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Side-by-side financial comparison of LCNB CORP (LCNB) and Legacy Education Inc. (LGCY). Click either name above to swap in a different company.
LCNB CORP is the larger business by last-quarter revenue ($23.9M vs $19.2M, roughly 1.2× Legacy Education Inc.). LCNB CORP runs the higher net margin — 23.7% vs 10.6%, a 13.1% gap on every dollar of revenue. On growth, Legacy Education Inc. posted the faster year-over-year revenue change (40.7% vs 5.1%). LCNB CORP produced more free cash flow last quarter ($33.4M vs $512.7K).
LCNB Corp is a United States-based financial holding company that operates through its national bank subsidiary, providing a full suite of retail and commercial banking products and services including deposit accounts, various loan products, wealth management, and insurance solutions primarily to individual consumers, small and medium-sized enterprises and local community organizations across regional markets in Ohio.
Legacy Education Inc. is a professional educational service provider focused on financial literacy, real estate investment, entrepreneurship, and personal wealth management training programs. It mainly serves individual learners across North America, Europe and select Asia-Pacific markets, offering both in-person workshops and online digital courses to help users build practical financial and business skills.
LCNB vs LGCY — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $23.9M | $19.2M |
| Net Profit | $5.7M | $2.0M |
| Gross Margin | — | — |
| Operating Margin | 29.2% | 13.3% |
| Net Margin | 23.7% | 10.6% |
| Revenue YoY | 5.1% | 40.7% |
| Net Profit YoY | -7.6% | 46.0% |
| EPS (diluted) | $0.40 | $0.15 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $23.9M | $19.2M | ||
| Q3 25 | $23.8M | $19.4M | ||
| Q2 25 | $22.8M | $18.0M | ||
| Q1 25 | $21.5M | $18.6M | ||
| Q4 24 | $22.7M | $13.6M | ||
| Q3 24 | $21.4M | $14.0M | ||
| Q2 24 | $19.3M | — | ||
| Q1 24 | $17.8M | — |
| Q4 25 | $5.7M | $2.0M | ||
| Q3 25 | $6.9M | $2.2M | ||
| Q2 25 | $5.9M | $1.2M | ||
| Q1 25 | $4.6M | $2.8M | ||
| Q4 24 | $6.1M | $1.4M | ||
| Q3 24 | $4.5M | $2.1M | ||
| Q2 24 | $925.0K | — | ||
| Q1 24 | $1.9M | — |
| Q4 25 | 29.2% | 13.3% | ||
| Q3 25 | 35.6% | 13.9% | ||
| Q2 25 | 31.6% | 11.1% | ||
| Q1 25 | 25.6% | 19.7% | ||
| Q4 24 | 32.9% | 12.2% | ||
| Q3 24 | 24.9% | 19.1% | ||
| Q2 24 | 4.9% | — | ||
| Q1 24 | 12.5% | — |
| Q4 25 | 23.7% | 10.6% | ||
| Q3 25 | 29.1% | 11.3% | ||
| Q2 25 | 26.0% | 6.8% | ||
| Q1 25 | 21.4% | 15.2% | ||
| Q4 24 | 27.0% | 10.3% | ||
| Q3 24 | 21.2% | 14.9% | ||
| Q2 24 | 4.8% | — | ||
| Q1 24 | 10.7% | — |
| Q4 25 | $0.40 | $0.15 | ||
| Q3 25 | $0.49 | $0.16 | ||
| Q2 25 | $0.41 | $0.07 | ||
| Q1 25 | $0.33 | $0.21 | ||
| Q4 24 | $0.44 | $0.10 | ||
| Q3 24 | $0.31 | $0.21 | ||
| Q2 24 | $0.07 | — | ||
| Q1 24 | $0.15 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $21.6M | $21.1M |
