vs

Side-by-side financial comparison of MEDALLION FINANCIAL CORP (MFIN) and Vanda Pharmaceuticals Inc. (VNDA). Click either name above to swap in a different company.

MEDALLION FINANCIAL CORP is the larger business by last-quarter revenue ($70.6M vs $57.2M, roughly 1.2× Vanda Pharmaceuticals Inc.). MEDALLION FINANCIAL CORP runs the higher net margin — 17.3% vs -246.8%, a 264.0% gap on every dollar of revenue. On growth, MEDALLION FINANCIAL CORP posted the faster year-over-year revenue change (25.4% vs 7.6%). Over the past eight quarters, MEDALLION FINANCIAL CORP's revenue compounded faster (15.0% CAGR vs 9.8%).

Mahindra & Mahindra Financial Services Limited (MMFSL) is an Indian rural non-banking financial company headquartered in Mumbai. It is amongst the top tractor financers in India, with 1000+ offices across the country.

Vanda Pharmaceuticals Inc. is a biopharmaceutical company focused on developing and commercializing innovative therapies for central nervous system disorders. Its key marketed products cover indications including sleep-wake cycle disturbances and schizophrenia, with core operations and primary sales markets concentrated in North America, catering to patient groups with significant unmet medical needs.

MFIN vs VNDA — Head-to-Head

Bigger by revenue
MFIN
MFIN
1.2× larger
MFIN
$70.6M
$57.2M
VNDA
Growing faster (revenue YoY)
MFIN
MFIN
+17.9% gap
MFIN
25.4%
7.6%
VNDA
Higher net margin
MFIN
MFIN
264.0% more per $
MFIN
17.3%
-246.8%
VNDA
Faster 2-yr revenue CAGR
MFIN
MFIN
Annualised
MFIN
15.0%
9.8%
VNDA

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
MFIN
MFIN
VNDA
VNDA
Revenue
$70.6M
$57.2M
Net Profit
$12.2M
$-141.2M
Gross Margin
Operating Margin
29.3%
-70.5%
Net Margin
17.3%
-246.8%
Revenue YoY
25.4%
7.6%
Net Profit YoY
20.3%
-2774.3%
EPS (diluted)
$0.50
$-2.40

