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Side-by-side financial comparison of Lucas GC Ltd (LGCL) and RIVERVIEW BANCORP INC (RVSB). Click either name above to swap in a different company.

RIVERVIEW BANCORP INC is the larger business by last-quarter revenue ($14.0M vs $7.5M, roughly 1.9× Lucas GC Ltd). RIVERVIEW BANCORP INC runs the higher net margin — 9.8% vs 5.6%, a 4.2% gap on every dollar of revenue.

Riverview Bancorp Inc. is a U.S.-based bank holding company operating Riverview Community Bank, primarily serving the Pacific Northwest region. It offers personal and commercial banking products including savings accounts, consumer loans, mortgages, commercial lending, and small business financial solutions for retail customers and local enterprises.

LGCL vs RVSB — Head-to-Head

Bigger by revenue
RVSB
RVSB
1.9× larger
RVSB
$14.0M
$7.5M
LGCL
Higher net margin
RVSB
RVSB
4.2% more per $
RVSB
9.8%
5.6%
LGCL

Income Statement — Q2 FY2025 vs Q3 FY2026

Metric
LGCL
LGCL
RVSB
RVSB
Revenue
$7.5M
$14.0M
Net Profit
$414.1K
$1.4M
Gross Margin
33.7%
Operating Margin
4.0%
12.4%
Net Margin
5.6%
9.8%
Revenue YoY
10.4%
Net Profit YoY
11.8%
EPS (diluted)
$0.20
$0.07

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LGCL
LGCL
RVSB
RVSB
Q4 25
$14.0M
Q3 25
$13.6M
Q2 25
$7.5M
$13.3M
Q1 25
$12.9M
Q4 24
$12.7M
Q3 24
$12.8M
Q2 24
$11.5M
$12.2M
Q1 24
$9.0M
Net Profit
LGCL
LGCL
RVSB
RVSB
Q4 25
$1.4M
Q3 25
$1.1M
Q2 25
$414.1K
$1.2M
Q1 25
$1.1M
Q4 24
$1.2M
Q3 24
$1.6M
Q2 24
$1.0M
$966.0K
Q1 24
$-3.0M
Gross Margin
LGCL
LGCL
RVSB
RVSB
Q4 25
Q3 25
Q2 25
33.7%
Q1 25
Q4 24
Q3 24
Q2 24
33.5%
Q1 24
Operating Margin
LGCL
LGCL
RVSB
RVSB
Q4 25
12.4%
Q3 25
10.2%
Q2 25
4.0%
11.7%
Q1 25
11.3%
Q4 24
12.4%
Q3 24
15.5%
Q2 24
8.8%
10.0%
Q1 24
-47.5%
Net Margin
LGCL
LGCL
RVSB
RVSB
Q4 25
9.8%
Q3 25
8.1%
Q2 25
5.6%
9.2%
Q1 25
8.9%
Q4 24
9.7%
Q3 24
12.2%
Q2 24
8.9%
7.9%
Q1 24
-34.7%
EPS (diluted)
LGCL
LGCL
RVSB
RVSB
Q4 25
$0.07
Q3 25
$0.05
Q2 25
$0.20
$0.06
Q1 25
$0.05
Q4 24
$0.06
Q3 24
$0.07
Q2 24
$0.01
$0.05
Q1 24
$-0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LGCL
LGCL
RVSB
RVSB
Cash + ST InvestmentsLiquidity on hand
$606.9K
$28.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$6.3M
$164.2M
Total Assets
$8.8M
$1.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LGCL
LGCL
RVSB
RVSB
Q4 25
$28.6M
Q3 25
$32.8M
Q2 25
$606.9K
$34.2M
Q1 25
$29.4M
Q4 24
$25.3M
Q3 24
$31.0M
Q2 24
$978.1K
$27.8M
Q1 24
$23.6M
Stockholders' Equity
LGCL
LGCL
RVSB
RVSB
Q4 25
$164.2M
Q3 25
$163.5M
Q2 25
$6.3M
$162.0M
Q1 25
$160.0M
Q4 24
$158.3M
Q3 24
$160.8M
Q2 24
$5.3M
$155.9M
Q1 24
$155.6M
Total Assets
LGCL
LGCL
RVSB
RVSB
Q4 25
$1.5B
Q3 25
$1.5B
Q2 25
$8.8M
$1.5B
Q1 25
$1.5B
Q4 24
$1.5B
Q3 24
$1.5B
Q2 24
$7.8M
$1.5B
Q1 24
$1.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LGCL
LGCL
RVSB
RVSB
Operating Cash FlowLast quarter
$-506.0K
Free Cash FlowOCF − Capex
$-736.0K
FCF MarginFCF / Revenue
-5.2%
Capex IntensityCapex / Revenue
1.6%
Cash ConversionOCF / Net Profit
-0.37×
TTM Free Cash FlowTrailing 4 quarters
$20.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LGCL
LGCL
RVSB
RVSB
Q4 25
$-506.0K
Q3 25
$16.8M
Q2 25
$-697.0K
Q1 25
$8.3M
Q4 24
$2.2M
Q3 24
$764.0K
Q2 24
$5.4M
Q1 24
$12.8M
Free Cash Flow
LGCL
LGCL
RVSB
RVSB
Q4 25
$-736.0K
Q3 25
$16.4M
Q2 25
$-773.0K
Q1 25
$5.6M
Q4 24
$1.9M
Q3 24
$-1.4M
Q2 24
$5.3M
Q1 24
$7.1M
FCF Margin
LGCL
LGCL
RVSB
RVSB
Q4 25
-5.2%
Q3 25
120.1%
Q2 25
-5.8%
Q1 25
43.1%
Q4 24
15.0%
Q3 24
-11.3%
Q2 24
43.7%
Q1 24
79.0%
Capex Intensity
LGCL
LGCL
RVSB
RVSB
Q4 25
1.6%
Q3 25
2.9%
Q2 25
0.6%
Q1 25
21.0%
Q4 24
2.4%
Q3 24
17.3%
Q2 24
0.9%
Q1 24
62.0%
Cash Conversion
LGCL
LGCL
RVSB
RVSB
Q4 25
-0.37×
Q3 25
15.25×
Q2 25
-0.57×
Q1 25
7.20×
Q4 24
1.79×
Q3 24
0.49×
Q2 24
5.63×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

LGCL
LGCL

Recruitment service$4.4M60%
Others$2.9M39%

RVSB
RVSB

Segment breakdown not available.

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