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Side-by-side financial comparison of LendingClub Corp (LC) and OLYMPIC STEEL INC (ZEUS). Click either name above to swap in a different company.
OLYMPIC STEEL INC is the larger business by last-quarter revenue ($490.7M vs $252.3M, roughly 1.9× LendingClub Corp). LendingClub Corp runs the higher net margin — 20.5% vs 0.4%, a 20.0% gap on every dollar of revenue. On growth, LendingClub Corp posted the faster year-over-year revenue change (15.9% vs 4.4%). Over the past eight quarters, LendingClub Corp's revenue compounded faster (16.1% CAGR vs 0.1%).
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
Olympic Steel, Inc. is a metals service center based in Cleveland, Ohio. The company processes and distributes carbon, coated and stainless flat-rolled sheet, coil and plate steel, aluminium alloy, tin plate, and metal-intensive branded products primarily in the United States. Metals processing and value added services include tempering, stretch leveling, cutting-to-length, slitting, edging, shearing, blanking, burning, forming, shot blasting, laser punching, plate rolling, fabricating, machi...
LC vs ZEUS — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $252.3M | $490.7M |
| Net Profit | $51.6M | $2.2M |
| Gross Margin | — | — |
| Operating Margin | — | 1.5% |
| Net Margin | 20.5% | 0.4% |
| Revenue YoY | 15.9% | 4.4% |
| Net Profit YoY | 341.0% | -21.2% |
| EPS (diluted) | $0.44 | $0.18 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $252.3M | — | ||
| Q4 25 | $266.5M | — | ||
| Q3 25 | $266.2M | $490.7M | ||
| Q2 25 | $248.4M | $496.5M | ||
| Q1 25 | $217.7M | $492.9M | ||
| Q4 24 | $217.2M | $418.8M | ||
| Q3 24 | $201.9M | $470.0M | ||
| Q2 24 | $187.2M | $526.3M |
| Q1 26 | $51.6M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $44.3M | $2.2M | ||
| Q2 25 | $38.2M | $5.2M | ||
| Q1 25 | $11.7M | $2.5M | ||
| Q4 24 | — | $3.9M | ||
| Q3 24 | $14.5M | $2.7M | ||
| Q2 24 | $14.9M | $7.7M |
| Q1 26 | — | — | ||
| Q4 25 | 18.8% | — | ||
| Q3 25 | 21.5% | 1.5% | ||
| Q2 25 | 21.7% | 2.3% | ||
| Q1 25 | 7.2% | 1.6% | ||
| Q4 24 | 5.1% | 2.1% | ||
| Q3 24 | 8.9% | 1.7% | ||
| Q2 24 | 10.4% | 2.9% |
| Q1 26 | 20.5% | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 16.6% | 0.4% | ||
| Q2 25 | 15.4% | 1.1% | ||
| Q1 25 | 5.4% | 0.5% | ||
| Q4 24 | — | 0.9% | ||
| Q3 24 | 7.2% | 0.6% | ||
| Q2 24 | 8.0% | 1.5% |
| Q1 26 | $0.44 | — | ||
| Q4 25 | $0.36 | — | ||
| Q3 25 | $0.37 | $0.18 | ||
| Q2 25 | $0.33 | $0.45 | ||
| Q1 25 | $0.10 | $0.21 | ||
| Q4 24 | $0.08 | $0.33 | ||
| Q3 24 | $0.13 | $0.23 | ||
| Q2 24 | $0.13 | $0.66 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $7.5M |
| Total DebtLower is stronger | — | $240.9M |
| Stockholders' EquityBook value | $1.5B | $579.1M |
