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Side-by-side financial comparison of loanDepot, Inc. (LDI) and Zeta Global Holdings Corp. (ZETA). Click either name above to swap in a different company.
Zeta Global Holdings Corp. is the larger business by last-quarter revenue ($394.6M vs $310.3M, roughly 1.3× loanDepot, Inc.). Zeta Global Holdings Corp. runs the higher net margin — 1.7% vs -7.2%, a 8.9% gap on every dollar of revenue. On growth, Zeta Global Holdings Corp. posted the faster year-over-year revenue change (25.4% vs 20.5%). Zeta Global Holdings Corp. produced more free cash flow last quarter ($60.9M vs $-648.0M). Over the past eight quarters, Zeta Global Holdings Corp.'s revenue compounded faster (42.3% CAGR vs 18.0%).
LoanDepot, sometimes stylized as loanDepot, is an Irvine, California-based nonbank holding company which sells mortgage and non-mortgage lending products.
Zeta Global Holdings Corp. is an American marketing technology company which was founded in 2007. Zeta offers companies a suite of multichannel marketing tools focused on creating, maintaining, and monetizing customer relationships. The company went public on the New York Stock Exchange on June 10, 2021, at a US$1.7 billion valuation.
LDI vs ZETA — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $310.3M | $394.6M |
| Net Profit | $-22.5M | $6.5M |
| Gross Margin | — | 59.5% |
| Operating Margin | -10.3% | 4.5% |
| Net Margin | -7.2% | 1.7% |
| Revenue YoY | 20.5% | 25.4% |
| Net Profit YoY | 32.4% | -57.1% |
| EPS (diluted) | — | $0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $310.3M | $394.6M | ||
| Q3 25 | $323.3M | $337.2M | ||
| Q2 25 | $282.5M | $308.4M | ||
| Q1 25 | $273.6M | $264.4M | ||
| Q4 24 | $257.5M | $314.7M | ||
| Q3 24 | $314.6M | $268.3M | ||
| Q2 24 | $265.4M | $227.8M | ||
| Q1 24 | $222.8M | $194.9M |
| Q4 25 | $-22.5M | $6.5M | ||
| Q3 25 | $-4.9M | $-3.6M | ||
| Q2 25 | $-13.4M | $-12.8M | ||
| Q1 25 | $-21.9M | $-21.6M | ||
| Q4 24 | $-33.2M | $15.2M | ||
| Q3 24 | $1.4M | $-17.4M | ||
| Q2 24 | $-32.2M | $-28.1M | ||
| Q1 24 | $-34.3M | $-39.6M |
| Q4 25 | — | 59.5% | ||
| Q3 25 | — | 60.5% | ||
| Q2 25 | — | 62.1% | ||
| Q1 25 | — | 60.9% | ||
| Q4 24 | — | 60.0% | ||
| Q3 24 | — | 60.6% | ||
| Q2 24 | — | 60.0% | ||
| Q1 24 | — | 60.6% |
| Q4 25 | -10.3% | 4.5% | ||
| Q3 25 | -3.2% | 2.6% | ||
| Q2 25 | -11.4% | -1.7% | ||
| Q1 25 | -16.8% | -6.1% | ||
| Q4 24 | -32.7% | 2.2% | ||
| Q3 24 | 1.1% | -4.6% | ||
| Q2 24 | -29.1% | -11.7% | ||
| Q1 24 | -38.2% | -18.4% |
| Q4 25 | -7.2% | 1.7% | ||
| Q3 25 | -1.5% | -1.1% | ||
| Q2 25 | -4.7% | -4.2% | ||
| Q1 25 | -8.0% | -8.2% | ||
| Q4 24 | -12.9% | 4.8% | ||
| Q3 24 | 0.4% | -6.5% | ||
| Q2 24 | -12.1% | -12.3% | ||
| Q1 24 | -15.4% | -20.3% |
| Q4 25 | — | $0.04 | ||
| Q3 25 | — | $-0.02 | ||
| Q2 25 | — | $-0.06 | ||
| Q1 25 | — | $-0.10 | ||
| Q4 24 | — | $0.10 | ||
| Q3 24 | $0.01 | $-0.09 | ||
| Q2 24 | $-0.18 | $-0.16 | ||