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MFIN
MFIN
VNDA
VNDA
Q4 25
$70.6M
$57.2M
Q3 25
$58.7M
$56.3M
Q2 25
$62.6M
$52.6M
Q1 25
$63.0M
$50.0M
Q4 24
$56.3M
$53.2M
Q3 24
$53.3M
$47.7M
Q2 24
$51.0M
$50.5M
Q1 24
$53.3M
$47.5M
Net Profit
MFIN
MFIN
VNDA
VNDA
Q4 25
$12.2M
$-141.2M
Q3 25
$7.8M
$-22.6M
Q2 25
$11.1M
$-27.2M
Q1 25
$12.0M
$-29.5M
Q4 24
$10.1M
$-4.9M
Q3 24
$8.6M
$-5.3M
Q2 24
$7.1M
$-4.5M
Q1 24
$10.0M
$-4.1M
Operating Margin
MFIN
MFIN
VNDA
VNDA
Q4 25
29.3%
-70.5%
Q3 25
33.2%
-55.6%
Q2 25
31.1%
-73.2%
Q1 25
32.1%
-82.0%
Q4 24
32.8%
-19.3%
Q3 24
26.6%
-23.1%
Q2 24
24.3%
-20.1%
Q1 24
33.6%
-19.5%
Net Margin
MFIN
MFIN
VNDA
VNDA
Q4 25
17.3%
-246.8%
Q3 25
13.2%
-40.1%
Q2 25
17.7%
-51.7%
Q1 25
19.1%
-58.9%
Q4 24
18.0%
-9.2%
Q3 24
16.1%
-11.2%
Q2 24
13.9%
-9.0%
Q1 24
18.8%
-8.7%
EPS (diluted)
MFIN
MFIN
VNDA
VNDA
Q4 25
$0.50
$-2.40
Q3 25
$0.32
$-0.38
Q2 25
$0.46
$-0.46
Q1 25
$0.50
$-0.50
Q4 24
$0.43
$-0.09
Q3 24
$0.37
$-0.09
Q2 24
$0.30
$-0.08
Q1 24
$0.42
$-0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MFIN
MFIN
VNDA
VNDA
Cash + ST InvestmentsLiquidity on hand
$136.3M
$84.9M
Total DebtLower is stronger
$216.0M
Stockholders' EquityBook value
$408.6M
$327.2M
Total Assets
$3.0B
$488.9M
Debt / EquityLower = less leverage
0.53×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MFIN
MFIN
VNDA
VNDA
Q4 25
$136.3M
$84.9M
Q3 25
$72.5M
$70.0M
Q2 25
$110.4M
$81.0M
Q1 25
$131.5M
$111.8M
Q4 24
$98.2M
$102.3M
Q3 24
$120.6M
$100.5M
Q2 24
$87.7M
$103.0M
Q1 24
$54.8M
$125.2M
Total Debt
MFIN
MFIN
VNDA
VNDA
Q4 25
$216.0M
Q3 25
$215.7M
Q2 25
$199.9M
Q1 25
$199.7M
Q4 24
$232.2M
Q3 24
$232.0M
Q2 24
$230.8M
Q1 24
$225.6M
Stockholders' Equity
MFIN
MFIN
VNDA
VNDA
Q4 25
$408.6M
$327.2M
Q3 25
$397.4M
$466.0M
Q2 25
$389.9M
$486.3M
Q1 25
$380.2M
$511.4M
Q4 24
$370.2M
$538.5M
Q3 24
$362.4M
$541.2M
Q2 24
$354.0M
$542.5M
Q1 24
$349.0M
$544.0M
Total Assets
MFIN
MFIN
VNDA
VNDA
Q4 25
$3.0B
$488.9M
Q3 25
$2.9B
$601.1M
Q2 25
$2.9B
$624.7M
Q1 25
$2.8B
$631.9M
Q4 24
$2.9B
$656.2M
Q3 24
$2.9B
$645.1M
Q2 24
$2.8B
$651.4M
Q1 24
$2.6B
$652.7M
Debt / Equity
MFIN
MFIN
VNDA
VNDA
Q4 25
0.53×
Q3 25
0.54×
Q2 25
0.51×
Q1 25
0.53×
Q4 24
0.63×
Q3 24
0.64×
Q2 24
0.65×
Q1 24
0.65×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MFIN
MFIN
VNDA
VNDA
Operating Cash FlowLast quarter
$126.3M
$-29.4M
Free Cash FlowOCF − Capex
$-29.5M
FCF MarginFCF / Revenue
-51.6%
Capex IntensityCapex / Revenue
0.2%
Cash ConversionOCF / Net Profit
10.35×
TTM Free Cash FlowTrailing 4 quarters
$-110.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MFIN
MFIN
VNDA
VNDA
Q4 25
$126.3M
$-29.4M
Q3 25
$67.0M
$-31.6M
Q2 25
$-10.7M
$-15.3M
Q1 25
$36.3M
$-33.1M
Q4 24
$108.7M
$-1.8M
Q3 24
$24.6M
$-14.6M
Q2 24
$27.6M
$-6.9M
Q1 24
$32.3M
$7.6M
Free Cash Flow
MFIN
MFIN
VNDA
VNDA
Q4 25
$-29.5M
Q3 25
$-31.8M
Q2 25
$-15.6M
Q1 25
$-33.6M
Q4 24
$-2.0M
Q3 24
$-14.7M
Q2 24
$-7.0M
Q1 24
$7.6M
FCF Margin
MFIN
MFIN
VNDA
VNDA
Q4 25
-51.6%
Q3 25
-56.5%
Q2 25
-29.6%
Q1 25
-67.1%
Q4 24
-3.8%
Q3 24
-30.9%
Q2 24
-13.9%
Q1 24
15.9%
Capex Intensity
MFIN
MFIN
VNDA
VNDA
Q4 25
0.2%
Q3 25
0.3%
Q2 25
0.6%
Q1 25
0.9%
Q4 24
0.4%
Q3 24
0.3%
Q2 24
0.2%
Q1 24
0.0%
Cash Conversion
MFIN
MFIN
VNDA
VNDA
Q4 25
10.35×
Q3 25
8.63×
Q2 25
-0.97×
Q1 25
3.02×
Q4 24
10.72×
Q3 24
2.86×
Q2 24
3.89×
Q1 24
3.22×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MFIN
MFIN

Segment breakdown not available.

VNDA
VNDA

Fanapt$33.2M58%
Hetlioz$16.4M29%
PONVORY$7.6M13%

Related Comparisons