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Side-by-side financial comparison of Legacy Education Inc. (LGCY) and UNITED SECURITY BANCSHARES (UBFO). Click either name above to swap in a different company.
Legacy Education Inc. is the larger business by last-quarter revenue ($19.2M vs $13.5M, roughly 1.4× UNITED SECURITY BANCSHARES). UNITED SECURITY BANCSHARES runs the higher net margin — 25.2% vs 10.6%, a 14.6% gap on every dollar of revenue. On growth, Legacy Education Inc. posted the faster year-over-year revenue change (40.7% vs 13.6%). UNITED SECURITY BANCSHARES produced more free cash flow last quarter ($19.8M vs $512.7K).
Legacy Education Inc. is a professional educational service provider focused on financial literacy, real estate investment, entrepreneurship, and personal wealth management training programs. It mainly serves individual learners across North America, Europe and select Asia-Pacific markets, offering both in-person workshops and online digital courses to help users build practical financial and business skills.
United Security Bancshares is a bank holding company headquartered in Fresno, California. It operates 11 branches.
LGCY vs UBFO — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $19.2M | $13.5M |
| Net Profit | $2.0M | $3.4M |
| Gross Margin | — | — |
| Operating Margin | 13.3% | 31.5% |
| Net Margin | 10.6% | 25.2% |
| Revenue YoY | 40.7% | 13.6% |
| Net Profit YoY | 46.0% | 36.8% |
| EPS (diluted) | $0.15 | $0.18 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $19.2M | $13.5M | ||
| Q3 25 | $19.4M | $14.0M | ||
| Q2 25 | $18.0M | $12.6M | ||
| Q1 25 | $18.6M | $13.7M | ||
| Q4 24 | $13.6M | $11.9M | ||
| Q3 24 | $14.0M | $13.8M | ||
| Q2 24 | — | $13.0M | ||
| Q1 24 | — | $12.8M |
| Q4 25 | $2.0M | $3.4M | ||
| Q3 25 | $2.2M | $4.0M | ||
| Q2 25 | $1.2M | $2.2M | ||
| Q1 25 | $2.8M | $2.7M | ||
| Q4 24 | $1.4M | $2.5M | ||
| Q3 24 | $2.1M | $3.8M | ||
| Q2 24 | — | $4.3M | ||
| Q1 24 | — | $4.2M |
| Q4 25 | 13.3% | 31.5% | ||
| Q3 25 | 13.9% | 40.3% | ||
| Q2 25 | 11.1% | 24.0% | ||
| Q1 25 | 19.7% | 27.5% | ||
| Q4 24 | 12.2% | 27.5% | ||
| Q3 24 | 19.1% | 37.1% | ||
| Q2 24 | — | 46.4% | ||
| Q1 24 | — | 45.9% |
| Q4 25 | 10.6% | 25.2% | ||
| Q3 25 | 11.3% | 28.7% | ||
| Q2 25 | 6.8% | 17.2% | ||
| Q1 25 | 15.2% | 19.6% | ||
| Q4 24 | 10.3% | 20.9% | ||
| Q3 24 | 14.9% | 27.7% | ||
| Q2 24 | — | 33.0% | ||
| Q1 24 | — | 32.6% |
| Q4 25 | $0.15 | $0.18 | ||
| Q3 25 | $0.16 | $0.23 | ||
| Q2 25 | $0.07 | $0.13 | ||
| Q1 25 | $0.21 | $0.16 | ||
| Q4 24 | $0.10 | $0.14 | ||
| Q3 24 | $0.21 | $0.22 | ||
| Q2 24 | — | $0.25 | ||
| Q1 24 | — | $0.24 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $21.1M | $264.2M |
| Total DebtLower is stronger | $660.3K | — |