| Total DebtLower is stronger | $104.4M | $660.3K |
| Stockholders' EquityBook value | $273.9M | $46.1M |
| Total Assets | $2.2B | $73.1M |
| Debt / EquityLower = less leverage | 0.38× | 0.01× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $21.6M | $21.1M | ||
| Q3 25 | $35.9M | $20.6M | ||
| Q2 25 | $49.8M | $20.3M | ||
| Q1 25 | $37.7M | $17.3M | ||
| Q4 24 | $35.7M | $16.9M | ||
| Q3 24 | $39.4M | $21.5M | ||
| Q2 24 | $34.9M | — | ||
| Q1 24 | $33.0M | — |
| Q4 25 | $104.4M | $660.3K | ||
| Q3 25 | $104.7M | $776.9K | ||
| Q2 25 | $105.0M | $1.4M | ||
| Q1 25 | $104.6M | $1.0M | ||
| Q4 24 | $155.2M | $1.1M | ||
| Q3 24 | $155.7M | $758.2K | ||
| Q2 24 | $162.2M | — | ||
| Q1 24 | $162.6M | — |
| Q4 25 | $273.9M | $46.1M | ||
| Q3 25 | $269.9M | $43.7M | ||
| Q2 25 | $263.5M | $41.0M | ||
| Q1 25 | $258.7M | $39.3M | ||
| Q4 24 | $253.0M | $36.4M | ||
| Q3 24 | $253.2M | $32.6M | ||
| Q2 24 | $245.2M | — | ||
| Q1 24 | $233.7M | — |
| Q4 25 | $2.2B | $73.1M | ||
| Q3 25 | $2.2B | $72.1M | ||
| Q2 25 | $2.3B | $69.2M | ||
| Q1 25 | $2.3B | $67.1M | ||
| Q4 24 | $2.3B | $62.1M | ||
| Q3 24 | $2.3B | $50.6M | ||
| Q2 24 | $2.4B | — | ||
| Q1 24 | $2.3B | — |
| Q4 25 | 0.38× | 0.01× | ||
| Q3 25 | 0.39× | 0.02× | ||
| Q2 25 | 0.40× | 0.03× | ||
| Q1 25 | 0.40× | 0.03× | ||
| Q4 24 | 0.61× | 0.03× | ||
| Q3 24 | 0.61× | 0.02× | ||
| Q2 24 | 0.66× | — | ||
| Q1 24 | 0.70× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $34.4M | $1.1M |
| Free Cash FlowOCF − Capex | $33.4M | $512.7K |
| FCF MarginFCF / Revenue | 140.2% | 2.7% |
| Capex IntensityCapex / Revenue | 4.0% | 2.8% |
| Cash ConversionOCF / Net Profit | 6.08× | 0.52× |
| TTM Free Cash FlowTrailing 4 quarters | $54.5M | $4.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $34.4M | $1.1M | ||
| Q3 25 | $14.0M | $1.1M | ||
| Q2 25 | $5.5M | $3.0M | ||
| Q1 25 | $2.2M | $918.7K | ||
| Q4 24 | $93.2M | $659.0K | ||
| Q3 24 | $11.9M | $3.2M | ||
| Q2 24 | $54.9M | — | ||
| Q1 24 | $-11.9M | — |
| Q4 25 | $33.4M | $512.7K | ||
| Q3 25 | $13.7M | $809.7K | ||
| Q2 25 | $5.2M | $2.9M | ||
| Q1 25 | $2.1M | $596.6K | ||
| Q4 24 | $89.4M | $466.8K | ||
| Q3 24 | $10.5M | $2.9M | ||
| Q2 24 | $53.8M | — | ||
| Q1 24 | $-12.8M | — |
| Q4 25 | 140.2% | 2.7% | ||
| Q3 25 | 57.4% | 4.2% | ||
| Q2 25 | 23.0% | 16.2% | ||
| Q1 25 | 10.0% | 3.2% | ||
| Q4 24 | 394.0% | 3.4% | ||
| Q3 24 | 49.0% | 21.1% | ||
| Q2 24 | 278.6% | — | ||
| Q1 24 | -71.8% | — |
| Q4 25 | 4.0% | 2.8% | ||
| Q3 25 | 1.3% | 1.3% | ||
| Q2 25 | 1.0% | 0.5% | ||
| Q1 25 | 0.3% | 1.7% | ||
| Q4 24 | 16.7% | 1.4% | ||
| Q3 24 | 6.7% | 1.7% | ||
| Q2 24 | 5.9% | — | ||
| Q1 24 | 4.8% | — |
| Q4 25 | 6.08× | 0.52× | ||
| Q3 25 | 2.02× | 0.48× | ||
| Q2 25 | 0.92× | 2.45× | ||
| Q1 25 | 0.48× | 0.33× | ||
| Q4 24 | 15.23× | 0.47× | ||
| Q3 24 | 2.63× | 1.52× | ||
| Q2 24 | 59.35× | — | ||
| Q1 24 | -6.24× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
