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Side-by-side financial comparison of LendingClub Corp (LC) and TIDEWATER INC (TDW). Click either name above to swap in a different company.
TIDEWATER INC is the larger business by last-quarter revenue ($336.8M vs $252.3M, roughly 1.3× LendingClub Corp). TIDEWATER INC runs the higher net margin — 65.3% vs 20.5%, a 44.8% gap on every dollar of revenue. On growth, LendingClub Corp posted the faster year-over-year revenue change (15.9% vs -2.4%). Over the past eight quarters, LendingClub Corp's revenue compounded faster (16.1% CAGR vs 2.4%).
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
Tidewater, Inc. is a publicly traded international petroleum service company headquartered in Houston, Texas, U.S. It operates a fleet of ships, primarily providing vessels and marine services to the offshore petroleum and offshore wind industries.
LC vs TDW — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $252.3M | $336.8M |
| Net Profit | $51.6M | $219.9M |
| Gross Margin | — | — |
| Operating Margin | — | 19.0% |
| Net Margin | 20.5% | 65.3% |
| Revenue YoY | 15.9% | -2.4% |
| Net Profit YoY | 341.0% | 495.8% |
| EPS (diluted) | $0.44 | $4.37 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $252.3M | — | ||
| Q4 25 | $266.5M | $336.8M | ||
| Q3 25 | $266.2M | $341.1M | ||
| Q2 25 | $248.4M | $341.4M | ||
| Q1 25 | $217.7M | $333.4M | ||
| Q4 24 | $217.2M | $345.1M | ||
| Q3 24 | $201.9M | $340.4M | ||
| Q2 24 | $187.2M | $339.2M |
| Q1 26 | $51.6M | — | ||
| Q4 25 | — | $219.9M | ||
| Q3 25 | $44.3M | $-806.0K | ||
| Q2 25 | $38.2M | $72.9M | ||
| Q1 25 | $11.7M | $42.7M | ||
| Q4 24 | — | $36.9M | ||
| Q3 24 | $14.5M | $46.4M | ||
| Q2 24 | $14.9M | $50.4M |
| Q1 26 | — | — | ||
| Q4 25 | 18.8% | 19.0% | ||
| Q3 25 | 21.5% | 18.4% | ||
| Q2 25 | 21.7% | 23.7% | ||
| Q1 25 | 7.2% | 22.5% | ||
| Q4 24 | 5.1% | 23.6% | ||
| Q3 24 | 8.9% | 20.6% | ||
| Q2 24 | 10.4% | 23.0% |
| Q1 26 | 20.5% | — | ||
| Q4 25 | — | 65.3% | ||
| Q3 25 | 16.6% | -0.2% | ||
| Q2 25 | 15.4% | 21.4% | ||
| Q1 25 | 5.4% | 12.8% | ||
| Q4 24 | — | 10.7% | ||
| Q3 24 | 7.2% | 13.6% | ||
| Q2 24 | 8.0% | 14.8% |
| Q1 26 | $0.44 | — | ||
| Q4 25 | $0.36 | $4.37 | ||
| Q3 25 | $0.37 | $-0.02 | ||
| Q2 25 | $0.33 | $1.46 | ||
| Q1 25 | $0.10 | $0.83 | ||
| Q4 24 | $0.08 | $0.70 | ||
| Q3 24 | $0.13 | $0.87 | ||
| Q2 24 | $0.13 | $0.94 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $578.8M |
| Total DebtLower is stronger | — | $670.1M |
| Stockholders' EquityBook value | $1.5B | $1.4B |
| Total Assets | $11.9B | $2.4B |
| Debt / EquityLower = less leverage | — | 0.49× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $578.8M | ||
| Q3 25 | — | $428.2M | ||
| Q2 25 | — | $369.4M | ||
| Q1 25 | — | $341.8M | ||
| Q4 24 | — | $324.9M | ||
| Q3 24 | — | $280.8M | ||
| Q2 24 | — | $315.9M |
| Q1 26 | — | — | ||
| Q4 25 | $0 | $670.1M | ||
| Q3 25 | $0 | — | ||
| Q2 25 | $0 | — | ||
| Q1 25 | $0 | — | ||
| Q4 24 | $0 | $647.9M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $1.5B | — | ||
| Q4 25 | $1.5B | $1.4B | ||
| Q3 25 | $1.5B | $1.1B | ||
| Q2 25 | $1.4B | $1.1B | ||
| Q1 25 | $1.4B | $1.1B | ||
| Q4 24 | $1.3B | $1.1B | ||
| Q3 24 | $1.3B | $1.1B | ||
| Q2 24 | $1.3B | $1.1B |
| Q1 26 | $11.9B | — | ||
| Q4 25 | $11.6B | $2.4B | ||
| Q3 25 | $11.1B | $2.1B | ||
| Q2 25 | $10.8B | $2.1B | ||
| Q1 25 | $10.5B | $2.1B | ||
| Q4 24 | $10.6B | $2.1B | ||
| Q3 24 | $11.0B | $2.0B | ||
| Q2 24 | $9.6B | $2.1B |
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | 0.49× | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | 0.58× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $153.0M |
| Free Cash FlowOCF − Capex | — | $147.8M |
| FCF MarginFCF / Revenue | — | 43.9% |
| Capex IntensityCapex / Revenue | — | 1.5% |
| Cash ConversionOCF / Net Profit | — | 0.70× |
| TTM Free Cash FlowTrailing 4 quarters | — | $353.3M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-2.7B | $153.0M | ||
| Q3 25 | $-770.8M | $54.7M | ||
| Q2 25 | $-713.1M | $85.4M | ||
| Q1 25 | $-339.3M | $86.0M | ||
| Q4 24 | $-2.6B | $100.0M | ||
| Q3 24 | $-669.8M | $49.0M | ||
| Q2 24 | $-932.5M | $78.6M |
| Q1 26 | — | — | ||
| Q4 25 | $-2.9B | $147.8M | ||
| Q3 25 | $-791.8M | $49.6M | ||
| Q2 25 | $-803.8M | $80.2M | ||
| Q1 25 | $-352.3M | $75.7M | ||
| Q4 24 | $-2.7B | $95.5M | ||
| Q3 24 | $-682.3M | $43.3M | ||
| Q2 24 | $-945.3M | $72.3M |
| Q1 26 | — | — | ||
| Q4 25 | -1076.0% | 43.9% | ||
| Q3 25 | -297.4% | 14.5% | ||
| Q2 25 | -323.5% | 23.5% | ||
| Q1 25 | -161.8% | 22.7% | ||
| Q4 24 | -1237.8% | 27.7% | ||
| Q3 24 | -338.0% | 12.7% | ||
| Q2 24 | -504.9% | 21.3% |
| Q1 26 | — | — | ||
| Q4 25 | 52.7% | 1.5% | ||
| Q3 25 | 7.9% | 1.5% | ||
| Q2 25 | 36.5% | 1.5% | ||
| Q1 25 | 6.0% | 3.1% | ||
| Q4 24 | 25.0% | 1.3% | ||
| Q3 24 | 6.2% | 1.7% | ||
| Q2 24 | 6.9% | 1.9% |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.70× | ||
| Q3 25 | -17.41× | — | ||
| Q2 25 | -18.68× | 1.17× | ||
| Q1 25 | -29.07× | 2.02× | ||
| Q4 24 | — | 2.71× | ||
| Q3 24 | -46.33× | 1.06× | ||
| Q2 24 | -62.57× | 1.56× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