| Total Assets | $11.9B | $1.1B |
| Debt / EquityLower = less leverage | — | 0.42× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $7.5M | ||
| Q2 25 | — | $14.8M | ||
| Q1 25 | — | $13.3M | ||
| Q4 24 | — | $11.9M | ||
| Q3 24 | — | $11.1M | ||
| Q2 24 | — | $9.4M |
| Q1 26 | — | — | ||
| Q4 25 | $0 | — | ||
| Q3 25 | $0 | $240.9M | ||
| Q2 25 | $0 | $233.2M | ||
| Q1 25 | $0 | $235.4M | ||
| Q4 24 | $0 | $272.5M | ||
| Q3 24 | — | $197.3M | ||
| Q2 24 | — | $209.2M |
| Q1 26 | $1.5B | — | ||
| Q4 25 | $1.5B | — | ||
| Q3 25 | $1.5B | $579.1M | ||
| Q2 25 | $1.4B | $578.2M | ||
| Q1 25 | $1.4B | $574.2M | ||
| Q4 24 | $1.3B | $573.9M | ||
| Q3 24 | $1.3B | $570.6M | ||
| Q2 24 | $1.3B | $569.5M |
| Q1 26 | $11.9B | — | ||
| Q4 25 | $11.6B | — | ||
| Q3 25 | $11.1B | $1.1B | ||
| Q2 25 | $10.8B | $1.1B | ||
| Q1 25 | $10.5B | $1.1B | ||
| Q4 24 | $10.6B | $1.0B | ||
| Q3 24 | $11.0B | $1.0B | ||
| Q2 24 | $9.6B | $1.0B |
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | 0.42× | ||
| Q2 25 | 0.00× | 0.40× | ||
| Q1 25 | 0.00× | 0.41× | ||
| Q4 24 | 0.00× | 0.47× | ||
| Q3 24 | — | 0.35× | ||
| Q2 24 | — | 0.37× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-5.4M |
| Free Cash FlowOCF − Capex | — | $-12.9M |
| FCF MarginFCF / Revenue | — | -2.6% |
| Capex IntensityCapex / Revenue | — | 1.5% |
| Cash ConversionOCF / Net Profit | — | -2.50× |
| TTM Free Cash FlowTrailing 4 quarters | — | $41.9M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-2.7B | — | ||
| Q3 25 | $-770.8M | $-5.4M | ||
| Q2 25 | $-713.1M | $15.5M | ||
| Q1 25 | $-339.3M | $49.4M | ||
| Q4 24 | $-2.6B | $14.6M | ||
| Q3 24 | $-669.8M | $24.6M | ||
| Q2 24 | $-932.5M | $-2.9M |
| Q1 26 | — | — | ||
| Q4 25 | $-2.9B | — | ||
| Q3 25 | $-791.8M | $-12.9M | ||
| Q2 25 | $-803.8M | $6.8M | ||
| Q1 25 | $-352.3M | $40.6M | ||
| Q4 24 | $-2.7B | $7.4M | ||
| Q3 24 | $-682.3M | $15.6M | ||
| Q2 24 | $-945.3M | $-11.3M |
| Q1 26 | — | — | ||
| Q4 25 | -1076.0% | — | ||
| Q3 25 | -297.4% | -2.6% | ||
| Q2 25 | -323.5% | 1.4% | ||
| Q1 25 | -161.8% | 8.2% | ||
| Q4 24 | -1237.8% | 1.8% | ||
| Q3 24 | -338.0% | 3.3% | ||
| Q2 24 | -504.9% | -2.2% |
| Q1 26 | — | — | ||
| Q4 25 | 52.7% | — | ||
| Q3 25 | 7.9% | 1.5% | ||
| Q2 25 | 36.5% | 1.7% | ||
| Q1 25 | 6.0% | 1.8% | ||
| Q4 24 | 25.0% | 1.7% | ||
| Q3 24 | 6.2% | 1.9% | ||
| Q2 24 | 6.9% | 1.6% |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | -17.41× | -2.50× | ||
| Q2 25 | -18.68× | 2.96× | ||
| Q1 25 | -29.07× | 19.70× | ||
| Q4 24 | — | 3.75× | ||
| Q3 24 | -46.33× | 9.01× | ||
| Q2 24 | -62.57× | -0.38× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LC
Segment breakdown not available.
ZEUS
| Carbon Flat Products | $268.2M | 55% |
| Specialty Metals Flat Products | $140.9M | 29% |
| Tubular And Pipe Products | $81.6M | 17% |
