vs
Side-by-side financial comparison of Life360, Inc. (LIF) and OFG BANCORP (OFG). Click either name above to swap in a different company.
OFG BANCORP is the larger business by last-quarter revenue ($184.3M vs $146.0M, roughly 1.3× Life360, Inc.). Life360, Inc. runs the higher net margin — 88.8% vs 30.3%, a 58.5% gap on every dollar of revenue. On growth, Life360, Inc. posted the faster year-over-year revenue change (26.4% vs 0.9%). OFG BANCORP produced more free cash flow last quarter ($199.3M vs $36.6M). Over the past eight quarters, Life360, Inc.'s revenue compounded faster (36.6% CAGR vs 2.8%).
Life360, Inc. develops family-focused safety and connectivity platforms. Core offerings include real-time location sharing, emergency alerts, driving behavior analysis tools and identity theft protection. It serves consumer markets across North America, Europe and Asia-Pacific, with most revenue from tiered premium subscription plans.
OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....
LIF vs OFG — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $146.0M | $184.3M |
| Net Profit | $129.7M | $55.9M |
| Gross Margin | 75.1% | — |
| Operating Margin | 6.1% | 25.7% |
| Net Margin | 88.8% | 30.3% |
| Revenue YoY | 26.4% | 0.9% |
| Net Profit YoY | 1425.9% | 11.0% |
| EPS (diluted) | $1.53 | $1.27 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $146.0M | $184.3M | ||
| Q3 25 | $124.5M | $186.2M | ||
| Q2 25 | $115.4M | $182.4M | ||
| Q1 25 | $103.6M | $178.6M | ||
| Q4 24 | $115.5M | $182.7M | ||
| Q3 24 | $92.9M | $174.7M | ||
| Q2 24 | $84.9M | $179.8M | ||
| Q1 24 | $78.2M | $174.4M |
| Q4 25 | $129.7M | $55.9M | ||
| Q3 25 | $9.8M | $51.8M | ||
| Q2 25 | $7.0M | $51.8M | ||
| Q1 25 | $4.4M | $45.6M | ||
| Q4 24 | $8.5M | $50.3M | ||
| Q3 24 | $7.7M | $47.0M | ||
| Q2 24 | $-11.0M | $51.1M | ||
| Q1 24 | $-9.8M | $49.7M |
| Q4 25 | 75.1% | — | ||
| Q3 25 | 78.0% | — | ||
| Q2 25 | 78.4% | — | ||
| Q1 25 | 80.6% | — | ||
| Q4 24 | 74.0% | — | ||
| Q3 24 | 75.4% | — | ||
| Q2 24 | 75.0% | — | ||
| Q1 24 | 76.7% | — |
| Q4 25 | 6.1% | 25.7% | ||
| Q3 25 | 4.6% | 33.0% | ||
| Q2 25 | 1.7% | 36.1% | ||
| Q1 25 | 2.1% | 33.3% | ||
| Q4 24 | 4.9% | 28.9% | ||
| Q3 24 | -5.3% | 35.4% | ||
| Q2 24 | -2.8% | 39.6% | ||
| Q1 24 | -8.2% | 38.9% |
| Q4 25 | 88.8% | 30.3% | ||
| Q3 25 | 7.9% | 27.8% | ||
| Q2 25 | 6.1% | 28.4% | ||
| Q1 25 | 4.2% | 25.5% | ||
| Q4 24 | 7.4% | 27.6% | ||
| Q3 24 | 8.3% | 26.9% | ||
| Q2 24 | -12.9% | 28.4% | ||
| Q1 24 | -12.5% | 28.5% |
| Q4 25 | $1.53 | $1.27 | ||
| Q3 25 | $0.11 | $1.16 | ||
| Q2 25 | $0.08 | $1.15 | ||
| Q1 25 | $0.05 | $1.00 | ||
| Q4 24 | $0.14 | $1.10 | ||
| Q3 24 | $0.09 | $1.00 | ||
| Q2 24 | $-0.15 | $1.08 | ||
