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Side-by-side financial comparison of Legacy Housing Corp (LEGH) and NorthEast Community Bancorp, Inc. (NECB). Click either name above to swap in a different company.

NorthEast Community Bancorp, Inc. is the larger business by last-quarter revenue ($26.4M vs $25.5M, roughly 1.0× Legacy Housing Corp). NorthEast Community Bancorp, Inc. runs the higher net margin — 40.9% vs 32.2%, a 8.7% gap on every dollar of revenue. On growth, NorthEast Community Bancorp, Inc. posted the faster year-over-year revenue change (3.9% vs -30.6%). NorthEast Community Bancorp, Inc. produced more free cash flow last quarter ($50.8M vs $15.7M). Over the past eight quarters, NorthEast Community Bancorp, Inc.'s revenue compounded faster (1.8% CAGR vs -9.1%).

Legacy Housing Corp is a prominent U.S.-based manufacturer of affordable manufactured homes, tiny homes, and accessory dwelling units. It mainly caters to low- and middle-income consumers across North America, providing customizable residential solutions, supporting construction materials, and after-sales services for individual and community development clients.

NorthEast Community Bancorp, Inc. (MD) is a U.S.-based bank holding company operating primarily in the Mid-Atlantic region. It provides a comprehensive suite of consumer and commercial banking services, including deposit products, mortgage loans, small business financing, and wealth management solutions to individual and local enterprise clients.

LEGH vs NECB — Head-to-Head

Bigger by revenue
NECB
NECB
1.0× larger
NECB
$26.4M
$25.5M
LEGH
Growing faster (revenue YoY)
NECB
NECB
+34.5% gap
NECB
3.9%
-30.6%
LEGH
Higher net margin
NECB
NECB
8.7% more per $
NECB
40.9%
32.2%
LEGH
More free cash flow
NECB
NECB
$35.1M more FCF
NECB
$50.8M
$15.7M
LEGH
Faster 2-yr revenue CAGR
NECB
NECB
Annualised
NECB
1.8%
-9.1%
LEGH

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
LEGH
LEGH
NECB
NECB
Revenue
$25.5M
$26.4M
Net Profit
$8.2M
$10.8M
Gross Margin
26.4%
Operating Margin
40.4%
59.0%
Net Margin
32.2%
40.9%
Revenue YoY
-30.6%
3.9%
Net Profit YoY
-43.5%
5.8%
EPS (diluted)
$0.38
$0.78

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LEGH
LEGH
NECB
NECB
Q4 25
$25.5M
$26.4M
Q3 25
$28.8M
$27.0M
Q2 25
$38.4M
$25.9M
Q1 25
$24.3M
$25.5M
Q4 24
$36.7M
$25.4M
Q3 24
$30.2M
$27.6M
Q2 24
$31.7M
$27.0M
Q1 24
$30.8M
$25.5M
Net Profit
LEGH
LEGH
NECB
NECB
Q4 25
$8.2M
$10.8M
Q3 25
$8.6M
$11.9M
Q2 25
$14.7M
$11.2M
Q1 25
$10.3M
$10.6M
Q4 24
$14.5M
$10.2M
Q3 24
$15.8M
$12.7M
Q2 24
$16.2M
$12.8M
Q1 24
$15.1M
$11.4M
Gross Margin
LEGH
LEGH
NECB
NECB
Q4 25
26.4%
Q3 25
20.2%
Q2 25
32.4%
Q1 25
29.2%
Q4 24
27.3%
Q3 24
29.2%
Q2 24
31.9%
Q1 24
33.6%
Operating Margin
LEGH
LEGH
NECB
NECB
Q4 25
40.4%
59.0%
Q3 25
33.7%
61.6%
Q2 25
43.8%
59.5%
Q1 25
47.7%
57.4%
Q4 24
42.3%
57.0%
Q3 24
50.8%
63.6%
Q2 24
50.6%
65.6%
Q1 24
54.3%
62.7%
Net Margin
LEGH
LEGH
NECB
NECB
Q4 25
32.2%
40.9%
Q3 25
30.0%
44.0%
Q2 25
38.3%
43.1%
Q1 25
42.3%
41.4%
Q4 24
39.5%
40.1%
Q3 24
52.4%
45.9%
Q2 24
51.1%
47.5%
Q1 24
49.1%
44.5%
EPS (diluted)
LEGH
LEGH
NECB
NECB
Q4 25
$0.38
$0.78
Q3 25
$0.35
$0.87
Q2 25
$0.60
$0.82
Q1 25
$0.41
$0.78
Q4 24
$0.59
$0.74
Q3 24
$0.64
$0.95
Q2 24
$0.65
$0.97
Q1 24
$0.60
$0.86

