vs
Side-by-side financial comparison of El Pollo Loco Holdings, Inc. (LOCO) and MEDALLION FINANCIAL CORP (MFIN). Click either name above to swap in a different company.
El Pollo Loco Holdings, Inc. is the larger business by last-quarter revenue ($126.2M vs $70.6M, roughly 1.8× MEDALLION FINANCIAL CORP). MEDALLION FINANCIAL CORP runs the higher net margin — 17.3% vs 6.5%, a 10.8% gap on every dollar of revenue. On growth, MEDALLION FINANCIAL CORP posted the faster year-over-year revenue change (25.4% vs 5.9%). Over the past eight quarters, MEDALLION FINANCIAL CORP's revenue compounded faster (15.0% CAGR vs 1.6%).
El Pollo Loco, Inc., is a restaurant chain based in the United States, specializing in Mexican-style grilled chicken. Restaurant service consists of dine-in and take-out, with some locations offering drive-through options. The company is headquartered in Costa Mesa, California, and operates about 500 company-owned and franchised restaurants in the Southwestern United States.
Mahindra & Mahindra Financial Services Limited (MMFSL) is an Indian rural non-banking financial company headquartered in Mumbai. It is amongst the top tractor financers in India, with 1000+ offices across the country.
LOCO vs MFIN — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $126.2M | $70.6M |
| Net Profit | $8.2M | $12.2M |
| Gross Margin | — | — |
| Operating Margin | 9.7% | 29.3% |
| Net Margin | 6.5% | 17.3% |
| Revenue YoY | 5.9% | 25.4% |
| Net Profit YoY | 48.8% | 20.3% |
| EPS (diluted) | $0.27 | $0.50 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $126.2M | — | ||
| Q4 25 | $123.5M | $70.6M | ||
| Q3 25 | $121.5M | $58.7M | ||
| Q2 25 | $125.8M | $62.6M | ||
| Q1 25 | $119.2M | $63.0M | ||
| Q4 24 | $114.3M | $56.3M | ||
| Q3 24 | $120.4M | $53.3M | ||
| Q2 24 | $122.2M | $51.0M |
| Q1 26 | $8.2M | — | ||
| Q4 25 | $6.5M | $12.2M | ||
| Q3 25 | $7.4M | $7.8M | ||
| Q2 25 | $7.1M | $11.1M | ||
| Q1 25 | $5.5M | $12.0M | ||
| Q4 24 | $6.0M | $10.1M | ||
| Q3 24 | $6.2M | $8.6M | ||
| Q2 24 | $7.6M | $7.1M |
| Q1 26 | 9.7% | — | ||
| Q4 25 | 8.3% | 29.3% | ||
| Q3 25 | 9.4% | 33.2% | ||
| Q2 25 | 9.0% | 31.1% | ||
| Q1 25 | 7.5% | 32.1% | ||
| Q4 24 | 7.9% | 32.8% | ||
| Q3 24 | 8.4% | 26.6% | ||
| Q2 24 | 10.1% | 24.3% |
| Q1 26 | 6.5% | — | ||
| Q4 25 | 5.3% | 17.3% | ||
| Q3 25 | 6.1% | 13.2% | ||
| Q2 25 | 5.6% | 17.7% | ||
| Q1 25 | 4.6% | 19.1% | ||
| Q4 24 | 5.2% | 18.0% | ||
| Q3 24 | 5.1% | 16.1% | ||
| Q2 24 | 6.2% | 13.9% |
| Q1 26 | $0.27 | — | ||
| Q4 25 | $0.22 | $0.50 | ||
| Q3 25 | $0.25 | $0.32 | ||
| Q2 25 | $0.24 | $0.46 | ||
| Q1 25 | $0.19 | $0.50 | ||
| Q4 24 | $0.21 | $0.43 | ||
| Q3 24 | $0.21 | $0.37 | ||
