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Side-by-side financial comparison of Life360, Inc. (LIF) and CPI Card Group Inc. (PMTS). Click either name above to swap in a different company.
CPI Card Group Inc. is the larger business by last-quarter revenue ($153.1M vs $146.0M, roughly 1.0× Life360, Inc.). Life360, Inc. runs the higher net margin — 88.8% vs 4.8%, a 84.0% gap on every dollar of revenue. On growth, Life360, Inc. posted the faster year-over-year revenue change (26.4% vs 22.3%). Life360, Inc. produced more free cash flow last quarter ($36.6M vs $35.2M). Over the past eight quarters, Life360, Inc.'s revenue compounded faster (36.6% CAGR vs 16.9%).
Life360, Inc. develops family-focused safety and connectivity platforms. Core offerings include real-time location sharing, emergency alerts, driving behavior analysis tools and identity theft protection. It serves consumer markets across North America, Europe and Asia-Pacific, with most revenue from tiered premium subscription plans.
CPI Card Group Inc. is a leading provider of payment card production and associated solutions, including contactless and contact credit/debit cards, prepaid cards, and card personalization services. It primarily serves financial institutions, fintech firms, and retail brands across its core North American market.
LIF vs PMTS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $146.0M | $153.1M |
| Net Profit | $129.7M | $7.3M |
| Gross Margin | 75.1% | 31.5% |
| Operating Margin | 6.1% | 12.0% |
| Net Margin | 88.8% | 4.8% |
| Revenue YoY | 26.4% | 22.3% |
| Net Profit YoY | 1425.9% | 8.5% |
| EPS (diluted) | $1.53 | $0.62 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $146.0M | $153.1M | ||
| Q3 25 | $124.5M | $138.0M | ||
| Q2 25 | $115.4M | $129.8M | ||
| Q1 25 | $103.6M | $122.8M | ||
| Q4 24 | $115.5M | $125.1M | ||
| Q3 24 | $92.9M | $124.8M | ||
| Q2 24 | $84.9M | $118.8M | ||
| Q1 24 | $78.2M | $111.9M |
| Q4 25 | $129.7M | $7.3M | ||
| Q3 25 | $9.8M | $2.3M | ||
| Q2 25 | $7.0M | $518.0K | ||
| Q1 25 | $4.4M | $4.8M | ||
| Q4 24 | $8.5M | $6.8M | ||
| Q3 24 | $7.7M | $1.3M | ||
| Q2 24 | $-11.0M | $6.0M | ||
| Q1 24 | $-9.8M | $5.5M |
| Q4 25 | 75.1% | 31.5% | ||
| Q3 25 | 78.0% | 29.7% | ||
| Q2 25 | 78.4% | 30.9% | ||
| Q1 25 | 80.6% | 33.2% | ||
| Q4 24 | 74.0% | 34.1% | ||
| Q3 24 | 75.4% | 35.8% | ||
| Q2 24 | 75.0% | 35.7% | ||
| Q1 24 | 76.7% | 37.1% |
| Q4 25 | 6.1% | 12.0% | ||
| Q3 25 | 4.6% | 9.4% | ||
| Q2 25 | 1.7% | 7.3% | ||
| Q1 25 | 2.1% | 11.5% | ||
| Q4 24 | 4.9% | 12.7% | ||
| Q3 24 | -5.3% | 14.3% | ||
| Q2 24 | -2.8% | 12.5% | ||
| Q1 24 | -8.2% | 12.6% |
| Q4 25 | 88.8% | 4.8% | ||
| Q3 25 | 7.9% | 1.7% | ||
| Q2 25 | 6.1% | 0.4% | ||
| Q1 25 | 4.2% | 3.9% | ||
| Q4 24 | 7.4% | 5.4% | ||
| Q3 24 | 8.3% | 1.0% | ||
| Q2 24 | -12.9% | 5.1% | ||
| Q1 24 | -12.5% | 4.9% |
| Q4 25 | $1.53 | $0.62 | ||
| Q3 25 | $0.11 | $0.19 | ||
| Q2 25 | $0.08 | $0.04 | ||
| Q1 25 | $0.05 | $0.40 | ||
| Q4 24 | $0.14 | $0.56 | ||
| Q3 24 | $0.09 | $0.11 | ||
