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Side-by-side financial comparison of LendingClub Corp (LC) and INTERFACE INC (TILE). Click either name above to swap in a different company.
INTERFACE INC is the larger business by last-quarter revenue ($349.4M vs $252.3M, roughly 1.4× LendingClub Corp). LendingClub Corp runs the higher net margin — 20.5% vs 7.0%, a 13.5% gap on every dollar of revenue. On growth, LendingClub Corp posted the faster year-over-year revenue change (15.9% vs 4.3%). Over the past eight quarters, LendingClub Corp's revenue compounded faster (16.1% CAGR vs 9.8%).
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
Interface, Inc., headquartered in Atlanta, Georgia, is a global manufacturer of commercial flooring. The company sells modular carpet tiles, luxury vinyl tile, and Nora brand rubber flooring.
LC vs TILE — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $252.3M | $349.4M |
| Net Profit | $51.6M | $24.4M |
| Gross Margin | — | 38.6% |
| Operating Margin | — | 10.1% |
| Net Margin | 20.5% | 7.0% |
| Revenue YoY | 15.9% | 4.3% |
| Net Profit YoY | 341.0% | 12.1% |
| EPS (diluted) | $0.44 | $0.41 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $252.3M | — | ||
| Q4 25 | $266.5M | $349.4M | ||
| Q3 25 | $266.2M | $364.5M | ||
| Q2 25 | $248.4M | $375.5M | ||
| Q1 25 | $217.7M | $297.4M | ||
| Q4 24 | $217.2M | $335.0M | ||
| Q3 24 | $201.9M | $344.3M | ||
| Q2 24 | $187.2M | $346.6M |
| Q1 26 | $51.6M | — | ||
| Q4 25 | — | $24.4M | ||
| Q3 25 | $44.3M | $46.1M | ||
| Q2 25 | $38.2M | $32.6M | ||
| Q1 25 | $11.7M | $13.0M | ||
| Q4 24 | — | $21.8M | ||
| Q3 24 | $14.5M | $28.4M | ||
| Q2 24 | $14.9M | $22.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | 38.6% | ||
| Q3 25 | — | 39.4% | ||
| Q2 25 | — | 39.4% | ||
| Q1 25 | — | 37.3% | ||
| Q4 24 | — | 36.5% | ||
| Q3 24 | — | 37.1% | ||
| Q2 24 | — | 35.4% |
| Q1 26 | — | — | ||
| Q4 25 | 18.8% | 10.1% | ||
| Q3 25 | 21.5% | 14.6% | ||
| Q2 25 | 21.7% | 13.9% | ||
| Q1 25 | 7.2% | 7.8% | ||
| Q4 24 | 5.1% | 8.8% | ||
| Q3 24 | 8.9% | 12.3% | ||
| Q2 24 | 10.4% | 11.0% |
| Q1 26 | 20.5% | — | ||
| Q4 25 | — | 7.0% | ||
| Q3 25 | 16.6% | 12.7% | ||
| Q2 25 | 15.4% | 8.7% | ||
| Q1 25 | 5.4% | 4.4% | ||
| Q4 24 | — | 6.5% | ||
| Q3 24 | 7.2% | 8.3% | ||
| Q2 24 | 8.0% | 6.5% |
| Q1 26 | $0.44 | — | ||
| Q4 25 | $0.36 | $0.41 | ||
| Q3 25 | $0.37 | $0.78 | ||
| Q2 25 | $0.33 | $0.55 | ||
| Q1 25 | $0.10 | $0.22 | ||
| Q4 24 | $0.08 | $0.38 | ||
| Q3 24 | $0.13 | $0.48 | ||
| Q2 24 | $0.13 | $0.38 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $71.3M |
| Total DebtLower is stronger | — | $181.6M |
| Stockholders' EquityBook value | $1.5B | $640.7M |
| Total Assets | $11.9B | $1.2B |
