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Side-by-side financial comparison of BJs RESTAURANTS INC (BJRI) and LendingClub Corp (LC). Click either name above to swap in a different company.
BJs RESTAURANTS INC is the larger business by last-quarter revenue ($355.4M vs $252.3M, roughly 1.4× LendingClub Corp). LendingClub Corp runs the higher net margin — 20.5% vs 3.6%, a 16.9% gap on every dollar of revenue. On growth, LendingClub Corp posted the faster year-over-year revenue change (15.9% vs 3.2%). Over the past eight quarters, LendingClub Corp's revenue compounded faster (16.1% CAGR vs 2.6%).
BJ's Restaurants Inc. operates a chain of casual dining restaurants across the United States. Its menu features signature deep-dish pizzas, craft beers, handcrafted cocktails, and a wide range of American comfort food. The brand primarily serves family groups, friend gatherings, and casual diners seeking affordable, high-quality meals in a relaxed, welcoming in-store environment.
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
BJRI vs LC — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $355.4M | $252.3M |
| Net Profit | $12.6M | $51.6M |
| Gross Margin | 74.5% | — |
| Operating Margin | 3.1% | — |
| Net Margin | 3.6% | 20.5% |
| Revenue YoY | 3.2% | 15.9% |
| Net Profit YoY | -24.2% | 341.0% |
| EPS (diluted) | $0.58 | $0.44 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $252.3M | ||
| Q4 25 | $355.4M | $266.5M | ||
| Q3 25 | $365.6M | $266.2M | ||
| Q2 25 | $348.0M | $248.4M | ||
| Q1 25 | — | $217.7M | ||
| Q4 24 | $325.7M | $217.2M | ||
| Q3 24 | $349.9M | $201.9M | ||
| Q2 24 | $337.3M | $187.2M |
| Q1 26 | — | $51.6M | ||
| Q4 25 | $12.6M | — | ||
| Q3 25 | $22.2M | $44.3M | ||
| Q2 25 | $13.5M | $38.2M | ||
| Q1 25 | — | $11.7M | ||
| Q4 24 | $-2.9M | — | ||
| Q3 24 | $17.2M | $14.5M | ||
| Q2 24 | $7.7M | $14.9M |
| Q1 26 | — | — | ||
| Q4 25 | 74.5% | — | ||
| Q3 25 | 75.2% | — | ||
| Q2 25 | 75.0% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 73.4% | — | ||
| Q3 24 | 74.3% | — | ||
| Q2 24 | 74.8% | — |
| Q1 26 | — | — | ||
| Q4 25 | 3.1% | 18.8% | ||
| Q3 25 | 5.8% | 21.5% | ||
| Q2 25 | 4.3% | 21.7% | ||
| Q1 25 | — | 7.2% | ||
| Q4 24 | -0.8% | 5.1% | ||
| Q3 24 | 3.8% | 8.9% | ||
| Q2 24 | 2.4% | 10.4% |
| Q1 26 | — | 20.5% | ||
| Q4 25 | 3.6% | — | ||
| Q3 25 | 6.1% | 16.6% | ||
| Q2 25 | 3.9% | 15.4% | ||
| Q1 25 | — | 5.4% | ||
| Q4 24 | -0.9% | — | ||
| Q3 24 | 4.9% | 7.2% | ||
| Q2 24 | 2.3% | 8.0% |
| Q1 26 | — | $0.44 | ||
| Q4 25 | $0.58 | $0.36 | ||
| Q3 25 | $0.97 | $0.37 | ||
| Q2 25 | $0.58 | $0.33 | ||
| Q1 25 | — | $0.10 | ||
| Q4 24 | $-0.13 | $0.08 | ||
| Q3 24 | $0.72 | $0.13 | ||
| Q2 24 | $0.32 | $0.13 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $23.8M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $366.2M | $1.5B |
| Total Assets | $1.0B | $11.9B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $23.8M | — | ||
| Q3 25 | $26.0M | — | ||
| Q2 25 | $19.0M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $18.4M | — | ||
| Q3 24 | $16.2M | — | ||
| Q2 24 | $18.8M | — |
| Q1 26 | — | — | ||
| Q4 25 | — | $0 | ||
| Q3 25 | $60.5M | $0 | ||
| Q2 25 | $85.5M | $0 | ||
| Q1 25 | — | $0 | ||
| Q4 24 | $66.5M | $0 | ||
| Q3 24 | $63.5M | — | ||
| Q2 24 | $58.0M | — |
| Q1 26 | — | $1.5B | ||
| Q4 25 | $366.2M | $1.5B | ||
| Q3 25 | $386.6M | $1.5B | ||
| Q2 25 | $371.5M | $1.4B | ||
| Q1 25 | — | $1.4B | ||
| Q4 24 | $376.2M | $1.3B | ||
| Q3 24 | $386.5M | $1.3B | ||
| Q2 24 | $375.4M | $1.3B |
| Q1 26 | — | $11.9B | ||
| Q4 25 | $1.0B | $11.6B | ||
| Q3 25 | $1.0B | $11.1B | ||
| Q2 25 | $1.0B | $10.8B | ||
| Q1 25 | — | $10.5B | ||
| Q4 24 | $1.0B | $10.6B | ||
| Q3 24 | $1.0B | $11.0B | ||
| Q2 24 | $1.0B | $9.6B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.00× | ||
| Q3 25 | 0.16× | 0.00× | ||
| Q2 25 | 0.23× | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | 0.18× | 0.00× | ||
| Q3 24 | 0.16× | — | ||
| Q2 24 | 0.15× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