| Q2 24 | $0.25 | $0.30 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $3.9M | $136.3M |
| Total DebtLower is stronger | — | $216.0M |
| Stockholders' EquityBook value | $302.5M | $408.6M |
| Total Assets | $609.1M | $3.0B |
| Debt / EquityLower = less leverage | — | 0.53× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $3.9M | — | ||
| Q4 25 | $6.2M | $136.3M | ||
| Q3 25 | $10.9M | $72.5M | ||
| Q2 25 | $9.0M | $110.4M | ||
| Q1 25 | $4.3M | $131.5M | ||
| Q4 24 | $2.5M | $98.2M | ||
| Q3 24 | $7.9M | $120.6M | ||
| Q2 24 | $10.5M | $87.7M |
| Q1 26 | — | — | ||
| Q4 25 | $51.0M | $216.0M | ||
| Q3 25 | $61.0M | $215.7M | ||
| Q2 25 | $69.0M | $199.9M | ||
| Q1 25 | $73.0M | $199.7M | ||
| Q4 24 | $71.0M | $232.2M | ||
| Q3 24 | $76.0M | $232.0M | ||
| Q2 24 | $87.0M | $230.8M |
| Q1 26 | $302.5M | — | ||
| Q4 25 | $291.1M | $408.6M | ||
| Q3 25 | $282.9M | $397.4M | ||
| Q2 25 | $274.2M | $389.9M | ||
| Q1 25 | $265.7M | $380.2M | ||
| Q4 24 | $260.7M | $370.2M | ||
| Q3 24 | $255.2M | $362.4M | ||
| Q2 24 | $248.6M | $354.0M |
| Q1 26 | $609.1M | — | ||
| Q4 25 | $606.6M | $3.0B | ||
| Q3 25 | $602.7M | $2.9B | ||
| Q2 25 | $596.8M | $2.9B | ||
| Q1 25 | $590.5M | $2.8B | ||
| Q4 24 | $592.0M | $2.9B | ||
| Q3 24 | $590.0M | $2.9B | ||
| Q2 24 | $593.8M | $2.8B |
| Q1 26 | — | — | ||
| Q4 25 | 0.18× | 0.53× | ||
| Q3 25 | 0.22× | 0.54× | ||
| Q2 25 | 0.25× | 0.51× | ||
| Q1 25 | 0.27× | 0.53× | ||
| Q4 24 | 0.27× | 0.63× | ||
| Q3 24 | 0.30× | 0.64× | ||
| Q2 24 | 0.35× | 0.65× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $126.3M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | 10.35× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $13.9M | $126.3M | ||
| Q3 25 | $15.3M | $67.0M | ||
| Q2 25 | $14.1M | $-10.7M | ||
| Q1 25 | $4.7M | $36.3M | ||
| Q4 24 | $5.6M | $108.7M | ||
| Q3 24 | $13.0M | $24.6M | ||
| Q2 24 | $17.0M | $27.6M |
| Q1 26 | — | — | ||
| Q4 25 | $5.1M | — | ||
| Q3 25 | $9.9M | — | ||
| Q2 25 | $9.1M | — | ||
| Q1 25 | $1.3M | — | ||
| Q4 24 | $1.1M | — | ||
| Q3 24 | $9.1M | — | ||
| Q2 24 | $10.4M | — |
| Q1 26 | — | — | ||
| Q4 25 | 4.1% | — | ||
| Q3 25 | 8.2% | — | ||
| Q2 25 | 7.2% | — | ||
| Q1 25 | 1.1% | — | ||
| Q4 24 | 1.0% | — | ||
| Q3 24 | 7.6% | — | ||
| Q2 24 | 8.5% | — |
| Q1 26 | — | — | ||
| Q4 25 | 7.1% | — | ||
| Q3 25 | 4.4% | — | ||
| Q2 25 | 4.0% | — | ||
| Q1 25 | 2.8% | — | ||
| Q4 24 | 3.9% | — | ||
| Q3 24 | 3.2% | — | ||
| Q2 24 | 5.3% | — |
| Q1 26 | — | — | ||
| Q4 25 | 2.13× | 10.35× | ||
| Q3 25 | 2.08× | 8.63× | ||
| Q2 25 | 1.99× | -0.97× | ||
| Q1 25 | 0.86× | 3.02× | ||
| Q4 24 | 0.95× | 10.72× | ||
| Q3 24 | 2.11× | 2.86× | ||
| Q2 24 | 2.22× | 3.89× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