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LEGH
LEGH
NECB
NECB
Cash + ST InvestmentsLiquidity on hand
$8.5M
$81.2M
Total DebtLower is stronger
$70.0M
Stockholders' EquityBook value
$528.6M
$351.7M
Total Assets
$580.3M
$2.1B
Debt / EquityLower = less leverage
0.20×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LEGH
LEGH
NECB
NECB
Q4 25
$8.5M
$81.2M
Q3 25
$13.6M
$64.3M
Q2 25
$2.6M
$59.4M
Q1 25
$3.4M
$89.5M
Q4 24
$1.1M
$78.3M
Q3 24
$570.0K
$97.8M
Q2 24
$60.0K
$113.9M
Q1 24
$621.0K
$107.4M
Total Debt
LEGH
LEGH
NECB
NECB
Q4 25
$70.0M
Q3 25
$170.0M
Q2 25
$135.0M
Q1 25
Q4 24
Q3 24
$7.0M
Q2 24
$47.0M
Q1 24
$47.0M
Stockholders' Equity
LEGH
LEGH
NECB
NECB
Q4 25
$528.6M
$351.7M
Q3 25
$521.6M
$344.0M
Q2 25
$512.8M
$336.7M
Q1 25
$503.7M
$327.2M
Q4 24
$494.0M
$318.3M
Q3 24
$479.3M
$309.6M
Q2 24
$463.2M
$300.0M
Q1 24
$450.4M
$288.9M
Total Assets
LEGH
LEGH
NECB
NECB
Q4 25
$580.3M
$2.1B
Q3 25
$557.9M
$2.1B
Q2 25
$552.0M
$2.0B
Q1 25
$544.6M
$1.9B
Q4 24
$534.2M
$2.0B
Q3 24
$521.4M
$2.0B
Q2 24
$514.9M
$1.9B
Q1 24
$510.0M
$1.9B
Debt / Equity
LEGH
LEGH
NECB
NECB
Q4 25
0.20×
Q3 25
0.49×
Q2 25
0.40×
Q1 25
Q4 24
Q3 24
0.02×
Q2 24
0.16×
Q1 24
0.16×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LEGH
LEGH
NECB
NECB
Operating Cash FlowLast quarter
$19.0M
$52.6M
Free Cash FlowOCF − Capex
$15.7M
$50.8M
FCF MarginFCF / Revenue
61.6%
192.3%
Capex IntensityCapex / Revenue
13.1%
6.6%
Cash ConversionOCF / Net Profit
2.32×
4.86×
TTM Free Cash FlowTrailing 4 quarters
$28.2M
$89.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LEGH
LEGH
NECB
NECB
Q4 25
$19.0M
$52.6M
Q3 25
$7.2M
$14.1M
Q2 25
$6.1M
$15.6M
Q1 25
$4.9M
$10.9M
Q4 24
$7.9M
$48.7M
Q3 24
$13.8M
$14.4M
Q2 24
$3.5M
$11.1M
Q1 24
$10.8M
$12.9M
Free Cash Flow
LEGH
LEGH
NECB
NECB
Q4 25
$15.7M
$50.8M
Q3 25
$5.1M
$13.6M
Q2 25
$3.7M
$14.9M
Q1 25
$3.6M
$10.6M
Q4 24
$6.0M
$48.2M
Q3 24
$9.1M
$14.2M
Q2 24
$1.7M
$11.0M
Q1 24
$9.9M
$12.8M
FCF Margin
LEGH
LEGH
NECB
NECB
Q4 25
61.6%
192.3%
Q3 25
17.8%
50.5%
Q2 25
9.6%
57.3%
Q1 25
15.0%
41.4%
Q4 24
16.4%
189.3%
Q3 24
30.2%
51.5%
Q2 24
5.4%
40.8%
Q1 24
32.2%
50.3%
Capex Intensity
LEGH
LEGH
NECB
NECB
Q4 25
13.1%
6.6%
Q3 25
7.1%
1.6%
Q2 25
6.2%
2.9%
Q1 25
5.2%
1.5%
Q4 24
5.1%
2.0%
Q3 24
15.6%
0.6%
Q2 24
5.5%
0.5%
Q1 24
2.8%
0.3%
Cash Conversion
LEGH
LEGH
NECB
NECB
Q4 25
2.32×
4.86×
Q3 25
0.83×
1.18×
Q2 25
0.41×
1.40×
Q1 25
0.48×
1.04×
Q4 24
0.54×
4.77×
Q3 24
0.88×
1.14×
Q2 24
0.21×
0.87×
Q1 24
0.71×
1.13×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

LEGH
LEGH

Commercial Sales$8.6M34%
Retail Store Sales$6.0M24%
Inventory Finance Sales$5.0M20%
Direct Sales$4.4M17%
Other$1.5M6%

NECB
NECB

Segment breakdown not available.

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