| Debt / EquityLower = less leverage | — | 0.28× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $71.3M | ||
| Q3 25 | — | $187.4M | ||
| Q2 25 | — | $121.7M | ||
| Q1 25 | — | $97.8M | ||
| Q4 24 | — | $99.2M | ||
| Q3 24 | — | $115.6M | ||
| Q2 24 | — | $94.2M |
| Q1 26 | — | — | ||
| Q4 25 | $0 | $181.6M | ||
| Q3 25 | $0 | $307.8M | ||
| Q2 25 | $0 | $304.4M | ||
| Q1 25 | $0 | $302.9M | ||
| Q4 24 | $0 | $302.8M | ||
| Q3 24 | — | $337.9M | ||
| Q2 24 | — | $387.6M |
| Q1 26 | $1.5B | — | ||
| Q4 25 | $1.5B | $640.7M | ||
| Q3 25 | $1.5B | $621.0M | ||
| Q2 25 | $1.4B | $575.0M | ||
| Q1 25 | $1.4B | $513.1M | ||
| Q4 24 | $1.3B | $489.1M | ||
| Q3 24 | $1.3B | $501.6M | ||
| Q2 24 | $1.3B | $451.2M |
| Q1 26 | $11.9B | — | ||
| Q4 25 | $11.6B | $1.2B | ||
| Q3 25 | $11.1B | $1.3B | ||
| Q2 25 | $10.8B | $1.3B | ||
| Q1 25 | $10.5B | $1.2B | ||
| Q4 24 | $10.6B | $1.2B | ||
| Q3 24 | $11.0B | $1.2B | ||
| Q2 24 | $9.6B | $1.2B |
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | 0.28× | ||
| Q3 25 | 0.00× | 0.50× | ||
| Q2 25 | 0.00× | 0.53× | ||
| Q1 25 | 0.00× | 0.59× | ||
| Q4 24 | 0.00× | 0.62× | ||
| Q3 24 | — | 0.67× | ||
| Q2 24 | — | 0.86× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $49.3M |
| Free Cash FlowOCF − Capex | — | $28.6M |
| FCF MarginFCF / Revenue | — | 8.2% |
| Capex IntensityCapex / Revenue | — | 5.9% |
| Cash ConversionOCF / Net Profit | — | 2.02× |
| TTM Free Cash FlowTrailing 4 quarters | — | $121.7M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-2.7B | $49.3M | ||
| Q3 25 | $-770.8M | $76.7M | ||
| Q2 25 | $-713.1M | $30.1M | ||
| Q1 25 | $-339.3M | $11.7M | ||
| Q4 24 | $-2.6B | $38.0M | ||
| Q3 24 | $-669.8M | $76.2M | ||
| Q2 24 | $-932.5M | $21.5M |
| Q1 26 | — | — | ||
| Q4 25 | $-2.9B | $28.6M | ||
| Q3 25 | $-791.8M | $66.1M | ||
| Q2 25 | $-803.8M | $22.8M | ||
| Q1 25 | $-352.3M | $4.3M | ||
| Q4 24 | $-2.7B | $24.4M | ||
| Q3 24 | $-682.3M | $69.7M | ||
| Q2 24 | $-945.3M | $12.0M |
| Q1 26 | — | — | ||
| Q4 25 | -1076.0% | 8.2% | ||
| Q3 25 | -297.4% | 18.1% | ||
| Q2 25 | -323.5% | 6.1% | ||
| Q1 25 | -161.8% | 1.4% | ||
| Q4 24 | -1237.8% | 7.3% | ||
| Q3 24 | -338.0% | 20.3% | ||
| Q2 24 | -504.9% | 3.5% |
| Q1 26 | — | — | ||
| Q4 25 | 52.7% | 5.9% | ||
| Q3 25 | 7.9% | 2.9% | ||
| Q2 25 | 36.5% | 2.0% | ||
| Q1 25 | 6.0% | 2.5% | ||
| Q4 24 | 25.0% | 4.1% | ||
| Q3 24 | 6.2% | 1.9% | ||
| Q2 24 | 6.9% | 2.8% |
| Q1 26 | — | — | ||
| Q4 25 | — | 2.02× | ||
| Q3 25 | -17.41× | 1.66× | ||
| Q2 25 | -18.68× | 0.93× | ||
| Q1 25 | -29.07× | 0.90× | ||
| Q4 24 | — | 1.75× | ||
| Q3 24 | -46.33× | 2.68× | ||
| Q2 24 | -62.57× | 0.95× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LC
Segment breakdown not available.
TILE
| AMS | $205.9M | 59% |
| EAAA | $143.5M | 41% |
