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Side-by-side financial comparison of LifeMD, Inc. (LFMD) and Orange County Bancorp, Inc. (OBT). Click either name above to swap in a different company.
LifeMD, Inc. is the larger business by last-quarter revenue ($60.2M vs $33.0M, roughly 1.8× Orange County Bancorp, Inc.). Orange County Bancorp, Inc. runs the higher net margin — 37.6% vs -6.3%, a 44.0% gap on every dollar of revenue. On growth, Orange County Bancorp, Inc. posted the faster year-over-year revenue change (20.6% vs 13.0%). Orange County Bancorp, Inc. produced more free cash flow last quarter ($41.3M vs $-944.4K). Over the past eight quarters, LifeMD, Inc.'s revenue compounded faster (24.8% CAGR vs 14.3%).
SBI Life Insurance Company Limited is an Indian life insurance company. It was started as a joint venture between State Bank of India (SBI) and French financial institution BNP Paribas Cardif.
Orange County Bancorp, Inc. is a Delaware-registered bank holding company operating mainly in New York, U.S. It offers a full range of retail and commercial banking services, including deposit accounts, loans and wealth management solutions, serving individual consumers, small and mid-sized corporate clients in its regional footprint.
LFMD vs OBT — Head-to-Head
Income Statement — Q3 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $60.2M | $33.0M |
| Net Profit | $-3.8M | $12.4M |
| Gross Margin | 87.7% | — |
| Operating Margin | -3.3% | 41.4% |
| Net Margin | -6.3% | 37.6% |
| Revenue YoY | 13.0% | 20.6% |
| Net Profit YoY | 18.3% | 73.5% |
| EPS (diluted) | — | $0.94 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $33.0M | ||
| Q3 25 | $60.2M | $33.7M | ||
| Q2 25 | $62.7M | $32.5M | ||
| Q1 25 | $64.1M | $28.0M | ||
| Q4 24 | — | $27.4M | ||
| Q3 24 | $53.3M | $27.1M | ||
| Q2 24 | $50.7M | $27.9M | ||
| Q1 24 | $44.1M | $25.3M |
| Q4 25 | — | $12.4M | ||
| Q3 25 | $-3.8M | $10.0M | ||
| Q2 25 | $-1.6M | $10.5M | ||
| Q1 25 | $-183.8K | $8.7M | ||
| Q4 24 | — | $7.2M | ||
| Q3 24 | $-4.7M | $3.2M | ||
| Q2 24 | $-6.9M | $8.2M | ||
| Q1 24 | $-6.8M | $9.3M |
| Q4 25 | — | — | ||
| Q3 25 | 87.7% | — | ||
| Q2 25 | 88.1% | — | ||
| Q1 25 | 86.5% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 90.6% | — | ||
| Q2 24 | 90.1% | — | ||
| Q1 24 | 89.6% | — |
| Q4 25 | — | 41.4% | ||
| Q3 25 | -3.3% | 38.6% | ||
| Q2 25 | -0.7% | 41.9% | ||
| Q1 25 | 1.5% | 40.3% | ||
| Q4 24 | — | 32.8% | ||
| Q3 24 | -7.5% | 14.8% | ||
| Q2 24 | -12.4% | 36.6% | ||
| Q1 24 | -14.0% | 45.9% |
| Q4 25 | — | 37.6% | ||
| Q3 25 | -6.3% | 29.7% | ||
| Q2 25 | -2.6% | 32.2% | ||
| Q1 25 | -0.3% | 31.1% | ||
| Q4 24 | — | 26.2% | ||
| Q3 24 | -8.7% | 11.8% | ||
| Q2 24 | -13.6% | 29.4% | ||
| Q1 24 | -15.3% | 36.7% |
