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Side-by-side financial comparison of LendingClub Corp (LC) and WORKIVA INC (WK). Click either name above to swap in a different company.
LendingClub Corp is the larger business by last-quarter revenue ($252.3M vs $238.9M, roughly 1.1× WORKIVA INC). LendingClub Corp runs the higher net margin — 20.5% vs 4.9%, a 15.5% gap on every dollar of revenue. On growth, WORKIVA INC posted the faster year-over-year revenue change (19.5% vs 15.9%). Over the past eight quarters, WORKIVA INC's revenue compounded faster (16.6% CAGR vs 16.1%).
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
Workiva, Inc. is a global software-as-a-service (SaaS) company. It provides a cloud-based connected and reporting compliance platform that enables the use of connected data and automation of reporting across finance, accounting, risk, and compliance.
LC vs WK — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $252.3M | $238.9M |
| Net Profit | $51.6M | $11.8M |
| Gross Margin | — | 80.7% |
| Operating Margin | — | 3.3% |
| Net Margin | 20.5% | 4.9% |
| Revenue YoY | 15.9% | 19.5% |
| Net Profit YoY | 341.0% | 234.0% |
| EPS (diluted) | $0.44 | $0.21 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $252.3M | — | ||
| Q4 25 | $266.5M | $238.9M | ||
| Q3 25 | $266.2M | $224.2M | ||
| Q2 25 | $248.4M | $215.2M | ||
| Q1 25 | $217.7M | $206.3M | ||
| Q4 24 | $217.2M | $199.9M | ||
| Q3 24 | $201.9M | $185.6M | ||
| Q2 24 | $187.2M | $177.5M |
| Q1 26 | $51.6M | — | ||
| Q4 25 | — | $11.8M | ||
| Q3 25 | $44.3M | $2.8M | ||
| Q2 25 | $38.2M | $-19.4M | ||
| Q1 25 | $11.7M | $-21.4M | ||
| Q4 24 | — | $-8.8M | ||
| Q3 24 | $14.5M | $-17.0M | ||
| Q2 24 | $14.9M | $-17.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | 80.7% | ||
| Q3 25 | — | 79.3% | ||
| Q2 25 | — | 77.0% | ||
| Q1 25 | — | 76.6% | ||
| Q4 24 | — | 77.1% | ||
| Q3 24 | — | 76.5% | ||
| Q2 24 | — | 76.8% |
| Q1 26 | — | — | ||
| Q4 25 | 18.8% | 3.3% | ||
| Q3 25 | 21.5% | -1.5% | ||
| Q2 25 | 21.7% | -10.3% | ||
| Q1 25 | 7.2% | -12.0% | ||
| Q4 24 | 5.1% | -6.7% | ||
| Q3 24 | 8.9% | -11.7% | ||
| Q2 24 | 10.4% | -13.0% |
| Q1 26 | 20.5% | — | ||
| Q4 25 | — | 4.9% | ||
| Q3 25 | 16.6% | 1.2% | ||
| Q2 25 | 15.4% | -9.0% | ||
| Q1 25 | 5.4% | -10.4% | ||
| Q4 24 | — | -4.4% | ||
| Q3 24 | 7.2% | -9.2% | ||
| Q2 24 | 8.0% | -9.9% |
| Q1 26 | $0.44 | — | ||
| Q4 25 | $0.36 | $0.21 | ||
| Q3 25 | $0.37 | $0.05 | ||
| Q2 25 | $0.33 | $-0.35 | ||
| Q1 25 | $0.10 | $-0.38 | ||
| Q4 24 | $0.08 | $-0.15 | ||
| Q3 24 | $0.13 | $-0.31 | ||
