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Side-by-side financial comparison of LendingClub Corp (LC) and Urban Edge Properties (UE). Click either name above to swap in a different company.
LendingClub Corp is the larger business by last-quarter revenue ($252.3M vs $132.6M, roughly 1.9× Urban Edge Properties). LendingClub Corp runs the higher net margin — 20.5% vs 17.1%, a 3.4% gap on every dollar of revenue. On growth, LendingClub Corp posted the faster year-over-year revenue change (15.9% vs 12.2%). Over the past eight quarters, LendingClub Corp's revenue compounded faster (16.1% CAGR vs 11.6%).
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
Urban Edge Properties is a publicly traded real estate investment trust (REIT) that owns, operates, and develops high-quality retail and mixed-use properties, primarily located in densely populated urban and suburban markets across the United States. Its portfolio covers grocery-anchored shopping centers, lifestyle outlets, and community-focused commercial assets.
LC vs UE — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $252.3M | $132.6M |
| Net Profit | $51.6M | $22.6M |
| Gross Margin | — | — |
| Operating Margin | — | — |
| Net Margin | 20.5% | 17.1% |
| Revenue YoY | 15.9% | 12.2% |
| Net Profit YoY | 341.0% | -6.7% |
| EPS (diluted) | $0.44 | $0.18 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $252.3M | $132.6M | ||
| Q4 25 | $266.5M | $119.6M | ||
| Q3 25 | $266.2M | $120.1M | ||
| Q2 25 | $248.4M | $114.1M | ||
| Q1 25 | $217.7M | $118.2M | ||
| Q4 24 | $217.2M | $116.4M | ||
| Q3 24 | $201.9M | $112.4M | ||
| Q2 24 | $187.2M | $106.5M |
| Q1 26 | $51.6M | $22.6M | ||
| Q4 25 | — | $12.4M | ||
| Q3 25 | $44.3M | $14.9M | ||
| Q2 25 | $38.2M | $58.0M | ||
| Q1 25 | $11.7M | $8.2M | ||
| Q4 24 | — | $30.1M | ||
| Q3 24 | $14.5M | $9.1M | ||
| Q2 24 | $14.9M | $30.8M |
| Q1 26 | — | — | ||
| Q4 25 | 18.8% | 11.3% | ||
| Q3 25 | 21.5% | 13.4% | ||
| Q2 25 | 21.7% | 53.9% | ||
| Q1 25 | 7.2% | 7.6% | ||
| Q4 24 | 5.1% | 27.6% | ||
| Q3 24 | 8.9% | 8.9% | ||
| Q2 24 | 10.4% | 30.6% |
| Q1 26 | 20.5% | 17.1% | ||
| Q4 25 | — | 10.4% | ||
| Q3 25 | 16.6% | 12.4% | ||
| Q2 25 | 15.4% | 50.8% | ||
| Q1 25 | 5.4% | 6.9% | ||
| Q4 24 | — | 25.9% | ||
| Q3 24 | 7.2% | 8.1% | ||
| Q2 24 | 8.0% | 28.9% |
| Q1 26 | $0.44 | $0.18 | ||
| Q4 25 | $0.36 | $0.09 | ||
| Q3 25 | $0.37 | $0.12 | ||
| Q2 25 | $0.33 | $0.46 | ||
| Q1 25 | $0.10 | $0.07 | ||
| Q4 24 | $0.08 | $0.25 | ||
| Q3 24 | $0.13 | $0.07 | ||
| Q2 24 | $0.13 | $0.26 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $50.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.5B | $1.4B |
| Total Assets | $11.9B | $3.4B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $50.0M | ||
| Q4 25 | — | $48.9M | ||
| Q3 25 | — | $77.8M | ||
| Q2 25 | — | $53.0M | ||
| Q1 25 | — | $48.0M | ||
| Q4 24 | — | $41.4M | ||
| Q3 24 | — | $67.9M | ||
| Q2 24 | — | $78.6M |
| Q1 26 | — | — | ||
| Q4 25 | $0 | — | ||
| Q3 25 | $0 | — | ||
| Q2 25 | $0 | — | ||
| Q1 25 | $0 | — | ||
| Q4 24 | $0 | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $1.5B | $1.4B | ||
| Q4 25 | $1.5B | $1.4B | ||
| Q3 25 | $1.5B | $1.4B | ||
| Q2 25 | $1.4B | $1.4B | ||
| Q1 25 | $1.4B | $1.4B | ||
| Q4 24 | $1.3B | $1.4B | ||
| Q3 24 | $1.3B | $1.3B | ||
| Q2 24 | $1.3B | $1.3B |
| Q1 26 | $11.9B | $3.4B | ||
| Q4 25 | $11.6B | $3.3B | ||
| Q3 25 | $11.1B | $3.3B | ||
| Q2 25 | $10.8B | $3.3B | ||
| Q1 25 | $10.5B | $3.3B | ||
| Q4 24 | $10.6B | $3.3B | ||
| Q3 24 | $11.0B | $3.2B | ||
| Q2 24 | $9.6B | $3.2B |
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $39.1M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | 1.5% |
| Cash ConversionOCF / Net Profit | — | 1.73× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $39.1M | ||
| Q4 25 | $-2.7B | $182.7M | ||
| Q3 25 | $-770.8M | $55.7M | ||
| Q2 25 | $-713.1M | $43.5M | ||
| Q1 25 | $-339.3M | $32.6M | ||
| Q4 24 | $-2.6B | $153.2M | ||
| Q3 24 | $-669.8M | $36.6M | ||
| Q2 24 | $-932.5M | $41.2M |
| Q1 26 | — | — | ||
| Q4 25 | $-2.9B | $81.8M | ||
| Q3 25 | $-791.8M | $26.1M | ||
| Q2 25 | $-803.8M | $19.6M | ||
| Q1 25 | $-352.3M | $11.9M | ||
| Q4 24 | $-2.7B | $42.5M | ||
| Q3 24 | $-682.3M | $12.2M | ||
| Q2 24 | $-945.3M | $19.9M |
| Q1 26 | — | — | ||
| Q4 25 | -1076.0% | 68.4% | ||
| Q3 25 | -297.4% | 21.7% | ||
| Q2 25 | -323.5% | 17.2% | ||
| Q1 25 | -161.8% | 10.0% | ||
| Q4 24 | -1237.8% | 36.6% | ||
| Q3 24 | -338.0% | 10.8% | ||
| Q2 24 | -504.9% | 18.6% |
| Q1 26 | — | 1.5% | ||
| Q4 25 | 52.7% | 84.4% | ||
| Q3 25 | 7.9% | 24.6% | ||
| Q2 25 | 36.5% | 20.9% | ||
| Q1 25 | 6.0% | 17.5% | ||
| Q4 24 | 25.0% | 95.1% | ||
| Q3 24 | 6.2% | 21.7% | ||
| Q2 24 | 6.9% | 20.1% |
| Q1 26 | — | 1.73× | ||
| Q4 25 | — | 14.71× | ||
| Q3 25 | -17.41× | 3.73× | ||
| Q2 25 | -18.68× | 0.75× | ||
| Q1 25 | -29.07× | 3.97× | ||
| Q4 24 | — | 5.09× | ||
| Q3 24 | -46.33× | 4.03× | ||
| Q2 24 | -62.57× | 1.34× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LC
Segment breakdown not available.
UE
| Rental revenue | $124.2M | 94% |
| Other | $8.4M | 6% |
