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Side-by-side financial comparison of LCI INDUSTRIES (LCII) and MERCURY GENERAL CORP (MCY). Click either name above to swap in a different company.
MERCURY GENERAL CORP is the larger business by last-quarter revenue ($1.5B vs $932.7M, roughly 1.6× LCI INDUSTRIES). MERCURY GENERAL CORP runs the higher net margin — 13.2% vs 2.0%, a 11.2% gap on every dollar of revenue. On growth, LCI INDUSTRIES posted the faster year-over-year revenue change (16.1% vs 12.4%). MERCURY GENERAL CORP produced more free cash flow last quarter ($273.9M vs $64.3M). Over the past eight quarters, MERCURY GENERAL CORP's revenue compounded faster (9.8% CAGR vs -1.8%).
Lucky Core Industries Limited, formerly known as ICI Pakistan, is a Pakistani conglomerate company headquartered in Karachi. It manufactures polyester, pharmaceutical, agrochemical, soda ash, and veterinary medicine.
Mercury General Corporation is a multiple-line insurance organization that offers personal automobiles, homeowners, renters, and business insurance. Mercury's primary focus is automobiles and homeowners' insurance.
LCII vs MCY — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $932.7M | $1.5B |
| Net Profit | $18.7M | $202.5M |
| Gross Margin | 22.1% | 99.7% |
| Operating Margin | 3.8% | 16.2% |
| Net Margin | 2.0% | 13.2% |
| Revenue YoY | 16.1% | 12.4% |
| Net Profit YoY | 95.7% | 100.4% |
| EPS (diluted) | $0.79 | $3.66 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $932.7M | $1.5B | ||
| Q3 25 | $1.0B | $1.6B | ||
| Q2 25 | $1.1B | $1.5B | ||
| Q1 25 | $1.0B | $1.4B | ||
| Q4 24 | $803.1M | $1.4B | ||
| Q3 24 | $915.5M | $1.5B | ||
| Q2 24 | $1.1B | $1.3B | ||
| Q1 24 | $968.0M | $1.3B |
| Q4 25 | $18.7M | $202.5M | ||
| Q3 25 | $62.5M | $280.4M | ||
| Q2 25 | $57.6M | $166.5M | ||
| Q1 25 | $49.4M | $-108.3M | ||
| Q4 24 | $9.5M | $101.1M | ||
| Q3 24 | $35.6M | $230.9M | ||
| Q2 24 | $61.2M | $62.6M | ||
| Q1 24 | $36.5M | $73.5M |
| Q4 25 | 22.1% | 99.7% | ||
| Q3 25 | 24.4% | 99.8% | ||
| Q2 25 | 24.4% | 99.8% | ||
| Q1 25 | 24.1% | 99.7% | ||
| Q4 24 | 21.1% | 99.7% | ||
| Q3 24 | 24.0% | 99.8% | ||
| Q2 24 | 25.3% | 99.8% | ||
| Q1 24 | 23.1% | 99.7% |
| Q4 25 | 3.8% | 16.2% | ||
| Q3 25 | 7.3% | 22.1% | ||
| Q2 25 | 7.9% | 14.0% | ||
| Q1 25 | 7.8% | -10.2% | ||
| Q4 24 | 2.0% | 9.0% | ||
| Q3 24 | 5.9% | 18.8% | ||
| Q2 24 | 8.6% | 5.8% | ||
| Q1 24 | 6.0% | 7.0% |
| Q4 25 | 2.0% | 13.2% | ||
| Q3 25 | 6.0% | 17.7% | ||
| Q2 25 | 5.2% | 11.3% | ||
| Q1 25 | 4.7% | -7.8% | ||
| Q4 24 | 1.2% | 7.4% | ||
| Q3 24 | 3.9% | 15.1% | ||
| Q2 24 | 5.8% | 4.8% | ||
| Q1 24 | 3.8% | 5.8% |
| Q4 25 | $0.79 | $3.66 | ||
| Q3 25 | $2.55 | $5.06 | ||
| Q2 25 | $2.29 | $3.01 | ||
| Q1 25 | $1.94 | $-1.96 | ||
| Q4 24 | $0.37 | $1.82 | ||
| Q3 24 | $1.39 | $4.17 | ||
| Q2 24 | $2.40 | $1.13 | ||
| Q1 24 | $1.44 | $1.33 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $222.6M | — |
| Total DebtLower is stronger | $945.2M | $575.0M |
| Stockholders' EquityBook value | $1.4B | $2.4B |
| Total Assets | $3.2B | $9.6B |
