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Side-by-side financial comparison of Legacy Housing Corp (LEGH) and SOUTHERN FIRST BANCSHARES INC (SFST). Click either name above to swap in a different company.

SOUTHERN FIRST BANCSHARES INC is the larger business by last-quarter revenue ($31.8M vs $25.5M, roughly 1.2× Legacy Housing Corp). On growth, SOUTHERN FIRST BANCSHARES INC posted the faster year-over-year revenue change (26.1% vs -30.6%). SOUTHERN FIRST BANCSHARES INC produced more free cash flow last quarter ($29.9M vs $15.7M). Over the past eight quarters, SOUTHERN FIRST BANCSHARES INC's revenue compounded faster (22.2% CAGR vs -9.1%).

Legacy Housing Corp is a prominent U.S.-based manufacturer of affordable manufactured homes, tiny homes, and accessory dwelling units. It mainly caters to low- and middle-income consumers across North America, providing customizable residential solutions, supporting construction materials, and after-sales services for individual and community development clients.

First Community Bankshares, Inc. is a $2.43 billion bank holding company and the parent company of First Community Bank of Bluefield, Virginia, in the United States. As of 2012 First Community Bank had 45 locations in Virginia, West Virginia, and North Carolina, and two locations operating as Peoples Community Bank in Tennessee. As of April 21, 2023, First Community had $3.6 billion in assets.

LEGH vs SFST — Head-to-Head

Bigger by revenue
SFST
SFST
1.2× larger
SFST
$31.8M
$25.5M
LEGH
Growing faster (revenue YoY)
SFST
SFST
+56.7% gap
SFST
26.1%
-30.6%
LEGH
More free cash flow
SFST
SFST
$14.2M more FCF
SFST
$29.9M
$15.7M
LEGH
Faster 2-yr revenue CAGR
SFST
SFST
Annualised
SFST
22.2%
-9.1%
LEGH

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
LEGH
LEGH
SFST
SFST
Revenue
$25.5M
$31.8M
Net Profit
$8.2M
Gross Margin
26.4%
Operating Margin
40.4%
40.1%
Net Margin
32.2%
Revenue YoY
-30.6%
26.1%
Net Profit YoY
-43.5%
EPS (diluted)
$0.38
$1.19