| Q4 25 | — | $0.94 | ||
| Q3 25 | — | $0.75 | ||
| Q2 25 | $-0.05 | $0.87 | ||
| Q1 25 | $-0.02 | $0.77 | ||
| Q4 24 | — | $0.64 | ||
| Q3 24 | $-0.13 | $0.28 | ||
| Q2 24 | — | $0.73 | ||
| Q1 24 | — | $0.82 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.3M | $284.4M |
| Total Assets | $66.0M | $2.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $36.2M | — | ||
| Q1 25 | $34.4M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $37.6M | — | ||
| Q2 24 | $35.7M | — | ||
| Q1 24 | $35.1M | — |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $15.9M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | — | $284.4M | ||
| Q3 25 | $1.3M | $270.1M | ||
| Q2 25 | $-1.8M | $252.6M | ||
| Q1 25 | $-2.3M | $201.3M | ||
| Q4 24 | — | $185.5M | ||
| Q3 24 | $-7.7M | $193.1M | ||
| Q2 24 | $-4.2M | $177.5M | ||
| Q1 24 | $-845.3K | $168.7M |
| Q4 25 | — | $2.7B | ||
| Q3 25 | $66.0M | $2.6B | ||
| Q2 25 | $73.6M | $2.6B | ||
| Q1 25 | $73.6M | $2.6B | ||
| Q4 24 | — | $2.5B | ||
| Q3 24 | $72.6M | $2.5B | ||
| Q2 24 | $63.8M | $2.5B | ||
| Q1 24 | $61.5M | $2.5B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-147.1K | $43.8M |
| Free Cash FlowOCF − Capex | $-944.4K | $41.3M |
| FCF MarginFCF / Revenue | -1.6% | 125.1% |
| Capex IntensityCapex / Revenue | 1.3% | 7.6% |
| Cash ConversionOCF / Net Profit | — | 3.53× |
| TTM Free Cash FlowTrailing 4 quarters | $16.1M | $69.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $43.8M | ||
| Q3 25 | $-147.1K | $30.2M | ||
| Q2 25 | $8.6M | $-5.0M | ||
| Q1 25 | $3.1M | $4.8M | ||
| Q4 24 | — | $34.6M | ||
| Q3 24 | $6.7M | $10.2M | ||
| Q2 24 | $4.5M | $9.3M | ||
| Q1 24 | $5.2M | $2.3M |
| Q4 25 | — | $41.3M | ||
| Q3 25 | $-944.4K | $29.6M | ||
| Q2 25 | $7.8M | $-5.7M | ||
| Q1 25 | $2.9M | $4.3M | ||
| Q4 24 | — | $32.9M | ||
| Q3 24 | $6.3M | $10.0M | ||
| Q2 24 | $3.9M | $9.2M | ||
| Q1 24 | $5.0M | $2.0M |
| Q4 25 | — | 125.1% | ||
| Q3 25 | -1.6% | 87.8% | ||
| Q2 25 | 12.5% | -17.5% | ||
| Q1 25 | 4.6% | 15.5% | ||
| Q4 24 | — | 120.0% | ||
| Q3 24 | 11.7% | 36.7% | ||
| Q2 24 | 7.7% | 32.8% | ||
| Q1 24 | 11.4% | 7.9% |
| Q4 25 | — | 7.6% | ||
| Q3 25 | 1.3% | 1.8% | ||
| Q2 25 | 1.3% | 2.3% | ||
| Q1 25 | 0.2% | 1.8% | ||
| Q4 24 | — | 6.3% | ||
| Q3 24 | 0.8% | 1.1% | ||
| Q2 24 | 1.3% | 0.4% | ||
| Q1 24 | 0.4% | 1.0% |
| Q4 25 | — | 3.53× | ||
| Q3 25 | — | 3.01× | ||
| Q2 25 | — | -0.47× | ||
| Q1 25 | — | 0.56× | ||
| Q4 24 | — | 4.83× | ||
| Q3 24 | — | 3.19× | ||
| Q2 24 | — | 1.13× | ||
| Q1 24 | — | 0.24× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LFMD
| Telehealth Subscription Revenue | $27.3M | 45% |
| Telehealth | $20.0M | 33% |
| Work Simpli Revenue | $12.9M | 21% |
| Product And Services | $2.5M | 4% |
OBT
Segment breakdown not available.
