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Side-by-side financial comparison of Local Bounti Corporation (LOCL) and Rhinebeck Bancorp, Inc. (RBKB). Click either name above to swap in a different company.

Rhinebeck Bancorp, Inc. is the larger business by last-quarter revenue ($13.5M vs $12.5M, roughly 1.1× Local Bounti Corporation). Rhinebeck Bancorp, Inc. runs the higher net margin — 17.3% vs -69.8%, a 87.1% gap on every dollar of revenue. On growth, Rhinebeck Bancorp, Inc. posted the faster year-over-year revenue change (1701.1% vs 23.7%). Rhinebeck Bancorp, Inc. produced more free cash flow last quarter ($10.9M vs $-3.6M). Over the past eight quarters, Local Bounti Corporation's revenue compounded faster (21.9% CAGR vs 14.0%).

Local Bounti Corporation is a U.S.-based sustainable indoor agriculture firm growing fresh, pesticide-free leafy greens, herbs and produce via advanced hydroponic and vertical farming tech. It serves North American retail and food service partners, focusing on low environmental impact and stable year-round supply.

Rhinebeck Bancorp, Inc. is a US regional bank holding company based in New York. It operates Rhinebeck Bank, offering retail and commercial banking services including deposit accounts, loans, mortgages and wealth management, mainly serving consumers and small-to-medium businesses across New York's Hudson Valley region.

LOCL vs RBKB — Head-to-Head

Bigger by revenue
RBKB
RBKB
1.1× larger
RBKB
$13.5M
$12.5M
LOCL
Growing faster (revenue YoY)
RBKB
RBKB
+1677.4% gap
RBKB
1701.1%
23.7%
LOCL
Higher net margin
RBKB
RBKB
87.1% more per $
RBKB
17.3%
-69.8%
LOCL
More free cash flow
RBKB
RBKB
$14.5M more FCF
RBKB
$10.9M
$-3.6M
LOCL
Faster 2-yr revenue CAGR
LOCL
LOCL
Annualised
LOCL
21.9%
14.0%
RBKB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
LOCL
LOCL
RBKB
RBKB
Revenue
$12.5M
$13.5M
Net Profit
$-8.7M
$2.3M
Gross Margin
12.2%
Operating Margin
-106.1%
21.7%
Net Margin
-69.8%
17.3%
Revenue YoY
23.7%
1701.1%
Net Profit YoY
76.0%
188.0%
EPS (diluted)
$1.52
$0.21