| Q1 24 | $-0.14 | $1.05 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $494.3M | $1.0B |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $548.2M | $1.4B |
| Total Assets | $959.7M | $12.5B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $494.3M | $1.0B | ||
| Q3 25 | $455.7M | $740.3M | ||
| Q2 25 | $432.7M | $851.8M | ||
| Q1 25 | $168.9M | $710.6M | ||
| Q4 24 | $159.2M | $591.1M | ||
| Q3 24 | $159.0M | $680.6M | ||
| Q2 24 | $160.8M | $740.4M | ||
| Q1 24 | $73.4M | $754.4M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | $5.2M | — |
| Q4 25 | $548.2M | $1.4B | ||
| Q3 25 | $391.4M | $1.4B | ||
| Q2 25 | $366.7M | $1.3B | ||
| Q1 25 | $376.3M | $1.3B | ||
| Q4 24 | $358.5M | $1.3B | ||
| Q3 24 | $339.7M | $1.3B | ||
| Q2 24 | $326.7M | $1.2B | ||
| Q1 24 | $239.8M | $1.2B |
| Q4 25 | $959.7M | $12.5B | ||
| Q3 25 | $787.5M | $12.2B | ||
| Q2 25 | $753.6M | $12.2B | ||
| Q1 25 | $455.4M | $11.7B | ||
| Q4 24 | $441.6M | $11.5B | ||
| Q3 24 | $427.4M | $11.5B | ||
| Q2 24 | $405.9M | $11.3B | ||
| Q1 24 | $318.8M | $11.2B |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 0.02× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $36.8M | $217.7M |
| Free Cash FlowOCF − Capex | $36.6M | $199.3M |
| FCF MarginFCF / Revenue | 25.1% | 108.1% |
| Capex IntensityCapex / Revenue | 0.2% | 10.0% |
| Cash ConversionOCF / Net Profit | 0.28× | 3.90× |
| TTM Free Cash FlowTrailing 4 quarters | $86.8M | $345.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $36.8M | $217.7M | ||
| Q3 25 | $26.4M | $39.5M | ||
| Q2 25 | $13.3M | $35.9M | ||
| Q1 25 | $12.1M | $83.1M | ||
| Q4 24 | $12.3M | $252.5M | ||
| Q3 24 | $6.3M | $58.1M | ||
| Q2 24 | $3.3M | $95.1M | ||
| Q1 24 | $10.7M | $61.0M |
| Q4 25 | $36.6M | $199.3M | ||
| Q3 25 | $25.6M | $35.5M | ||
| Q2 25 | $12.7M | $31.8M | ||
| Q1 25 | $11.9M | $78.7M | ||
| Q4 24 | $11.2M | $231.2M | ||
| Q3 24 | $6.3M | $51.8M | ||
| Q2 24 | $3.2M | $90.4M | ||
| Q1 24 | — | $54.8M |
| Q4 25 | 25.1% | 108.1% | ||
| Q3 25 | 20.6% | 19.1% | ||
| Q2 25 | 11.0% | 17.4% | ||
| Q1 25 | 11.5% | 44.1% | ||
| Q4 24 | 9.7% | 126.5% | ||
| Q3 24 | 6.8% | 29.6% | ||
| Q2 24 | 3.8% | 50.3% | ||
| Q1 24 | — | 31.4% |
| Q4 25 | 0.2% | 10.0% | ||
| Q3 25 | 0.6% | 2.1% | ||
| Q2 25 | 0.6% | 2.3% | ||
| Q1 25 | 0.1% | 2.4% | ||
| Q4 24 | 1.0% | 11.7% | ||
| Q3 24 | 0.0% | 3.6% | ||
| Q2 24 | 0.1% | 2.6% | ||
| Q1 24 | 0.0% | 3.5% |
| Q4 25 | 0.28× | 3.90× | ||
| Q3 25 | 2.70× | 0.76× | ||
| Q2 25 | 1.90× | 0.69× | ||
| Q1 25 | 2.75× | 1.82× | ||
| Q4 24 | 1.45× | 5.02× | ||
| Q3 24 | 0.83× | 1.24× | ||
| Q2 24 | — | 1.86× | ||
| Q1 24 | — | 1.23× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