| Q2 24 | $0.13 | $-0.32 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $338.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.5B | $-5.4M |
| Total Assets | $11.9B | $1.5B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $338.8M | ||
| Q3 25 | — | $315.9M | ||
| Q2 25 | — | $284.3M | ||
| Q1 25 | — | $242.0M | ||
| Q4 24 | — | $301.8M | ||
| Q3 24 | — | $248.2M | ||
| Q2 24 | — | $267.9M |
| Q1 26 | — | — | ||
| Q4 25 | $0 | — | ||
| Q3 25 | $0 | — | ||
| Q2 25 | $0 | — | ||
| Q1 25 | $0 | — | ||
| Q4 24 | $0 | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $1.5B | — | ||
| Q4 25 | $1.5B | $-5.4M | ||
| Q3 25 | $1.5B | $-36.9M | ||
| Q2 25 | $1.4B | $-66.5M | ||
| Q1 25 | $1.4B | $-75.7M | ||
| Q4 24 | $1.3B | $-41.7M | ||
| Q3 24 | $1.3B | $-50.8M | ||
| Q2 24 | $1.3B | $-77.7M |
| Q1 26 | $11.9B | — | ||
| Q4 25 | $11.6B | $1.5B | ||
| Q3 25 | $11.1B | $1.4B | ||
| Q2 25 | $10.8B | $1.3B | ||
| Q1 25 | $10.5B | $1.3B | ||
| Q4 24 | $10.6B | $1.4B | ||
| Q3 24 | $11.0B | $1.3B | ||
| Q2 24 | $9.6B | $1.2B |
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $51.0M |
| Free Cash FlowOCF − Capex | — | $50.7M |
| FCF MarginFCF / Revenue | — | 21.2% |
| Capex IntensityCapex / Revenue | — | 0.1% |
| Cash ConversionOCF / Net Profit | — | 4.31× |
| TTM Free Cash FlowTrailing 4 quarters | — | $138.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-2.7B | $51.0M | ||
| Q3 25 | $-770.8M | $46.2M | ||
| Q2 25 | $-713.1M | $50.3M | ||
| Q1 25 | $-339.3M | $-7.4M | ||
| Q4 24 | $-2.6B | $44.0M | ||
| Q3 24 | $-669.8M | $18.9M | ||
| Q2 24 | $-932.5M | $-14.0K |
| Q1 26 | — | — | ||
| Q4 25 | $-2.9B | $50.7M | ||
| Q3 25 | $-791.8M | $46.1M | ||
| Q2 25 | $-803.8M | $49.3M | ||
| Q1 25 | $-352.3M | $-8.1M | ||
| Q4 24 | $-2.7B | $43.2M | ||
| Q3 24 | $-682.3M | $18.7M | ||
| Q2 24 | $-945.3M | $-122.0K |
| Q1 26 | — | — | ||
| Q4 25 | -1076.0% | 21.2% | ||
| Q3 25 | -297.4% | 20.5% | ||
| Q2 25 | -323.5% | 22.9% | ||
| Q1 25 | -161.8% | -3.9% | ||
| Q4 24 | -1237.8% | 21.6% | ||
| Q3 24 | -338.0% | 10.1% | ||
| Q2 24 | -504.9% | -0.1% |
| Q1 26 | — | — | ||
| Q4 25 | 52.7% | 0.1% | ||
| Q3 25 | 7.9% | 0.0% | ||
| Q2 25 | 36.5% | 0.5% | ||
| Q1 25 | 6.0% | 0.4% | ||
| Q4 24 | 25.0% | 0.4% | ||
| Q3 24 | 6.2% | 0.1% | ||
| Q2 24 | 6.9% | 0.1% |
| Q1 26 | — | — | ||
| Q4 25 | — | 4.31× | ||
| Q3 25 | -17.41× | 16.57× | ||
| Q2 25 | -18.68× | — | ||
| Q1 25 | -29.07× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | -46.33× | — | ||
| Q2 24 | -62.57× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LC
Segment breakdown not available.
WK
| License And Service | $219.3M | 92% |
| XBRL Professional Services | $16.4M | 7% |
| Other Services | $3.2M | 1% |
