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Side-by-side financial comparison of Open Lending Corp (LPRO) and Valens Semiconductor Ltd. (VLN). Click either name above to swap in a different company.

Open Lending Corp is the larger business by last-quarter revenue ($19.3M vs $17.3M, roughly 1.1× Valens Semiconductor Ltd.). On growth, Open Lending Corp posted the faster year-over-year revenue change (134.0% vs 8.1%). Open Lending Corp produced more free cash flow last quarter ($-3.3M vs $-4.9M).

Open Library is an online project intended to create "one web page for every book ever published". Created by Aaron Swartz, Brewster Kahle, Alexis Rossi, Anand Chitipothu, and Rebecca Hargrave Malamud, Open Library is a project of the Internet Archive, a nonprofit organization. It has been funded in part by grants from the California State Library and the Kahle/Austin Foundation. Open Library provides online digital copies in multiple formats, created from images of many public domain, out-of...

Valens Semiconductor (Valens) is an Israeli fabless manufacturing company providing semiconductors for the automotive and audio-video industries. Valens provides semiconductor products for the distribution of uncompressed ultra-high-definition (UHD) multimedia content and in-vehicle connectivity applications. The company is a member of the MIPI Alliance and developed the first-to-market chipset that is compliant with the MIPI A-PHY standard. Valens invented the technology behind the HDBaseT s...

LPRO vs VLN — Head-to-Head

Bigger by revenue
LPRO
LPRO
1.1× larger
LPRO
$19.3M
$17.3M
VLN
Growing faster (revenue YoY)
LPRO
LPRO
+125.9% gap
LPRO
134.0%
8.1%
VLN
More free cash flow
LPRO
LPRO
$1.7M more FCF
LPRO
$-3.3M
$-4.9M
VLN

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
LPRO
LPRO
VLN
VLN
Revenue
$19.3M
$17.3M
Net Profit
$-7.3M
Gross Margin
76.0%
63.0%
Operating Margin
3.9%
-46.4%
Net Margin
-42.2%
Revenue YoY
134.0%
8.1%
Net Profit YoY
29.3%
EPS (diluted)
$-0.00
$-0.07

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LPRO
LPRO
VLN
VLN
Q4 25
$19.3M
Q3 25
$24.2M
$17.3M
Q2 25
$25.3M
$17.1M
Q1 25
$24.4M
$16.8M
Q4 24
$-56.9M
Q3 24
$23.5M
$16.0M
Q2 24
$26.7M
$13.6M
Q1 24
$30.7M
Net Profit
LPRO
LPRO
VLN
VLN
Q4 25
Q3 25
$-7.6M
$-7.3M
Q2 25
$1.0M
$-7.2M
Q1 25
$617.0K
$-8.3M
Q4 24
Q3 24
$1.4M
$-10.4M
Q2 24
$2.9M
$-8.9M
Q1 24
$5.1M
Gross Margin
LPRO
LPRO
VLN
VLN
Q4 25
76.0%
Q3 25
78.0%
63.0%
Q2 25
78.2%
63.5%
Q1 25
75.1%
62.9%
Q4 24
111.0%
Q3 24
73.9%
56.4%
Q2 24
78.6%
61.4%
Q1 24
81.3%
Operating Margin
LPRO
LPRO
VLN
VLN
Q4 25
3.9%
Q3 25
-31.9%
-46.4%
Q2 25
4.6%
-43.3%
Q1 25
3.1%
-56.2%
Q4 24
138.0%
Q3 24
7.9%
-76.3%
Q2 24
14.9%
-69.2%
Q1 24
23.8%
Net Margin
LPRO
LPRO
VLN
VLN
Q4 25
Q3 25
-31.3%
-42.2%
Q2 25
4.1%
-42.1%
Q1 25
2.5%
-49.4%
Q4 24
Q3 24
6.1%
-64.6%
Q2 24
10.9%
-65.2%
Q1 24
16.5%
EPS (diluted)
LPRO
LPRO
VLN
VLN
Q4 25
$-0.00
Q3 25
$-0.06
$-0.07
Q2 25
$0.01
$-0.07
Q1 25
$0.01
$-0.08
Q4 24
$-1.20
Q3 24
$0.01
$-0.10
Q2 24
$0.02
$-0.08
Q1 24
$0.04

