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Side-by-side financial comparison of Liberty Latin America Ltd. (LILA) and UMB FINANCIAL CORP (UMBF). Click either name above to swap in a different company.

Liberty Latin America Ltd. is the larger business by last-quarter revenue ($1.2B vs $739.2M, roughly 1.6× UMB FINANCIAL CORP). UMB FINANCIAL CORP runs the higher net margin — 35.4% vs -4.7%, a 40.1% gap on every dollar of revenue. On growth, UMB FINANCIAL CORP posted the faster year-over-year revenue change (31.1% vs 1.7%). Over the past eight quarters, UMB FINANCIAL CORP's revenue compounded faster (73.7% CAGR vs 2.7%).

Liberty Global Ltd. is a British-Dutch-American multinational telecommunications company domiciled in Bermuda, with headquarters in London, Amsterdam and Denver. Its respective legal names are Liberty Global Holdings Limited (UK), Liberty Global B.V. (Netherlands) and Liberty Global, Inc., with the first of these being publicly traded. It was formed in 2005 by the merger of the international arm of Liberty Media and UnitedGlobalCom (UGC).

UMB Financial Corporation is an American financial services company headquartered in Kansas City, Missouri. It offers comprehensive financial services, including deposit solutions like checking and savings accounts, credit services including home mortgages, auto loans, business loans and credit cards, as well as investing and wealth management. UMB serves individuals, companies and institutions across the U.S. and in Ireland.

LILA vs UMBF — Head-to-Head

Bigger by revenue
LILA
LILA
1.6× larger
LILA
$1.2B
$739.2M
UMBF
Growing faster (revenue YoY)
UMBF
UMBF
+29.4% gap
UMBF
31.1%
1.7%
LILA
Higher net margin
UMBF
UMBF
40.1% more per $
UMBF
35.4%
-4.7%
LILA
Faster 2-yr revenue CAGR
UMBF
UMBF
Annualised
UMBF
73.7%
2.7%
LILA

