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Side-by-side financial comparison of LCI INDUSTRIES (LCII) and SELECTIVE INSURANCE GROUP INC (SIGI). Click either name above to swap in a different company.
SELECTIVE INSURANCE GROUP INC is the larger business by last-quarter revenue ($1.4B vs $932.7M, roughly 1.5× LCI INDUSTRIES). SELECTIVE INSURANCE GROUP INC runs the higher net margin — 7.2% vs 2.0%, a 5.2% gap on every dollar of revenue. On growth, LCI INDUSTRIES posted the faster year-over-year revenue change (16.1% vs 5.7%). Over the past eight quarters, SELECTIVE INSURANCE GROUP INC's revenue compounded faster (6.6% CAGR vs -1.8%).
Lucky Core Industries Limited, formerly known as ICI Pakistan, is a Pakistani conglomerate company headquartered in Karachi. It manufactures polyester, pharmaceutical, agrochemical, soda ash, and veterinary medicine.
Selective Insurance Group Inc. is a U.S.-based insurance holding company that provides a comprehensive portfolio of property and casualty insurance products, including personal auto, home insurance, commercial property, liability, and workers' compensation coverage. It primarily serves small and medium-sized businesses, individual consumers, and nonprofits across the U.S., distributing offerings via a network of independent insurance agents.
LCII vs SIGI — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $932.7M | $1.4B |
| Net Profit | $18.7M | $97.7M |
| Gross Margin | 22.1% | — |
| Operating Margin | 3.8% | — |
| Net Margin | 2.0% | 7.2% |
| Revenue YoY | 16.1% | 5.7% |
| Net Profit YoY | 95.7% | — |
| EPS (diluted) | $0.79 | $1.58 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $1.4B | ||
| Q4 25 | $932.7M | $1.4B | ||
| Q3 25 | $1.0B | $1.4B | ||
| Q2 25 | $1.1B | $1.3B | ||
| Q1 25 | $1.0B | $1.3B | ||
| Q4 24 | $803.1M | $1.3B | ||
| Q3 24 | $915.5M | $1.2B | ||
| Q2 24 | $1.1B | $1.2B |
| Q1 26 | — | $97.7M | ||
| Q4 25 | $18.7M | $155.2M | ||
| Q3 25 | $62.5M | $115.3M | ||
| Q2 25 | $57.6M | $85.9M | ||
| Q1 25 | $49.4M | $109.9M | ||
| Q4 24 | $9.5M | $95.5M | ||
| Q3 24 | $35.6M | $92.3M | ||
| Q2 24 | $61.2M | $-63.3M |
| Q1 26 | — | — | ||
| Q4 25 | 22.1% | — | ||
| Q3 25 | 24.4% | — | ||
| Q2 25 | 24.4% | — | ||
| Q1 25 | 24.1% | — | ||
| Q4 24 | 21.1% | — | ||
| Q3 24 | 24.0% | — | ||
| Q2 24 | 25.3% | — |
| Q1 26 | — | — | ||
| Q4 25 | 3.8% | 14.4% | ||
| Q3 25 | 7.3% | 10.7% | ||
| Q2 25 | 7.9% | 8.2% | ||
| Q1 25 | 7.8% | 10.8% | ||
| Q4 24 | 2.0% | 9.5% | ||
| Q3 24 | 5.9% | 9.4% | ||
| Q2 24 | 8.6% | -6.7% |
| Q1 26 | — | 7.2% | ||
| Q4 25 | 2.0% | 11.4% | ||
| Q3 25 | 6.0% | 8.5% | ||
| Q2 25 | 5.2% | 6.5% | ||
| Q1 25 | 4.7% | 8.6% | ||
| Q4 24 | 1.2% | 7.6% | ||
| Q3 24 | 3.9% | 7.4% | ||
| Q2 24 | 5.8% | -5.3% |
| Q1 26 | — | $1.58 | ||
| Q4 25 | $0.79 | $2.52 | ||
| Q3 25 | $2.55 | $1.85 | ||
| Q2 25 | $2.29 | $1.36 | ||
| Q1 25 | $1.94 | $1.76 | ||
| Q4 24 | $0.37 | $1.53 | ||
| Q3 24 | $1.39 | $1.47 | ||
| Q2 24 | $2.40 | $-1.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $222.6M | $451.8M |
| Total DebtLower is stronger | $945.2M | $901.4M |