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LPRO
LPRO
VLN
VLN
Cash + ST InvestmentsLiquidity on hand
$176.6M
$93.5M
Total DebtLower is stronger
$84.8M
Stockholders' EquityBook value
$75.0M
$108.8M
Total Assets
$236.7M
$136.7M
Debt / EquityLower = less leverage
1.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LPRO
LPRO
VLN
VLN
Q4 25
$176.6M
Q3 25
$222.1M
$93.5M
Q2 25
$230.7M
$102.7M
Q1 25
$236.2M
$112.5M
Q4 24
$243.2M
Q3 24
$250.2M
$133.1M
Q2 24
$248.0M
$105.9M
Q1 24
$247.0M
Total Debt
LPRO
LPRO
VLN
VLN
Q4 25
$84.8M
Q3 25
$134.4M
Q2 25
$136.1M
Q1 25
$137.9M
Q4 24
$139.7M
Q3 24
$141.5M
Q2 24
$143.3M
Q1 24
$143.2M
Stockholders' Equity
LPRO
LPRO
VLN
VLN
Q4 25
$75.0M
Q3 25
$72.8M
$108.8M
Q2 25
$78.9M
$116.5M
Q1 25
$79.8M
$128.6M
Q4 24
$78.1M
Q3 24
$220.5M
$147.0M
Q2 24
$216.8M
$153.5M
Q1 24
$211.5M
Total Assets
LPRO
LPRO
VLN
VLN
Q4 25
$236.7M
Q3 25
$287.7M
$136.7M
Q2 25
$296.7M
$144.8M
Q1 25
$304.2M
$154.6M
Q4 24
$296.4M
Q3 24
$395.7M
$171.9M
Q2 24
$382.8M
$175.8M
Q1 24
$380.6M
Debt / Equity
LPRO
LPRO
VLN
VLN
Q4 25
1.13×
Q3 25
1.84×
Q2 25
1.72×
Q1 25
1.73×
Q4 24
1.79×
Q3 24
0.64×
Q2 24
0.66×
Q1 24
0.68×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LPRO
LPRO
VLN
VLN
Operating Cash FlowLast quarter
$-3.2M
$-4.7M
Free Cash FlowOCF − Capex
$-3.3M
$-4.9M
FCF MarginFCF / Revenue
-16.8%
-28.5%
Capex IntensityCapex / Revenue
0.3%
1.6%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-11.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LPRO
LPRO
VLN
VLN
Q4 25
$-3.2M
Q3 25
$-5.7M
$-4.7M
Q2 25
$848.0K
$-211.0K
Q1 25
$-3.8M
$-7.6M
Q4 24
$17.6M
Q3 24
$11.4M
$3.0M
Q2 24
$-1.4M
$-225.0K
Q1 24
$11.0M
Free Cash Flow
LPRO
LPRO
VLN
VLN
Q4 25
$-3.3M
Q3 25
$-4.9M
Q2 25
$837.0K
$-330.0K
Q1 25
$-3.9M
$-8.0M
Q4 24
$17.4M
Q3 24
$11.3M
$2.2M
Q2 24
$-1.5M
$-460.0K
Q1 24
FCF Margin
LPRO
LPRO
VLN
VLN
Q4 25
-16.8%
Q3 25
-28.5%
Q2 25
3.3%
-1.9%
Q1 25
-15.9%
-47.3%
Q4 24
-30.6%
Q3 24
48.0%
14.0%
Q2 24
-5.5%
-3.4%
Q1 24
Capex Intensity
LPRO
LPRO
VLN
VLN
Q4 25
0.3%
Q3 25
0.0%
1.6%
Q2 25
0.0%
0.7%
Q1 25
0.2%
2.1%
Q4 24
-0.3%
Q3 24
0.5%
4.5%
Q2 24
0.2%
1.7%
Q1 24
0.0%
Cash Conversion
LPRO
LPRO
VLN
VLN
Q4 25
Q3 25
Q2 25
0.82×
Q1 25
-6.22×
Q4 24
Q3 24
7.92×
Q2 24
-0.48×
Q1 24
2.16×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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