vs
Side-by-side financial comparison of Life360, Inc. (LIF) and Repay Holdings Corp (RPAY). Click either name above to swap in a different company.
Life360, Inc. is the larger business by last-quarter revenue ($146.0M vs $78.6M, roughly 1.9× Repay Holdings Corp). Life360, Inc. runs the higher net margin — 88.8% vs -178.3%, a 267.1% gap on every dollar of revenue. On growth, Life360, Inc. posted the faster year-over-year revenue change (26.4% vs 0.4%). Life360, Inc. produced more free cash flow last quarter ($36.6M vs $23.2M). Over the past eight quarters, Life360, Inc.'s revenue compounded faster (36.6% CAGR vs -1.3%).
Life360, Inc. develops family-focused safety and connectivity platforms. Core offerings include real-time location sharing, emergency alerts, driving behavior analysis tools and identity theft protection. It serves consumer markets across North America, Europe and Asia-Pacific, with most revenue from tiered premium subscription plans.
Repay Holdings Corp is a leading payment technology provider delivering integrated end-to-end payment processing solutions for businesses across North America. Its offerings include credit/debit card processing, ACH transfer services, POS system integrations and digital payment tools, serving retail, healthcare, automotive and e-commerce segments to help clients streamline transaction workflows and boost operational efficiency.
LIF vs RPAY — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $146.0M | $78.6M |
| Net Profit | $129.7M | $-140.1M |
| Gross Margin | 75.1% | 74.2% |
| Operating Margin | 6.1% | -182.2% |
| Net Margin | 88.8% | -178.3% |
| Revenue YoY | 26.4% | 0.4% |
| Net Profit YoY | 1425.9% | -3304.1% |
| EPS (diluted) | $1.53 | $-1.68 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $146.0M | $78.6M | ||
| Q3 25 | $124.5M | $77.7M | ||
| Q2 25 | $115.4M | $75.6M | ||
| Q1 25 | $103.6M | $77.3M | ||
| Q4 24 | $115.5M | $78.3M | ||
| Q3 24 | $92.9M | $79.1M | ||
| Q2 24 | $84.9M | $74.9M | ||
| Q1 24 | $78.2M | $80.7M |
| Q4 25 | $129.7M | $-140.1M | ||
| Q3 25 | $9.8M | $-6.4M | ||
| Q2 25 | $7.0M | $-102.3M | ||
| Q1 25 | $4.4M | $-7.9M | ||
| Q4 24 | $8.5M | $-4.1M | ||
| Q3 24 | $7.7M | $3.2M | ||
| Q2 24 | $-11.0M | $-4.1M | ||
| Q1 24 | $-9.8M | $-5.2M |
| Q4 25 | 75.1% | 74.2% | ||
| Q3 25 | 78.0% | 74.4% | ||
| Q2 25 | 78.4% | 75.7% | ||
| Q1 25 | 80.6% | 75.9% | ||
| Q4 24 | 74.0% | 76.3% | ||
| Q3 24 | 75.4% | 77.8% | ||
| Q2 24 | 75.0% | 78.2% | ||
| Q1 24 | 76.7% | 76.2% |
| Q4 25 | 6.1% | -182.2% | ||
| Q3 25 | 4.6% | -3.9% | ||
| Q2 25 | 1.7% | -138.7% | ||
| Q1 25 | 2.1% | -4.7% | ||
| Q4 24 | 4.9% | -1.5% | ||
| Q3 24 | -5.3% | -0.9% | ||
| Q2 24 | -2.8% | -4.6% | ||
| Q1 24 | -8.2% | -3.1% |
| Q4 25 | 88.8% | -178.3% | ||
| Q3 25 | 7.9% | -8.3% | ||
| Q2 25 | 6.1% | -135.2% | ||
| Q1 25 | 4.2% | -10.3% | ||
| Q4 24 | 7.4% | -5.3% | ||
| Q3 24 | 8.3% | 4.1% | ||
| Q2 24 | -12.9% | -5.4% | ||
| Q1 24 | -12.5% | -6.5% |
| Q4 25 | $1.53 | $-1.68 | ||
| Q3 25 | $0.11 | $-0.08 | ||
| Q2 25 | $0.08 | $-1.15 | ||
| Q1 25 | $0.05 | $-0.09 | ||
| Q4 24 | $0.14 | $-0.04 | ||
| Q3 24 | $0.09 | $0.03 | ||
| Q2 24 | $-0.15 | $-0.04 | ||