| Debt / EquityLower = less leverage | 0.69× | 0.24× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $222.6M | — | ||
| Q3 25 | $199.7M | — | ||
| Q2 25 | $191.9M | — | ||
| Q1 25 | $231.2M | — | ||
| Q4 24 | $165.8M | — | ||
| Q3 24 | $161.2M | — | ||
| Q2 24 | $130.4M | — | ||
| Q1 24 | $22.6M | — |
| Q4 25 | $945.2M | $575.0M | ||
| Q3 25 | $947.8M | — | ||
| Q2 25 | $948.0M | — | ||
| Q1 25 | $938.3M | — | ||
| Q4 24 | $757.3M | $575.0M | ||
| Q3 24 | $822.5M | — | ||
| Q2 24 | $829.7M | — | ||
| Q1 24 | $855.3M | — |
| Q4 25 | $1.4B | $2.4B | ||
| Q3 25 | $1.4B | $2.2B | ||
| Q2 25 | $1.4B | $2.0B | ||
| Q1 25 | $1.4B | $1.8B | ||
| Q4 24 | $1.4B | $1.9B | ||
| Q3 24 | $1.4B | $1.9B | ||
| Q2 24 | $1.4B | $1.6B | ||
| Q1 24 | $1.4B | $1.6B |
| Q4 25 | $3.2B | $9.6B | ||
| Q3 25 | $3.2B | $9.4B | ||
| Q2 25 | $3.2B | $9.1B | ||
| Q1 25 | $3.1B | $9.0B | ||
| Q4 24 | $2.9B | $8.3B | ||
| Q3 24 | $3.0B | $8.2B | ||
| Q2 24 | $3.0B | $7.7B | ||
| Q1 24 | $3.0B | $7.4B |
| Q4 25 | 0.69× | 0.24× | ||
| Q3 25 | 0.70× | — | ||
| Q2 25 | 0.68× | — | ||
| Q1 25 | 0.69× | — | ||
| Q4 24 | 0.55× | 0.30× | ||
| Q3 24 | 0.58× | — | ||
| Q2 24 | 0.60× | — | ||
| Q1 24 | 0.63× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $78.9M | $287.9M |
| Free Cash FlowOCF − Capex | $64.3M | $273.9M |
| FCF MarginFCF / Revenue | 6.9% | 17.8% |
| Capex IntensityCapex / Revenue | 1.6% | 0.9% |
| Cash ConversionOCF / Net Profit | 4.22× | 1.42× |
| TTM Free Cash FlowTrailing 4 quarters | $278.3M | $1.0B |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $78.9M | $287.9M | ||
| Q3 25 | $97.2M | $496.4M | ||
| Q2 25 | $112.2M | $371.6M | ||
| Q1 25 | $42.7M | $-68.7M | ||
| Q4 24 | $106.6M | $248.3M | ||
| Q3 24 | $78.4M | $318.1M | ||
| Q2 24 | $192.9M | $278.0M | ||
| Q1 24 | $-7.7M | $192.6M |
| Q4 25 | $64.3M | $273.9M | ||
| Q3 25 | $80.9M | $479.5M | ||
| Q2 25 | $99.5M | $357.2M | ||
| Q1 25 | $33.7M | $-81.9M | ||
| Q4 24 | $95.7M | $236.0M | ||
| Q3 24 | $68.3M | $306.2M | ||
| Q2 24 | $180.2M | $266.5M | ||
| Q1 24 | $-16.3M | $182.4M |
| Q4 25 | 6.9% | 17.8% | ||
| Q3 25 | 7.8% | 30.3% | ||
| Q2 25 | 9.0% | 24.2% | ||
| Q1 25 | 3.2% | -5.9% | ||
| Q4 24 | 11.9% | 17.3% | ||
| Q3 24 | 7.5% | 20.0% | ||
| Q2 24 | 17.1% | 20.4% | ||
| Q1 24 | -1.7% | 14.3% |
| Q4 25 | 1.6% | 0.9% | ||
| Q3 25 | 1.6% | 1.1% | ||
| Q2 25 | 1.2% | 1.0% | ||
| Q1 25 | 0.9% | 0.9% | ||
| Q4 24 | 1.4% | 0.9% | ||
| Q3 24 | 1.1% | 0.8% | ||
| Q2 24 | 1.2% | 0.9% | ||
| Q1 24 | 0.9% | 0.8% |
| Q4 25 | 4.22× | 1.42× | ||
| Q3 25 | 1.55× | 1.77× | ||
| Q2 25 | 1.95× | 2.23× | ||
| Q1 25 | 0.86× | — | ||
| Q4 24 | 11.17× | 2.46× | ||
| Q3 24 | 2.20× | 1.38× | ||
| Q2 24 | 3.15× | 4.44× | ||
| Q1 24 | -0.21× | 2.62× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LCII
| Travel Trailer And Fifth Wheels | $378.4M | 41% |
| Chassis Chassis Partsand Slideout Mechanisms | $206.1M | 22% |
| Furnitureand Mattresses | $120.4M | 13% |
| Appliances | $69.9M | 7% |
| Other Products | $69.1M | 7% |
| Axlesand Suspension Solutions | $62.3M | 7% |
| Motorhomes | $34.2M | 4% |
MCY
Segment breakdown not available.
