29.07× | 2.79× | ||
| Q4 24 | — | — | ||
| Q3 24 | -46.33× | 117.70× | ||
| Q2 24 | -62.57× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LC
Segment breakdown not available.
SHCO
| Membership | $122.7M | 33% |
| Other | $122.0M | 33% |
| Membership Revenue | $58.5M | 16% |
| Other Revenue | $28.5M | 8% |
| Equity Method Investment Nonconsolidated Investee Or Group Of Investees | $24.8M | 7% |
| Elimination Of Equity Accounted Revenue | $13.4M | 4% |
| Related Party | $2.0M | 1% |
| Soho House | $1.0M | 0% |