| Q1 24 | $-0.14 | $-0.06 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $494.3M | $115.7M |
| Total DebtLower is stronger | — | $280.1M |
| Stockholders' EquityBook value | $548.2M | $484.4M |
| Total Assets | $959.7M | $1.2B |
| Debt / EquityLower = less leverage | — | 0.58× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $494.3M | $115.7M | ||
| Q3 25 | $455.7M | $95.7M | ||
| Q2 25 | $432.7M | $162.6M | ||
| Q1 25 | $168.9M | $165.5M | ||
| Q4 24 | $159.2M | $189.5M | ||
| Q3 24 | $159.0M | $168.7M | ||
| Q2 24 | $160.8M | $147.1M | ||
| Q1 24 | $73.4M | $128.3M |
| Q4 25 | — | $280.1M | ||
| Q3 25 | — | $279.5M | ||
| Q2 25 | — | $279.0M | ||
| Q1 25 | — | $497.6M | ||
| Q4 24 | — | $496.8M | ||
| Q3 24 | — | $496.2M | ||
| Q2 24 | — | $435.6M | ||
| Q1 24 | $5.2M | $434.9M |
| Q4 25 | $548.2M | $484.4M | ||
| Q3 25 | $391.4M | $616.9M | ||
| Q2 25 | $366.7M | $633.7M | ||
| Q1 25 | $376.3M | $755.7M | ||
| Q4 24 | $358.5M | $761.3M | ||
| Q3 24 | $339.7M | $754.7M | ||
| Q2 24 | $326.7M | $815.4M | ||
| Q1 24 | $239.8M | $813.8M |
| Q4 25 | $959.7M | $1.2B | ||
| Q3 25 | $787.5M | $1.3B | ||
| Q2 25 | $753.6M | $1.4B | ||
| Q1 25 | $455.4M | $1.5B | ||
| Q4 24 | $441.6M | $1.6B | ||
| Q3 24 | $427.4M | $1.6B | ||
| Q2 24 | $405.9M | $1.5B | ||
| Q1 24 | $318.8M | $1.5B |
| Q4 25 | — | 0.58× | ||
| Q3 25 | — | 0.45× | ||
| Q2 25 | — | 0.44× | ||
| Q1 25 | — | 0.66× | ||
| Q4 24 | — | 0.65× | ||
| Q3 24 | — | 0.66× | ||
| Q2 24 | — | 0.53× | ||
| Q1 24 | 0.02× | 0.53× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $36.8M | $23.3M |
| Free Cash FlowOCF − Capex | $36.6M | $23.2M |
| FCF MarginFCF / Revenue | 25.1% | 29.6% |
| Capex IntensityCapex / Revenue | 0.2% | 0.1% |
| Cash ConversionOCF / Net Profit | 0.28× | — |
| TTM Free Cash FlowTrailing 4 quarters | $86.8M | $90.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $36.8M | $23.3M | ||
| Q3 25 | $26.4M | $32.2M | ||
| Q2 25 | $13.3M | $33.1M | ||
| Q1 25 | $12.1M | $2.5M | ||
| Q4 24 | $12.3M | $34.3M | ||
| Q3 24 | $6.3M | $60.1M | ||
| Q2 24 | $3.3M | $31.0M | ||
| Q1 24 | $10.7M | $24.8M |
| Q4 25 | $36.6M | $23.2M | ||
| Q3 25 | $25.6M | $32.1M | ||
| Q2 25 | $12.7M | $33.0M | ||
| Q1 25 | $11.9M | $2.4M | ||
| Q4 24 | $11.2M | $34.0M | ||
| Q3 24 | $6.3M | $59.8M | ||
| Q2 24 | $3.2M | $30.5M | ||
| Q1 24 | — | $24.7M |
| Q4 25 | 25.1% | 29.6% | ||
| Q3 25 | 20.6% | 41.3% | ||
| Q2 25 | 11.0% | 43.6% | ||
| Q1 25 | 11.5% | 3.0% | ||
| Q4 24 | 9.7% | 43.5% | ||
| Q3 24 | 6.8% | 75.6% | ||
| Q2 24 | 3.8% | 40.7% | ||
| Q1 24 | — | 30.6% |
| Q4 25 | 0.2% | 0.1% | ||
| Q3 25 | 0.6% | 0.2% | ||
| Q2 25 | 0.6% | 0.1% | ||
| Q1 25 | 0.1% | 0.2% | ||
| Q4 24 | 1.0% | 0.3% | ||
| Q3 24 | 0.0% | 0.3% | ||
| Q2 24 | 0.1% | 0.6% | ||
| Q1 24 | 0.0% | 0.1% |
| Q4 25 | 0.28× | — | ||
| Q3 25 | 2.70× | — | ||
| Q2 25 | 1.90× | — | ||
| Q1 25 | 2.75× | — | ||
| Q4 24 | 1.45× | — | ||
| Q3 24 | 0.83× | 18.52× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LIF
Segment breakdown not available.
RPAY
| Sales Channel Directly To Consumer | $69.4M | 88% |
| Other | $6.8M | 9% |
| Sales Channel Through Intermediary | $2.3M | 3% |