| Stockholders' EquityBook value | $1.4B | $3.6B |
| Total Assets | $3.2B | $15.3B |
| Debt / EquityLower = less leverage | 0.69× | 0.25× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $451.8M | ||
| Q4 25 | $222.6M | — | ||
| Q3 25 | $199.7M | — | ||
| Q2 25 | $191.9M | — | ||
| Q1 25 | $231.2M | — | ||
| Q4 24 | $165.8M | — | ||
| Q3 24 | $161.2M | — | ||
| Q2 24 | $130.4M | — |
| Q1 26 | — | $901.4M | ||
| Q4 25 | $945.2M | — | ||
| Q3 25 | $947.8M | — | ||
| Q2 25 | $948.0M | — | ||
| Q1 25 | $938.3M | — | ||
| Q4 24 | $757.3M | $507.9M | ||
| Q3 24 | $822.5M | $508.2M | ||
| Q2 24 | $829.7M | $508.8M |
| Q1 26 | — | $3.6B | ||
| Q4 25 | $1.4B | $3.6B | ||
| Q3 25 | $1.4B | $3.5B | ||
| Q2 25 | $1.4B | $3.4B | ||
| Q1 25 | $1.4B | $3.3B | ||
| Q4 24 | $1.4B | $3.1B | ||
| Q3 24 | $1.4B | $3.2B | ||
| Q2 24 | $1.4B | $2.9B |
| Q1 26 | — | $15.3B | ||
| Q4 25 | $3.2B | $15.2B | ||
| Q3 25 | $3.2B | $15.0B | ||
| Q2 25 | $3.2B | $14.5B | ||
| Q1 25 | $3.1B | $14.2B | ||
| Q4 24 | $2.9B | $13.5B | ||
| Q3 24 | $3.0B | $13.5B | ||
| Q2 24 | $3.0B | $12.6B |
| Q1 26 | — | 0.25× | ||
| Q4 25 | 0.69× | — | ||
| Q3 25 | 0.70× | — | ||
| Q2 25 | 0.68× | — | ||
| Q1 25 | 0.69× | — | ||
| Q4 24 | 0.55× | 0.16× | ||
| Q3 24 | 0.58× | 0.16× | ||
| Q2 24 | 0.60× | 0.17× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $78.9M | — |
| Free Cash FlowOCF − Capex | $64.3M | — |
| FCF MarginFCF / Revenue | 6.9% | — |
| Capex IntensityCapex / Revenue | 1.6% | — |
| Cash ConversionOCF / Net Profit | 4.22× | — |
| TTM Free Cash FlowTrailing 4 quarters | $278.3M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $78.9M | $376.3M | ||
| Q3 25 | $97.2M | $405.8M | ||
| Q2 25 | $112.2M | $166.9M | ||
| Q1 25 | $42.7M | $284.0M | ||
| Q4 24 | $106.6M | $332.2M | ||
| Q3 24 | $78.4M | $387.4M | ||
| Q2 24 | $192.9M | $266.1M |
| Q1 26 | — | — | ||
| Q4 25 | $64.3M | $366.3M | ||
| Q3 25 | $80.9M | $397.3M | ||
| Q2 25 | $99.5M | $159.7M | ||
| Q1 25 | $33.7M | $271.0M | ||
| Q4 24 | $95.7M | $324.7M | ||
| Q3 24 | $68.3M | $378.0M | ||
| Q2 24 | $180.2M | $258.4M |
| Q1 26 | — | — | ||
| Q4 25 | 6.9% | 26.8% | ||
| Q3 25 | 7.8% | 29.2% | ||
| Q2 25 | 9.0% | 12.0% | ||
| Q1 25 | 3.2% | 21.1% | ||
| Q4 24 | 11.9% | 25.8% | ||
| Q3 24 | 7.5% | 30.4% | ||
| Q2 24 | 17.1% | 21.6% |
| Q1 26 | — | — | ||
| Q4 25 | 1.6% | 0.7% | ||
| Q3 25 | 1.6% | 0.6% | ||
| Q2 25 | 1.2% | 0.5% | ||
| Q1 25 | 0.9% | 1.0% | ||
| Q4 24 | 1.4% | 0.6% | ||
| Q3 24 | 1.1% | 0.8% | ||
| Q2 24 | 1.2% | 0.6% |
| Q1 26 | — | — | ||
| Q4 25 | 4.22× | 2.42× | ||
| Q3 25 | 1.55× | 3.52× | ||
| Q2 25 | 1.95× | 1.94× | ||
| Q1 25 | 0.86× | 2.58× | ||
| Q4 24 | 11.17× | 3.48× | ||
| Q3 24 | 2.20× | 4.20× | ||
| Q2 24 | 3.15× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LCII
| Travel Trailer And Fifth Wheels | $378.4M | 41% |
| Chassis Chassis Partsand Slideout Mechanisms | $206.1M | 22% |
| Furnitureand Mattresses | $120.4M | 13% |
| Appliances | $69.9M | 7% |
| Other Products | $69.1M | 7% |
| Axlesand Suspension Solutions | $62.3M | 7% |
| Motorhomes | $34.2M | 4% |
SIGI
Segment breakdown not available.