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LEGH
LEGH
SFST
SFST
Q4 25
$25.5M
$31.8M
Q3 25
$28.8M
$31.1M
Q2 25
$38.4M
$28.6M
Q1 25
$24.3M
$26.5M
Q4 24
$36.7M
$25.2M
Q3 24
$30.2M
$23.8M
Q2 24
$31.7M
$23.1M
Q1 24
$30.8M
$21.3M
Net Profit
LEGH
LEGH
SFST
SFST
Q4 25
$8.2M
Q3 25
$8.6M
$8.7M
Q2 25
$14.7M
$6.6M
Q1 25
$10.3M
$5.3M
Q4 24
$14.5M
Q3 24
$15.8M
$4.4M
Q2 24
$16.2M
$3.0M
Q1 24
$15.1M
$2.5M
Gross Margin
LEGH
LEGH
SFST
SFST
Q4 25
26.4%
Q3 25
20.2%
Q2 25
32.4%
Q1 25
29.2%
Q4 24
27.3%
Q3 24
29.2%
Q2 24
31.9%
Q1 24
33.6%
Operating Margin
LEGH
LEGH
SFST
SFST
Q4 25
40.4%
40.1%
Q3 25
33.7%
36.4%
Q2 25
43.8%
30.0%
Q1 25
47.7%
26.1%
Q4 24
42.3%
27.3%
Q3 24
50.8%
24.1%
Q2 24
50.6%
17.0%
Q1 24
54.3%
15.9%
Net Margin
LEGH
LEGH
SFST
SFST
Q4 25
32.2%
Q3 25
30.0%
27.8%
Q2 25
38.3%
23.0%
Q1 25
42.3%
19.9%
Q4 24
39.5%
Q3 24
52.4%
18.4%
Q2 24
51.1%
13.0%
Q1 24
49.1%
11.8%
EPS (diluted)
LEGH
LEGH
SFST
SFST
Q4 25
$0.38
$1.19
Q3 25
$0.35
$1.07
Q2 25
$0.60
$0.81
Q1 25
$0.41
$0.65
Q4 24
$0.59
$0.69
Q3 24
$0.64
$0.54
Q2 24
$0.65
$0.37
Q1 24
$0.60
$0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LEGH
LEGH
SFST
SFST
Cash + ST InvestmentsLiquidity on hand
$8.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$528.6M
$368.7M
Total Assets
$580.3M
$4.4B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LEGH
LEGH
SFST
SFST
Q4 25
$8.5M
Q3 25
$13.6M
Q2 25
$2.6M
Q1 25
$3.4M
Q4 24
$1.1M
Q3 24
$570.0K
Q2 24
$60.0K
Q1 24
$621.0K
Stockholders' Equity
LEGH
LEGH
SFST
SFST
Q4 25
$528.6M
$368.7M
Q3 25
$521.6M
$356.3M
Q2 25
$512.8M
$345.5M
Q1 25
$503.7M
$337.6M
Q4 24
$494.0M
$330.4M
Q3 24
$479.3M
$326.5M
Q2 24
$463.2M
$318.7M
Q1 24
$450.4M
$315.3M
Total Assets
LEGH
LEGH
SFST
SFST
Q4 25
$580.3M
$4.4B
Q3 25
$557.9M
$4.4B
Q2 25
$552.0M
$4.3B
Q1 25
$544.6M
$4.3B
Q4 24
$534.2M
$4.1B
Q3 24
$521.4M
$4.2B
Q2 24
$514.9M
$4.1B
Q1 24
$510.0M
$4.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LEGH
LEGH
SFST
SFST
Operating Cash FlowLast quarter
$19.0M
$30.5M
Free Cash FlowOCF − Capex
$15.7M
$29.9M
FCF MarginFCF / Revenue
61.6%
93.8%
Capex IntensityCapex / Revenue
13.1%
1.8%
Cash ConversionOCF / Net Profit
2.32×
TTM Free Cash FlowTrailing 4 quarters
$28.2M
$62.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LEGH
LEGH
SFST
SFST
Q4 25
$19.0M
$30.5M
Q3 25
$7.2M
$14.5M
Q2 25
$6.1M
$10.5M
Q1 25
$4.9M
$7.6M
Q4 24
$7.9M
$25.6M
Q3 24
$13.8M
$26.3M
Q2 24
$3.5M
$4.0M
Q1 24
$10.8M
$-2.9M
Free Cash Flow
LEGH
LEGH
SFST
SFST
Q4 25
$15.7M
$29.9M
Q3 25
$5.1M
$14.4M
Q2 25
$3.7M
$10.4M
Q1 25
$3.6M
$7.4M
Q4 24
$6.0M
$24.8M
Q3 24
$9.1M
$26.1M
Q2 24
$1.7M
$3.9M
Q1 24
$9.9M
$-3.2M
FCF Margin
LEGH
LEGH
SFST
SFST
Q4 25
61.6%
93.8%
Q3 25
17.8%
46.3%
Q2 25
9.6%
36.3%
Q1 25
15.0%
28.1%
Q4 24
16.4%
98.2%
Q3 24
30.2%
110.0%
Q2 24
5.4%
16.8%
Q1 24
32.2%
-15.0%
Capex Intensity
LEGH
LEGH
SFST
SFST
Q4 25
13.1%
1.8%
Q3 25
7.1%
0.3%
Q2 25
6.2%
0.3%
Q1 25
5.2%
0.5%
Q4 24
5.1%
3.1%
Q3 24
15.6%
0.8%
Q2 24
5.5%
0.4%
Q1 24
2.8%
1.3%
Cash Conversion
LEGH
LEGH
SFST
SFST
Q4 25
2.32×
Q3 25
0.83×
1.67×
Q2 25
0.41×
1.59×
Q1 25
0.48×
1.44×
Q4 24
0.54×
Q3 24
0.88×
6.01×
Q2 24
0.21×
1.32×
Q1 24
0.71×
-1.16×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

LEGH
LEGH

Commercial Sales$8.6M34%
Retail Store Sales$6.0M24%
Inventory Finance Sales$5.0M20%
Direct Sales$4.4M17%
Other$1.5M6%

SFST
SFST

Segment breakdown not available.

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