vs

Side-by-side financial comparison of LCNB CORP (LCNB) and Snail, Inc. (SNAL). Click either name above to swap in a different company.

Snail, Inc. is the larger business by last-quarter revenue ($25.1M vs $23.9M, roughly 1.1× LCNB CORP). LCNB CORP runs the higher net margin — 23.7% vs -3.4%, a 27.1% gap on every dollar of revenue. On growth, LCNB CORP posted the faster year-over-year revenue change (5.1% vs -4.2%). Over the past eight quarters, Snail, Inc.'s revenue compounded faster (33.4% CAGR vs 15.7%).

LCNB Corp is a United States-based financial holding company that operates through its national bank subsidiary, providing a full suite of retail and commercial banking products and services including deposit accounts, various loan products, wealth management, and insurance solutions primarily to individual consumers, small and medium-sized enterprises and local community organizations across regional markets in Ohio.

Suzhou Snail Digital Technology Co., Ltd., doing business as Snail, is a Chinese video game company and a Virtual Network Operator headquartered in Suzhou, China, which has branches Snail Games and Snail Mobile. Its division, Snail USA, markets Snail Games products in North America, South America, & Europe. Snail Games products include massively multiplayer online (MMOs), real-time strategy (RTS), and casual games. Its global registered user base has reached over 70 million accounts. The U.S....

LCNB vs SNAL — Head-to-Head

Bigger by revenue
SNAL
SNAL
1.1× larger
SNAL
$25.1M
$23.9M
LCNB
Growing faster (revenue YoY)
LCNB
LCNB
+9.3% gap
LCNB
5.1%
-4.2%
SNAL
Higher net margin
LCNB
LCNB
27.1% more per $
LCNB
23.7%
-3.4%
SNAL
Faster 2-yr revenue CAGR
SNAL
SNAL
Annualised
SNAL
33.4%
15.7%
LCNB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
LCNB
LCNB
SNAL
SNAL
Revenue
$23.9M
$25.1M
Net Profit
$5.7M
$-862.2K
Gross Margin
38.3%
Operating Margin
29.2%
-6.0%
Net Margin
23.7%
-3.4%
Revenue YoY
5.1%
-4.2%
Net Profit YoY
-7.6%
-177.0%
EPS (diluted)
$0.40