| Q2 24 | $-0.15 | $0.51 | ||
| Q1 24 | $-0.14 | $0.46 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $494.3M | $21.7M |
| Total DebtLower is stronger | — | $286.7M |
| Stockholders' EquityBook value | $548.2M | $-17.3M |
| Total Assets | $959.7M | $403.2M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $494.3M | $21.7M | ||
| Q3 25 | $455.7M | $16.0M | ||
| Q2 25 | $432.7M | $17.1M | ||
| Q1 25 | $168.9M | $31.5M | ||
| Q4 24 | $159.2M | $33.5M | ||
| Q3 24 | $159.0M | $14.7M | ||
| Q2 24 | $160.8M | $7.5M | ||
| Q1 24 | $73.4M | $17.1M |
| Q4 25 | — | $286.7M | ||
| Q3 25 | — | $308.4M | ||
| Q2 25 | — | $310.9M | ||
| Q1 25 | — | $280.7M | ||
| Q4 24 | — | $280.4M | ||
| Q3 24 | — | $280.2M | ||
| Q2 24 | — | $269.7M | ||
| Q1 24 | $5.2M | $265.3M |
| Q4 25 | $548.2M | $-17.3M | ||
| Q3 25 | $391.4M | $-25.7M | ||
| Q2 25 | $366.7M | $-29.0M | ||
| Q1 25 | $376.3M | $-29.7M | ||
| Q4 24 | $358.5M | $-35.6M | ||
| Q3 24 | $339.7M | $-42.8M | ||
| Q2 24 | $326.7M | $-44.6M | ||
| Q1 24 | $239.8M | $-48.5M |
| Q4 25 | $959.7M | $403.2M | ||
| Q3 25 | $787.5M | $407.1M | ||
| Q2 25 | $753.6M | $399.8M | ||
| Q1 25 | $455.4M | $351.9M | ||
| Q4 24 | $441.6M | $349.7M | ||
| Q3 24 | $427.4M | $342.3M | ||
| Q2 24 | $405.9M | $321.4M | ||
| Q1 24 | $318.8M | $319.8M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 0.02× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $36.8M | $39.6M |
| Free Cash FlowOCF − Capex | $36.6M | $35.2M |
| FCF MarginFCF / Revenue | 25.1% | 23.0% |
| Capex IntensityCapex / Revenue | 0.2% | 2.9% |
| Cash ConversionOCF / Net Profit | 0.28× | 5.39× |
| TTM Free Cash FlowTrailing 4 quarters | $86.8M | $41.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $36.8M | $39.6M | ||
| Q3 25 | $26.4M | $10.0M | ||
| Q2 25 | $13.3M | $4.3M | ||
| Q1 25 | $12.1M | $5.6M | ||
| Q4 24 | $12.3M | $26.7M | ||
| Q3 24 | $6.3M | $12.5M | ||
| Q2 24 | $3.3M | $-4.8M | ||
| Q1 24 | $10.7M | $8.9M |
| Q4 25 | $36.6M | $35.2M | ||
| Q3 25 | $25.6M | $5.3M | ||
| Q2 25 | $12.7M | $533.0K | ||
| Q1 25 | $11.9M | $292.0K | ||
| Q4 24 | $11.2M | $21.6M | ||
| Q3 24 | $6.3M | $11.1M | ||
| Q2 24 | $3.2M | $-6.0M | ||
| Q1 24 | — | $7.4M |
| Q4 25 | 25.1% | 23.0% | ||
| Q3 25 | 20.6% | 3.8% | ||
| Q2 25 | 11.0% | 0.4% | ||
| Q1 25 | 11.5% | 0.2% | ||
| Q4 24 | 9.7% | 17.3% | ||
| Q3 24 | 6.8% | 8.9% | ||
| Q2 24 | 3.8% | -5.0% | ||
| Q1 24 | — | 6.6% |
| Q4 25 | 0.2% | 2.9% | ||
| Q3 25 | 0.6% | 3.4% | ||
| Q2 25 | 0.6% | 2.9% | ||
| Q1 25 | 0.1% | 4.3% | ||
| Q4 24 | 1.0% | 4.0% | ||
| Q3 24 | 0.0% | 1.2% | ||
| Q2 24 | 0.1% | 1.0% | ||
| Q1 24 | 0.0% | 1.3% |
| Q4 25 | 0.28× | 5.39× | ||
| Q3 25 | 2.70× | 4.32× | ||
| Q2 25 | 1.90× | 8.39× | ||
| Q1 25 | 2.75× | 1.17× | ||
| Q4 24 | 1.45× | 3.94× | ||
| Q3 24 | 0.83× | 9.70× | ||
| Q2 24 | — | -0.79× | ||
| Q1 24 | — | 1.63× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LIF
Segment breakdown not available.
PMTS
| US Debit And Credit | $128.9M | 84% |
| US Prepaid Debit | $24.4M | 16% |