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
LILA
LILA
UMBF
UMBF
Revenue
$1.2B
$739.2M
Net Profit
$-54.8M
$261.4M
Gross Margin
77.3%
Operating Margin
10.8%
Net Margin
-4.7%
35.4%
Revenue YoY
1.7%
31.1%
Net Profit YoY
74.0%
221.4%
EPS (diluted)
$-0.27
$3.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LILA
LILA
UMBF
UMBF
Q1 26
$739.2M
Q4 25
$1.2B
$522.5M
Q3 25
$1.1B
$475.0M
Q2 25
$1.1B
$467.0M
Q1 25
$1.1B
$397.6M
Q4 24
$1.1B
$269.0M
Q3 24
$1.1B
$247.4M
Q2 24
$1.1B
$245.1M
Net Profit
LILA
LILA
UMBF
UMBF
Q1 26
$261.4M
Q4 25
$-54.8M
$215.4M
Q3 25
$3.3M
$188.3M
Q2 25
$-423.3M
$217.4M
Q1 25
$-136.4M
$81.3M
Q4 24
$-210.4M
$120.0M
Q3 24
$-435.8M
$109.6M
Q2 24
$-42.7M
$101.3M
Gross Margin
LILA
LILA
UMBF
UMBF
Q1 26
Q4 25
77.3%
Q3 25
77.7%
Q2 25
78.6%
Q1 25
78.5%
Q4 24
76.1%
Q3 24
78.7%
Q2 24
78.1%
Operating Margin
LILA
LILA
UMBF
UMBF
Q1 26
Q4 25
10.8%
51.7%
Q3 25
16.9%
49.8%
Q2 25
-30.6%
58.9%
Q1 25
11.8%
23.4%
Q4 24
8.7%
53.8%
Q3 24
-34.9%
54.8%
Q2 24
9.9%
51.8%
Net Margin
LILA
LILA
UMBF
UMBF
Q1 26
35.4%
Q4 25
-4.7%
41.2%
Q3 25
0.3%
39.6%
Q2 25
-39.0%
46.5%
Q1 25
-12.6%
20.5%
Q4 24
-18.5%
44.6%
Q3 24
-40.0%
44.3%
Q2 24
-3.8%
41.3%
EPS (diluted)
LILA
LILA
UMBF
UMBF
Q1 26
$3.35
Q4 25
$-0.27
$2.90
Q3 25
$0.02
$2.36
Q2 25
$-2.12
$2.82
Q1 25
$-0.69
$1.21
Q4 24
$-1.03
$2.44
Q3 24
$-2.22
$2.23
Q2 24
$-0.22
$2.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LILA
LILA
UMBF
UMBF
Cash + ST InvestmentsLiquidity on hand
$783.9M
Total DebtLower is stronger
$7.9B
$477.2M
Stockholders' EquityBook value
$555.6M
$7.8B
Total Assets
$12.2B
$72.7B
Debt / EquityLower = less leverage
14.17×
0.06×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LILA
LILA
UMBF
UMBF
Q1 26
Q4 25
$783.9M
$7.8B
Q3 25
$596.7M
$8.8B
Q2 25
$514.4M
$11.0B
Q1 25
$575.5M
$10.6B
Q4 24
$654.3M
$8.4B
Q3 24
$588.6M
$7.3B
Q2 24
$598.6M
$5.0B
Total Debt
LILA
LILA
UMBF
UMBF
Q1 26
$477.2M
Q4 25
$7.9B
$474.2M
Q3 25
$7.8B
$471.3M
Q2 25
$7.6B
$657.3M
Q1 25
$7.6B
$654.4M
Q4 24
$7.6B
$385.3M
Q3 24
$7.6B
$384.8M
Q2 24
$7.6B
$384.2M
Stockholders' Equity
LILA
LILA
UMBF
UMBF
Q1 26
$7.8B
Q4 25
$555.6M
$7.7B
Q3 25
$628.9M
$7.4B
Q2 25
$608.4M
$7.3B
Q1 25
$1.0B
$6.7B
Q4 24
$1.1B
$3.5B
Q3 24
$1.2B
$3.5B
Q2 24
$1.7B
$3.2B
Total Assets
LILA
LILA
UMBF
UMBF
Q1 26
$72.7B
Q4 25
$12.2B
$73.1B
Q3 25
$12.0B
$71.9B
Q2 25
$12.0B
$71.8B
Q1 25
$12.6B
$69.3B
Q4 24
$12.8B
$50.4B
Q3 24
$12.7B
$47.5B
Q2 24
$13.2B
$44.5B
Debt / Equity
LILA
LILA
UMBF
UMBF
Q1 26
0.06×
Q4 25
14.17×
0.06×
Q3 25
12.45×
0.06×
Q2 25
12.50×
0.09×
Q1 25
7.47×
0.10×
Q4 24
6.99×
0.11×
Q3 24
6.20×
0.11×
Q2 24
4.59×
0.12×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LILA
LILA
UMBF
UMBF
Operating Cash FlowLast quarter
$461.9M
Free Cash FlowOCF − Capex
$320.1M
FCF MarginFCF / Revenue
27.6%
Capex IntensityCapex / Revenue
12.2%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$305.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LILA
LILA
UMBF
UMBF
Q1 26
Q4 25
$461.9M
$106.1M
Q3 25
$178.2M
$272.2M
Q2 25
$141.2M
$285.4M
Q1 25
$24.6M
$363.0M
Q4 24
$398.6M
$-66.9M
Q3 24
$177.5M
$123.6M
Q2 24
$156.9M
$112.4M
Free Cash Flow
LILA
LILA
UMBF
UMBF
Q1 26
Q4 25
$320.1M
$95.3M
Q3 25
$56.0M
$257.8M
Q2 25
$1.9M
$270.8M
Q1 25
$-72.1M
$354.2M
Q4 24
$234.9M
$-77.1M
Q3 24
$51.0M
$117.7M
Q2 24
$16.4M
$106.7M
FCF Margin
LILA
LILA
UMBF
UMBF
Q1 26
Q4 25
27.6%
18.2%
Q3 25
5.0%
54.3%
Q2 25
0.2%
58.0%
Q1 25
-6.7%
89.1%
Q4 24
20.6%
-28.6%
Q3 24
4.7%
47.6%
Q2 24
1.5%
43.5%
Capex Intensity
LILA
LILA
UMBF
UMBF
Q1 26
Q4 25
12.2%
2.1%
Q3 25
11.0%
3.0%
Q2 25
12.8%
3.1%
Q1 25
8.9%
2.2%
Q4 24
14.4%
3.8%
Q3 24
11.6%
2.4%
Q2 24
12.6%
2.3%
Cash Conversion
LILA
LILA
UMBF
UMBF
Q1 26
Q4 25
0.49×
Q3 25
54.00×
1.45×
Q2 25
1.31×
Q1 25
4.46×
Q4 24
-0.56×
Q3 24
1.13×
Q2 24
1.11×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

LILA
LILA

Liberty Cablevisionof Puerto Rico LLC Liberty Puerto Rico$301.3M26%
Cable Wireless Communications Limited CW Panama$230.1M20%
Costa Rica Segment$168.2M15%
Liberty Networks$129.3M11%
Cable Subscription$112.4M10%
Mobile Subscription$95.9M8%
Mobile Handset And Other Devices$73.0M6%
Liberty Networks Other$25.0M2%
Mobile Non Subscription$21.6M2%
B2B Mobile Handsetand Other Devices$7.0M1%
Cable Non Subscription$4.3M0%

UMBF
UMBF

Segment breakdown not available.

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