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LOCL
LOCL
RBKB
RBKB
Q4 25
$12.5M
$13.5M
Q3 25
$12.2M
$14.0M
Q2 25
$12.1M
$13.1M
Q1 25
$11.6M
$12.8M
Q4 24
$10.1M
$750.0K
Q3 24
$10.2M
$773.0K
Q2 24
$9.4M
$10.7M
Q1 24
$8.4M
$10.4M
Net Profit
LOCL
LOCL
RBKB
RBKB
Q4 25
$-8.7M
$2.3M
Q3 25
$-26.4M
$2.7M
Q2 25
$-21.6M
$2.7M
Q1 25
$-37.7M
$2.3M
Q4 24
$-36.3M
$-2.7M
Q3 24
$-34.3M
$-8.1M
Q2 24
$-25.3M
$975.0K
Q1 24
$-24.1M
$1.1M
Gross Margin
LOCL
LOCL
RBKB
RBKB
Q4 25
12.2%
Q3 25
11.5%
Q2 25
12.2%
Q1 25
12.6%
Q4 24
5.4%
Q3 24
13.8%
Q2 24
14.3%
Q1 24
9.4%
Operating Margin
LOCL
LOCL
RBKB
RBKB
Q4 25
-106.1%
21.7%
Q3 25
-149.4%
23.9%
Q2 25
-127.7%
26.6%
Q1 25
-135.6%
22.9%
Q4 24
-166.6%
-444.9%
Q3 24
-176.0%
-1332.3%
Q2 24
-146.8%
11.8%
Q1 24
-122.9%
13.9%
Net Margin
LOCL
LOCL
RBKB
RBKB
Q4 25
-69.8%
17.3%
Q3 25
-216.6%
19.3%
Q2 25
-178.3%
20.8%
Q1 25
-324.6%
17.9%
Q4 24
-360.1%
-353.9%
Q3 24
-335.2%
-1042.9%
Q2 24
-267.6%
9.2%
Q1 24
-286.9%
10.8%
EPS (diluted)
LOCL
LOCL
RBKB
RBKB
Q4 25
$1.52
$0.21
Q3 25
$-1.18
$0.25
Q2 25
$-1.63
$0.25
Q1 25
$-4.32
$0.21
Q4 24
$-4.24
$-0.24
Q3 24
$-4.01
$-0.75
Q2 24
$-3.00
$0.09
Q1 24
$-2.89
$0.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LOCL
LOCL
RBKB
RBKB
Cash + ST InvestmentsLiquidity on hand
$4.2M
Total DebtLower is stronger
$483.1M
Stockholders' EquityBook value
$-166.2M
$136.9M
Total Assets
$410.5M
$1.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LOCL
LOCL
RBKB
RBKB
Q4 25
$4.2M
Q3 25
$6.2M
Q2 25
$5.3M
Q1 25
$18.0M
Q4 24
$937.0K
Q3 24
$317.0K
Q2 24
$9.7M
Q1 24
$8.2M
Total Debt
LOCL
LOCL
RBKB
RBKB
Q4 25
$483.1M
Q3 25
$484.9M
Q2 25
$478.3M
Q1 25
$480.0M
Q4 24
$436.8M
Q3 24
$398.4M
Q2 24
$374.0M
Q1 24
$329.8M
Stockholders' Equity
LOCL
LOCL
RBKB
RBKB
Q4 25
$-166.2M
$136.9M
Q3 25
$-158.1M
$133.0M
Q2 25
$-132.7M
$129.0M
Q1 25
$-134.5M
$126.0M
Q4 24
$-100.5M
$121.8M
Q3 24
$-65.6M
$122.7M
Q2 24
$-32.8M
$116.2M
Q1 24
$-9.4M
$114.3M
Total Assets
LOCL
LOCL
RBKB
RBKB
Q4 25
$410.5M
$1.3B
Q3 25
$417.8M
$1.3B
Q2 25
$426.8M
$1.3B
Q1 25
$447.2M
$1.3B
Q4 24
$428.0M
$1.3B
Q3 24
$430.8M
$1.3B
Q2 24
$438.1M
$1.3B
Q1 24
$413.4M
$1.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LOCL
LOCL
RBKB
RBKB
Operating Cash FlowLast quarter
$-3.1M
$11.7M
Free Cash FlowOCF − Capex
$-3.6M
$10.9M
FCF MarginFCF / Revenue
-29.1%
80.6%
Capex IntensityCapex / Revenue
3.9%
6.3%
Cash ConversionOCF / Net Profit
5.03×
TTM Free Cash FlowTrailing 4 quarters
$-42.9M
$19.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LOCL
LOCL
RBKB
RBKB
Q4 25
$-3.1M
$11.7M
Q3 25
$-8.9M
$2.2M
Q2 25
$-8.7M
$2.4M
Q1 25
$-9.6M
$4.3M
Q4 24
$1.2M
$8.5M
Q3 24
$-17.2M
$-3.6M
Q2 24
$-4.0M
$12.0M
Q1 24
$-7.1M
$-3.5M
Free Cash Flow
LOCL
LOCL
RBKB
RBKB
Q4 25
$-3.6M
$10.9M
Q3 25
$-10.1M
$2.0M
Q2 25
$-14.6M
$2.2M
Q1 25
$-14.5M
$4.2M
Q4 24
$-8.6M
$7.7M
Q3 24
$-30.0M
$-3.6M
Q2 24
$-28.8M
$11.8M
Q1 24
$-42.1M
$-3.7M
FCF Margin
LOCL
LOCL
RBKB
RBKB
Q4 25
-29.1%
80.6%
Q3 25
-82.8%
14.5%
Q2 25
-121.0%
17.2%
Q1 25
-125.1%
32.8%
Q4 24
-85.3%
1023.9%
Q3 24
-293.1%
-469.0%
Q2 24
-305.4%
111.1%
Q1 24
-501.8%
-36.0%
Capex Intensity
LOCL
LOCL
RBKB
RBKB
Q4 25
3.9%
6.3%
Q3 25
9.7%
1.4%
Q2 25
48.9%
1.4%
Q1 25
42.8%
0.9%
Q4 24
97.6%
105.5%
Q3 24
125.0%
6.3%
Q2 24
263.0%
1.2%
Q1 24
417.3%
2.3%
Cash Conversion
LOCL
LOCL
RBKB
RBKB
Q4 25
5.03×
Q3 25
0.83×
Q2 25
0.89×
Q1 25
1.89×
Q4 24
Q3 24
Q2 24
12.27×
Q1 24
-3.12×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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