| Q1 24 | $-0.19 | $-0.23 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $337.2M | $319.8M |
| Total DebtLower is stronger | $2.1B | $197.1M |
| Stockholders' EquityBook value | $386.0M | $804.6M |
| Total Assets | $6.9B | $1.5B |
| Debt / EquityLower = less leverage | 5.44× | 0.24× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $337.2M | $319.8M | ||
| Q3 25 | $459.2M | $385.2M | ||
| Q2 25 | $408.6M | $365.3M | ||
| Q1 25 | $371.5M | $364.4M | ||
| Q4 24 | $421.6M | $366.2M | ||
| Q3 24 | $483.0M | $418.5M | ||
| Q2 24 | $533.2M | $154.7M | ||
| Q1 24 | $603.7M | $141.6M |
| Q4 25 | $2.1B | $197.1M | ||
| Q3 25 | $2.1B | $196.9M | ||
| Q2 25 | $2.1B | $196.7M | ||
| Q1 25 | $2.0B | $196.5M | ||
| Q4 24 | $2.0B | $196.3M | ||
| Q3 24 | $2.0B | $196.1M | ||
| Q2 24 | $2.0B | $184.4M | ||
| Q1 24 | $2.3B | $184.2M |
| Q4 25 | $386.0M | $804.6M | ||
| Q3 25 | $433.3M | $689.2M | ||
| Q2 25 | $439.1M | $673.3M | ||
| Q1 25 | $469.3M | $676.6M | ||
| Q4 24 | $506.6M | $676.8M | ||
| Q3 24 | $592.0M | $474.9M | ||
| Q2 24 | $578.9M | $217.0M | ||
| Q1 24 | $637.3M | $191.6M |
| Q4 25 | $6.9B | $1.5B | ||
| Q3 25 | $6.2B | $1.2B | ||
| Q2 25 | $6.2B | $1.1B | ||
| Q1 25 | $6.4B | $1.1B | ||
| Q4 24 | $6.3B | $1.1B | ||
| Q3 24 | $6.4B | $869.1M | ||
| Q2 24 | $5.9B | $583.9M | ||
| Q1 24 | $6.2B | $550.3M |
| Q4 25 | 5.44× | 0.24× | ||
| Q3 25 | 4.83× | 0.29× | ||
| Q2 25 | 4.70× | 0.29× | ||
| Q1 25 | 4.30× | 0.29× | ||
| Q4 24 | 4.00× | 0.29× | ||
| Q3 24 | 3.31× | 0.41× | ||
| Q2 24 | 3.41× | 0.85× | ||
| Q1 24 | 3.63× | 0.96× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-638.7M | $64.1M |
| Free Cash FlowOCF − Capex | $-648.0M | $60.9M |
| FCF MarginFCF / Revenue | -208.9% | 15.4% |
| Capex IntensityCapex / Revenue | 3.0% | 0.8% |
| Cash ConversionOCF / Net Profit | — | 9.81× |
| TTM Free Cash FlowTrailing 4 quarters | $-734.6M | $185.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-638.7M | $64.1M | ||
| Q3 25 | $43.4M | $57.9M | ||
| Q2 25 | $67.6M | $42.0M | ||
| Q1 25 | $-179.9M | $34.8M | ||
| Q4 24 | $47.7M | $43.7M | ||
| Q3 24 | $-349.2M | $34.4M | ||
| Q2 24 | $-278.3M | $31.1M | ||
| Q1 24 | $-278.5M | $24.7M |
| Q4 25 | $-648.0M | $60.9M | ||
| Q3 25 | $38.7M | $52.4M | ||
| Q2 25 | $61.4M | $39.7M | ||
| Q1 25 | $-186.7M | $32.1M | ||
| Q4 24 | $40.8M | $35.4M | ||
| Q3 24 | $-356.4M | $29.5M | ||
| Q2 24 | $-285.7M | $24.4M | ||
| Q1 24 | $-283.3M | $18.9M |
| Q4 25 | -208.9% | 15.4% | ||
| Q3 25 | 12.0% | 15.6% | ||
| Q2 25 | 21.7% | 12.9% | ||
| Q1 25 | -68.2% | 12.1% | ||
| Q4 24 | 15.8% | 11.3% | ||
| Q3 24 | -113.3% | 11.0% | ||
| Q2 24 | -107.7% | 10.7% | ||
| Q1 24 | -127.2% | 9.7% |
| Q4 25 | 3.0% | 0.8% | ||
| Q3 25 | 1.5% | 1.6% | ||
| Q2 25 | 2.2% | 0.8% | ||
| Q1 25 | 2.5% | 1.0% | ||
| Q4 24 | 2.7% | 2.6% | ||
| Q3 24 | 2.3% | 1.8% | ||
| Q2 24 | 2.8% | 3.0% | ||
| Q1 24 | 2.1% | 3.0% |
| Q4 25 | — | 9.81× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 2.87× | ||
| Q3 24 | -255.05× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