| Stockholders' EquityBook value | $46.1M | $139.7M |
| Total Assets | $73.1M | $1.2B |
| Debt / EquityLower = less leverage | 0.01× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $21.1M | $264.2M | ||
| Q3 25 | $20.6M | $211.1M | ||
| Q2 25 | $20.3M | $199.5M | ||
| Q1 25 | $17.3M | $198.4M | ||
| Q4 24 | $16.9M | $216.9M | ||
| Q3 24 | $21.5M | $216.8M | ||
| Q2 24 | — | $166.3M | ||
| Q1 24 | — | $168.6M |
| Q4 25 | $660.3K | — | ||
| Q3 25 | $776.9K | — | ||
| Q2 25 | $1.4M | — | ||
| Q1 25 | $1.0M | — | ||
| Q4 24 | $1.1M | — | ||
| Q3 24 | $758.2K | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $46.1M | $139.7M | ||
| Q3 25 | $43.7M | $137.4M | ||
| Q2 25 | $41.0M | $134.3M | ||
| Q1 25 | $39.3M | $132.9M | ||
| Q4 24 | $36.4M | $130.4M | ||
| Q3 24 | $32.6M | $132.9M | ||
| Q2 24 | — | $127.3M | ||
| Q1 24 | — | $124.2M |
| Q4 25 | $73.1M | $1.2B | ||
| Q3 25 | $72.1M | $1.2B | ||
| Q2 25 | $69.2M | $1.2B | ||
| Q1 25 | $67.1M | $1.2B | ||
| Q4 24 | $62.1M | $1.2B | ||
| Q3 24 | $50.6M | $1.3B | ||
| Q2 24 | — | $1.2B | ||
| Q1 24 | — | $1.2B |
| Q4 25 | 0.01× | — | ||
| Q3 25 | 0.02× | — | ||
| Q2 25 | 0.03× | — | ||
| Q1 25 | 0.03× | — | ||
| Q4 24 | 0.03× | — | ||
| Q3 24 | 0.02× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $1.1M | $22.1M |
| Free Cash FlowOCF − Capex | $512.7K | $19.8M |
| FCF MarginFCF / Revenue | 2.7% | 146.0% |
| Capex IntensityCapex / Revenue | 2.8% | 16.8% |
| Cash ConversionOCF / Net Profit | 0.52× | 6.46× |
| TTM Free Cash FlowTrailing 4 quarters | $4.8M | $36.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.1M | $22.1M | ||
| Q3 25 | $1.1M | $7.0M | ||
| Q2 25 | $3.0M | $8.7M | ||
| Q1 25 | $918.7K | $3.0M | ||
| Q4 24 | $659.0K | $19.6M | ||
| Q3 24 | $3.2M | $5.4M | ||
| Q2 24 | — | $2.3M | ||
| Q1 24 | — | $7.4M |
| Q4 25 | $512.7K | $19.8M | ||
| Q3 25 | $809.7K | $6.1M | ||
| Q2 25 | $2.9M | $8.1M | ||
| Q1 25 | $596.6K | $2.9M | ||
| Q4 24 | $466.8K | $18.6M | ||
| Q3 24 | $2.9M | $5.3M | ||
| Q2 24 | — | $2.0M | ||
| Q1 24 | — | $7.0M |
| Q4 25 | 2.7% | 146.0% | ||
| Q3 25 | 4.2% | 43.7% | ||
| Q2 25 | 16.2% | 64.3% | ||
| Q1 25 | 3.2% | 21.2% | ||
| Q4 24 | 3.4% | 156.0% | ||
| Q3 24 | 21.1% | 38.1% | ||
| Q2 24 | — | 15.5% | ||
| Q1 24 | — | 54.8% |
| Q4 25 | 2.8% | 16.8% | ||
| Q3 25 | 1.3% | 6.0% | ||
| Q2 25 | 0.5% | 4.6% | ||
| Q1 25 | 1.7% | 0.9% | ||
| Q4 24 | 1.4% | 8.7% | ||
| Q3 24 | 1.7% | 0.7% | ||
| Q2 24 | — | 2.2% | ||
| Q1 24 | — | 3.6% |
| Q4 25 | 0.52× | 6.46× | ||
| Q3 25 | 0.48× | 1.73× | ||
| Q2 25 | 2.45× | 4.01× | ||
| Q1 25 | 0.33× | 1.13× | ||
| Q4 24 | 0.47× | 7.87× | ||
| Q3 24 | 1.52× | 1.40× | ||
| Q2 24 | — | 0.54× | ||
| Q1 24 | — | 1.79× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