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LCNB
LCNB
SNAL
SNAL
Q4 25
$23.9M
$25.1M
Q3 25
$23.8M
$13.8M
Q2 25
$22.8M
$22.2M
Q1 25
$21.5M
$20.1M
Q4 24
$22.7M
$26.2M
Q3 24
$21.4M
$22.5M
Q2 24
$19.3M
$21.6M
Q1 24
$17.8M
$14.1M
Net Profit
LCNB
LCNB
SNAL
SNAL
Q4 25
$5.7M
$-862.2K
Q3 25
$6.9M
$-7.9M
Q2 25
$5.9M
$-16.6M
Q1 25
$4.6M
$-1.9M
Q4 24
$6.1M
$1.1M
Q3 24
$4.5M
$235.1K
Q2 24
$925.0K
$2.3M
Q1 24
$1.9M
$-1.8M
Gross Margin
LCNB
LCNB
SNAL
SNAL
Q4 25
38.3%
Q3 25
0.1%
Q2 25
31.3%
Q1 25
29.1%
Q4 24
43.3%
Q3 24
38.6%
Q2 24
37.5%
Q1 24
14.7%
Operating Margin
LCNB
LCNB
SNAL
SNAL
Q4 25
29.2%
-6.0%
Q3 25
35.6%
-71.3%
Q2 25
31.6%
-8.2%
Q1 25
25.6%
-20.4%
Q4 24
32.9%
11.5%
Q3 24
24.9%
1.8%
Q2 24
4.9%
12.4%
Q1 24
12.5%
-15.6%
Net Margin
LCNB
LCNB
SNAL
SNAL
Q4 25
23.7%
-3.4%
Q3 25
29.1%
-56.9%
Q2 25
26.0%
-74.7%
Q1 25
21.4%
-9.7%
Q4 24
27.0%
4.3%
Q3 24
21.2%
1.0%
Q2 24
4.8%
10.4%
Q1 24
10.7%
-12.6%
EPS (diluted)
LCNB
LCNB
SNAL
SNAL
Q4 25
$0.40
Q3 25
$0.49
Q2 25
$0.41
$-0.44
Q1 25
$0.33
$-0.06
Q4 24
$0.44
$0.03
Q3 24
$0.31
$0.01
Q2 24
$0.07
$0.06
Q1 24
$0.15
$-0.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LCNB
LCNB
SNAL
SNAL
Cash + ST InvestmentsLiquidity on hand
$21.6M
$8.6M
Total DebtLower is stronger
$104.4M
$14.6M
Stockholders' EquityBook value
$273.9M
$-16.4M
Total Assets
$2.2B
$59.3M
Debt / EquityLower = less leverage
0.38×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LCNB
LCNB
SNAL
SNAL
Q4 25
$21.6M
$8.6M
Q3 25
$35.9M
$12.3M
Q2 25
$49.8M
$7.9M
Q1 25
$37.7M
$9.4M
Q4 24
$35.7M
$7.3M
Q3 24
$39.4M
$10.6M
Q2 24
$34.9M
$15.5M
Q1 24
$33.0M
$16.1M
Total Debt
LCNB
LCNB
SNAL
SNAL
Q4 25
$104.4M
$14.6M
Q3 25
$104.7M
$10.5M
Q2 25
$105.0M
$11.8M
Q1 25
$104.6M
$9.0M
Q4 24
$155.2M
$5.7M
Q3 24
$155.7M
$5.7M
Q2 24
$162.2M
$5.8M
Q1 24
$162.6M
$6.5M
Stockholders' Equity
LCNB
LCNB
SNAL
SNAL
Q4 25
$273.9M
$-16.4M
Q3 25
$269.9M
$-15.6M
Q2 25
$263.5M
$-8.0M
Q1 25
$258.7M
$9.1M
Q4 24
$253.0M
$9.7M
Q3 24
$253.2M
$8.2M
Q2 24
$245.2M
$7.9M
Q1 24
$233.7M
$5.6M
Total Assets
LCNB
LCNB
SNAL
SNAL
Q4 25
$2.2B
$59.3M
Q3 25
$2.2B
$51.1M
Q2 25
$2.3B
$58.0M
Q1 25
$2.3B
$64.5M
Q4 24
$2.3B
$62.2M
Q3 24
$2.3B
$66.8M
Q2 24
$2.4B
$75.4M
Q1 24
$2.3B
$78.3M
Debt / Equity
LCNB
LCNB
SNAL
SNAL
Q4 25
0.38×
Q3 25
0.39×
Q2 25
0.40×
Q1 25
0.40×
0.99×
Q4 24
0.61×
0.59×
Q3 24
0.61×
0.70×
Q2 24
0.66×
0.73×
Q1 24
0.70×
1.16×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LCNB
LCNB
SNAL
SNAL
Operating Cash FlowLast quarter
$34.4M
$-5.3M
Free Cash FlowOCF − Capex
$33.4M
FCF MarginFCF / Revenue
140.2%
Capex IntensityCapex / Revenue
4.0%
Cash ConversionOCF / Net Profit
6.08×
TTM Free Cash FlowTrailing 4 quarters
$54.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LCNB
LCNB
SNAL
SNAL
Q4 25
$34.4M
$-5.3M
Q3 25
$14.0M
$6.6M
Q2 25
$5.5M
$-3.2M
Q1 25
$2.2M
$764.5K
Q4 24
$93.2M
$-3.6M
Q3 24
$11.9M
$-5.0M
Q2 24
$54.9M
$206.6K
Q1 24
$-11.9M
$6.8M
Free Cash Flow
LCNB
LCNB
SNAL
SNAL
Q4 25
$33.4M
Q3 25
$13.7M
Q2 25
$5.2M
Q1 25
$2.1M
Q4 24
$89.4M
Q3 24
$10.5M
Q2 24
$53.8M
Q1 24
$-12.8M
FCF Margin
LCNB
LCNB
SNAL
SNAL
Q4 25
140.2%
Q3 25
57.4%
Q2 25
23.0%
Q1 25
10.0%
Q4 24
394.0%
Q3 24
49.0%
Q2 24
278.6%
Q1 24
-71.8%
Capex Intensity
LCNB
LCNB
SNAL
SNAL
Q4 25
4.0%
Q3 25
1.3%
Q2 25
1.0%
Q1 25
0.3%
Q4 24
16.7%
Q3 24
6.7%
Q2 24
5.9%
Q1 24
4.8%
Cash Conversion
LCNB
LCNB
SNAL
SNAL
Q4 25
6.08×
Q3 25
2.02×
Q2 25
0.92×
Q1 25
0.48×
Q4 24
15.23×
-3.21×
Q3 24
2.63×
-21.05×
Q2 24
59.35×
0.09×
Q1 24
-6.24×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

LCNB
LCNB

Segment breakdown not available.

SNAL
SNAL

Pc$14.7M59%
Platform Three$5.2M21%
Platform Two$3.3M13%
Sales Channel Directly To Consumer Mobile Sale$1.6M6%

Related Comparisons